Finkurve Financial [FINKURVE] vs Bajaj Finance [BAJFINANCE] Detailed Stock Comparison

Finkurve Financial Services Ltd.

BSE
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Bajaj Finance Ltd.

NSE
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TLDR: Quick Comparison Summary

Based on 20 vital metrics comparison: Finkurve Financial Services Ltd. wins in 8 metrics, Bajaj Finance Ltd. wins in 9 metrics, with 0 ties. Bajaj Finance Ltd. appears stronger overall.

View Metrics Details

Vital Metrics Comparison

Metric Finkurve Financial Services Ltd. Bajaj Finance Ltd. Better
P/E Ratio (TTM) 42.02 31.69 Bajaj Finance Ltd.
Price-to-Book Ratio 2.88 5.53 Finkurve Financial Services Ltd.
Debt-to-Equity Ratio 116.17 310.29 Finkurve Financial Services Ltd.
PEG Ratio 3.08 54.50 Finkurve Financial Services Ltd.
EV/EBITDA 30.06 N/A N/A
Profit Margin (TTM) 15.15% 43.68% Bajaj Finance Ltd.
Operating Margin (TTM) 29.39% 55.55% Bajaj Finance Ltd.
EBITDA Margin (TTM) 29.39% 55.55% Bajaj Finance Ltd.
Return on Equity 8.43% 16.82% Bajaj Finance Ltd.
Return on Assets (TTM) 3.65% 3.57% Finkurve Financial Services Ltd.
Free Cash Flow (TTM) $-1.38B $-692.36B Finkurve Financial Services Ltd.
Dividend Yield N/A 10.01% N/A
1-Year Return -53.50% -1.07% Bajaj Finance Ltd.
Price-to-Sales Ratio (TTM) 6.51 13.83 Finkurve Financial Services Ltd.
Enterprise Value $13.02B $8,982.32B Bajaj Finance Ltd.
EV/Revenue Ratio 9.01 21.76 Finkurve Financial Services Ltd.
Gross Profit Margin (TTM) 36.70% N/A N/A
Revenue per Share (TTM) $11 $66 Bajaj Finance Ltd.
Earnings per Share (Diluted) $1.60 $28.98 Bajaj Finance Ltd.
Beta (Stock Volatility) 0.30 0.31 Finkurve Financial Services Ltd.

Finkurve Financial Services Ltd. vs Bajaj Finance Ltd. Stock Performance Analysis

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FINKURVE
BAJFINANCE

Performance Comparison

Short-term Returns

Stock1D1W1M3M6MYTD
Finkurve Financial Services Ltd.1.54%-5.32%-16.73%-9.72%-42.62%-40.03%
Bajaj Finance Ltd.-0.59%-5.18%-7.18%-9.84%-13.99%-9.36%

Long-term Returns

Stock1Y3Y5Y10Y15Y20Y
Finkurve Financial Services Ltd.-53.50%-37.53%-11.32%153.79%4,285.29%74,450.00%
Bajaj Finance Ltd.-1.07%29.31%51.54%1,049.68%14,862.93%23,552.34%

Performance & Financial Health Analysis: Finkurve Financial Services Ltd. vs Bajaj Finance Ltd.

MetricFINKURVEBAJFINANCE
Market Information
Market Cap i₹9.91B₹5.71T
Market Cap CategorySmall capLarge cap
10 Day Avg. Volume i7,0608,128,781
90 Day Avg. Volume i17,79611,082,959
Last Close₹61.47₹876.80
52 Week Range₹49.06 - ₹134.30₹787.90 - ₹1,102.50
% from 52W High-54.23%-20.47%
All-Time High₹153.60 (Apr 14, 2025)₹9,788.00 (Jun 09, 2025)
% from All-Time High-59.98%-91.04%
Growth Metrics
Quarterly Revenue Growth0.07%0.06%
Quarterly Earnings Growth0.24%-0.06%
Financial Health
Profit Margin (TTM) i0.15%0.44%
Operating Margin (TTM) i0.29%0.56%
Return on Equity (TTM) i0.08%0.17%
Debt to Equity (MRQ) i116.17310.29
Cash & Liquidity
Book Value per Share (MRQ)₹23.32₹166.19
Cash per Share (MRQ)₹2.77₹20.60
Operating Cash Flow (TTM) i₹-1,559,400,000₹-147,267,100,000
Levered Free Cash Flow (TTM) i₹174.07M₹166.38B
Dividends
Last 12-Month Dividend Yield iN/A10.01%
Last 12-Month Dividend iN/A₹92.00

Valuation & Enterprise Metrics Analysis: Finkurve Financial Services Ltd. vs Bajaj Finance Ltd.

MetricFINKURVE (Apr 24, 2026)BAJFINANCE (Apr 24, 2026)
Price Ratios
P/E Ratio (TTM) i42.0231.69
Forward P/E iN/A22.75
PEG Ratio i3.0854.50
Price to Sales (TTM) i6.5113.83
Price to Book (MRQ) i2.885.53
Market Capitalization
Market Capitalization i₹9.91B₹5.71T
Enterprise Value i₹13.02B₹8.98T
Enterprise Value Metrics
Enterprise to Revenue i9.0121.76
Enterprise to EBITDA i30.06N/A
Risk & Other Metrics
Beta i0.300.31
Book Value per Share (MRQ) i₹23.32₹166.19

Financial Statements Comparison: Finkurve Financial Services Ltd. vs Bajaj Finance Ltd.

Financial Metrics

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Revenue

Operating Margin

Profit Margin

Long Term Debt

Income Flow Analysis

Financial Statements Comparison

Income Statement

MetricFINKURVE (2025)BAJFINANCE (2025)
Revenue/Sales i1.39B423.56B
Cost of Goods Sold i807.26MN/A
COGS % of Revenue i58.2%0.0%
Gross Profit i580.28MN/A
Gross Margin i41.8%0.0%
Research & Development iN/AN/A
Operating Income (EBIT) i424.47MN/A
Operating Margin i30.6%0.0%
EBITDA i433.17MN/A
EBITDA Margin i31.2%0.0%
Pre-Tax Income i236.19M220.80B
Pre-Tax Income % of Revenue i17.0%52.1%
Income Tax i62.12M53.00B
Income Tax % of Revenue i4.5%12.5%
Net Income (Profit) i174.07M167.79B
Profit Margin i12.5%39.6%

Balance Sheet & Liquidity Metrics

MetricFINKURVE (2025)BAJFINANCE (2025)
Cash & Equivalents i154.52M107.68B
Total Current Assets i4.42BN/A
Total Current Assets % of Revenue i318.2%0.0%
Total Current Liabilities i1.85BN/A
Total Current Liabilities % of Revenue i133.1%0.0%
Long-Term Debt i829.34M2.75T
Long-Term Debt % of Revenue i59.8%650.1%
Total Shareholders Equity i2.06B989.37B
Retained Earnings i653.10M517.83B
Retained Earnings % of Revenue i47.1%122.3%
Property, Plant & Equipment i75.17M5.52B

Cash Flow Statement Comparison

MetricFINKURVE (2025)BAJFINANCE (2025)
Operating Cash Flow i-1.56B-147.27B
Operating Cash Flow % of Revenue i-112.4%-34.8%
Capital Expenditures i-44.80M-5.48B
Free Cash Flow i-1.38B-692.36B
FCF Margin i-99.7%-163.5%
Debt Repayment iN/A-390.27B
Common Stock Repurchase iN/AN/A

Short Interest & Institutional Ownership Analysis

MetricFINKURVEBAJFINANCE
Shares Short iN/AN/A
Short Ratio iN/AN/A
Short % of Float iN/AN/A
Shares Outstanding i140.05M6.22B
Float Shares i30.81M2.65B
% Held by Insiders i81.48%56.26%
% Held by Institutions i0.00%24.14%
% Held by Public i18.52%19.60%

Dividend Analysis & Yield Comparison: Finkurve Financial Services Ltd. vs Bajaj Finance Ltd.

MetricFINKURVEBAJFINANCE
Last 12-Month Dividend iN/A₹92.00
Last 12-Month Dividend Yield iN/A10.01%
3-Year Avg Annual Dividend iN/A₹47.33
3-Year Avg Dividend Yield iN/A1.22%
3-Year Total Dividends iN/A₹142.00
Ex-Dividend DateN/AMay 30, 2025