Finkurve Financial [FINKURVE] vs Tourism Finance [TFCILTD] Detailed Stock Comparison

TLDR: Quick Comparison Summary

Based on 20 vital metrics comparison: Finkurve Financial Services Ltd. wins in 3 metrics, Tourism Finance Corporation of India Ltd. wins in 16 metrics, with 0 ties. Tourism Finance Corporation of India Ltd. appears stronger overall.

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Vital Metrics Comparison

Metric Finkurve Financial Services Ltd. Tourism Finance Corporation of India Ltd. Better
P/E Ratio (TTM) 42.02 28.56 Tourism Finance Corporation of India Ltd.
Price-to-Book Ratio 2.88 2.77 Tourism Finance Corporation of India Ltd.
Debt-to-Equity Ratio 116.17 82.38 Tourism Finance Corporation of India Ltd.
PEG Ratio 3.08 0.69 Tourism Finance Corporation of India Ltd.
EV/EBITDA 30.06 28.51 Tourism Finance Corporation of India Ltd.
Profit Margin (TTM) 15.15% 69.38% Tourism Finance Corporation of India Ltd.
Operating Margin (TTM) 29.39% 86.04% Tourism Finance Corporation of India Ltd.
EBITDA Margin (TTM) 29.39% 86.04% Tourism Finance Corporation of India Ltd.
Return on Equity 8.43% 8.53% Tourism Finance Corporation of India Ltd.
Return on Assets (TTM) 3.65% 4.94% Tourism Finance Corporation of India Ltd.
Free Cash Flow (TTM) $-1.38B $696.92M Tourism Finance Corporation of India Ltd.
Dividend Yield N/A 0.97% N/A
1-Year Return -53.50% 60.66% Tourism Finance Corporation of India Ltd.
Price-to-Sales Ratio (TTM) 6.51 19.84 Finkurve Financial Services Ltd.
Enterprise Value $13.02B $44.46B Tourism Finance Corporation of India Ltd.
EV/Revenue Ratio 9.01 25.36 Finkurve Financial Services Ltd.
Gross Profit Margin (TTM) 36.70% 58.30% Tourism Finance Corporation of India Ltd.
Revenue per Share (TTM) $11 $4 Finkurve Financial Services Ltd.
Earnings per Share (Diluted) $1.60 $2.63 Tourism Finance Corporation of India Ltd.
Beta (Stock Volatility) 0.30 0.05 Tourism Finance Corporation of India Ltd.

Finkurve Financial Services Ltd. vs Tourism Finance Corporation of India Ltd. Stock Performance Analysis

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Performance Comparison

Short-term Returns

Stock1D1W1M3M6MYTD
Finkurve Financial Services Ltd.1.54%-5.32%-16.73%-9.72%-42.62%-40.03%
Tourism Finance Corporation of India Ltd.0.54%4.07%-2.09%8.10%14.03%9.34%

Long-term Returns

Stock1Y3Y5Y10Y15Y20Y
Finkurve Financial Services Ltd.-53.50%-37.53%-11.32%153.79%4,285.29%74,450.00%
Tourism Finance Corporation of India Ltd.60.66%398.98%430.50%835.34%1,250.28%3,008.51%

Performance & Financial Health Analysis: Finkurve Financial Services Ltd. vs Tourism Finance Corporation of India Ltd.

MetricFINKURVETFCILTD
Market Information
Market Cap i₹9.91B₹33.59B
Market Cap CategorySmall capSmall cap
10 Day Avg. Volume i7,0604,413,550
90 Day Avg. Volume i17,7965,954,759
Last Close₹61.47₹75.91
52 Week Range₹49.06 - ₹134.30₹39.15 - ₹84.61
% from 52W High-54.23%-10.28%
All-Time High₹153.60 (Apr 14, 2025)₹364.90 (Sep 15, 2025)
% from All-Time High-59.98%-79.20%
Growth Metrics
Quarterly Revenue Growth0.07%0.38%
Quarterly Earnings Growth0.24%0.41%
Financial Health
Profit Margin (TTM) i0.15%0.69%
Operating Margin (TTM) i0.29%0.86%
Return on Equity (TTM) i0.08%0.09%
Debt to Equity (MRQ) i116.1782.38
Cash & Liquidity
Book Value per Share (MRQ)₹23.32₹27.12
Cash per Share (MRQ)₹2.77₹1.36
Operating Cash Flow (TTM) i₹-1,559,400,000₹986.27M
Levered Free Cash Flow (TTM) i₹174.07M₹1.04B
Dividends
Last 12-Month Dividend Yield iN/A0.97%
Last 12-Month Dividend iN/A₹3.00

Valuation & Enterprise Metrics Analysis: Finkurve Financial Services Ltd. vs Tourism Finance Corporation of India Ltd.

MetricFINKURVE (Apr 24, 2026)TFCILTD (Apr 24, 2026)
Price Ratios
P/E Ratio (TTM) i42.0228.56
Forward P/E iN/A6.44
PEG Ratio i3.080.69
Price to Sales (TTM) i6.5119.84
Price to Book (MRQ) i2.882.77
Market Capitalization
Market Capitalization i₹9.91B₹33.59B
Enterprise Value i₹13.02B₹44.46B
Enterprise Value Metrics
Enterprise to Revenue i9.0125.36
Enterprise to EBITDA i30.0628.51
Risk & Other Metrics
Beta i0.300.05
Book Value per Share (MRQ) i₹23.32₹27.12

Financial Statements Comparison: Finkurve Financial Services Ltd. vs Tourism Finance Corporation of India Ltd.

Financial Metrics

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Revenue

Operating Margin

Profit Margin

Long Term Debt

Income Flow Analysis

Financial Statements Comparison

Income Statement

MetricFINKURVE (2025)TFCILTD (2025)
Revenue/Sales i1.39B2.44B
Cost of Goods Sold i807.26M756.33M
COGS % of Revenue i58.2%30.9%
Gross Profit i580.28M1.69B
Gross Margin i41.8%69.1%
Research & Development iN/AN/A
Operating Income (EBIT) i424.47M1.49B
Operating Margin i30.6%60.8%
EBITDA i433.17M1.56B
EBITDA Margin i31.2%63.8%
Pre-Tax Income i236.19M1.28B
Pre-Tax Income % of Revenue i17.0%52.4%
Income Tax i62.12M242.09M
Income Tax % of Revenue i4.5%9.9%
Net Income (Profit) i174.07M1.04B
Profit Margin i12.5%42.5%

Balance Sheet & Liquidity Metrics

MetricFINKURVE (2025)TFCILTD (2025)
Cash & Equivalents i154.52M1.41B
Total Current Assets i4.42B7.05B
Total Current Assets % of Revenue i318.2%288.4%
Total Current Liabilities i1.85B3.38B
Total Current Liabilities % of Revenue i133.1%138.4%
Long-Term Debt i829.34M5.46B
Long-Term Debt % of Revenue i59.8%223.2%
Total Shareholders Equity i2.06B12.16B
Retained Earnings i653.10M1.53B
Retained Earnings % of Revenue i47.1%62.8%
Property, Plant & Equipment i75.17M8.97M

Cash Flow Statement Comparison

MetricFINKURVE (2025)TFCILTD (2025)
Operating Cash Flow i-1.56B986.27M
Operating Cash Flow % of Revenue i-112.4%40.3%
Capital Expenditures i-44.80M122.22M
Free Cash Flow i-1.38B696.92M
FCF Margin i-99.7%28.5%
Debt Repayment iN/AN/A
Common Stock Repurchase iN/AN/A

Short Interest & Institutional Ownership Analysis

MetricFINKURVETFCILTD
Shares Short iN/AN/A
Short Ratio iN/AN/A
Short % of Float iN/AN/A
Shares Outstanding i140.05M462.98M
Float Shares i30.81M245.43M
% Held by Insiders i81.48%39.56%
% Held by Institutions i0.00%5.11%
% Held by Public i18.52%55.33%

Dividend Analysis & Yield Comparison: Finkurve Financial Services Ltd. vs Tourism Finance Corporation of India Ltd.

MetricFINKURVETFCILTD
Last 12-Month Dividend iN/A₹3.00
Last 12-Month Dividend Yield iN/A0.97%
3-Year Avg Annual Dividend iN/A₹3.03
3-Year Avg Dividend Yield iN/A1.70%
3-Year Total Dividends iN/A₹9.10
Ex-Dividend DateN/AAug 14, 2025