Fusion Finance [FUSIONPP] vs Paisalo Digital [PAISALO] Detailed Stock Comparison
TLDR: Quick Comparison Summary
Based on 20 vital metrics comparison: Fusion Finance Ltd. wins in 3 metrics, Paisalo Digital Ltd. wins in 15 metrics, with 0 ties. Paisalo Digital Ltd. appears stronger overall.
View Metrics Details
Vital Metrics Comparison
| Metric | Fusion Finance Ltd. | Paisalo Digital Ltd. | Better |
|---|---|---|---|
| P/E Ratio (TTM) | -0.86 | 19.68 | Paisalo Digital Ltd. |
| Price-to-Book Ratio | 0.66 | 2.50 | Fusion Finance Ltd. |
| Debt-to-Equity Ratio | 257.67 | 226.22 | Paisalo Digital Ltd. |
| PEG Ratio | -0.01 | 4.59 | Paisalo Digital Ltd. |
| EV/EBITDA | 9.28 | 26.84 | Fusion Finance Ltd. |
| Profit Margin (TTM) | 37.45% | 45.06% | Paisalo Digital Ltd. |
| Operating Margin (TTM) | -11.82% | 63.89% | Paisalo Digital Ltd. |
| EBITDA Margin (TTM) | N/A | 63.89% | N/A |
| Return on Equity | -44.96% | 13.04% | Paisalo Digital Ltd. |
| Return on Assets (TTM) | -10.75% | 3.81% | Paisalo Digital Ltd. |
| Free Cash Flow (TTM) | $14.37B | $-8.54B | Fusion Finance Ltd. |
| Dividend Yield | N/A | 0.26% | N/A |
| 1-Year Return | -12.52% | 68.67% | Paisalo Digital Ltd. |
| Price-to-Sales Ratio (TTM) | 50.15 | 8.93 | Paisalo Digital Ltd. |
| Enterprise Value | $52.12B | $78.92B | Paisalo Digital Ltd. |
| EV/Revenue Ratio | 117.65 | 16.83 | Paisalo Digital Ltd. |
| Gross Profit Margin (TTM) | 28.23% | 51.99% | Paisalo Digital Ltd. |
| Revenue per Share (TTM) | $4 | $5 | Paisalo Digital Ltd. |
| Earnings per Share (Diluted) | $-89.38 | $2.34 | Paisalo Digital Ltd. |
| Beta (Stock Volatility) | 0.37 | -0.04 | Paisalo Digital Ltd. |
Fusion Finance Ltd. vs Paisalo Digital Ltd. Stock Performance Analysis
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Performance Comparison
Short-term Returns
| Stock | 1D | 1W | 1M | 3M | 6M | YTD |
|---|---|---|---|---|---|---|
| Fusion Finance Ltd. | -4.95% | -9.26% | -15.49% | 6.79% | -15.29% | -15.29% |
| Paisalo Digital Ltd. | 4.52% | 12.19% | 19.39% | 69.16% | 56.07% | 58.72% |
Long-term Returns
| Stock | 1Y | 3Y | 5Y | 10Y | 15Y | 20Y |
|---|---|---|---|---|---|---|
| Fusion Finance Ltd. | -12.52% | -12.52% | -12.52% | -12.52% | -12.52% | -12.52% |
| Paisalo Digital Ltd. | 68.67% | 86.41% | 62.15% | 538.37% | 574.25% | 2,233.94% |
Performance & Financial Health Analysis: Fusion Finance Ltd. vs Paisalo Digital Ltd.
| Metric | FUSIONPP | PAISALO |
|---|---|---|
| Market Information | ||
| Market Cap | ₹22.20B | ₹40.58B |
| Market Cap Category | Small cap | Small cap |
| 10 Day Avg. Volume | 6,729 | 17,320,223 |
| 90 Day Avg. Volume | 3,689 | 9,834,980 |
| Last Close | ₹96.05 | ₹57.87 |
| 52 Week Range | ₹71.00 - ₹134.00 | ₹29.38 - ₹58.27 |
| % from 52W High | -28.32% | -0.69% |
| All-Time High | ₹134.00 (Jun 25, 2025) | ₹415.00 (Jan 03, 2011) |
| % from All-Time High | -28.32% | -86.06% |
| Growth Metrics | ||
| Quarterly Revenue Growth | -0.02% | 0.20% |
| Quarterly Earnings Growth | N/A | 0.06% |
| Financial Health | ||
| Profit Margin (TTM) | 0.37% | 0.45% |
| Operating Margin (TTM) | -0.12% | 0.64% |
| Return on Equity (TTM) | -0.45% | 0.13% |
| Debt to Equity (MRQ) | 257.67 | 226.22 |
| Cash & Liquidity | ||
| Book Value per Share (MRQ) | ₹146.42 | ₹18.42 |
| Cash per Share (MRQ) | ₹75.51 | ₹0.62 |
| Operating Cash Flow (TTM) | ₹23.10B | ₹-4,755,433,000 |
| Levered Free Cash Flow (TTM) | ₹-12,245,400,000 | ₹2.00B |
| Dividends | ||
| Last 12-Month Dividend Yield | N/A | 0.26% |
| Last 12-Month Dividend | N/A | ₹0.10 |
Valuation & Enterprise Metrics Analysis: Fusion Finance Ltd. vs Paisalo Digital Ltd.
| Metric | FUSIONPP (Nov 23, 2025) | PAISALO (Apr 24, 2026) |
|---|---|---|
| Price Ratios | ||
| P/E Ratio (TTM) | -0.86 | 19.68 |
| Forward P/E | N/A | 14.81 |
| PEG Ratio | -0.01 | 4.59 |
| Price to Sales (TTM) | 50.15 | 8.93 |
| Price to Book (MRQ) | 0.66 | 2.50 |
| Market Capitalization | ||
| Market Capitalization | ₹22.20B | ₹40.58B |
| Enterprise Value | ₹52.12B | ₹78.92B |
| Enterprise Value Metrics | ||
| Enterprise to Revenue | 117.65 | 16.83 |
| Enterprise to EBITDA | 9.28 | 26.84 |
| Risk & Other Metrics | ||
| Beta | 0.37 | -0.04 |
| Book Value per Share (MRQ) | ₹146.42 | ₹18.42 |
Financial Statements Comparison: Fusion Finance Ltd. vs Paisalo Digital Ltd.
Financial Metrics
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Revenue
Operating Margin
Profit Margin
Long Term Debt
Income Flow Analysis
Financial Statements Comparison
Income Statement
| Metric | FUSIONPP (2025) | PAISALO (2025) |
|---|---|---|
| Revenue/Sales | 21.29B | 7.70B |
| Cost of Goods Sold | 13.32B | 3.45B |
| COGS % of Revenue | 62.6% | 44.9% |
| Gross Profit | 7.97B | 4.25B |
| Gross Margin | 37.4% | 55.1% |
| Research & Development | N/A | N/A |
| Operating Income (EBIT) | 5.27B | 3.25B |
| Operating Margin | 24.7% | 42.2% |
| EBITDA | 5.62B | 2.94B |
| EBITDA Margin | 26.4% | 38.2% |
| Pre-Tax Income | -11.33B | 2.68B |
| Pre-Tax Income % of Revenue | -53.2% | 34.8% |
| Income Tax | 915.30M | 682.35M |
| Income Tax % of Revenue | 4.3% | 8.9% |
| Net Income (Profit) | -12.25B | 2.00B |
| Profit Margin | -57.5% | 26.0% |
Balance Sheet & Liquidity Metrics
| Metric | FUSIONPP (2025) | PAISALO (2025) |
|---|---|---|
| Cash & Equivalents | 7.83B | 1.01B |
| Total Current Assets | 60.63B | 51.19B |
| Total Current Assets % of Revenue | 284.8% | 664.7% |
| Total Current Liabilities | 49.93B | 1.84B |
| Total Current Liabilities % of Revenue | 234.5% | 23.9% |
| Long-Term Debt | 16.39B | 34.60B |
| Long-Term Debt % of Revenue | 77.0% | 449.3% |
| Total Shareholders Equity | 16.43B | 15.35B |
| Retained Earnings | -3.67B | 217.82M |
| Retained Earnings % of Revenue | -17.3% | 2.8% |
| Property, Plant & Equipment | 16.80M | 744.65M |
Cash Flow Statement Comparison
| Metric | FUSIONPP (2025) | PAISALO (2025) |
|---|---|---|
| Operating Cash Flow | -2.53B | -4.76B |
| Operating Cash Flow % of Revenue | -11.9% | -61.8% |
| Capital Expenditures | -29.90M | -126.79M |
| Free Cash Flow | 14.37B | -8.54B |
| FCF Margin | 67.5% | -110.9% |
| Debt Repayment | -62.47B | N/A |
| Common Stock Repurchase | N/A | N/A |
Short Interest & Institutional Ownership Analysis
| Metric | FUSIONPP | PAISALO |
|---|---|---|
| Shares Short | N/A | N/A |
| Short Ratio | N/A | N/A |
| Short % of Float | N/A | N/A |
| Shares Outstanding | 61.06M | 909.52M |
| Float Shares | 83.94M | 441.76M |
| % Held by Insiders | 0.00% | 53.67% |
| % Held by Institutions | 8.49% | 12.04% |
| % Held by Public | 91.51% | 34.29% |
Dividend Analysis & Yield Comparison: Fusion Finance Ltd. vs Paisalo Digital Ltd.
| Metric | FUSIONPP | PAISALO |
|---|---|---|
| Last 12-Month Dividend | N/A | ₹0.10 |
| Last 12-Month Dividend Yield | N/A | 0.26% |
| 3-Year Avg Annual Dividend | N/A | ₹0.08 |
| 3-Year Avg Dividend Yield | N/A | 0.20% |
| 3-Year Total Dividends | N/A | ₹0.25 |
| Ex-Dividend Date | N/A | Sep 22, 2025 |