Fusion Finance [FUSIONPP] vs Paisalo Digital [PAISALO] Detailed Stock Comparison

TLDR: Quick Comparison Summary

Based on 20 vital metrics comparison: Fusion Finance Ltd. wins in 3 metrics, Paisalo Digital Ltd. wins in 15 metrics, with 0 ties. Paisalo Digital Ltd. appears stronger overall.

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Vital Metrics Comparison

Metric Fusion Finance Ltd. Paisalo Digital Ltd. Better
P/E Ratio (TTM) -0.86 19.68 Paisalo Digital Ltd.
Price-to-Book Ratio 0.66 2.50 Fusion Finance Ltd.
Debt-to-Equity Ratio 257.67 226.22 Paisalo Digital Ltd.
PEG Ratio -0.01 4.59 Paisalo Digital Ltd.
EV/EBITDA 9.28 26.84 Fusion Finance Ltd.
Profit Margin (TTM) 37.45% 45.06% Paisalo Digital Ltd.
Operating Margin (TTM) -11.82% 63.89% Paisalo Digital Ltd.
EBITDA Margin (TTM) N/A 63.89% N/A
Return on Equity -44.96% 13.04% Paisalo Digital Ltd.
Return on Assets (TTM) -10.75% 3.81% Paisalo Digital Ltd.
Free Cash Flow (TTM) $14.37B $-8.54B Fusion Finance Ltd.
Dividend Yield N/A 0.26% N/A
1-Year Return -12.52% 68.67% Paisalo Digital Ltd.
Price-to-Sales Ratio (TTM) 50.15 8.93 Paisalo Digital Ltd.
Enterprise Value $52.12B $78.92B Paisalo Digital Ltd.
EV/Revenue Ratio 117.65 16.83 Paisalo Digital Ltd.
Gross Profit Margin (TTM) 28.23% 51.99% Paisalo Digital Ltd.
Revenue per Share (TTM) $4 $5 Paisalo Digital Ltd.
Earnings per Share (Diluted) $-89.38 $2.34 Paisalo Digital Ltd.
Beta (Stock Volatility) 0.37 -0.04 Paisalo Digital Ltd.

Fusion Finance Ltd. vs Paisalo Digital Ltd. Stock Performance Analysis

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Performance Comparison

Short-term Returns

Stock1D1W1M3M6MYTD
Fusion Finance Ltd.-4.95%-9.26%-15.49%6.79%-15.29%-15.29%
Paisalo Digital Ltd.4.52%12.19%19.39%69.16%56.07%58.72%

Long-term Returns

Stock1Y3Y5Y10Y15Y20Y
Fusion Finance Ltd.-12.52%-12.52%-12.52%-12.52%-12.52%-12.52%
Paisalo Digital Ltd.68.67%86.41%62.15%538.37%574.25%2,233.94%

Performance & Financial Health Analysis: Fusion Finance Ltd. vs Paisalo Digital Ltd.

MetricFUSIONPPPAISALO
Market Information
Market Cap i₹22.20B₹40.58B
Market Cap CategorySmall capSmall cap
10 Day Avg. Volume i6,72917,320,223
90 Day Avg. Volume i3,6899,834,980
Last Close₹96.05₹57.87
52 Week Range₹71.00 - ₹134.00₹29.38 - ₹58.27
% from 52W High-28.32%-0.69%
All-Time High₹134.00 (Jun 25, 2025)₹415.00 (Jan 03, 2011)
% from All-Time High-28.32%-86.06%
Growth Metrics
Quarterly Revenue Growth-0.02%0.20%
Quarterly Earnings GrowthN/A0.06%
Financial Health
Profit Margin (TTM) i0.37%0.45%
Operating Margin (TTM) i-0.12%0.64%
Return on Equity (TTM) i-0.45%0.13%
Debt to Equity (MRQ) i257.67226.22
Cash & Liquidity
Book Value per Share (MRQ)₹146.42₹18.42
Cash per Share (MRQ)₹75.51₹0.62
Operating Cash Flow (TTM) i₹23.10B₹-4,755,433,000
Levered Free Cash Flow (TTM) i₹-12,245,400,000₹2.00B
Dividends
Last 12-Month Dividend Yield iN/A0.26%
Last 12-Month Dividend iN/A₹0.10

Valuation & Enterprise Metrics Analysis: Fusion Finance Ltd. vs Paisalo Digital Ltd.

MetricFUSIONPP (Nov 23, 2025)PAISALO (Apr 24, 2026)
Price Ratios
P/E Ratio (TTM) i-0.8619.68
Forward P/E iN/A14.81
PEG Ratio i-0.014.59
Price to Sales (TTM) i50.158.93
Price to Book (MRQ) i0.662.50
Market Capitalization
Market Capitalization i₹22.20B₹40.58B
Enterprise Value i₹52.12B₹78.92B
Enterprise Value Metrics
Enterprise to Revenue i117.6516.83
Enterprise to EBITDA i9.2826.84
Risk & Other Metrics
Beta i0.37-0.04
Book Value per Share (MRQ) i₹146.42₹18.42

Financial Statements Comparison: Fusion Finance Ltd. vs Paisalo Digital Ltd.

Financial Metrics

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Revenue

Operating Margin

Profit Margin

Long Term Debt

Income Flow Analysis

Financial Statements Comparison

Income Statement

MetricFUSIONPP (2025)PAISALO (2025)
Revenue/Sales i21.29B7.70B
Cost of Goods Sold i13.32B3.45B
COGS % of Revenue i62.6%44.9%
Gross Profit i7.97B4.25B
Gross Margin i37.4%55.1%
Research & Development iN/AN/A
Operating Income (EBIT) i5.27B3.25B
Operating Margin i24.7%42.2%
EBITDA i5.62B2.94B
EBITDA Margin i26.4%38.2%
Pre-Tax Income i-11.33B2.68B
Pre-Tax Income % of Revenue i-53.2%34.8%
Income Tax i915.30M682.35M
Income Tax % of Revenue i4.3%8.9%
Net Income (Profit) i-12.25B2.00B
Profit Margin i-57.5%26.0%

Balance Sheet & Liquidity Metrics

MetricFUSIONPP (2025)PAISALO (2025)
Cash & Equivalents i7.83B1.01B
Total Current Assets i60.63B51.19B
Total Current Assets % of Revenue i284.8%664.7%
Total Current Liabilities i49.93B1.84B
Total Current Liabilities % of Revenue i234.5%23.9%
Long-Term Debt i16.39B34.60B
Long-Term Debt % of Revenue i77.0%449.3%
Total Shareholders Equity i16.43B15.35B
Retained Earnings i-3.67B217.82M
Retained Earnings % of Revenue i-17.3%2.8%
Property, Plant & Equipment i16.80M744.65M

Cash Flow Statement Comparison

MetricFUSIONPP (2025)PAISALO (2025)
Operating Cash Flow i-2.53B-4.76B
Operating Cash Flow % of Revenue i-11.9%-61.8%
Capital Expenditures i-29.90M-126.79M
Free Cash Flow i14.37B-8.54B
FCF Margin i67.5%-110.9%
Debt Repayment i-62.47BN/A
Common Stock Repurchase iN/AN/A

Short Interest & Institutional Ownership Analysis

MetricFUSIONPPPAISALO
Shares Short iN/AN/A
Short Ratio iN/AN/A
Short % of Float iN/AN/A
Shares Outstanding i61.06M909.52M
Float Shares i83.94M441.76M
% Held by Insiders i0.00%53.67%
% Held by Institutions i8.49%12.04%
% Held by Public i91.51%34.29%

Dividend Analysis & Yield Comparison: Fusion Finance Ltd. vs Paisalo Digital Ltd.

MetricFUSIONPPPAISALO
Last 12-Month Dividend iN/A₹0.10
Last 12-Month Dividend Yield iN/A0.26%
3-Year Avg Annual Dividend iN/A₹0.08
3-Year Avg Dividend Yield iN/A0.20%
3-Year Total Dividends iN/A₹0.25
Ex-Dividend DateN/ASep 22, 2025