HARYANA FINANCIAL [HARAFIN] vs Tourism Finance [TFCILTD] Detailed Stock Comparison

TLDR: Quick Comparison Summary

Based on 20 vital metrics comparison: HARYANA FINANCIAL CORPORATION wins in 4 metrics, Tourism Finance Corporation of India Ltd. wins in 14 metrics, with 1 ties. Tourism Finance Corporation of India Ltd. appears stronger overall.

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Vital Metrics Comparison

Metric HARYANA FINANCIAL CORPORATION Tourism Finance Corporation of India Ltd. Better
P/E Ratio (TTM) 119.77 28.56 Tourism Finance Corporation of India Ltd.
Price-to-Book Ratio 4.67 2.77 Tourism Finance Corporation of India Ltd.
Debt-to-Equity Ratio 0.00 82.38 Tie
PEG Ratio -0.08 0.69 Tourism Finance Corporation of India Ltd.
EV/EBITDA -141.32 28.51 Tourism Finance Corporation of India Ltd.
Profit Margin (TTM) 80.89% 69.38% HARYANA FINANCIAL CORPORATION
Operating Margin (TTM) 93.08% 86.04% HARYANA FINANCIAL CORPORATION
EBITDA Margin (TTM) 93.08% 86.04% HARYANA FINANCIAL CORPORATION
Return on Equity 0.00% 8.53% Tourism Finance Corporation of India Ltd.
Return on Assets (TTM) 0.00% 4.94% Tourism Finance Corporation of India Ltd.
Free Cash Flow (TTM) $-52.11M $696.92M Tourism Finance Corporation of India Ltd.
Dividend Yield N/A 0.97% N/A
1-Year Return 46.89% 60.66% Tourism Finance Corporation of India Ltd.
Price-to-Sales Ratio (TTM) 131.65 19.84 Tourism Finance Corporation of India Ltd.
Enterprise Value $11.76B $44.46B Tourism Finance Corporation of India Ltd.
EV/Revenue Ratio 117.42 25.36 Tourism Finance Corporation of India Ltd.
Gross Profit Margin (TTM) 90.29% 58.30% HARYANA FINANCIAL CORPORATION
Revenue per Share (TTM) $1 $4 Tourism Finance Corporation of India Ltd.
Earnings per Share (Diluted) $0.53 $2.63 Tourism Finance Corporation of India Ltd.
Beta (Stock Volatility) 0.97 0.05 Tourism Finance Corporation of India Ltd.

HARYANA FINANCIAL CORPORATION vs Tourism Finance Corporation of India Ltd. Stock Performance Analysis

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Performance Comparison

Short-term Returns

Stock1D1W1M3M6MYTD
HARYANA FINANCIAL CORPORATION0.00%0.00%-0.76%-21.25%-29.19%-29.44%
Tourism Finance Corporation of India Ltd.0.54%4.07%-2.09%8.10%14.03%9.34%

Long-term Returns

Stock1Y3Y5Y10Y15Y20Y
HARYANA FINANCIAL CORPORATION46.89%155.58%155.58%155.58%168.09%400.00%
Tourism Finance Corporation of India Ltd.60.66%398.98%430.50%835.34%1,250.28%3,008.51%

Performance & Financial Health Analysis: HARYANA FINANCIAL CORPORATION vs Tourism Finance Corporation of India Ltd.

MetricHARAFINTFCILTD
Market Information
Market Cap i₹13.18B₹33.59B
Market Cap CategorySmall capSmall cap
10 Day Avg. Volume i204,413,550
90 Day Avg. Volume i575,954,759
Last Close₹63.00₹75.91
52 Week Range₹42.89 - ₹93.97₹39.15 - ₹84.61
% from 52W High-32.96%-10.28%
All-Time High₹93.97 (Dec 24, 2025)₹364.90 (Sep 15, 2025)
% from All-Time High-32.96%-79.20%
Growth Metrics
Quarterly Revenue GrowthN/A0.38%
Quarterly Earnings GrowthN/A0.41%
Financial Health
Profit Margin (TTM) i0.81%0.69%
Operating Margin (TTM) i0.93%0.86%
Return on Equity (TTM) i0.00%0.09%
Debt to Equity (MRQ) i0.0082.38
Cash & Liquidity
Book Value per Share (MRQ)₹13.59₹27.12
Cash per Share (MRQ)₹1.37₹1.36
Operating Cash Flow (TTM) i₹-17,831,038₹986.27M
Levered Free Cash Flow (TTM) i₹-104,475₹1.04B
Dividends
Last 12-Month Dividend Yield iN/A0.97%
Last 12-Month Dividend iN/A₹3.00

Valuation & Enterprise Metrics Analysis: HARYANA FINANCIAL CORPORATION vs Tourism Finance Corporation of India Ltd.

MetricHARAFIN (Apr 24, 2026)TFCILTD (Apr 24, 2026)
Price Ratios
P/E Ratio (TTM) i119.7728.56
Forward P/E iN/A6.44
PEG Ratio i-0.080.69
Price to Sales (TTM) i131.6519.84
Price to Book (MRQ) i4.672.77
Market Capitalization
Market Capitalization i₹13.18B₹33.59B
Enterprise Value i₹11.76B₹44.46B
Enterprise Value Metrics
Enterprise to Revenue i117.4225.36
Enterprise to EBITDA i-141.3228.51
Risk & Other Metrics
Beta i0.970.05
Book Value per Share (MRQ) i₹13.59₹27.12

Financial Statements Comparison: HARYANA FINANCIAL CORPORATION vs Tourism Finance Corporation of India Ltd.

Financial Metrics

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Revenue

Operating Margin

Profit Margin

Long Term Debt

Income Flow Analysis

Financial Statements Comparison

Income Statement

MetricHARAFIN (2025)TFCILTD (2025)
Revenue/Sales i3.28M2.44B
Cost of Goods Sold i26.93M756.33M
COGS % of Revenue i821.8%30.9%
Gross Profit i-23.65M1.69B
Gross Margin i-721.8%69.1%
Research & Development iN/AN/A
Operating Income (EBIT) i-53.32M1.49B
Operating Margin i-1,627.4%60.8%
EBITDA i-83.19M1.56B
EBITDA Margin i-2,539.1%63.8%
Pre-Tax Income i651,7651.28B
Pre-Tax Income % of Revenue i19.9%52.4%
Income Tax i756,240242.09M
Income Tax % of Revenue i23.1%9.9%
Net Income (Profit) i-104,4751.04B
Profit Margin i-3.2%42.5%

Balance Sheet & Liquidity Metrics

MetricHARAFIN (2025)TFCILTD (2025)
Cash & Equivalents i17.29M1.41B
Total Current Assets i514.94M7.05B
Total Current Assets % of Revenue i15,716.5%288.4%
Total Current Liabilities i326.71M3.38B
Total Current Liabilities % of Revenue i9,971.7%138.4%
Long-Term Debt iN/A5.46B
Long-Term Debt % of Revenue i0.0%223.2%
Total Shareholders Equity i2.24B12.16B
Retained Earnings iN/A1.53B
Retained Earnings % of Revenue i0.0%62.8%
Property, Plant & Equipment i08.97M

Cash Flow Statement Comparison

MetricHARAFIN (2025)TFCILTD (2025)
Operating Cash Flow i-17.83M986.27M
Operating Cash Flow % of Revenue i-544.2%40.3%
Capital Expenditures i29.66M122.22M
Free Cash Flow i-52.11M696.92M
FCF Margin i-1,590.3%28.5%
Debt Repayment iN/AN/A
Common Stock Repurchase iN/AN/A

Short Interest & Institutional Ownership Analysis

MetricHARAFINTFCILTD
Shares Short iN/AN/A
Short Ratio iN/AN/A
Short % of Float iN/AN/A
Shares Outstanding i207.66M462.98M
Float Shares i5.15M245.43M
% Held by Insiders i99.36%39.56%
% Held by Institutions i0.00%5.11%
% Held by Public i0.64%55.33%

Dividend Analysis & Yield Comparison: HARYANA FINANCIAL CORPORATION vs Tourism Finance Corporation of India Ltd.

MetricHARAFINTFCILTD
Last 12-Month Dividend iN/A₹3.00
Last 12-Month Dividend Yield iN/A0.97%
3-Year Avg Annual Dividend iN/A₹3.03
3-Year Avg Dividend Yield iN/A1.70%
3-Year Total Dividends iN/A₹9.10
Ex-Dividend DateN/AAug 14, 2025