India Finsec [IFINSEC] vs Tourism Finance [TFCILTD] Detailed Stock Comparison

TLDR: Quick Comparison Summary

Based on 20 vital metrics comparison: India Finsec Ltd. wins in 3 metrics, Tourism Finance Corporation of India Ltd. wins in 15 metrics, with 0 ties. Tourism Finance Corporation of India Ltd. appears stronger overall.

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Vital Metrics Comparison

Metric India Finsec Ltd. Tourism Finance Corporation of India Ltd. Better
P/E Ratio (TTM) 25.44 28.56 India Finsec Ltd.
Price-to-Book Ratio 3.10 2.77 Tourism Finance Corporation of India Ltd.
Debt-to-Equity Ratio 145.76 82.38 Tourism Finance Corporation of India Ltd.
PEG Ratio -5.76 0.69 Tourism Finance Corporation of India Ltd.
EV/EBITDA 24.39 28.51 India Finsec Ltd.
Profit Margin (TTM) 14.12% 69.38% Tourism Finance Corporation of India Ltd.
Operating Margin (TTM) 54.25% 86.04% Tourism Finance Corporation of India Ltd.
EBITDA Margin (TTM) 54.25% 86.04% Tourism Finance Corporation of India Ltd.
Return on Equity 7.31% 8.53% Tourism Finance Corporation of India Ltd.
Return on Assets (TTM) 3.24% 4.94% Tourism Finance Corporation of India Ltd.
Free Cash Flow (TTM) $-312.68M $696.92M Tourism Finance Corporation of India Ltd.
Dividend Yield N/A 0.97% N/A
1-Year Return 28.50% 60.66% Tourism Finance Corporation of India Ltd.
Price-to-Sales Ratio (TTM) 193.62 19.84 Tourism Finance Corporation of India Ltd.
Enterprise Value $6.74B $44.46B Tourism Finance Corporation of India Ltd.
EV/Revenue Ratio 245.62 25.36 Tourism Finance Corporation of India Ltd.
Gross Profit Margin (TTM) 40.59% 58.30% Tourism Finance Corporation of India Ltd.
Revenue per Share (TTM) $1 $4 Tourism Finance Corporation of India Ltd.
Earnings per Share (Diluted) $7.15 $2.63 India Finsec Ltd.
Beta (Stock Volatility) N/A 0.05 N/A

India Finsec Ltd. vs Tourism Finance Corporation of India Ltd. Stock Performance Analysis

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Performance Comparison

Short-term Returns

Stock1D1W1M3M6MYTD
India Finsec Ltd.15.88%11.14%3.55%16.64%21.25%32.20%
Tourism Finance Corporation of India Ltd.0.54%3.46%-1.56%10.21%16.66%9.93%

Long-term Returns

Stock1Y3Y5Y10Y15Y20Y
India Finsec Ltd.28.50%463.50%1,160.61%2,717.52%1,654.55%1,654.55%
Tourism Finance Corporation of India Ltd.60.66%398.98%430.50%835.34%1,250.28%3,008.51%

Performance & Financial Health Analysis: India Finsec Ltd. vs Tourism Finance Corporation of India Ltd.

MetricIFINSECTFCILTD
Market Information
Market Cap i₹5.31B₹33.59B
Market Cap CategorySmall capSmall cap
10 Day Avg. Volume i6094,413,550
90 Day Avg. Volume i6,8225,954,759
Last Close₹214.50₹75.91
52 Week Range₹125.00 - ₹223.80₹39.15 - ₹84.61
% from 52W High-4.16%-10.28%
All-Time High₹223.80 (Jan 16, 2026)₹364.90 (Sep 15, 2025)
% from All-Time High-4.16%-79.20%
Growth Metrics
Quarterly Revenue Growth0.04%0.38%
Quarterly Earnings Growth-0.27%0.41%
Financial Health
Profit Margin (TTM) i0.14%0.69%
Operating Margin (TTM) i0.54%0.86%
Return on Equity (TTM) i0.07%0.09%
Debt to Equity (MRQ) i145.7682.38
Cash & Liquidity
Book Value per Share (MRQ)₹58.76₹27.12
Cash per Share (MRQ)₹8.72₹1.36
Operating Cash Flow (TTM) i₹-690,859,540₹986.27M
Levered Free Cash Flow (TTM) i₹117.61M₹1.04B
Dividends
Last 12-Month Dividend Yield iN/A0.97%
Last 12-Month Dividend iN/A₹3.00

Valuation & Enterprise Metrics Analysis: India Finsec Ltd. vs Tourism Finance Corporation of India Ltd.

MetricIFINSEC (Apr 26, 2026)TFCILTD (Apr 24, 2026)
Price Ratios
P/E Ratio (TTM) i25.4428.56
Forward P/E iN/A6.44
PEG Ratio i-5.760.69
Price to Sales (TTM) i193.6219.84
Price to Book (MRQ) i3.102.77
Market Capitalization
Market Capitalization i₹5.31B₹33.59B
Enterprise Value i₹6.74B₹44.46B
Enterprise Value Metrics
Enterprise to Revenue i245.6225.36
Enterprise to EBITDA i24.3928.51
Risk & Other Metrics
Beta iN/A0.05
Book Value per Share (MRQ) i₹58.76₹27.12

Financial Statements Comparison: India Finsec Ltd. vs Tourism Finance Corporation of India Ltd.

Financial Metrics

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Revenue

Operating Margin

Profit Margin

Long Term Debt

Income Flow Analysis

Financial Statements Comparison

Income Statement

MetricIFINSEC (2025)TFCILTD (2025)
Revenue/Sales i700.91M2.44B
Cost of Goods Sold i359.49M756.33M
COGS % of Revenue i51.3%30.9%
Gross Profit i341.42M1.69B
Gross Margin i48.7%69.1%
Research & Development iN/AN/A
Operating Income (EBIT) i239.51M1.49B
Operating Margin i34.2%60.8%
EBITDA i276.12M1.56B
EBITDA Margin i39.4%63.8%
Pre-Tax Income i239.82M1.28B
Pre-Tax Income % of Revenue i34.2%52.4%
Income Tax i58.53M242.09M
Income Tax % of Revenue i8.4%9.9%
Net Income (Profit) i181.29M1.04B
Profit Margin i25.9%42.5%

Balance Sheet & Liquidity Metrics

MetricIFINSEC (2025)TFCILTD (2025)
Cash & Equivalents i120.85M1.41B
Total Current Assets i3.48B7.05B
Total Current Assets % of Revenue i496.1%288.4%
Total Current Liabilities i36.41M3.38B
Total Current Liabilities % of Revenue i5.2%138.4%
Long-Term Debt i1.98B5.46B
Long-Term Debt % of Revenue i282.1%223.2%
Total Shareholders Equity i1.61B12.16B
Retained Earnings i263.51M1.53B
Retained Earnings % of Revenue i37.6%62.8%
Property, Plant & Equipment i08.97M

Cash Flow Statement Comparison

MetricIFINSEC (2025)TFCILTD (2025)
Operating Cash Flow i-690.86M986.27M
Operating Cash Flow % of Revenue i-98.6%40.3%
Capital Expenditures i-26.56M122.22M
Free Cash Flow i-312.68M696.92M
FCF Margin i-44.6%28.5%
Debt Repayment iN/AN/A
Common Stock Repurchase iN/AN/A

Short Interest & Institutional Ownership Analysis

MetricIFINSECTFCILTD
Shares Short iN/AN/A
Short Ratio iN/AN/A
Short % of Float iN/AN/A
Shares Outstanding i29.19M462.98M
Float Shares i4.44M245.43M
% Held by Insiders i81.10%39.56%
% Held by Institutions i6.85%5.11%
% Held by Public i12.05%55.33%

Dividend Analysis & Yield Comparison: India Finsec Ltd. vs Tourism Finance Corporation of India Ltd.

MetricIFINSECTFCILTD
Last 12-Month Dividend iN/A₹3.00
Last 12-Month Dividend Yield iN/A0.97%
3-Year Avg Annual Dividend iN/A₹3.03
3-Year Avg Dividend Yield iN/A1.70%
3-Year Total Dividends iN/A₹9.10
Ex-Dividend DateN/AAug 14, 2025