India Finsec [IFINSEC] vs Tourism Finance [TFCILTD] Detailed Stock Comparison
TLDR: Quick Comparison Summary
Based on 20 vital metrics comparison: India Finsec Ltd. wins in 3 metrics, Tourism Finance Corporation of India Ltd. wins in 15 metrics, with 0 ties. Tourism Finance Corporation of India Ltd. appears stronger overall.
View Metrics Details
Vital Metrics Comparison
| Metric | India Finsec Ltd. | Tourism Finance Corporation of India Ltd. | Better |
|---|---|---|---|
| P/E Ratio (TTM) | 25.44 | 28.56 | India Finsec Ltd. |
| Price-to-Book Ratio | 3.10 | 2.77 | Tourism Finance Corporation of India Ltd. |
| Debt-to-Equity Ratio | 145.76 | 82.38 | Tourism Finance Corporation of India Ltd. |
| PEG Ratio | -5.76 | 0.69 | Tourism Finance Corporation of India Ltd. |
| EV/EBITDA | 24.39 | 28.51 | India Finsec Ltd. |
| Profit Margin (TTM) | 14.12% | 69.38% | Tourism Finance Corporation of India Ltd. |
| Operating Margin (TTM) | 54.25% | 86.04% | Tourism Finance Corporation of India Ltd. |
| EBITDA Margin (TTM) | 54.25% | 86.04% | Tourism Finance Corporation of India Ltd. |
| Return on Equity | 7.31% | 8.53% | Tourism Finance Corporation of India Ltd. |
| Return on Assets (TTM) | 3.24% | 4.94% | Tourism Finance Corporation of India Ltd. |
| Free Cash Flow (TTM) | $-312.68M | $696.92M | Tourism Finance Corporation of India Ltd. |
| Dividend Yield | N/A | 0.97% | N/A |
| 1-Year Return | 28.50% | 60.66% | Tourism Finance Corporation of India Ltd. |
| Price-to-Sales Ratio (TTM) | 193.62 | 19.84 | Tourism Finance Corporation of India Ltd. |
| Enterprise Value | $6.74B | $44.46B | Tourism Finance Corporation of India Ltd. |
| EV/Revenue Ratio | 245.62 | 25.36 | Tourism Finance Corporation of India Ltd. |
| Gross Profit Margin (TTM) | 40.59% | 58.30% | Tourism Finance Corporation of India Ltd. |
| Revenue per Share (TTM) | $1 | $4 | Tourism Finance Corporation of India Ltd. |
| Earnings per Share (Diluted) | $7.15 | $2.63 | India Finsec Ltd. |
| Beta (Stock Volatility) | N/A | 0.05 | N/A |
India Finsec Ltd. vs Tourism Finance Corporation of India Ltd. Stock Performance Analysis
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Performance Comparison
Short-term Returns
| Stock | 1D | 1W | 1M | 3M | 6M | YTD |
|---|---|---|---|---|---|---|
| India Finsec Ltd. | 15.88% | 11.14% | 3.55% | 16.64% | 21.25% | 32.20% |
| Tourism Finance Corporation of India Ltd. | 0.54% | 3.46% | -1.56% | 10.21% | 16.66% | 9.93% |
Long-term Returns
| Stock | 1Y | 3Y | 5Y | 10Y | 15Y | 20Y |
|---|---|---|---|---|---|---|
| India Finsec Ltd. | 28.50% | 463.50% | 1,160.61% | 2,717.52% | 1,654.55% | 1,654.55% |
| Tourism Finance Corporation of India Ltd. | 60.66% | 398.98% | 430.50% | 835.34% | 1,250.28% | 3,008.51% |
Performance & Financial Health Analysis: India Finsec Ltd. vs Tourism Finance Corporation of India Ltd.
| Metric | IFINSEC | TFCILTD |
|---|---|---|
| Market Information | ||
| Market Cap | ₹5.31B | ₹33.59B |
| Market Cap Category | Small cap | Small cap |
| 10 Day Avg. Volume | 609 | 4,413,550 |
| 90 Day Avg. Volume | 6,822 | 5,954,759 |
| Last Close | ₹214.50 | ₹75.91 |
| 52 Week Range | ₹125.00 - ₹223.80 | ₹39.15 - ₹84.61 |
| % from 52W High | -4.16% | -10.28% |
| All-Time High | ₹223.80 (Jan 16, 2026) | ₹364.90 (Sep 15, 2025) |
| % from All-Time High | -4.16% | -79.20% |
| Growth Metrics | ||
| Quarterly Revenue Growth | 0.04% | 0.38% |
| Quarterly Earnings Growth | -0.27% | 0.41% |
| Financial Health | ||
| Profit Margin (TTM) | 0.14% | 0.69% |
| Operating Margin (TTM) | 0.54% | 0.86% |
| Return on Equity (TTM) | 0.07% | 0.09% |
| Debt to Equity (MRQ) | 145.76 | 82.38 |
| Cash & Liquidity | ||
| Book Value per Share (MRQ) | ₹58.76 | ₹27.12 |
| Cash per Share (MRQ) | ₹8.72 | ₹1.36 |
| Operating Cash Flow (TTM) | ₹-690,859,540 | ₹986.27M |
| Levered Free Cash Flow (TTM) | ₹117.61M | ₹1.04B |
| Dividends | ||
| Last 12-Month Dividend Yield | N/A | 0.97% |
| Last 12-Month Dividend | N/A | ₹3.00 |
Valuation & Enterprise Metrics Analysis: India Finsec Ltd. vs Tourism Finance Corporation of India Ltd.
| Metric | IFINSEC (Apr 26, 2026) | TFCILTD (Apr 24, 2026) |
|---|---|---|
| Price Ratios | ||
| P/E Ratio (TTM) | 25.44 | 28.56 |
| Forward P/E | N/A | 6.44 |
| PEG Ratio | -5.76 | 0.69 |
| Price to Sales (TTM) | 193.62 | 19.84 |
| Price to Book (MRQ) | 3.10 | 2.77 |
| Market Capitalization | ||
| Market Capitalization | ₹5.31B | ₹33.59B |
| Enterprise Value | ₹6.74B | ₹44.46B |
| Enterprise Value Metrics | ||
| Enterprise to Revenue | 245.62 | 25.36 |
| Enterprise to EBITDA | 24.39 | 28.51 |
| Risk & Other Metrics | ||
| Beta | N/A | 0.05 |
| Book Value per Share (MRQ) | ₹58.76 | ₹27.12 |
Financial Statements Comparison: India Finsec Ltd. vs Tourism Finance Corporation of India Ltd.
Financial Metrics
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Revenue
Operating Margin
Profit Margin
Long Term Debt
Income Flow Analysis
Financial Statements Comparison
Income Statement
| Metric | IFINSEC (2025) | TFCILTD (2025) |
|---|---|---|
| Revenue/Sales | 700.91M | 2.44B |
| Cost of Goods Sold | 359.49M | 756.33M |
| COGS % of Revenue | 51.3% | 30.9% |
| Gross Profit | 341.42M | 1.69B |
| Gross Margin | 48.7% | 69.1% |
| Research & Development | N/A | N/A |
| Operating Income (EBIT) | 239.51M | 1.49B |
| Operating Margin | 34.2% | 60.8% |
| EBITDA | 276.12M | 1.56B |
| EBITDA Margin | 39.4% | 63.8% |
| Pre-Tax Income | 239.82M | 1.28B |
| Pre-Tax Income % of Revenue | 34.2% | 52.4% |
| Income Tax | 58.53M | 242.09M |
| Income Tax % of Revenue | 8.4% | 9.9% |
| Net Income (Profit) | 181.29M | 1.04B |
| Profit Margin | 25.9% | 42.5% |
Balance Sheet & Liquidity Metrics
| Metric | IFINSEC (2025) | TFCILTD (2025) |
|---|---|---|
| Cash & Equivalents | 120.85M | 1.41B |
| Total Current Assets | 3.48B | 7.05B |
| Total Current Assets % of Revenue | 496.1% | 288.4% |
| Total Current Liabilities | 36.41M | 3.38B |
| Total Current Liabilities % of Revenue | 5.2% | 138.4% |
| Long-Term Debt | 1.98B | 5.46B |
| Long-Term Debt % of Revenue | 282.1% | 223.2% |
| Total Shareholders Equity | 1.61B | 12.16B |
| Retained Earnings | 263.51M | 1.53B |
| Retained Earnings % of Revenue | 37.6% | 62.8% |
| Property, Plant & Equipment | 0 | 8.97M |
Cash Flow Statement Comparison
| Metric | IFINSEC (2025) | TFCILTD (2025) |
|---|---|---|
| Operating Cash Flow | -690.86M | 986.27M |
| Operating Cash Flow % of Revenue | -98.6% | 40.3% |
| Capital Expenditures | -26.56M | 122.22M |
| Free Cash Flow | -312.68M | 696.92M |
| FCF Margin | -44.6% | 28.5% |
| Debt Repayment | N/A | N/A |
| Common Stock Repurchase | N/A | N/A |
Short Interest & Institutional Ownership Analysis
| Metric | IFINSEC | TFCILTD |
|---|---|---|
| Shares Short | N/A | N/A |
| Short Ratio | N/A | N/A |
| Short % of Float | N/A | N/A |
| Shares Outstanding | 29.19M | 462.98M |
| Float Shares | 4.44M | 245.43M |
| % Held by Insiders | 81.10% | 39.56% |
| % Held by Institutions | 6.85% | 5.11% |
| % Held by Public | 12.05% | 55.33% |
Dividend Analysis & Yield Comparison: India Finsec Ltd. vs Tourism Finance Corporation of India Ltd.
| Metric | IFINSEC | TFCILTD |
|---|---|---|
| Last 12-Month Dividend | N/A | ₹3.00 |
| Last 12-Month Dividend Yield | N/A | 0.97% |
| 3-Year Avg Annual Dividend | N/A | ₹3.03 |
| 3-Year Avg Dividend Yield | N/A | 1.70% |
| 3-Year Total Dividends | N/A | ₹9.10 |
| Ex-Dividend Date | N/A | Aug 14, 2025 |