IM+ Capitals Limited [IMCAP] vs Jana Small Finance [JSFB] Detailed Stock Comparison

TLDR: Quick Comparison Summary

Based on 19 vital metrics comparison: IM+ Capitals Limited wins in 12 metrics, Jana Small Finance Bank Ltd. wins in 4 metrics, with 0 ties. IM+ Capitals Limited appears stronger overall.

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Vital Metrics Comparison

Metric IM+ Capitals Limited Jana Small Finance Bank Ltd. Better
P/E Ratio (TTM) 229.89 15.85 Jana Small Finance Bank Ltd.
Price-to-Book Ratio 0.14 1.14 IM+ Capitals Limited
Debt-to-Equity Ratio 0.14 0.93 IM+ Capitals Limited
PEG Ratio 3.16 -0.18 IM+ Capitals Limited
EV/EBITDA 7.84 N/A N/A
Profit Margin (TTM) 19.03% 11.68% IM+ Capitals Limited
Operating Margin (TTM) 8.99% 1.51% IM+ Capitals Limited
EBITDA Margin (TTM) 8.99% 1.51% IM+ Capitals Limited
Return on Equity 22.55% 12.18% IM+ Capitals Limited
Return on Assets (TTM) 18.79% 1.30% IM+ Capitals Limited
Free Cash Flow (TTM) $-1.17B $40.00B Jana Small Finance Bank Ltd.
1-Year Return -28.03% 2.60% Jana Small Finance Bank Ltd.
Price-to-Sales Ratio (TTM) 0.61 1.85 IM+ Capitals Limited
Enterprise Value $3.77B $62.39B Jana Small Finance Bank Ltd.
EV/Revenue Ratio 0.72 2.35 IM+ Capitals Limited
Gross Profit Margin (TTM) 14.07% N/A N/A
Revenue per Share (TTM) $573 $253 IM+ Capitals Limited
Earnings per Share (Diluted) $102.26 $29.48 IM+ Capitals Limited
Beta (Stock Volatility) N/A 0.18 N/A

IM+ Capitals Limited vs Jana Small Finance Bank Ltd. Stock Performance Analysis

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Performance Comparison

Short-term Returns

Stock1D1W1M3M6MYTD
IM+ Capitals Limited1.08%3.51%6.52%-15.80%-34.32%-33.28%
Jana Small Finance Bank Ltd.-2.30%-4.57%5.81%27.18%6.75%12.11%

Long-term Returns

Stock1Y3Y5Y10Y15Y20Y
IM+ Capitals Limited-28.03%-92.66%-32.56%35.82%-52.31%-63.97%
Jana Small Finance Bank Ltd.2.60%18.03%18.03%18.03%18.03%18.03%

Performance & Financial Health Analysis: IM+ Capitals Limited vs Jana Small Finance Bank Ltd.

MetricIMCAPJSFB
Market Information
Market Cap i₹3.20B₹49.39B
Market Cap CategorySmall capSmall cap
10 Day Avg. Volume i29,630851,992
90 Day Avg. Volume i18,002531,720
Last Close₹35.64₹472.60
52 Week Range₹28.57 - ₹63.50₹330.00 - ₹552.50
% from 52W High-43.87%-14.46%
All-Time High₹999.00 (Jul 29, 2024)₹760.90 (Jun 17, 2024)
% from All-Time High-96.43%-37.89%
Growth Metrics
Quarterly Revenue Growth0.02%0.08%
Quarterly Earnings Growth0.92%-0.91%
Financial Health
Profit Margin (TTM) i0.19%0.12%
Operating Margin (TTM) i0.09%0.02%
Return on Equity (TTM) i0.23%0.12%
Debt to Equity (MRQ) i0.140.93
Cash & Liquidity
Book Value per Share (MRQ)₹374.90₹409.98
Cash per Share (MRQ)N/A₹220.62
Operating Cash Flow (TTM) i₹-877,996,000₹4.66B
Levered Free Cash Flow (TTM) i₹936.56M₹5.01B
Dividends
Last 12-Month Dividend Yield iN/AN/A
Last 12-Month Dividend i₹0.00N/A

Valuation & Enterprise Metrics Analysis: IM+ Capitals Limited vs Jana Small Finance Bank Ltd.

MetricIMCAP (Jun 15, 2025)JSFB (Apr 24, 2026)
Price Ratios
P/E Ratio (TTM) i229.8915.85
Forward P/E iN/A7.37
PEG Ratio i3.16-0.18
Price to Sales (TTM) i0.611.85
Price to Book (MRQ) i0.141.14
Market Capitalization
Market Capitalization i₹3.20B₹49.39B
Enterprise Value i₹3.77B₹62.39B
Enterprise Value Metrics
Enterprise to Revenue i0.722.35
Enterprise to EBITDA i7.84N/A
Risk & Other Metrics
Beta iN/A0.18
Book Value per Share (MRQ) i₹374.90₹409.98

Financial Statements Comparison: IM+ Capitals Limited vs Jana Small Finance Bank Ltd.

Financial Metrics

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Revenue

Operating Margin

Profit Margin

Long Term Debt

Income Flow Analysis

Financial Statements Comparison

Income Statement

MetricIMCAP (2024)JSFB (2025)
Revenue/Sales i5.25B30.50B
Cost of Goods Sold i4.25BN/A
COGS % of Revenue i81.0%0.0%
Gross Profit i999.22MN/A
Gross Margin i19.0%0.0%
Research & Development iN/AN/A
Operating Income (EBIT) i472.24MN/A
Operating Margin i9.0%0.0%
EBITDA i481.37MN/A
EBITDA Margin i9.2%0.0%
Pre-Tax Income i952.32M4.74B
Pre-Tax Income % of Revenue i18.1%15.5%
Income Tax i15.39M-277.40M
Income Tax % of Revenue i0.3%-0.9%
Net Income (Profit) i936.94M5.01B
Profit Margin i17.8%16.4%

Balance Sheet & Liquidity Metrics

MetricIMCAP (2024)JSFB (2025)
Cash & Equivalents i4.47M44.49B
Total Current Assets i3.12BN/A
Total Current Assets % of Revenue i59.4%0.0%
Total Current Liabilities i713.08MN/A
Total Current Liabilities % of Revenue i13.6%0.0%
Long-Term Debt i033.77B
Long-Term Debt % of Revenue i0.0%110.7%
Total Shareholders Equity i4.15B41.18B
Retained Earnings iN/A-30.58B
Retained Earnings % of Revenue i0.0%-100.3%
Property, Plant & Equipment i969.36M1.50B

Cash Flow Statement Comparison

MetricIMCAP (2024)JSFB (2025)
Operating Cash Flow i-878.00M4.66B
Operating Cash Flow % of Revenue i-16.7%15.3%
Capital Expenditures i-80.80M-724.50M
Free Cash Flow i-1.17B40.00B
FCF Margin i-22.4%131.1%
Debt Repayment iN/A-28.42B
Common Stock Repurchase iN/A0

Short Interest & Institutional Ownership Analysis

MetricIMCAPJSFB
Shares Short iN/AN/A
Short Ratio iN/AN/A
Short % of Float iN/AN/A
Shares Outstanding i11.92M105.32M
Float Shares iN/A58.59M
% Held by Insiders iN/A55.67%
% Held by Institutions iN/A12.34%
% Held by Public iN/A31.99%

Dividend Analysis & Yield Comparison: IM+ Capitals Limited vs Jana Small Finance Bank Ltd.

MetricIMCAPJSFB
Last 12-Month Dividend i₹0.00N/A
Last 12-Month Dividend Yield iN/AN/A
3-Year Avg Annual Dividend i₹0.00N/A
3-Year Avg Dividend Yield iN/AN/A
3-Year Total Dividends i₹0.00N/A
Ex-Dividend DateN/AN/A