IM+ Capitals Limited [IMCAP] vs Jana Small Finance [JSFB] Detailed Stock Comparison
TLDR: Quick Comparison Summary
Based on 19 vital metrics comparison: IM+ Capitals Limited wins in 12 metrics, Jana Small Finance Bank Ltd. wins in 4 metrics, with 0 ties. IM+ Capitals Limited appears stronger overall.
View Metrics Details
Vital Metrics Comparison
| Metric | IM+ Capitals Limited | Jana Small Finance Bank Ltd. | Better |
|---|---|---|---|
| P/E Ratio (TTM) | 229.89 | 15.85 | Jana Small Finance Bank Ltd. |
| Price-to-Book Ratio | 0.14 | 1.14 | IM+ Capitals Limited |
| Debt-to-Equity Ratio | 0.14 | 0.93 | IM+ Capitals Limited |
| PEG Ratio | 3.16 | -0.18 | IM+ Capitals Limited |
| EV/EBITDA | 7.84 | N/A | N/A |
| Profit Margin (TTM) | 19.03% | 11.68% | IM+ Capitals Limited |
| Operating Margin (TTM) | 8.99% | 1.51% | IM+ Capitals Limited |
| EBITDA Margin (TTM) | 8.99% | 1.51% | IM+ Capitals Limited |
| Return on Equity | 22.55% | 12.18% | IM+ Capitals Limited |
| Return on Assets (TTM) | 18.79% | 1.30% | IM+ Capitals Limited |
| Free Cash Flow (TTM) | $-1.17B | $40.00B | Jana Small Finance Bank Ltd. |
| 1-Year Return | -28.03% | 2.60% | Jana Small Finance Bank Ltd. |
| Price-to-Sales Ratio (TTM) | 0.61 | 1.85 | IM+ Capitals Limited |
| Enterprise Value | $3.77B | $62.39B | Jana Small Finance Bank Ltd. |
| EV/Revenue Ratio | 0.72 | 2.35 | IM+ Capitals Limited |
| Gross Profit Margin (TTM) | 14.07% | N/A | N/A |
| Revenue per Share (TTM) | $573 | $253 | IM+ Capitals Limited |
| Earnings per Share (Diluted) | $102.26 | $29.48 | IM+ Capitals Limited |
| Beta (Stock Volatility) | N/A | 0.18 | N/A |
IM+ Capitals Limited vs Jana Small Finance Bank Ltd. Stock Performance Analysis
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Performance Comparison
Short-term Returns
| Stock | 1D | 1W | 1M | 3M | 6M | YTD |
|---|---|---|---|---|---|---|
| IM+ Capitals Limited | 1.08% | 3.51% | 6.52% | -15.80% | -34.32% | -33.28% |
| Jana Small Finance Bank Ltd. | -2.30% | -4.57% | 5.81% | 27.18% | 6.75% | 12.11% |
Long-term Returns
| Stock | 1Y | 3Y | 5Y | 10Y | 15Y | 20Y |
|---|---|---|---|---|---|---|
| IM+ Capitals Limited | -28.03% | -92.66% | -32.56% | 35.82% | -52.31% | -63.97% |
| Jana Small Finance Bank Ltd. | 2.60% | 18.03% | 18.03% | 18.03% | 18.03% | 18.03% |
Performance & Financial Health Analysis: IM+ Capitals Limited vs Jana Small Finance Bank Ltd.
| Metric | IMCAP | JSFB |
|---|---|---|
| Market Information | ||
| Market Cap | ₹3.20B | ₹49.39B |
| Market Cap Category | Small cap | Small cap |
| 10 Day Avg. Volume | 29,630 | 851,992 |
| 90 Day Avg. Volume | 18,002 | 531,720 |
| Last Close | ₹35.64 | ₹472.60 |
| 52 Week Range | ₹28.57 - ₹63.50 | ₹330.00 - ₹552.50 |
| % from 52W High | -43.87% | -14.46% |
| All-Time High | ₹999.00 (Jul 29, 2024) | ₹760.90 (Jun 17, 2024) |
| % from All-Time High | -96.43% | -37.89% |
| Growth Metrics | ||
| Quarterly Revenue Growth | 0.02% | 0.08% |
| Quarterly Earnings Growth | 0.92% | -0.91% |
| Financial Health | ||
| Profit Margin (TTM) | 0.19% | 0.12% |
| Operating Margin (TTM) | 0.09% | 0.02% |
| Return on Equity (TTM) | 0.23% | 0.12% |
| Debt to Equity (MRQ) | 0.14 | 0.93 |
| Cash & Liquidity | ||
| Book Value per Share (MRQ) | ₹374.90 | ₹409.98 |
| Cash per Share (MRQ) | N/A | ₹220.62 |
| Operating Cash Flow (TTM) | ₹-877,996,000 | ₹4.66B |
| Levered Free Cash Flow (TTM) | ₹936.56M | ₹5.01B |
| Dividends | ||
| Last 12-Month Dividend Yield | N/A | N/A |
| Last 12-Month Dividend | ₹0.00 | N/A |
Valuation & Enterprise Metrics Analysis: IM+ Capitals Limited vs Jana Small Finance Bank Ltd.
| Metric | IMCAP (Jun 15, 2025) | JSFB (Apr 24, 2026) |
|---|---|---|
| Price Ratios | ||
| P/E Ratio (TTM) | 229.89 | 15.85 |
| Forward P/E | N/A | 7.37 |
| PEG Ratio | 3.16 | -0.18 |
| Price to Sales (TTM) | 0.61 | 1.85 |
| Price to Book (MRQ) | 0.14 | 1.14 |
| Market Capitalization | ||
| Market Capitalization | ₹3.20B | ₹49.39B |
| Enterprise Value | ₹3.77B | ₹62.39B |
| Enterprise Value Metrics | ||
| Enterprise to Revenue | 0.72 | 2.35 |
| Enterprise to EBITDA | 7.84 | N/A |
| Risk & Other Metrics | ||
| Beta | N/A | 0.18 |
| Book Value per Share (MRQ) | ₹374.90 | ₹409.98 |
Financial Statements Comparison: IM+ Capitals Limited vs Jana Small Finance Bank Ltd.
Financial Metrics
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Revenue
Operating Margin
Profit Margin
Long Term Debt
Income Flow Analysis
Financial Statements Comparison
Income Statement
| Metric | IMCAP (2024) | JSFB (2025) |
|---|---|---|
| Revenue/Sales | 5.25B | 30.50B |
| Cost of Goods Sold | 4.25B | N/A |
| COGS % of Revenue | 81.0% | 0.0% |
| Gross Profit | 999.22M | N/A |
| Gross Margin | 19.0% | 0.0% |
| Research & Development | N/A | N/A |
| Operating Income (EBIT) | 472.24M | N/A |
| Operating Margin | 9.0% | 0.0% |
| EBITDA | 481.37M | N/A |
| EBITDA Margin | 9.2% | 0.0% |
| Pre-Tax Income | 952.32M | 4.74B |
| Pre-Tax Income % of Revenue | 18.1% | 15.5% |
| Income Tax | 15.39M | -277.40M |
| Income Tax % of Revenue | 0.3% | -0.9% |
| Net Income (Profit) | 936.94M | 5.01B |
| Profit Margin | 17.8% | 16.4% |
Balance Sheet & Liquidity Metrics
| Metric | IMCAP (2024) | JSFB (2025) |
|---|---|---|
| Cash & Equivalents | 4.47M | 44.49B |
| Total Current Assets | 3.12B | N/A |
| Total Current Assets % of Revenue | 59.4% | 0.0% |
| Total Current Liabilities | 713.08M | N/A |
| Total Current Liabilities % of Revenue | 13.6% | 0.0% |
| Long-Term Debt | 0 | 33.77B |
| Long-Term Debt % of Revenue | 0.0% | 110.7% |
| Total Shareholders Equity | 4.15B | 41.18B |
| Retained Earnings | N/A | -30.58B |
| Retained Earnings % of Revenue | 0.0% | -100.3% |
| Property, Plant & Equipment | 969.36M | 1.50B |
Cash Flow Statement Comparison
| Metric | IMCAP (2024) | JSFB (2025) |
|---|---|---|
| Operating Cash Flow | -878.00M | 4.66B |
| Operating Cash Flow % of Revenue | -16.7% | 15.3% |
| Capital Expenditures | -80.80M | -724.50M |
| Free Cash Flow | -1.17B | 40.00B |
| FCF Margin | -22.4% | 131.1% |
| Debt Repayment | N/A | -28.42B |
| Common Stock Repurchase | N/A | 0 |
Short Interest & Institutional Ownership Analysis
| Metric | IMCAP | JSFB |
|---|---|---|
| Shares Short | N/A | N/A |
| Short Ratio | N/A | N/A |
| Short % of Float | N/A | N/A |
| Shares Outstanding | 11.92M | 105.32M |
| Float Shares | N/A | 58.59M |
| % Held by Insiders | N/A | 55.67% |
| % Held by Institutions | N/A | 12.34% |
| % Held by Public | N/A | 31.99% |
Dividend Analysis & Yield Comparison: IM+ Capitals Limited vs Jana Small Finance Bank Ltd.
| Metric | IMCAP | JSFB |
|---|---|---|
| Last 12-Month Dividend | ₹0.00 | N/A |
| Last 12-Month Dividend Yield | N/A | N/A |
| 3-Year Avg Annual Dividend | ₹0.00 | N/A |
| 3-Year Avg Dividend Yield | N/A | N/A |
| 3-Year Total Dividends | ₹0.00 | N/A |
| Ex-Dividend Date | N/A | N/A |