Indian Infotech [INDINFO] vs Paisalo Digital [PAISALO] Detailed Stock Comparison

TLDR: Quick Comparison Summary

Based on 20 vital metrics comparison: Indian Infotech & Software Ltd. wins in 6 metrics, Paisalo Digital Ltd. wins in 12 metrics, with 1 ties. Paisalo Digital Ltd. appears stronger overall.

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Vital Metrics Comparison

Metric Indian Infotech & Software Ltd. Paisalo Digital Ltd. Better
P/E Ratio (TTM) 65.00 19.68 Paisalo Digital Ltd.
Price-to-Book Ratio 0.35 2.50 Indian Infotech & Software Ltd.
Debt-to-Equity Ratio 0.00 226.22 Tie
PEG Ratio -0.70 4.59 Paisalo Digital Ltd.
EV/EBITDA 2.80 26.84 Indian Infotech & Software Ltd.
Profit Margin (TTM) -27.59% 45.06% Paisalo Digital Ltd.
Operating Margin (TTM) 32.76% 63.89% Paisalo Digital Ltd.
EBITDA Margin (TTM) 32.76% 63.89% Paisalo Digital Ltd.
Return on Equity -3.00% 13.04% Paisalo Digital Ltd.
Return on Assets (TTM) -2.98% 3.81% Paisalo Digital Ltd.
Free Cash Flow (TTM) $-142.73M $-8.54B Indian Infotech & Software Ltd.
Dividend Yield N/A 0.26% N/A
1-Year Return -38.61% 68.67% Paisalo Digital Ltd.
Price-to-Sales Ratio (TTM) 3.34 8.93 Indian Infotech & Software Ltd.
Enterprise Value $708.61M $78.92B Paisalo Digital Ltd.
EV/Revenue Ratio 2.18 16.83 Indian Infotech & Software Ltd.
Gross Profit Margin (TTM) -10.56% 51.99% Paisalo Digital Ltd.
Revenue per Share (TTM) $0 $5 Paisalo Digital Ltd.
Earnings per Share (Diluted) $0.01 $2.34 Paisalo Digital Ltd.
Beta (Stock Volatility) -0.22 -0.04 Indian Infotech & Software Ltd.

Indian Infotech & Software Ltd. vs Paisalo Digital Ltd. Stock Performance Analysis

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Performance Comparison

Short-term Returns

Stock1D1W1M3M6MYTD
Indian Infotech & Software Ltd.0.00%-3.13%-4.62%-4.62%-17.33%-13.89%
Paisalo Digital Ltd.2.33%7.14%6.25%55.24%38.99%44.51%

Long-term Returns

Stock1Y3Y5Y10Y15Y20Y
Indian Infotech & Software Ltd.-38.61%-51.94%-11.43%287.50%-63.95%-68.37%
Paisalo Digital Ltd.68.67%86.41%62.15%538.37%574.25%2,233.94%

Performance & Financial Health Analysis: Indian Infotech & Software Ltd. vs Paisalo Digital Ltd.

MetricINDINFOPAISALO
Market Information
Market Cap i₹1.04B₹40.58B
Market Cap CategorySmall capSmall cap
10 Day Avg. Volume i2,896,67217,320,223
90 Day Avg. Volume i3,577,0739,834,980
Last Close₹0.62₹53.92
52 Week Range₹0.47 - ₹1.47₹29.38 - ₹55.89
% from 52W High-57.82%-3.52%
All-Time High₹48.20 (Jul 29, 2013)₹415.00 (Jan 03, 2011)
% from All-Time High-98.71%-87.01%
Growth Metrics
Quarterly Revenue Growth0.00%0.20%
Quarterly Earnings Growth-0.39%0.06%
Financial Health
Profit Margin (TTM) i-0.28%0.45%
Operating Margin (TTM) i0.33%0.64%
Return on Equity (TTM) i-0.03%0.13%
Debt to Equity (MRQ) i0.00226.22
Cash & Liquidity
Book Value per Share (MRQ)₹1.86₹18.42
Cash per Share (MRQ)₹0.23₹0.62
Operating Cash Flow (TTM) i₹-685,774,272₹-4,755,433,000
Levered Free Cash Flow (TTM) i₹-69,157,134₹2.00B
Dividends
Last 12-Month Dividend Yield iN/A0.26%
Last 12-Month Dividend iN/A₹0.10

Valuation & Enterprise Metrics Analysis: Indian Infotech & Software Ltd. vs Paisalo Digital Ltd.

MetricINDINFO (Apr 24, 2026)PAISALO (Apr 24, 2026)
Price Ratios
P/E Ratio (TTM) i65.0019.68
Forward P/E iN/A14.81
PEG Ratio i-0.704.59
Price to Sales (TTM) i3.348.93
Price to Book (MRQ) i0.352.50
Market Capitalization
Market Capitalization i₹1.04B₹40.58B
Enterprise Value i₹708.61M₹78.92B
Enterprise Value Metrics
Enterprise to Revenue i2.1816.83
Enterprise to EBITDA i2.8026.84
Risk & Other Metrics
Beta i-0.22-0.04
Book Value per Share (MRQ) i₹1.86₹18.42

Financial Statements Comparison: Indian Infotech & Software Ltd. vs Paisalo Digital Ltd.

Financial Metrics

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Revenue

Operating Margin

Profit Margin

Long Term Debt

Income Flow Analysis

Financial Statements Comparison

Income Statement

MetricINDINFO (2025)PAISALO (2025)
Revenue/Sales i392.27M7.70B
Cost of Goods Sold i280.31M3.45B
COGS % of Revenue i71.5%44.9%
Gross Profit i111.96M4.25B
Gross Margin i28.5%55.1%
Research & Development iN/AN/A
Operating Income (EBIT) i93.14M3.25B
Operating Margin i23.7%42.2%
EBITDA i252.94M2.94B
EBITDA Margin i64.5%38.2%
Pre-Tax Income i-66.67M2.68B
Pre-Tax Income % of Revenue i-17.0%34.8%
Income Tax i2.49M682.35M
Income Tax % of Revenue i0.6%8.9%
Net Income (Profit) i-69.16M2.00B
Profit Margin i-17.6%26.0%

Balance Sheet & Liquidity Metrics

MetricINDINFO (2025)PAISALO (2025)
Cash & Equivalents i428,1621.01B
Total Current Assets i2.66B51.19B
Total Current Assets % of Revenue i679.1%664.7%
Total Current Liabilities i980,9321.84B
Total Current Liabilities % of Revenue i0.3%23.9%
Long-Term Debt i034.60B
Long-Term Debt % of Revenue i0.0%449.3%
Total Shareholders Equity i2.65B15.35B
Retained Earnings i-254.95M217.82M
Retained Earnings % of Revenue i-65.0%2.8%
Property, Plant & Equipment iN/A744.65M

Cash Flow Statement Comparison

MetricINDINFO (2025)PAISALO (2025)
Operating Cash Flow i-139.87M-4.76B
Operating Cash Flow % of Revenue i-35.7%-61.8%
Capital Expenditures iN/A-126.79M
Free Cash Flow i-142.73M-8.54B
FCF Margin i-36.4%-110.9%
Debt Repayment i0N/A
Common Stock Repurchase iN/AN/A

Short Interest & Institutional Ownership Analysis

MetricINDINFOPAISALO
Shares Short iN/AN/A
Short Ratio iN/AN/A
Short % of Float iN/AN/A
Shares Outstanding i1.67B909.52M
Float Shares i1.18B441.76M
% Held by Insiders i24.33%53.67%
% Held by Institutions i0.00%12.04%
% Held by Public i75.67%34.29%

Dividend Analysis & Yield Comparison: Indian Infotech & Software Ltd. vs Paisalo Digital Ltd.

MetricINDINFOPAISALO
Last 12-Month Dividend iN/A₹0.10
Last 12-Month Dividend Yield iN/A0.26%
3-Year Avg Annual Dividend iN/A₹0.08
3-Year Avg Dividend Yield iN/A0.20%
3-Year Total Dividends iN/A₹0.25
Ex-Dividend DateN/ASep 22, 2025