ISF [ISFL] vs Bajaj Finance [BAJFINANCE] Detailed Stock Comparison

TLDR: Quick Comparison Summary

Based on 20 vital metrics comparison: ISF Ltd. wins in 7 metrics, Bajaj Finance Ltd. wins in 10 metrics, with 0 ties. Bajaj Finance Ltd. appears stronger overall.

View Metrics Details

Vital Metrics Comparison

Metric ISF Ltd. Bajaj Finance Ltd. Better
P/E Ratio (TTM) 22.50 31.69 ISF Ltd.
Price-to-Book Ratio 0.63 5.53 ISF Ltd.
Debt-to-Equity Ratio 20.72 310.29 ISF Ltd.
PEG Ratio -0.16 54.50 Bajaj Finance Ltd.
EV/EBITDA 15.72 N/A N/A
Profit Margin (TTM) 26.49% 43.68% Bajaj Finance Ltd.
Operating Margin (TTM) 52.74% 55.55% Bajaj Finance Ltd.
EBITDA Margin (TTM) 52.74% 55.55% Bajaj Finance Ltd.
Return on Equity -0.05% 16.82% Bajaj Finance Ltd.
Return on Assets (TTM) -0.04% 3.57% Bajaj Finance Ltd.
Free Cash Flow (TTM) $13.64M $-692.36B ISF Ltd.
Dividend Yield N/A 10.01% N/A
1-Year Return -22.73% -1.59% Bajaj Finance Ltd.
Price-to-Sales Ratio (TTM) 5.65 13.83 ISF Ltd.
Enterprise Value $111.09M $8,982.32B Bajaj Finance Ltd.
EV/Revenue Ratio 7.35 21.76 ISF Ltd.
Gross Profit Margin (TTM) 65.35% N/A N/A
Revenue per Share (TTM) $0 $66 Bajaj Finance Ltd.
Earnings per Share (Diluted) $0.04 $28.98 Bajaj Finance Ltd.
Beta (Stock Volatility) 0.13 0.31 ISF Ltd.

ISF Ltd. vs Bajaj Finance Ltd. Stock Performance Analysis

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Performance Comparison

Short-term Returns

Stock1D1W1M3M6MYTD
ISF Ltd.-3.53%9.33%-8.89%-12.77%-17.17%-18.00%
Bajaj Finance Ltd.2.61%8.17%3.50%7.31%-6.95%-3.17%

Long-term Returns

Stock1Y3Y5Y10Y15Y20Y
ISF Ltd.-22.73%-54.79%-64.29%93.18%54.55%51.79%
Bajaj Finance Ltd.-1.59%27.49%50.86%1,119.52%16,095.77%32,008.39%

Performance & Financial Health Analysis: ISF Ltd. vs Bajaj Finance Ltd.

MetricISFLBAJFINANCE
Market Information
Market Cap i₹85.50M₹5.71T
Market Cap CategorySmall capLarge cap
10 Day Avg. Volume i31,4328,128,781
90 Day Avg. Volume i31,50611,082,959
Last Close₹0.82₹942.30
52 Week Range₹0.75 - ₹1.19₹787.90 - ₹1,102.50
% from 52W High-31.09%-14.53%
All-Time High₹31.50 (Apr 04, 2022)₹9,788.00 (Jun 09, 2025)
% from All-Time High-97.40%-90.37%
Growth Metrics
Quarterly Revenue Growth0.01%0.06%
Quarterly Earnings Growth-0.04%-0.06%
Financial Health
Profit Margin (TTM) i0.26%0.44%
Operating Margin (TTM) i0.53%0.56%
Return on Equity (TTM) i0.00%0.17%
Debt to Equity (MRQ) i20.72310.29
Cash & Liquidity
Book Value per Share (MRQ)₹1.43₹166.19
Cash per Share (MRQ)₹0.02₹20.60
Operating Cash Flow (TTM) i₹-5,179,000₹-147,267,100,000
Levered Free Cash Flow (TTM) i₹-65,000₹166.38B
Dividends
Last 12-Month Dividend Yield iN/A10.01%
Last 12-Month Dividend iN/A₹92.00

Valuation & Enterprise Metrics Analysis: ISF Ltd. vs Bajaj Finance Ltd.

MetricISFL (Apr 24, 2026)BAJFINANCE (Apr 24, 2026)
Price Ratios
P/E Ratio (TTM) i22.5031.69
Forward P/E iN/A22.75
PEG Ratio i-0.1654.50
Price to Sales (TTM) i5.6513.83
Price to Book (MRQ) i0.635.53
Market Capitalization
Market Capitalization i₹85.50M₹5.71T
Enterprise Value i₹111.09M₹8.98T
Enterprise Value Metrics
Enterprise to Revenue i7.3521.76
Enterprise to EBITDA i15.72N/A
Risk & Other Metrics
Beta i0.130.31
Book Value per Share (MRQ) i₹1.43₹166.19

Financial Statements Comparison: ISF Ltd. vs Bajaj Finance Ltd.

Financial Metrics

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Revenue

Operating Margin

Profit Margin

Long Term Debt

Income Flow Analysis

Financial Statements Comparison

Income Statement

MetricISFL (2025)BAJFINANCE (2025)
Revenue/Sales i17.84M423.56B
Cost of Goods Sold i6.96MN/A
COGS % of Revenue i39.0%0.0%
Gross Profit i10.88MN/A
Gross Margin i61.0%0.0%
Research & Development iN/AN/A
Operating Income (EBIT) i7.02MN/A
Operating Margin i39.3%0.0%
EBITDA i7.07MN/A
EBITDA Margin i39.6%0.0%
Pre-Tax Income i-88,000220.80B
Pre-Tax Income % of Revenue i-0.5%52.1%
Income Tax i-23,00053.00B
Income Tax % of Revenue i-0.1%12.5%
Net Income (Profit) i-65,000167.79B
Profit Margin i-0.4%39.6%

Balance Sheet & Liquidity Metrics

MetricISFL (2025)BAJFINANCE (2025)
Cash & Equivalents i364,000107.68B
Total Current Assets i168.69MN/A
Total Current Assets % of Revenue i945.4%0.0%
Total Current Liabilities i36.35MN/A
Total Current Liabilities % of Revenue i203.7%0.0%
Long-Term Debt i34.04M2.75T
Long-Term Debt % of Revenue i190.7%650.1%
Total Shareholders Equity i134.21M989.37B
Retained Earnings i21.06M517.83B
Retained Earnings % of Revenue i118.0%122.3%
Property, Plant & Equipment iN/A5.52B

Cash Flow Statement Comparison

MetricISFL (2025)BAJFINANCE (2025)
Operating Cash Flow i-5.18M-147.27B
Operating Cash Flow % of Revenue i-29.0%-34.8%
Capital Expenditures i-58,000-5.48B
Free Cash Flow i13.64M-692.36B
FCF Margin i76.5%-163.5%
Debt Repayment i-15.30M-390.27B
Common Stock Repurchase iN/AN/A

Short Interest & Institutional Ownership Analysis

MetricISFLBAJFINANCE
Shares Short iN/AN/A
Short Ratio iN/AN/A
Short % of Float iN/AN/A
Shares Outstanding i95.00M6.22B
Float Shares i72.79M2.65B
% Held by Insiders i32.86%56.26%
% Held by Institutions i0.00%24.14%
% Held by Public i67.14%19.60%

Dividend Analysis & Yield Comparison: ISF Ltd. vs Bajaj Finance Ltd.

MetricISFLBAJFINANCE
Last 12-Month Dividend iN/A₹92.00
Last 12-Month Dividend Yield iN/A10.01%
3-Year Avg Annual Dividend iN/A₹47.33
3-Year Avg Dividend Yield iN/A1.22%
3-Year Total Dividends iN/A₹142.00
Ex-Dividend DateN/AMay 30, 2025