ISF [ISFL] vs Bajaj Finance [BAJFINANCE] Detailed Stock Comparison
TLDR: Quick Comparison Summary
Based on 20 vital metrics comparison: ISF Ltd. wins in 7 metrics, Bajaj Finance Ltd. wins in 10 metrics, with 0 ties. Bajaj Finance Ltd. appears stronger overall.
View Metrics Details
Vital Metrics Comparison
| Metric | ISF Ltd. | Bajaj Finance Ltd. | Better |
|---|---|---|---|
| P/E Ratio (TTM) | 22.50 | 31.69 | ISF Ltd. |
| Price-to-Book Ratio | 0.63 | 5.53 | ISF Ltd. |
| Debt-to-Equity Ratio | 20.72 | 310.29 | ISF Ltd. |
| PEG Ratio | -0.16 | 54.50 | Bajaj Finance Ltd. |
| EV/EBITDA | 15.72 | N/A | N/A |
| Profit Margin (TTM) | 26.49% | 43.68% | Bajaj Finance Ltd. |
| Operating Margin (TTM) | 52.74% | 55.55% | Bajaj Finance Ltd. |
| EBITDA Margin (TTM) | 52.74% | 55.55% | Bajaj Finance Ltd. |
| Return on Equity | -0.05% | 16.82% | Bajaj Finance Ltd. |
| Return on Assets (TTM) | -0.04% | 3.57% | Bajaj Finance Ltd. |
| Free Cash Flow (TTM) | $13.64M | $-692.36B | ISF Ltd. |
| Dividend Yield | N/A | 10.01% | N/A |
| 1-Year Return | -22.73% | -1.59% | Bajaj Finance Ltd. |
| Price-to-Sales Ratio (TTM) | 5.65 | 13.83 | ISF Ltd. |
| Enterprise Value | $111.09M | $8,982.32B | Bajaj Finance Ltd. |
| EV/Revenue Ratio | 7.35 | 21.76 | ISF Ltd. |
| Gross Profit Margin (TTM) | 65.35% | N/A | N/A |
| Revenue per Share (TTM) | $0 | $66 | Bajaj Finance Ltd. |
| Earnings per Share (Diluted) | $0.04 | $28.98 | Bajaj Finance Ltd. |
| Beta (Stock Volatility) | 0.13 | 0.31 | ISF Ltd. |
ISF Ltd. vs Bajaj Finance Ltd. Stock Performance Analysis
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Performance Comparison
Short-term Returns
| Stock | 1D | 1W | 1M | 3M | 6M | YTD |
|---|---|---|---|---|---|---|
| ISF Ltd. | -3.53% | 9.33% | -8.89% | -12.77% | -17.17% | -18.00% |
| Bajaj Finance Ltd. | 2.61% | 8.17% | 3.50% | 7.31% | -6.95% | -3.17% |
Long-term Returns
| Stock | 1Y | 3Y | 5Y | 10Y | 15Y | 20Y |
|---|---|---|---|---|---|---|
| ISF Ltd. | -22.73% | -54.79% | -64.29% | 93.18% | 54.55% | 51.79% |
| Bajaj Finance Ltd. | -1.59% | 27.49% | 50.86% | 1,119.52% | 16,095.77% | 32,008.39% |
Performance & Financial Health Analysis: ISF Ltd. vs Bajaj Finance Ltd.
| Metric | ISFL | BAJFINANCE |
|---|---|---|
| Market Information | ||
| Market Cap | ₹85.50M | ₹5.71T |
| Market Cap Category | Small cap | Large cap |
| 10 Day Avg. Volume | 31,432 | 8,128,781 |
| 90 Day Avg. Volume | 31,506 | 11,082,959 |
| Last Close | ₹0.82 | ₹942.30 |
| 52 Week Range | ₹0.75 - ₹1.19 | ₹787.90 - ₹1,102.50 |
| % from 52W High | -31.09% | -14.53% |
| All-Time High | ₹31.50 (Apr 04, 2022) | ₹9,788.00 (Jun 09, 2025) |
| % from All-Time High | -97.40% | -90.37% |
| Growth Metrics | ||
| Quarterly Revenue Growth | 0.01% | 0.06% |
| Quarterly Earnings Growth | -0.04% | -0.06% |
| Financial Health | ||
| Profit Margin (TTM) | 0.26% | 0.44% |
| Operating Margin (TTM) | 0.53% | 0.56% |
| Return on Equity (TTM) | 0.00% | 0.17% |
| Debt to Equity (MRQ) | 20.72 | 310.29 |
| Cash & Liquidity | ||
| Book Value per Share (MRQ) | ₹1.43 | ₹166.19 |
| Cash per Share (MRQ) | ₹0.02 | ₹20.60 |
| Operating Cash Flow (TTM) | ₹-5,179,000 | ₹-147,267,100,000 |
| Levered Free Cash Flow (TTM) | ₹-65,000 | ₹166.38B |
| Dividends | ||
| Last 12-Month Dividend Yield | N/A | 10.01% |
| Last 12-Month Dividend | N/A | ₹92.00 |
Valuation & Enterprise Metrics Analysis: ISF Ltd. vs Bajaj Finance Ltd.
| Metric | ISFL (Apr 24, 2026) | BAJFINANCE (Apr 24, 2026) |
|---|---|---|
| Price Ratios | ||
| P/E Ratio (TTM) | 22.50 | 31.69 |
| Forward P/E | N/A | 22.75 |
| PEG Ratio | -0.16 | 54.50 |
| Price to Sales (TTM) | 5.65 | 13.83 |
| Price to Book (MRQ) | 0.63 | 5.53 |
| Market Capitalization | ||
| Market Capitalization | ₹85.50M | ₹5.71T |
| Enterprise Value | ₹111.09M | ₹8.98T |
| Enterprise Value Metrics | ||
| Enterprise to Revenue | 7.35 | 21.76 |
| Enterprise to EBITDA | 15.72 | N/A |
| Risk & Other Metrics | ||
| Beta | 0.13 | 0.31 |
| Book Value per Share (MRQ) | ₹1.43 | ₹166.19 |
Financial Statements Comparison: ISF Ltd. vs Bajaj Finance Ltd.
Financial Metrics
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Revenue
Operating Margin
Profit Margin
Long Term Debt
Income Flow Analysis
Financial Statements Comparison
Income Statement
| Metric | ISFL (2025) | BAJFINANCE (2025) |
|---|---|---|
| Revenue/Sales | 17.84M | 423.56B |
| Cost of Goods Sold | 6.96M | N/A |
| COGS % of Revenue | 39.0% | 0.0% |
| Gross Profit | 10.88M | N/A |
| Gross Margin | 61.0% | 0.0% |
| Research & Development | N/A | N/A |
| Operating Income (EBIT) | 7.02M | N/A |
| Operating Margin | 39.3% | 0.0% |
| EBITDA | 7.07M | N/A |
| EBITDA Margin | 39.6% | 0.0% |
| Pre-Tax Income | -88,000 | 220.80B |
| Pre-Tax Income % of Revenue | -0.5% | 52.1% |
| Income Tax | -23,000 | 53.00B |
| Income Tax % of Revenue | -0.1% | 12.5% |
| Net Income (Profit) | -65,000 | 167.79B |
| Profit Margin | -0.4% | 39.6% |
Balance Sheet & Liquidity Metrics
| Metric | ISFL (2025) | BAJFINANCE (2025) |
|---|---|---|
| Cash & Equivalents | 364,000 | 107.68B |
| Total Current Assets | 168.69M | N/A |
| Total Current Assets % of Revenue | 945.4% | 0.0% |
| Total Current Liabilities | 36.35M | N/A |
| Total Current Liabilities % of Revenue | 203.7% | 0.0% |
| Long-Term Debt | 34.04M | 2.75T |
| Long-Term Debt % of Revenue | 190.7% | 650.1% |
| Total Shareholders Equity | 134.21M | 989.37B |
| Retained Earnings | 21.06M | 517.83B |
| Retained Earnings % of Revenue | 118.0% | 122.3% |
| Property, Plant & Equipment | N/A | 5.52B |
Cash Flow Statement Comparison
| Metric | ISFL (2025) | BAJFINANCE (2025) |
|---|---|---|
| Operating Cash Flow | -5.18M | -147.27B |
| Operating Cash Flow % of Revenue | -29.0% | -34.8% |
| Capital Expenditures | -58,000 | -5.48B |
| Free Cash Flow | 13.64M | -692.36B |
| FCF Margin | 76.5% | -163.5% |
| Debt Repayment | -15.30M | -390.27B |
| Common Stock Repurchase | N/A | N/A |
Short Interest & Institutional Ownership Analysis
| Metric | ISFL | BAJFINANCE |
|---|---|---|
| Shares Short | N/A | N/A |
| Short Ratio | N/A | N/A |
| Short % of Float | N/A | N/A |
| Shares Outstanding | 95.00M | 6.22B |
| Float Shares | 72.79M | 2.65B |
| % Held by Insiders | 32.86% | 56.26% |
| % Held by Institutions | 0.00% | 24.14% |
| % Held by Public | 67.14% | 19.60% |
Dividend Analysis & Yield Comparison: ISF Ltd. vs Bajaj Finance Ltd.
| Metric | ISFL | BAJFINANCE |
|---|---|---|
| Last 12-Month Dividend | N/A | ₹92.00 |
| Last 12-Month Dividend Yield | N/A | 10.01% |
| 3-Year Avg Annual Dividend | N/A | ₹47.33 |
| 3-Year Avg Dividend Yield | N/A | 1.22% |
| 3-Year Total Dividends | N/A | ₹142.00 |
| Ex-Dividend Date | N/A | May 30, 2025 |