ISF [ISFL] vs Shriram Finance [SHRIRAMFIN] Detailed Stock Comparison

ISF Ltd.

BSE
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Shriram Finance Ltd.

NSE
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TLDR: Quick Comparison Summary

Based on 20 vital metrics comparison: ISF Ltd. wins in 6 metrics, Shriram Finance Ltd. wins in 11 metrics, with 0 ties. Shriram Finance Ltd. appears stronger overall.

View Metrics Details

Vital Metrics Comparison

Metric ISF Ltd. Shriram Finance Ltd. Better
P/E Ratio (TTM) 22.50 20.78 Shriram Finance Ltd.
Price-to-Book Ratio 0.63 3.13 ISF Ltd.
Debt-to-Equity Ratio 20.72 279.08 ISF Ltd.
PEG Ratio -0.16 1.15 Shriram Finance Ltd.
EV/EBITDA 15.72 N/A N/A
Profit Margin (TTM) 26.49% 45.95% Shriram Finance Ltd.
Operating Margin (TTM) 52.74% 61.27% Shriram Finance Ltd.
EBITDA Margin (TTM) 52.74% 61.27% Shriram Finance Ltd.
Return on Equity -0.05% 16.92% Shriram Finance Ltd.
Return on Assets (TTM) -0.04% 3.25% Shriram Finance Ltd.
Free Cash Flow (TTM) $13.64M $-439.06B ISF Ltd.
Dividend Yield N/A 1.41% N/A
1-Year Return -22.73% 43.14% Shriram Finance Ltd.
Price-to-Sales Ratio (TTM) 5.65 11.93 ISF Ltd.
Enterprise Value $111.09M $3,536.13B Shriram Finance Ltd.
EV/Revenue Ratio 7.35 17.76 ISF Ltd.
Gross Profit Margin (TTM) 65.35% N/A N/A
Revenue per Share (TTM) $0 $106 Shriram Finance Ltd.
Earnings per Share (Diluted) $0.04 $48.57 Shriram Finance Ltd.
Beta (Stock Volatility) 0.13 0.65 ISF Ltd.

ISF Ltd. vs Shriram Finance Ltd. Stock Performance Analysis

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ISFL
SHRIRAMFIN

Performance Comparison

Short-term Returns

Stock1D1W1M3M6MYTD
ISF Ltd.-3.53%9.33%-8.89%-12.77%-17.17%-18.00%
Shriram Finance Ltd.4.79%11.60%6.69%0.87%16.99%-1.87%

Long-term Returns

Stock1Y3Y5Y10Y15Y20Y
ISF Ltd.-22.73%-54.79%-64.29%93.18%54.55%51.79%
Shriram Finance Ltd.43.14%240.69%246.00%329.31%690.06%4,947.30%

Performance & Financial Health Analysis: ISF Ltd. vs Shriram Finance Ltd.

MetricISFLSHRIRAMFIN
Market Information
Market Cap i₹85.50M₹2.38T
Market Cap CategorySmall capLarge cap
10 Day Avg. Volume i31,4326,132,239
90 Day Avg. Volume i31,5069,368,423
Last Close₹0.82₹1,000.65
52 Week Range₹0.75 - ₹1.19₹566.50 - ₹1,108.00
% from 52W High-31.09%-9.69%
All-Time High₹31.50 (Apr 04, 2022)₹1,108.00 (Feb 26, 2026)
% from All-Time High-97.40%-9.69%
Growth Metrics
Quarterly Revenue Growth0.01%0.21%
Quarterly Earnings Growth-0.04%-0.22%
Financial Health
Profit Margin (TTM) i0.26%0.46%
Operating Margin (TTM) i0.53%0.61%
Return on Equity (TTM) i0.00%0.17%
Debt to Equity (MRQ) i20.72279.08
Cash & Liquidity
Book Value per Share (MRQ)₹1.43₹322.11
Cash per Share (MRQ)₹0.02₹63.69
Operating Cash Flow (TTM) i₹-5,179,000₹140.49B
Levered Free Cash Flow (TTM) i₹-65,000₹95.54B
Dividends
Last 12-Month Dividend Yield iN/A1.41%
Last 12-Month Dividend iN/A₹11.18

Valuation & Enterprise Metrics Analysis: ISF Ltd. vs Shriram Finance Ltd.

MetricISFL (Apr 24, 2026)SHRIRAMFIN (Apr 24, 2026)
Price Ratios
P/E Ratio (TTM) i22.5020.78
Forward P/E iN/A15.98
PEG Ratio i-0.161.15
Price to Sales (TTM) i5.6511.93
Price to Book (MRQ) i0.633.13
Market Capitalization
Market Capitalization i₹85.50M₹2.38T
Enterprise Value i₹111.09M₹3.54T
Enterprise Value Metrics
Enterprise to Revenue i7.3517.76
Enterprise to EBITDA i15.72N/A
Risk & Other Metrics
Beta i0.130.65
Book Value per Share (MRQ) i₹1.43₹322.11

Financial Statements Comparison: ISF Ltd. vs Shriram Finance Ltd.

Financial Metrics

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Revenue

Operating Margin

Profit Margin

Long Term Debt

Income Flow Analysis

Financial Statements Comparison

Income Statement

MetricISFL (2025)SHRIRAMFIN (2025)
Revenue/Sales i17.84M221.88B
Cost of Goods Sold i6.96MN/A
COGS % of Revenue i39.0%0.0%
Gross Profit i10.88MN/A
Gross Margin i61.0%0.0%
Research & Development iN/AN/A
Operating Income (EBIT) i7.02MN/A
Operating Margin i39.3%0.0%
EBITDA i7.07MN/A
EBITDA Margin i39.6%0.0%
Pre-Tax Income i-88,000125.03B
Pre-Tax Income % of Revenue i-0.5%56.3%
Income Tax i-23,00030.80B
Income Tax % of Revenue i-0.1%13.9%
Net Income (Profit) i-65,00095.76B
Profit Margin i-0.4%43.2%

Balance Sheet & Liquidity Metrics

MetricISFL (2025)SHRIRAMFIN (2025)
Cash & Equivalents i364,000197.79B
Total Current Assets i168.69MN/A
Total Current Assets % of Revenue i945.4%0.0%
Total Current Liabilities i36.35MN/A
Total Current Liabilities % of Revenue i203.7%0.0%
Long-Term Debt i34.04M1.79T
Long-Term Debt % of Revenue i190.7%806.0%
Total Shareholders Equity i134.21M564.70B
Retained Earnings i21.06M242.42B
Retained Earnings % of Revenue i118.0%109.3%
Property, Plant & Equipment iN/A137.30M

Cash Flow Statement Comparison

MetricISFL (2025)SHRIRAMFIN (2025)
Operating Cash Flow i-5.18M140.49B
Operating Cash Flow % of Revenue i-29.0%63.3%
Capital Expenditures i-58,000-2.20B
Free Cash Flow i13.64M-439.06B
FCF Margin i76.5%-197.9%
Debt Repayment i-15.30M-766.59B
Common Stock Repurchase iN/AN/A

Short Interest & Institutional Ownership Analysis

MetricISFLSHRIRAMFIN
Shares Short iN/AN/A
Short Ratio iN/AN/A
Short % of Float iN/AN/A
Shares Outstanding i95.00M2.35B
Float Shares i72.79M1.41B
% Held by Insiders i32.86%22.04%
% Held by Institutions i0.00%37.56%
% Held by Public i67.14%40.40%

Dividend Analysis & Yield Comparison: ISF Ltd. vs Shriram Finance Ltd.

MetricISFLSHRIRAMFIN
Last 12-Month Dividend iN/A₹11.18
Last 12-Month Dividend Yield iN/A1.41%
3-Year Avg Annual Dividend iN/A₹4.79
3-Year Avg Dividend Yield iN/A0.28%
3-Year Total Dividends iN/A₹14.38
Ex-Dividend DateN/ANov 07, 2025