J. A. Finance [JAFINANCE] vs Tourism Finance [TFCILTD] Detailed Stock Comparison
TLDR: Quick Comparison Summary
Based on 20 vital metrics comparison: J. A. Finance Ltd. wins in 0 metrics, Tourism Finance Corporation of India Ltd. wins in 17 metrics, with 1 ties. Tourism Finance Corporation of India Ltd. appears stronger overall.
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Vital Metrics Comparison
| Metric | J. A. Finance Ltd. | Tourism Finance Corporation of India Ltd. | Better |
|---|---|---|---|
| P/E Ratio (TTM) | 144.66 | 28.56 | Tourism Finance Corporation of India Ltd. |
| Price-to-Book Ratio | 4.90 | 2.77 | Tourism Finance Corporation of India Ltd. |
| Debt-to-Equity Ratio | 0.00 | 82.38 | Tie |
| PEG Ratio | -1.18 | 0.69 | Tourism Finance Corporation of India Ltd. |
| EV/EBITDA | 86.41 | 28.51 | Tourism Finance Corporation of India Ltd. |
| Profit Margin (TTM) | 57.27% | 69.38% | Tourism Finance Corporation of India Ltd. |
| Operating Margin (TTM) | 48.75% | 86.04% | Tourism Finance Corporation of India Ltd. |
| EBITDA Margin (TTM) | 48.75% | 86.04% | Tourism Finance Corporation of India Ltd. |
| Return on Equity | -0.21% | 8.53% | Tourism Finance Corporation of India Ltd. |
| Return on Assets (TTM) | -0.17% | 4.94% | Tourism Finance Corporation of India Ltd. |
| Free Cash Flow (TTM) | $-11.10M | $696.92M | Tourism Finance Corporation of India Ltd. |
| Dividend Yield | N/A | 0.97% | N/A |
| 1-Year Return | -41.23% | 60.66% | Tourism Finance Corporation of India Ltd. |
| Price-to-Sales Ratio (TTM) | 40.27 | 19.84 | Tourism Finance Corporation of India Ltd. |
| Enterprise Value | $954.08M | $44.46B | Tourism Finance Corporation of India Ltd. |
| EV/Revenue Ratio | 42.01 | 25.36 | Tourism Finance Corporation of India Ltd. |
| Gross Profit Margin (TTM) | 28.68% | 58.30% | Tourism Finance Corporation of India Ltd. |
| Revenue per Share (TTM) | $2 | $4 | Tourism Finance Corporation of India Ltd. |
| Earnings per Share (Diluted) | $-0.40 | $2.63 | Tourism Finance Corporation of India Ltd. |
| Beta (Stock Volatility) | N/A | 0.05 | N/A |
J. A. Finance Ltd. vs Tourism Finance Corporation of India Ltd. Stock Performance Analysis
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Performance Comparison
Short-term Returns
| Stock | 1D | 1W | 1M | 3M | 6M | YTD |
|---|---|---|---|---|---|---|
| J. A. Finance Ltd. | 0.49% | -0.02% | 1.13% | -3.53% | 61.43% | 52.21% |
| Tourism Finance Corporation of India Ltd. | -0.42% | 3.46% | -1.56% | 10.21% | 16.66% | 9.93% |
Long-term Returns
| Stock | 1Y | 3Y | 5Y | 10Y | 15Y | 20Y |
|---|---|---|---|---|---|---|
| J. A. Finance Ltd. | -41.23% | 124.51% | 177.18% | 177.18% | 177.18% | 177.18% |
| Tourism Finance Corporation of India Ltd. | 60.66% | 398.98% | 430.50% | 835.34% | 1,250.28% | 3,008.51% |
Performance & Financial Health Analysis: J. A. Finance Ltd. vs Tourism Finance Corporation of India Ltd.
| Metric | JAFINANCE | TFCILTD |
|---|---|---|
| Market Information | ||
| Market Cap | ₹914.51M | ₹33.59B |
| Market Cap Category | Small cap | Small cap |
| 10 Day Avg. Volume | 311 | 4,413,550 |
| 90 Day Avg. Volume | 598 | 5,954,759 |
| Last Close | ₹87.98 | ₹75.59 |
| 52 Week Range | ₹50.35 - ₹143.99 | ₹39.15 - ₹84.61 |
| % from 52W High | -38.90% | -10.66% |
| All-Time High | ₹178.55 (May 19, 2025) | ₹364.90 (Sep 15, 2025) |
| % from All-Time High | -50.73% | -79.28% |
| Growth Metrics | ||
| Quarterly Revenue Growth | -0.32% | 0.38% |
| Quarterly Earnings Growth | -0.04% | 0.41% |
| Financial Health | ||
| Profit Margin (TTM) | 0.57% | 0.69% |
| Operating Margin (TTM) | 0.49% | 0.86% |
| Return on Equity (TTM) | 0.00% | 0.09% |
| Debt to Equity (MRQ) | 0.00 | 82.38 |
| Cash & Liquidity | ||
| Book Value per Share (MRQ) | ₹17.52 | ₹27.12 |
| Cash per Share (MRQ) | N/A | ₹1.36 |
| Operating Cash Flow (TTM) | ₹1.81M | ₹986.27M |
| Levered Free Cash Flow (TTM) | ₹-414,000 | ₹1.04B |
| Dividends | ||
| Last 12-Month Dividend Yield | N/A | 0.97% |
| Last 12-Month Dividend | N/A | ₹3.00 |
Valuation & Enterprise Metrics Analysis: J. A. Finance Ltd. vs Tourism Finance Corporation of India Ltd.
| Metric | JAFINANCE (Apr 24, 2026) | TFCILTD (Apr 24, 2026) |
|---|---|---|
| Price Ratios | ||
| P/E Ratio (TTM) | 144.66 | 28.56 |
| Forward P/E | N/A | 6.44 |
| PEG Ratio | -1.18 | 0.69 |
| Price to Sales (TTM) | 40.27 | 19.84 |
| Price to Book (MRQ) | 4.90 | 2.77 |
| Market Capitalization | ||
| Market Capitalization | ₹914.51M | ₹33.59B |
| Enterprise Value | ₹954.08M | ₹44.46B |
| Enterprise Value Metrics | ||
| Enterprise to Revenue | 42.01 | 25.36 |
| Enterprise to EBITDA | 86.41 | 28.51 |
| Risk & Other Metrics | ||
| Beta | N/A | 0.05 |
| Book Value per Share (MRQ) | ₹17.52 | ₹27.12 |
Financial Statements Comparison: J. A. Finance Ltd. vs Tourism Finance Corporation of India Ltd.
Financial Metrics
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Revenue
Operating Margin
Profit Margin
Long Term Debt
Income Flow Analysis
Financial Statements Comparison
Income Statement
| Metric | JAFINANCE (2025) | TFCILTD (2025) |
|---|---|---|
| Revenue/Sales | 22.71M | 2.44B |
| Cost of Goods Sold | 9.70M | 756.33M |
| COGS % of Revenue | 42.7% | 30.9% |
| Gross Profit | 13.01M | 1.69B |
| Gross Margin | 57.3% | 69.1% |
| Research & Development | N/A | N/A |
| Operating Income (EBIT) | 10.98M | 1.49B |
| Operating Margin | 48.3% | 60.8% |
| EBITDA | 11.04M | 1.56B |
| EBITDA Margin | 48.6% | 63.8% |
| Pre-Tax Income | 11.07M | 1.28B |
| Pre-Tax Income % of Revenue | 48.7% | 52.4% |
| Income Tax | 11.49M | 242.09M |
| Income Tax % of Revenue | 50.6% | 9.9% |
| Net Income (Profit) | -414,000 | 1.04B |
| Profit Margin | -1.8% | 42.5% |
Balance Sheet & Liquidity Metrics
| Metric | JAFINANCE (2025) | TFCILTD (2025) |
|---|---|---|
| Cash & Equivalents | 64,000 | 1.41B |
| Total Current Assets | 56.29M | 7.05B |
| Total Current Assets % of Revenue | 247.8% | 288.4% |
| Total Current Liabilities | 28.87M | 3.38B |
| Total Current Liabilities % of Revenue | 127.1% | 138.4% |
| Long-Term Debt | 11.63M | 5.46B |
| Long-Term Debt % of Revenue | 51.2% | 223.2% |
| Total Shareholders Equity | 200.49M | 12.16B |
| Retained Earnings | 30.35M | 1.53B |
| Retained Earnings % of Revenue | 133.6% | 62.8% |
| Property, Plant & Equipment | 17,000 | 8.97M |
Cash Flow Statement Comparison
| Metric | JAFINANCE (2025) | TFCILTD (2025) |
|---|---|---|
| Operating Cash Flow | 1.81M | 986.27M |
| Operating Cash Flow % of Revenue | 8.0% | 40.3% |
| Capital Expenditures | N/A | 122.22M |
| Free Cash Flow | -11.10M | 696.92M |
| FCF Margin | -48.9% | 28.5% |
| Debt Repayment | -31.24M | N/A |
| Common Stock Repurchase | N/A | N/A |
Short Interest & Institutional Ownership Analysis
| Metric | JAFINANCE | TFCILTD |
|---|---|---|
| Shares Short | N/A | N/A |
| Short Ratio | N/A | N/A |
| Short % of Float | N/A | N/A |
| Shares Outstanding | 10.65M | 462.98M |
| Float Shares | N/A | 245.43M |
| % Held by Insiders | 79.76% | 39.56% |
| % Held by Institutions | 0.00% | 5.11% |
| % Held by Public | 20.24% | 55.33% |
Dividend Analysis & Yield Comparison: J. A. Finance Ltd. vs Tourism Finance Corporation of India Ltd.
| Metric | JAFINANCE | TFCILTD |
|---|---|---|
| Last 12-Month Dividend | N/A | ₹3.00 |
| Last 12-Month Dividend Yield | N/A | 0.97% |
| 3-Year Avg Annual Dividend | N/A | ₹3.03 |
| 3-Year Avg Dividend Yield | N/A | 1.70% |
| 3-Year Total Dividends | N/A | ₹9.10 |
| Ex-Dividend Date | N/A | Aug 14, 2025 |