Jhaveri Credits [JHACC] vs Delphi World Money [DELPHIFX] Detailed Stock Comparison
TLDR: Quick Comparison Summary
Based on 19 vital metrics comparison: Jhaveri Credits & Capital Limited wins in 6 metrics, Delphi World Money Ltd. wins in 11 metrics, with 1 ties. Delphi World Money Ltd. appears stronger overall.
View Metrics Details
Vital Metrics Comparison
| Metric | Jhaveri Credits & Capital Limited | Delphi World Money Ltd. | Better |
|---|---|---|---|
| P/E Ratio (TTM) | 132.33 | 73.72 | Delphi World Money Ltd. |
| Price-to-Book Ratio | 1.65 | 0.65 | Delphi World Money Ltd. |
| Debt-to-Equity Ratio | 0.00 | 2,547.19 | Tie |
| PEG Ratio | -1.20 | -0.74 | Delphi World Money Ltd. |
| EV/EBITDA | 64.01 | 1.14 | Delphi World Money Ltd. |
| Profit Margin (TTM) | 2.54% | 0.30% | Jhaveri Credits & Capital Limited |
| Operating Margin (TTM) | -0.19% | 0.65% | Delphi World Money Ltd. |
| EBITDA Margin (TTM) | N/A | 0.65% | N/A |
| Return on Equity | 2.75% | 2.21% | Jhaveri Credits & Capital Limited |
| Return on Assets (TTM) | 2.71% | 2.92% | Delphi World Money Ltd. |
| Free Cash Flow (TTM) | $-89.55M | $-57.55M | Delphi World Money Ltd. |
| 1-Year Return | -33.23% | 28.79% | Delphi World Money Ltd. |
| Price-to-Sales Ratio (TTM) | 3.19 | 3.34 | Jhaveri Credits & Capital Limited |
| Enterprise Value | $1.56B | $262.51M | Jhaveri Credits & Capital Limited |
| EV/Revenue Ratio | 2.98 | 0.02 | Delphi World Money Ltd. |
| Gross Profit Margin (TTM) | -8.35% | 12.84% | Delphi World Money Ltd. |
| Revenue per Share (TTM) | $56 | $1,090 | Delphi World Money Ltd. |
| Earnings per Share (Diluted) | $1.33 | $0.18 | Jhaveri Credits & Capital Limited |
| Beta (Stock Volatility) | -0.92 | 0.60 | Jhaveri Credits & Capital Limited |
Jhaveri Credits & Capital Limited vs Delphi World Money Ltd. Stock Performance Analysis
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Performance Comparison
Short-term Returns
| Stock | 1D | 1W | 1M | 3M | 6M | YTD |
|---|---|---|---|---|---|---|
| Jhaveri Credits & Capital Limited | -2.82% | -1.27% | -0.53% | 9.62% | 2.64% | -14.67% |
| Delphi World Money Ltd. | 19.08% | -24.37% | -27.95% | -34.39% | -50.79% | -48.83% |
Long-term Returns
| Stock | 1Y | 3Y | 5Y | 10Y | 15Y | 20Y |
|---|---|---|---|---|---|---|
| Jhaveri Credits & Capital Limited | -33.23% | 121.37% | 4,818.06% | 3,715.73% | 2,764.89% | 4,498.70% |
| Delphi World Money Ltd. | 28.79% | -49.16% | -75.83% | -6.09% | 169.35% | 169.35% |
Performance & Financial Health Analysis: Jhaveri Credits & Capital Limited vs Delphi World Money Ltd.
| Metric | JHACC | DELPHIFX |
|---|---|---|
| Market Information | ||
| Market Cap | ₹1.67B | ₹48.67B |
| Market Cap Category | Small cap | Small cap |
| 10 Day Avg. Volume | 3,351 | 653,199 |
| 90 Day Avg. Volume | 4,103 | 720,067 |
| Last Close | ₹173.80 | ₹9.61 |
| 52 Week Range | ₹146.00 - ₹289.90 | ₹7.44 - ₹18.25 |
| % from 52W High | -40.05% | -47.34% |
| All-Time High | ₹518.00 (Mar 04, 2024) | ₹1,655.40 (Dec 04, 2017) |
| % from All-Time High | -66.45% | -99.42% |
| Growth Metrics | ||
| Quarterly Revenue Growth | 8.36% | -0.20% |
| Quarterly Earnings Growth | N/A | 9.15% |
| Financial Health | ||
| Profit Margin (TTM) | 0.03% | 0.00% |
| Operating Margin (TTM) | 0.00% | 0.01% |
| Return on Equity (TTM) | 0.03% | 0.02% |
| Debt to Equity (MRQ) | 0.00 | 2,547.19 |
| Cash & Liquidity | ||
| Book Value per Share (MRQ) | ₹106.62 | ₹20.33 |
| Cash per Share (MRQ) | ₹4.87 | ₹7.73 |
| Operating Cash Flow (TTM) | ₹-70,117,000 | ₹171.80M |
| Levered Free Cash Flow (TTM) | ₹24.09M | ₹2.07B |
| Dividends | ||
| Last 12-Month Dividend Yield | N/A | N/A |
| Last 12-Month Dividend | N/A | ₹0.00 |
Valuation & Enterprise Metrics Analysis: Jhaveri Credits & Capital Limited vs Delphi World Money Ltd.
| Metric | JHACC (Apr 24, 2026) | DELPHIFX (Apr 24, 2026) |
|---|---|---|
| Price Ratios | ||
| P/E Ratio (TTM) | 132.33 | 73.72 |
| Forward P/E | N/A | N/A |
| PEG Ratio | -1.20 | -0.74 |
| Price to Sales (TTM) | 3.19 | 3.34 |
| Price to Book (MRQ) | 1.65 | 0.65 |
| Market Capitalization | ||
| Market Capitalization | ₹1.67B | ₹48.67B |
| Enterprise Value | ₹1.56B | ₹262.51M |
| Enterprise Value Metrics | ||
| Enterprise to Revenue | 2.98 | 0.02 |
| Enterprise to EBITDA | 64.01 | 1.14 |
| Risk & Other Metrics | ||
| Beta | -0.92 | 0.60 |
| Book Value per Share (MRQ) | ₹106.62 | ₹20.33 |
Financial Statements Comparison: Jhaveri Credits & Capital Limited vs Delphi World Money Ltd.
Financial Metrics
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Revenue
Operating Margin
Profit Margin
Long Term Debt
Income Flow Analysis
Financial Statements Comparison
Income Statement
| Metric | JHACC (2025) | DELPHIFX (2025) |
|---|---|---|
| Revenue/Sales | 192.34M | 17.21B |
| Cost of Goods Sold | 195.81M | 17.06B |
| COGS % of Revenue | 101.8% | 99.1% |
| Gross Profit | -3.46M | 148.50M |
| Gross Margin | -1.8% | 0.9% |
| Research & Development | N/A | N/A |
| Operating Income (EBIT) | -12.19M | 47.32M |
| Operating Margin | -6.3% | 0.3% |
| EBITDA | 34.60M | 242.77M |
| EBITDA Margin | 18.0% | 1.4% |
| Pre-Tax Income | 27.56M | 19.74M |
| Pre-Tax Income % of Revenue | 14.3% | 0.1% |
| Income Tax | 3.46M | 190,000 |
| Income Tax % of Revenue | 1.8% | 0.0% |
| Net Income (Profit) | 24.09M | 19.55M |
| Profit Margin | 12.5% | 0.1% |
Balance Sheet & Liquidity Metrics
| Metric | JHACC (2025) | DELPHIFX (2025) |
|---|---|---|
| Cash & Equivalents | 369.17M | 383.66M |
| Total Current Assets | 536.98M | 2.04B |
| Total Current Assets % of Revenue | 279.2% | 11.8% |
| Total Current Liabilities | 9.33M | 561.85M |
| Total Current Liabilities % of Revenue | 4.9% | 3.3% |
| Long-Term Debt | 0 | 9.83M |
| Long-Term Debt % of Revenue | 0.0% | 0.1% |
| Total Shareholders Equity | 877.66M | 2.24B |
| Retained Earnings | 56.07M | 2.15B |
| Retained Earnings % of Revenue | 29.2% | 12.5% |
| Property, Plant & Equipment | 0 | 21.81M |
Cash Flow Statement Comparison
| Metric | JHACC (2025) | DELPHIFX (2025) |
|---|---|---|
| Operating Cash Flow | -70.12M | -207.21M |
| Operating Cash Flow % of Revenue | -36.5% | -1.2% |
| Capital Expenditures | -20.77M | -13.87M |
| Free Cash Flow | -89.55M | -57.55M |
| FCF Margin | -46.6% | -0.3% |
| Debt Repayment | N/A | N/A |
| Common Stock Repurchase | N/A | N/A |
Short Interest & Institutional Ownership Analysis
| Metric | JHACC | DELPHIFX |
|---|---|---|
| Shares Short | N/A | N/A |
| Short Ratio | N/A | N/A |
| Short % of Float | N/A | N/A |
| Shares Outstanding | 9.49M | 245.27M |
| Float Shares | 2.64M | 27.47M |
| % Held by Insiders | 71.33% | 75.61% |
| % Held by Institutions | 0.00% | 0.00% |
| % Held by Public | 28.67% | 24.39% |
Dividend Analysis & Yield Comparison: Jhaveri Credits & Capital Limited vs Delphi World Money Ltd.
| Metric | JHACC | DELPHIFX |
|---|---|---|
| Last 12-Month Dividend | N/A | ₹0.00 |
| Last 12-Month Dividend Yield | N/A | N/A |
| 3-Year Avg Annual Dividend | N/A | ₹0.00 |
| 3-Year Avg Dividend Yield | N/A | N/A |
| 3-Year Total Dividends | N/A | ₹0.00 |
| Ex-Dividend Date | N/A | N/A |