Kapil Raj Finance [KAPILRAJ] vs Paisalo Digital [PAISALO] Detailed Stock Comparison
TLDR: Quick Comparison Summary
Based on 20 vital metrics comparison: Kapil Raj Finance Ltd. wins in 7 metrics, Paisalo Digital Ltd. wins in 11 metrics, with 0 ties. Paisalo Digital Ltd. appears stronger overall.
View Metrics Details
Vital Metrics Comparison
| Metric | Kapil Raj Finance Ltd. | Paisalo Digital Ltd. | Better |
|---|---|---|---|
| P/E Ratio (TTM) | 56.80 | 19.68 | Paisalo Digital Ltd. |
| Price-to-Book Ratio | 2.22 | 2.50 | Kapil Raj Finance Ltd. |
| Debt-to-Equity Ratio | 0.29 | 226.22 | Kapil Raj Finance Ltd. |
| PEG Ratio | -0.28 | 4.59 | Paisalo Digital Ltd. |
| EV/EBITDA | 53.64 | 26.84 | Paisalo Digital Ltd. |
| Profit Margin (TTM) | 68.30% | 45.06% | Kapil Raj Finance Ltd. |
| Operating Margin (TTM) | 68.30% | 63.89% | Kapil Raj Finance Ltd. |
| EBITDA Margin (TTM) | 68.30% | 63.89% | Kapil Raj Finance Ltd. |
| Return on Equity | 3.98% | 13.04% | Paisalo Digital Ltd. |
| Return on Assets (TTM) | 3.96% | 3.81% | Kapil Raj Finance Ltd. |
| Free Cash Flow (TTM) | $11.40M | $-8.54B | Kapil Raj Finance Ltd. |
| Dividend Yield | N/A | 0.26% | N/A |
| 1-Year Return | -56.31% | 68.67% | Paisalo Digital Ltd. |
| Price-to-Sales Ratio (TTM) | 38.62 | 8.93 | Paisalo Digital Ltd. |
| Enterprise Value | $294.78M | $78.92B | Paisalo Digital Ltd. |
| EV/Revenue Ratio | 36.64 | 16.83 | Paisalo Digital Ltd. |
| Gross Profit Margin (TTM) | N/A | 51.99% | N/A |
| Revenue per Share (TTM) | $0 | $5 | Paisalo Digital Ltd. |
| Earnings per Share (Diluted) | $0.05 | $2.34 | Paisalo Digital Ltd. |
| Beta (Stock Volatility) | 0.67 | -0.04 | Paisalo Digital Ltd. |
Kapil Raj Finance Ltd. vs Paisalo Digital Ltd. Stock Performance Analysis
Loading Price Chart...
Performance Comparison
Short-term Returns
| Stock | 1D | 1W | 1M | 3M | 6M | YTD |
|---|---|---|---|---|---|---|
| Kapil Raj Finance Ltd. | 0.00% | 1.07% | 3.28% | 30.41% | -24.33% | -5.35% |
| Paisalo Digital Ltd. | 2.69% | 9.24% | 8.73% | 55.93% | 45.02% | 47.89% |
Long-term Returns
| Stock | 1Y | 3Y | 5Y | 10Y | 15Y | 20Y |
|---|---|---|---|---|---|---|
| Kapil Raj Finance Ltd. | -56.31% | 63.48% | 196.94% | 117.16% | 117.16% | 117.16% |
| Paisalo Digital Ltd. | 68.67% | 86.41% | 62.15% | 538.37% | 574.25% | 2,233.94% |
Performance & Financial Health Analysis: Kapil Raj Finance Ltd. vs Paisalo Digital Ltd.
| Metric | KAPILRAJ | PAISALO |
|---|---|---|
| Market Information | ||
| Market Cap | ₹310.70M | ₹40.58B |
| Market Cap Category | Small cap | Small cap |
| 10 Day Avg. Volume | 239,872 | 17,320,223 |
| 90 Day Avg. Volume | 280,142 | 9,834,980 |
| Last Close | ₹2.83 | ₹55.37 |
| 52 Week Range | ₹1.80 - ₹9.27 | ₹29.38 - ₹55.89 |
| % from 52W High | -69.47% | -0.93% |
| All-Time High | ₹9.27 (Jul 25, 2025) | ₹415.00 (Jan 03, 2011) |
| % from All-Time High | -69.47% | -86.66% |
| Growth Metrics | ||
| Quarterly Revenue Growth | -1.00% | 0.20% |
| Quarterly Earnings Growth | N/A | 0.06% |
| Financial Health | ||
| Profit Margin (TTM) | 0.68% | 0.45% |
| Operating Margin (TTM) | 0.68% | 0.64% |
| Return on Equity (TTM) | 0.04% | 0.13% |
| Debt to Equity (MRQ) | 0.29 | 226.22 |
| Cash & Liquidity | ||
| Book Value per Share (MRQ) | ₹1.28 | ₹18.42 |
| Cash per Share (MRQ) | ₹0.08 | ₹0.62 |
| Operating Cash Flow (TTM) | ₹11.40M | ₹-4,755,433,000 |
| Levered Free Cash Flow (TTM) | ₹5.50M | ₹2.00B |
| Dividends | ||
| Last 12-Month Dividend Yield | N/A | 0.26% |
| Last 12-Month Dividend | N/A | ₹0.10 |
Valuation & Enterprise Metrics Analysis: Kapil Raj Finance Ltd. vs Paisalo Digital Ltd.
| Metric | KAPILRAJ (Apr 24, 2026) | PAISALO (Apr 24, 2026) |
|---|---|---|
| Price Ratios | ||
| P/E Ratio (TTM) | 56.80 | 19.68 |
| Forward P/E | N/A | 14.81 |
| PEG Ratio | -0.28 | 4.59 |
| Price to Sales (TTM) | 38.62 | 8.93 |
| Price to Book (MRQ) | 2.22 | 2.50 |
| Market Capitalization | ||
| Market Capitalization | ₹310.70M | ₹40.58B |
| Enterprise Value | ₹294.78M | ₹78.92B |
| Enterprise Value Metrics | ||
| Enterprise to Revenue | 36.64 | 16.83 |
| Enterprise to EBITDA | 53.64 | 26.84 |
| Risk & Other Metrics | ||
| Beta | 0.67 | -0.04 |
| Book Value per Share (MRQ) | ₹1.28 | ₹18.42 |
Financial Statements Comparison: Kapil Raj Finance Ltd. vs Paisalo Digital Ltd.
Financial Metrics
Loading Financial Charts...
Revenue
Operating Margin
Profit Margin
Long Term Debt
Income Flow Analysis
Financial Statements Comparison
Income Statement
| Metric | KAPILRAJ (2026) | PAISALO (2025) |
|---|---|---|
| Revenue/Sales | 8.05M | 7.70B |
| Cost of Goods Sold | 396,000 | 3.45B |
| COGS % of Revenue | 4.9% | 44.9% |
| Gross Profit | 7.65M | 4.25B |
| Gross Margin | 95.1% | 55.1% |
| Research & Development | N/A | N/A |
| Operating Income (EBIT) | 5.50M | 3.25B |
| Operating Margin | 68.3% | 42.2% |
| EBITDA | 5.50M | 2.94B |
| EBITDA Margin | 68.3% | 38.2% |
| Pre-Tax Income | 5.50M | 2.68B |
| Pre-Tax Income % of Revenue | 68.3% | 34.8% |
| Income Tax | 0 | 682.35M |
| Income Tax % of Revenue | 0.0% | 8.9% |
| Net Income (Profit) | 5.50M | 2.00B |
| Profit Margin | 68.3% | 26.0% |
Balance Sheet & Liquidity Metrics
| Metric | KAPILRAJ (2026) | PAISALO (2025) |
|---|---|---|
| Cash & Equivalents | 8.95M | 1.01B |
| Total Current Assets | 127.32M | 51.19B |
| Total Current Assets % of Revenue | 1,582.6% | 664.7% |
| Total Current Liabilities | 810,000 | 1.84B |
| Total Current Liabilities % of Revenue | 10.1% | 23.9% |
| Long-Term Debt | N/A | 34.60B |
| Long-Term Debt % of Revenue | 0.0% | 449.3% |
| Total Shareholders Equity | 140.34M | 15.35B |
| Retained Earnings | N/A | 217.82M |
| Retained Earnings % of Revenue | 0.0% | 2.8% |
| Property, Plant & Equipment | N/A | 744.65M |
Cash Flow Statement Comparison
| Metric | KAPILRAJ (2026) | PAISALO (2025) |
|---|---|---|
| Operating Cash Flow | 11.34M | -4.76B |
| Operating Cash Flow % of Revenue | 140.9% | -61.8% |
| Capital Expenditures | N/A | -126.79M |
| Free Cash Flow | 11.40M | -8.54B |
| FCF Margin | 141.7% | -110.9% |
| Debt Repayment | N/A | N/A |
| Common Stock Repurchase | -899,000 | N/A |
Short Interest & Institutional Ownership Analysis
| Metric | KAPILRAJ | PAISALO |
|---|---|---|
| Shares Short | N/A | N/A |
| Short Ratio | N/A | N/A |
| Short % of Float | N/A | N/A |
| Shares Outstanding | 109.40M | 909.52M |
| Float Shares | 31.79M | 441.76M |
| % Held by Insiders | 65.11% | 53.67% |
| % Held by Institutions | 0.00% | 12.04% |
| % Held by Public | 34.89% | 34.29% |
Dividend Analysis & Yield Comparison: Kapil Raj Finance Ltd. vs Paisalo Digital Ltd.
| Metric | KAPILRAJ | PAISALO |
|---|---|---|
| Last 12-Month Dividend | N/A | ₹0.10 |
| Last 12-Month Dividend Yield | N/A | 0.26% |
| 3-Year Avg Annual Dividend | N/A | ₹0.08 |
| 3-Year Avg Dividend Yield | N/A | 0.20% |
| 3-Year Total Dividends | N/A | ₹0.25 |
| Ex-Dividend Date | N/A | Sep 22, 2025 |