Karnavati Finance [KARNAVATI] vs Bajaj Finance [BAJFINANCE] Detailed Stock Comparison

Karnavati Finance Ltd.

BSE
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Bajaj Finance Ltd.

NSE
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TLDR: Quick Comparison Summary

Based on 20 vital metrics comparison: Karnavati Finance Ltd. wins in 7 metrics, Bajaj Finance Ltd. wins in 8 metrics, with 2 ties. Bajaj Finance Ltd. appears stronger overall.

View Metrics Details

Vital Metrics Comparison

Metric Karnavati Finance Ltd. Bajaj Finance Ltd. Better
P/E Ratio (TTM) 24.26 31.69 Karnavati Finance Ltd.
Price-to-Book Ratio 1.36 5.53 Karnavati Finance Ltd.
Debt-to-Equity Ratio 0.00 310.29 Tie
PEG Ratio -0.03 54.50 Bajaj Finance Ltd.
EV/EBITDA 0.00 N/A N/A
Profit Margin (TTM) -93.15% 43.68% Bajaj Finance Ltd.
Operating Margin (TTM) 93.72% 55.55% Karnavati Finance Ltd.
EBITDA Margin (TTM) 93.72% 55.55% Karnavati Finance Ltd.
Return on Equity -16.43% 16.82% Bajaj Finance Ltd.
Return on Assets (TTM) -7.79% 3.57% Bajaj Finance Ltd.
Free Cash Flow (TTM) $54.80M $-692.36B Karnavati Finance Ltd.
Dividend Yield N/A 10.01% N/A
1-Year Return -42.47% -1.59% Bajaj Finance Ltd.
Price-to-Sales Ratio (TTM) 13.14 13.83 Karnavati Finance Ltd.
Enterprise Value $0 $8,982.32B Bajaj Finance Ltd.
EV/Revenue Ratio 0.00 21.76 Tie
Gross Profit Margin (TTM) 31.38% N/A N/A
Revenue per Share (TTM) $0 $66 Bajaj Finance Ltd.
Earnings per Share (Diluted) $-1.60 $28.98 Bajaj Finance Ltd.
Beta (Stock Volatility) -0.26 0.31 Karnavati Finance Ltd.

Karnavati Finance Ltd. vs Bajaj Finance Ltd. Stock Performance Analysis

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KARNAVATI
BAJFINANCE

Performance Comparison

Short-term Returns

Stock1D1W1M3M6MYTD
Karnavati Finance Ltd.15.87%11.45%9.77%14.06%2.82%-10.43%
Bajaj Finance Ltd.2.61%8.17%3.50%7.31%-6.95%-3.17%

Long-term Returns

Stock1Y3Y5Y10Y15Y20Y
Karnavati Finance Ltd.-42.47%-78.46%-93.55%-89.50%-88.11%-88.11%
Bajaj Finance Ltd.-1.59%27.49%50.86%1,119.52%16,095.77%32,008.39%

Performance & Financial Health Analysis: Karnavati Finance Ltd. vs Bajaj Finance Ltd.

MetricKARNAVATIBAJFINANCE
Market Information
Market Cap i₹144.72M₹5.71T
Market Cap CategorySmall capLarge cap
10 Day Avg. Volume i55,1778,128,781
90 Day Avg. Volume i207,19311,082,959
Last Close₹1.46₹942.30
52 Week Range₹1.08 - ₹2.42₹787.90 - ₹1,102.50
% from 52W High-39.67%-14.53%
All-Time High₹180.05 (Jan 16, 2023)₹9,788.00 (Jun 09, 2025)
% from All-Time High-99.19%-90.37%
Growth Metrics
Quarterly Revenue Growth28.14%0.06%
Quarterly Earnings Growth4.57%-0.06%
Financial Health
Profit Margin (TTM) i-0.93%0.44%
Operating Margin (TTM) i0.94%0.56%
Return on Equity (TTM) i-0.16%0.17%
Debt to Equity (MRQ) i0.00310.29
Cash & Liquidity
Book Value per Share (MRQ)₹1.02₹166.19
Cash per Share (MRQ)N/A₹20.60
Operating Cash Flow (TTM) i₹37.85M₹-147,267,100,000
Levered Free Cash Flow (TTM) i₹-16,806,000₹166.38B
Dividends
Last 12-Month Dividend Yield iN/A10.01%
Last 12-Month Dividend iN/A₹92.00

Valuation & Enterprise Metrics Analysis: Karnavati Finance Ltd. vs Bajaj Finance Ltd.

MetricKARNAVATI (Apr 24, 2026)BAJFINANCE (Apr 24, 2026)
Price Ratios
P/E Ratio (TTM) i24.2631.69
Forward P/E iN/A22.75
PEG Ratio i-0.0354.50
Price to Sales (TTM) i13.1413.83
Price to Book (MRQ) i1.365.53
Market Capitalization
Market Capitalization i₹144.72M₹5.71T
Enterprise Value i₹0₹8.98T
Enterprise Value Metrics
Enterprise to Revenue i0.0021.76
Enterprise to EBITDA i0.00N/A
Risk & Other Metrics
Beta i-0.260.31
Book Value per Share (MRQ) i₹1.02₹166.19

Financial Statements Comparison: Karnavati Finance Ltd. vs Bajaj Finance Ltd.

Financial Metrics

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Revenue

Operating Margin

Profit Margin

Long Term Debt

Income Flow Analysis

Financial Statements Comparison

Income Statement

MetricKARNAVATI (2025)BAJFINANCE (2025)
Revenue/Sales i15.72M423.56B
Cost of Goods Sold i12.74MN/A
COGS % of Revenue i81.0%0.0%
Gross Profit i2.98MN/A
Gross Margin i19.0%0.0%
Research & Development iN/AN/A
Operating Income (EBIT) i-16.54MN/A
Operating Margin i-105.2%0.0%
EBITDA i-16.53MN/A
EBITDA Margin i-105.1%0.0%
Pre-Tax Income i-16.79M220.80B
Pre-Tax Income % of Revenue i-106.8%52.1%
Income Tax i12,00053.00B
Income Tax % of Revenue i0.1%12.5%
Net Income (Profit) i-16.81M167.79B
Profit Margin i-106.9%39.6%

Balance Sheet & Liquidity Metrics

MetricKARNAVATI (2025)BAJFINANCE (2025)
Cash & Equivalents i197,000107.68B
Total Current Assets i214.92MN/A
Total Current Assets % of Revenue i1,366.9%0.0%
Total Current Liabilities i55,000N/A
Total Current Liabilities % of Revenue i0.3%0.0%
Long-Term Debt i110.95M2.75T
Long-Term Debt % of Revenue i705.6%650.1%
Total Shareholders Equity i102.27M989.37B
Retained Earnings i-8.97M517.83B
Retained Earnings % of Revenue i-57.1%122.3%
Property, Plant & Equipment i79,0005.52B

Cash Flow Statement Comparison

MetricKARNAVATI (2025)BAJFINANCE (2025)
Operating Cash Flow i37.85M-147.27B
Operating Cash Flow % of Revenue i240.7%-34.8%
Capital Expenditures i0-5.48B
Free Cash Flow i54.80M-692.36B
FCF Margin i348.5%-163.5%
Debt Repayment iN/A-390.27B
Common Stock Repurchase iN/AN/A

Short Interest & Institutional Ownership Analysis

MetricKARNAVATIBAJFINANCE
Shares Short iN/AN/A
Short Ratio iN/AN/A
Short % of Float iN/AN/A
Shares Outstanding i100.50M6.22B
Float Shares i29.24M2.65B
% Held by Insiders i72.40%56.26%
% Held by Institutions i0.00%24.14%
% Held by Public i27.60%19.60%

Dividend Analysis & Yield Comparison: Karnavati Finance Ltd. vs Bajaj Finance Ltd.

MetricKARNAVATIBAJFINANCE
Last 12-Month Dividend iN/A₹92.00
Last 12-Month Dividend Yield iN/A10.01%
3-Year Avg Annual Dividend iN/A₹47.33
3-Year Avg Dividend Yield iN/A1.22%
3-Year Total Dividends iN/A₹142.00
Ex-Dividend DateN/AMay 30, 2025