Karnavati Finance [KARNAVATI] vs Shriram Finance [SHRIRAMFIN] Detailed Stock Comparison

Karnavati Finance Ltd.

BSE
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Shriram Finance Ltd.

NSE
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TLDR: Quick Comparison Summary

Based on 20 vital metrics comparison: Karnavati Finance Ltd. wins in 5 metrics, Shriram Finance Ltd. wins in 10 metrics, with 2 ties. Shriram Finance Ltd. appears stronger overall.

View Metrics Details

Vital Metrics Comparison

Metric Karnavati Finance Ltd. Shriram Finance Ltd. Better
P/E Ratio (TTM) 24.26 20.78 Shriram Finance Ltd.
Price-to-Book Ratio 1.36 3.13 Karnavati Finance Ltd.
Debt-to-Equity Ratio 0.00 279.08 Tie
PEG Ratio -0.03 1.15 Shriram Finance Ltd.
EV/EBITDA 0.00 N/A N/A
Profit Margin (TTM) -93.15% 45.95% Shriram Finance Ltd.
Operating Margin (TTM) 93.72% 61.27% Karnavati Finance Ltd.
EBITDA Margin (TTM) 93.72% 61.27% Karnavati Finance Ltd.
Return on Equity -16.43% 16.92% Shriram Finance Ltd.
Return on Assets (TTM) -7.79% 3.25% Shriram Finance Ltd.
Free Cash Flow (TTM) $54.80M $-439.06B Karnavati Finance Ltd.
Dividend Yield N/A 1.41% N/A
1-Year Return -42.47% 43.14% Shriram Finance Ltd.
Price-to-Sales Ratio (TTM) 13.14 11.93 Shriram Finance Ltd.
Enterprise Value $0 $3,536.13B Shriram Finance Ltd.
EV/Revenue Ratio 0.00 17.76 Tie
Gross Profit Margin (TTM) 31.38% N/A N/A
Revenue per Share (TTM) $0 $106 Shriram Finance Ltd.
Earnings per Share (Diluted) $-1.60 $48.57 Shriram Finance Ltd.
Beta (Stock Volatility) -0.26 0.65 Karnavati Finance Ltd.

Karnavati Finance Ltd. vs Shriram Finance Ltd. Stock Performance Analysis

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KARNAVATI
SHRIRAMFIN

Performance Comparison

Short-term Returns

Stock1D1W1M3M6MYTD
Karnavati Finance Ltd.15.87%11.45%9.77%14.06%2.82%-10.43%
Shriram Finance Ltd.4.79%11.60%6.69%0.87%16.99%-1.87%

Long-term Returns

Stock1Y3Y5Y10Y15Y20Y
Karnavati Finance Ltd.-42.47%-78.46%-93.55%-89.50%-88.11%-88.11%
Shriram Finance Ltd.43.14%240.69%246.00%329.31%690.06%4,947.30%

Performance & Financial Health Analysis: Karnavati Finance Ltd. vs Shriram Finance Ltd.

MetricKARNAVATISHRIRAMFIN
Market Information
Market Cap i₹144.72M₹2.38T
Market Cap CategorySmall capLarge cap
10 Day Avg. Volume i55,1776,132,239
90 Day Avg. Volume i207,1939,368,423
Last Close₹1.46₹1,000.65
52 Week Range₹1.08 - ₹2.42₹566.50 - ₹1,108.00
% from 52W High-39.67%-9.69%
All-Time High₹180.05 (Jan 16, 2023)₹1,108.00 (Feb 26, 2026)
% from All-Time High-99.19%-9.69%
Growth Metrics
Quarterly Revenue Growth28.14%0.21%
Quarterly Earnings Growth4.57%-0.22%
Financial Health
Profit Margin (TTM) i-0.93%0.46%
Operating Margin (TTM) i0.94%0.61%
Return on Equity (TTM) i-0.16%0.17%
Debt to Equity (MRQ) i0.00279.08
Cash & Liquidity
Book Value per Share (MRQ)₹1.02₹322.11
Cash per Share (MRQ)N/A₹63.69
Operating Cash Flow (TTM) i₹37.85M₹140.49B
Levered Free Cash Flow (TTM) i₹-16,806,000₹95.54B
Dividends
Last 12-Month Dividend Yield iN/A1.41%
Last 12-Month Dividend iN/A₹11.18

Valuation & Enterprise Metrics Analysis: Karnavati Finance Ltd. vs Shriram Finance Ltd.

MetricKARNAVATI (Apr 24, 2026)SHRIRAMFIN (Apr 24, 2026)
Price Ratios
P/E Ratio (TTM) i24.2620.78
Forward P/E iN/A15.98
PEG Ratio i-0.031.15
Price to Sales (TTM) i13.1411.93
Price to Book (MRQ) i1.363.13
Market Capitalization
Market Capitalization i₹144.72M₹2.38T
Enterprise Value i₹0₹3.54T
Enterprise Value Metrics
Enterprise to Revenue i0.0017.76
Enterprise to EBITDA i0.00N/A
Risk & Other Metrics
Beta i-0.260.65
Book Value per Share (MRQ) i₹1.02₹322.11

Financial Statements Comparison: Karnavati Finance Ltd. vs Shriram Finance Ltd.

Financial Metrics

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Revenue

Operating Margin

Profit Margin

Long Term Debt

Income Flow Analysis

Financial Statements Comparison

Income Statement

MetricKARNAVATI (2025)SHRIRAMFIN (2025)
Revenue/Sales i15.72M221.88B
Cost of Goods Sold i12.74MN/A
COGS % of Revenue i81.0%0.0%
Gross Profit i2.98MN/A
Gross Margin i19.0%0.0%
Research & Development iN/AN/A
Operating Income (EBIT) i-16.54MN/A
Operating Margin i-105.2%0.0%
EBITDA i-16.53MN/A
EBITDA Margin i-105.1%0.0%
Pre-Tax Income i-16.79M125.03B
Pre-Tax Income % of Revenue i-106.8%56.3%
Income Tax i12,00030.80B
Income Tax % of Revenue i0.1%13.9%
Net Income (Profit) i-16.81M95.76B
Profit Margin i-106.9%43.2%

Balance Sheet & Liquidity Metrics

MetricKARNAVATI (2025)SHRIRAMFIN (2025)
Cash & Equivalents i197,000197.79B
Total Current Assets i214.92MN/A
Total Current Assets % of Revenue i1,366.9%0.0%
Total Current Liabilities i55,000N/A
Total Current Liabilities % of Revenue i0.3%0.0%
Long-Term Debt i110.95M1.79T
Long-Term Debt % of Revenue i705.6%806.0%
Total Shareholders Equity i102.27M564.70B
Retained Earnings i-8.97M242.42B
Retained Earnings % of Revenue i-57.1%109.3%
Property, Plant & Equipment i79,000137.30M

Cash Flow Statement Comparison

MetricKARNAVATI (2025)SHRIRAMFIN (2025)
Operating Cash Flow i37.85M140.49B
Operating Cash Flow % of Revenue i240.7%63.3%
Capital Expenditures i0-2.20B
Free Cash Flow i54.80M-439.06B
FCF Margin i348.5%-197.9%
Debt Repayment iN/A-766.59B
Common Stock Repurchase iN/AN/A

Short Interest & Institutional Ownership Analysis

MetricKARNAVATISHRIRAMFIN
Shares Short iN/AN/A
Short Ratio iN/AN/A
Short % of Float iN/AN/A
Shares Outstanding i100.50M2.35B
Float Shares i29.24M1.41B
% Held by Insiders i72.40%22.04%
% Held by Institutions i0.00%37.56%
% Held by Public i27.60%40.40%

Dividend Analysis & Yield Comparison: Karnavati Finance Ltd. vs Shriram Finance Ltd.

MetricKARNAVATISHRIRAMFIN
Last 12-Month Dividend iN/A₹11.18
Last 12-Month Dividend Yield iN/A1.41%
3-Year Avg Annual Dividend iN/A₹4.79
3-Year Avg Dividend Yield iN/A0.28%
3-Year Total Dividends iN/A₹14.38
Ex-Dividend DateN/ANov 07, 2025