Muthoot Capital [MUTHTFN] vs Jana Small Finance [JSFB] Detailed Stock Comparison

Muthoot Capital Services Limited

BSE
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Jana Small Finance Bank Ltd.

NSE
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TLDR: Quick Comparison Summary

Based on 19 vital metrics comparison: Muthoot Capital Services Limited wins in 11 metrics, Jana Small Finance Bank Ltd. wins in 4 metrics, with 1 ties. Muthoot Capital Services Limited appears stronger overall.

View Metrics Details

Vital Metrics Comparison

Metric Muthoot Capital Services Limited Jana Small Finance Bank Ltd. Better
P/E Ratio (TTM) 10.31 15.85 Muthoot Capital Services Limited
Price-to-Book Ratio 0.85 1.14 Muthoot Capital Services Limited
Debt-to-Equity Ratio 0.00 0.93 Tie
PEG Ratio 6.04 -0.18 Muthoot Capital Services Limited
EV/EBITDA 11.13 N/A N/A
Profit Margin (TTM) 48.94% 11.68% Muthoot Capital Services Limited
Operating Margin (TTM) 38.97% 1.51% Muthoot Capital Services Limited
EBITDA Margin (TTM) 38.97% 1.51% Muthoot Capital Services Limited
Return on Equity 16.08% 12.18% Muthoot Capital Services Limited
Return on Assets (TTM) 3.23% 1.30% Muthoot Capital Services Limited
Free Cash Flow (TTM) $-470.00M $40.00B Jana Small Finance Bank Ltd.
1-Year Return -29.91% 2.60% Jana Small Finance Bank Ltd.
Price-to-Sales Ratio (TTM) 1.43 1.85 Muthoot Capital Services Limited
Enterprise Value $19.76B $62.39B Jana Small Finance Bank Ltd.
EV/Revenue Ratio 4.58 2.35 Jana Small Finance Bank Ltd.
Gross Profit Margin (TTM) 36.71% N/A N/A
Revenue per Share (TTM) $262 $253 Muthoot Capital Services Limited
Earnings per Share (Diluted) $47.84 $29.48 Muthoot Capital Services Limited
Beta (Stock Volatility) N/A 0.18 N/A

Muthoot Capital Services Limited vs Jana Small Finance Bank Ltd. Stock Performance Analysis

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MUTHTFN
JSFB

Performance Comparison

Short-term Returns

Stock1D1W1M3M6MYTD
Muthoot Capital Services Limited-0.93%-1.05%-9.75%-6.18%-25.33%-27.19%
Jana Small Finance Bank Ltd.1.05%-3.57%6.63%30.82%7.65%13.28%

Long-term Returns

Stock1Y3Y5Y10Y15Y20Y
Muthoot Capital Services Limited-29.91%-44.55%-54.42%24.74%93.98%2,020.23%
Jana Small Finance Bank Ltd.2.60%18.03%18.03%18.03%18.03%18.03%

Performance & Financial Health Analysis: Muthoot Capital Services Limited vs Jana Small Finance Bank Ltd.

MetricMUTHTFNJSFB
Market Information
Market Cap i₹6.17B₹49.39B
Market Cap CategorySmall capSmall cap
10 Day Avg. Volume i5,892851,992
90 Day Avg. Volume i5,226531,720
Last Close₹198.05₹477.55
52 Week Range₹176.40 - ₹366.70₹330.00 - ₹552.50
% from 52W High-45.99%-13.57%
All-Time High₹1,300.00 (Jul 30, 2018)₹760.90 (Jun 17, 2024)
% from All-Time High-84.77%-37.24%
Growth Metrics
Quarterly Revenue Growth-0.02%0.08%
Quarterly Earnings Growth-0.14%-0.91%
Financial Health
Profit Margin (TTM) i0.49%0.12%
Operating Margin (TTM) i0.39%0.02%
Return on Equity (TTM) i0.16%0.12%
Debt to Equity (MRQ) i0.000.93
Cash & Liquidity
Book Value per Share (MRQ)₹359.20₹409.98
Cash per Share (MRQ)N/A₹220.62
Operating Cash Flow (TTM) i₹1.21B₹4.66B
Levered Free Cash Flow (TTM) i₹786.80M₹5.01B
Dividends
Last 12-Month Dividend Yield iN/AN/A
Last 12-Month Dividend i₹0.00N/A

Valuation & Enterprise Metrics Analysis: Muthoot Capital Services Limited vs Jana Small Finance Bank Ltd.

MetricMUTHTFN (Jun 15, 2025)JSFB (Apr 24, 2026)
Price Ratios
P/E Ratio (TTM) i10.3115.85
Forward P/E i6.047.37
PEG Ratio i6.04-0.18
Price to Sales (TTM) i1.431.85
Price to Book (MRQ) i0.851.14
Market Capitalization
Market Capitalization i₹6.17B₹49.39B
Enterprise Value i₹19.76B₹62.39B
Enterprise Value Metrics
Enterprise to Revenue i4.582.35
Enterprise to EBITDA i11.13N/A
Risk & Other Metrics
Beta iN/A0.18
Book Value per Share (MRQ) i₹359.20₹409.98

Financial Statements Comparison: Muthoot Capital Services Limited vs Jana Small Finance Bank Ltd.

Financial Metrics

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Revenue

Operating Margin

Profit Margin

Long Term Debt

Income Flow Analysis

Financial Statements Comparison

Income Statement

MetricMUTHTFN (2023)JSFB (2025)
Revenue/Sales i4.31B30.50B
Cost of Goods Sold i2.20BN/A
COGS % of Revenue i51.1%0.0%
Gross Profit i2.11BN/A
Gross Margin i48.9%0.0%
Research & Development iN/AN/A
Operating Income (EBIT) i1.67BN/A
Operating Margin i38.7%0.0%
EBITDA i1.78BN/A
EBITDA Margin i41.2%0.0%
Pre-Tax Income i1.09B4.74B
Pre-Tax Income % of Revenue i25.2%15.5%
Income Tax i301.18M-277.40M
Income Tax % of Revenue i7.0%-0.9%
Net Income (Profit) i786.80M5.01B
Profit Margin i18.3%16.4%

Balance Sheet & Liquidity Metrics

MetricMUTHTFN (2023)JSFB (2025)
Cash & Equivalents i5.02B44.49B
Total Current Assets i22.34BN/A
Total Current Assets % of Revenue i518.2%0.0%
Total Current Liabilities i1.47BN/A
Total Current Liabilities % of Revenue i34.0%0.0%
Long-Term Debt i17.87B33.77B
Long-Term Debt % of Revenue i414.6%110.7%
Total Shareholders Equity i4.89B41.18B
Retained Earnings i1.59B-30.58B
Retained Earnings % of Revenue i36.9%-100.3%
Property, Plant & Equipment i400,0001.50B

Cash Flow Statement Comparison

MetricMUTHTFN (2023)JSFB (2025)
Operating Cash Flow i1.21B4.66B
Operating Cash Flow % of Revenue i28.0%15.3%
Capital Expenditures i-5.87M-724.50M
Free Cash Flow i-470.00M40.00B
FCF Margin i-10.9%131.1%
Debt Repayment iN/A-28.42B
Common Stock Repurchase iN/A0

Short Interest & Institutional Ownership Analysis

MetricMUTHTFNJSFB
Shares Short iN/AN/A
Short Ratio iN/AN/A
Short % of Float iN/AN/A
Shares Outstanding i16.45M105.32M
Float Shares iN/A58.59M
% Held by Insiders iN/A55.67%
% Held by Institutions iN/A12.34%
% Held by Public iN/A31.99%

Dividend Analysis & Yield Comparison: Muthoot Capital Services Limited vs Jana Small Finance Bank Ltd.

MetricMUTHTFNJSFB
Last 12-Month Dividend i₹0.00N/A
Last 12-Month Dividend Yield iN/AN/A
3-Year Avg Annual Dividend i₹0.00N/A
3-Year Avg Dividend Yield iN/AN/A
3-Year Total Dividends i₹0.00N/A
Ex-Dividend DateN/AN/A