Nikki Global Finance [NIKKIGL] vs Paisalo Digital [PAISALO] Detailed Stock Comparison

TLDR: Quick Comparison Summary

Based on 20 vital metrics comparison: Nikki Global Finance Ltd. wins in 7 metrics, Paisalo Digital Ltd. wins in 11 metrics, with 0 ties. Paisalo Digital Ltd. appears stronger overall.

View Metrics Details

Vital Metrics Comparison

Metric Nikki Global Finance Ltd. Paisalo Digital Ltd. Better
P/E Ratio (TTM) 34.30 19.68 Paisalo Digital Ltd.
Price-to-Book Ratio 8.96 2.50 Paisalo Digital Ltd.
Debt-to-Equity Ratio 222.93 226.22 Nikki Global Finance Ltd.
PEG Ratio N/A 4.59 N/A
EV/EBITDA 66.64 26.84 Paisalo Digital Ltd.
Profit Margin (TTM) 53.64% 45.06% Nikki Global Finance Ltd.
Operating Margin (TTM) 86.99% 63.89% Nikki Global Finance Ltd.
EBITDA Margin (TTM) 86.99% 63.89% Nikki Global Finance Ltd.
Return on Equity 15.22% 13.04% Nikki Global Finance Ltd.
Return on Assets (TTM) 1.71% 3.81% Paisalo Digital Ltd.
Free Cash Flow (TTM) $-104,100 $-8.54B Nikki Global Finance Ltd.
Dividend Yield N/A 0.26% N/A
1-Year Return 0.65% 82.33% Paisalo Digital Ltd.
Price-to-Sales Ratio (TTM) 18.53 8.93 Paisalo Digital Ltd.
Enterprise Value $169.16M $78.92B Paisalo Digital Ltd.
EV/Revenue Ratio 42.42 16.83 Paisalo Digital Ltd.
Gross Profit Margin (TTM) 89.02% 51.99% Nikki Global Finance Ltd.
Revenue per Share (TTM) $1 $5 Paisalo Digital Ltd.
Earnings per Share (Diluted) $0.63 $2.34 Paisalo Digital Ltd.
Beta (Stock Volatility) 0.28 -0.04 Paisalo Digital Ltd.

Nikki Global Finance Ltd. vs Paisalo Digital Ltd. Stock Performance Analysis

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Performance Comparison

Short-term Returns

Stock1D1W1M3M6MYTD
Nikki Global Finance Ltd.1.40%-0.92%-2.36%-3.67%42.10%31.58%
Paisalo Digital Ltd.1.42%12.26%19.85%78.63%63.34%62.75%

Long-term Returns

Stock1Y3Y5Y10Y15Y20Y
Nikki Global Finance Ltd.0.65%213.58%364.67%26.90%-91.20%353.97%
Paisalo Digital Ltd.82.33%122.41%88.26%588.93%643.83%2,518.55%

Performance & Financial Health Analysis: Nikki Global Finance Ltd. vs Paisalo Digital Ltd.

MetricNIKKIGLPAISALO
Market Information
Market Cap i₹73.90M₹40.58B
Market Cap CategorySmall capSmall cap
10 Day Avg. Volume i99417,320,223
90 Day Avg. Volume i3319,834,980
Last Close₹21.80₹60.18
52 Week Range₹14.27 - ₹22.33₹29.38 - ₹61.00
% from 52W High-2.37%-1.34%
All-Time High₹41.60 (Jun 29, 2015)₹415.00 (Jan 03, 2011)
% from All-Time High-47.60%-85.50%
Growth Metrics
Quarterly Revenue Growth911.38%0.20%
Quarterly Earnings Growth-3.78%0.06%
Financial Health
Profit Margin (TTM) i0.54%0.45%
Operating Margin (TTM) i0.87%0.64%
Return on Equity (TTM) i0.15%0.13%
Debt to Equity (MRQ) i222.93226.22
Cash & Liquidity
Book Value per Share (MRQ)₹2.41₹18.42
Cash per Share (MRQ)₹0.01₹0.62
Operating Cash Flow (TTM) i₹-104,055₹-4,755,433,000
Levered Free Cash Flow (TTM) i₹-225,269₹2.00B
Dividends
Last 12-Month Dividend Yield iN/A0.26%
Last 12-Month Dividend iN/A₹0.10

Valuation & Enterprise Metrics Analysis: Nikki Global Finance Ltd. vs Paisalo Digital Ltd.

MetricNIKKIGL (Apr 24, 2026)PAISALO (Apr 24, 2026)
Price Ratios
P/E Ratio (TTM) i34.3019.68
Forward P/E iN/A14.81
PEG Ratio iN/A4.59
Price to Sales (TTM) i18.538.93
Price to Book (MRQ) i8.962.50
Market Capitalization
Market Capitalization i₹73.90M₹40.58B
Enterprise Value i₹169.16M₹78.92B
Enterprise Value Metrics
Enterprise to Revenue i42.4216.83
Enterprise to EBITDA i66.6426.84
Risk & Other Metrics
Beta i0.28-0.04
Book Value per Share (MRQ) i₹2.41₹18.42

Financial Statements Comparison: Nikki Global Finance Ltd. vs Paisalo Digital Ltd.

Financial Metrics

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Revenue

Operating Margin

Profit Margin

Long Term Debt

Income Flow Analysis

Financial Statements Comparison

Income Statement

MetricNIKKIGL (2026)PAISALO (2025)
Revenue/Sales i3.99M7.70B
Cost of Goods Sold i859,0003.45B
COGS % of Revenue i21.5%44.9%
Gross Profit i3.13M4.25B
Gross Margin i78.5%55.1%
Research & Development iN/AN/A
Operating Income (EBIT) i2.54M3.25B
Operating Margin i63.6%42.2%
EBITDA i2.54M2.94B
EBITDA Margin i63.6%38.2%
Pre-Tax Income i2.54M2.68B
Pre-Tax Income % of Revenue i63.6%34.8%
Income Tax i395,700682.35M
Income Tax % of Revenue i9.9%8.9%
Net Income (Profit) i2.14M2.00B
Profit Margin i53.6%26.0%

Balance Sheet & Liquidity Metrics

MetricNIKKIGL (2026)PAISALO (2025)
Cash & Equivalents i90,0001.01B
Total Current Assets i76.52M51.19B
Total Current Assets % of Revenue i1,918.6%664.7%
Total Current Liabilities i73.83M1.84B
Total Current Liabilities % of Revenue i1,851.3%23.9%
Long-Term Debt i5.10M34.60B
Long-Term Debt % of Revenue i127.9%449.3%
Total Shareholders Equity i15.13M15.35B
Retained Earnings iN/A217.82M
Retained Earnings % of Revenue i0.0%2.8%
Property, Plant & Equipment iN/A744.65M

Cash Flow Statement Comparison

MetricNIKKIGL (2026)PAISALO (2025)
Operating Cash Flow i-1.40M-4.76B
Operating Cash Flow % of Revenue i-35.0%-61.8%
Capital Expenditures iN/A-126.79M
Free Cash Flow i-104,100-8.54B
FCF Margin i-2.6%-110.9%
Debt Repayment iN/AN/A
Common Stock Repurchase iN/AN/A

Short Interest & Institutional Ownership Analysis

MetricNIKKIGLPAISALO
Shares Short iN/AN/A
Short Ratio iN/AN/A
Short % of Float iN/AN/A
Shares Outstanding i3.42M909.52M
Float Shares i3.93M441.76M
% Held by Insiders i37.42%53.67%
% Held by Institutions i0.00%12.04%
% Held by Public i62.58%34.29%

Dividend Analysis & Yield Comparison: Nikki Global Finance Ltd. vs Paisalo Digital Ltd.

MetricNIKKIGLPAISALO
Last 12-Month Dividend iN/A₹0.10
Last 12-Month Dividend Yield iN/A0.26%
3-Year Avg Annual Dividend iN/A₹0.08
3-Year Avg Dividend Yield iN/A0.20%
3-Year Total Dividends iN/A₹0.25
Ex-Dividend DateN/ASep 22, 2025