Niyogin Fintech [NIYOGIN] vs Bajaj Finance [BAJFINANCE] Detailed Stock Comparison

TLDR: Quick Comparison Summary

Based on 20 vital metrics comparison: Niyogin Fintech wins in 7 metrics, Bajaj Finance wins in 10 metrics, with 0 ties. Bajaj Finance appears stronger overall.

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Vital Metrics Comparison

MetricNiyogin FintechBajaj FinanceBetter
P/E Ratio (TTM)-46.7131.90Niyogin Fintech
Price-to-Book Ratio2.665.75Niyogin Fintech
Debt-to-Equity Ratio29.19294.16Niyogin Fintech
PEG Ratio0.59-0.36Bajaj Finance
EV/EBITDA403.21N/AN/A
Profit Margin (TTM)-3.21%44.94%Bajaj Finance
Operating Margin (TTM)4.15%60.70%Bajaj Finance
EBITDA Margin (TTM)4.15%60.70%Bajaj Finance
Return on Equity-4.83%20.08%Bajaj Finance
Return on Assets (TTM)-2.78%3.57%Bajaj Finance
Free Cash Flow (TTM)$-1.09B$-692.36BNiyogin Fintech
Dividend YieldN/A10.01%N/A
1-Year Return21.36%21.66%Bajaj Finance
Price-to-Sales Ratio (TTM)2.5214.36Niyogin Fintech
Enterprise Value$8.45B$8,379.49BBajaj Finance
EV/Revenue Ratio2.4821.61Niyogin Fintech
Gross Profit Margin (TTM)4.40%N/AN/A
Revenue per Share (TTM)$34$63Bajaj Finance
Earnings per Share (Diluted)$-1.10$28.09Bajaj Finance
Beta (Stock Volatility)0.000.48Niyogin Fintech
Performance
Key Stats
Valuation
Financials
Short Interest
Dividends

Niyogin Fintech vs Bajaj Finance Stock Performance Analysis

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Performance Comparison

Short-term Returns

Stock1D1W1M3M6MYTD
Niyogin Fintech-3.59%6.30%33.67%47.38%67.80%1.37%
Bajaj Finance-2.73%-2.91%-0.51%-5.50%0.63%26.31%

Long-term Returns

Stock1Y3Y5Y10Y15Y20Y
Niyogin Fintech21.36%38.56%47.41%2,926.64%47.70%47.70%
Bajaj Finance21.66%21.83%143.55%1,625.77%13,651.96%32,708.99%

Performance & Financial Health Analysis: Niyogin Fintech vs Bajaj Finance

MetricNIYOGINBAJFINANCE
Market Information
Market Cap i₹8.59B₹5.57T
Market Cap CategorySmall capLarge cap
10 Day Avg. Volume i247,2637,358,486
90 Day Avg. Volume i113,6527,211,896
Last Close₹73.85₹876.25
52 Week Range₹39.83 - ₹82.40₹645.10 - ₹978.80
% from 52W High-10.38%-10.48%
All-Time High₹172.75 (Sep 17, 2018)₹9,788.00 (Jun 09, 2025)
% from All-Time High-57.25%-91.05%
Growth Metrics
Quarterly Revenue Growth0.62%0.20%
Quarterly Earnings Growth0.11%0.20%
Financial Health
Profit Margin (TTM) i-0.03%0.45%
Operating Margin (TTM) i0.04%0.61%
Return on Equity (TTM) i-0.05%0.20%
Debt to Equity (MRQ) i29.19294.16
Cash & Liquidity
Book Value per Share (MRQ)₹29.09₹155.75
Cash per Share (MRQ)₹10.29₹17.15
Operating Cash Flow (TTM) i₹-1,676,919,000₹-147,267,100,000
Levered Free Cash Flow (TTM) i₹-158,883,000₹166.38B
Dividends
Last 12-Month Dividend Yield iN/A10.01%
Last 12-Month Dividend iN/A₹92.00

Valuation & Enterprise Metrics Analysis: Niyogin Fintech vs Bajaj Finance

MetricNIYOGINBAJFINANCE
Price Ratios
P/E Ratio (TTM) i-46.7131.90
Forward P/E iN/A22.29
PEG Ratio i0.59-0.36
Price to Sales (TTM) i2.5214.36
Price to Book (MRQ) i2.665.75
Market Capitalization
Market Capitalization i₹8.59B₹5.57T
Enterprise Value i₹8.45B₹8.38T
Enterprise Value Metrics
Enterprise to Revenue i2.4821.61
Enterprise to EBITDA i403.21N/A
Risk & Other Metrics
Beta i0.000.48
Book Value per Share (MRQ) i₹29.09₹155.75

Financial Statements Comparison: Niyogin Fintech vs Bajaj Finance

Financial Metrics

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Revenue

EBITDA

Shareholders Equity

Operating Margin

Free Cash Flow

Long Term Debt

Profit Margin

Current Ratio

Operating Cash Flow

Income Statement (MRQ)

Metric (MRQ)NIYOGINBAJFINANCE
Revenue/Sales i₹537.63M₹118.43B
Cost of Goods Sold i₹513.97MN/A
Gross Profit i₹23.66MN/A
Research & Development iN/AN/A
Operating Income (EBIT) i₹-21.10MN/A
EBITDA i₹32.52MN/A
Pre-Tax Income i₹-7.59M₹63.68B
Income Tax i₹10.94M₹16.02B
Net Income (Profit) i₹-18.53M₹47.65B

Balance Sheet & Liquidity Metrics (MRQ)

Metric (MRQ)NIYOGINBAJFINANCE
Cash & Equivalents i₹745.79M₹107.68B
Total Current Assets i₹3.98BN/A
Total Current Liabilities i₹191.56MN/A
Long-Term Debt i₹960.43M₹2.75T
Total Shareholders Equity i₹3.29B₹989.37B
Retained Earnings iN/A₹517.83B
Property, Plant & Equipment i₹221.58M₹5.52B

Cash Flow Statement Comparison (MRQ)

Metric (MRQ)NIYOGINBAJFINANCE
Operating Cash Flow iN/AN/A
Capital Expenditures iN/AN/A
Free Cash Flow iN/AN/A
Debt Repayment iN/AN/A
Common Stock Repurchase iN/AN/A

Short Interest & Institutional Ownership Analysis

MetricNIYOGINBAJFINANCE
Shares Short iN/AN/A
Short Ratio iN/AN/A
Short % of Float iN/AN/A
Average Daily Volume (10 Day) i247,2637,358,486
Average Daily Volume (90 Day) i113,6527,211,896
Shares Outstanding i110.99M6.21B
Float Shares i47.59M2.64B
% Held by Insiders i0.61%0.55%
% Held by Institutions i0.14%0.26%

Dividend Analysis & Yield Comparison: Niyogin Fintech vs Bajaj Finance

MetricNIYOGINBAJFINANCE
Last 12-Month Dividend iN/A₹92.00
Last 12-Month Dividend Yield iN/A10.01%
3-Year Avg Annual Dividend iN/A₹47.33
3-Year Avg Dividend Yield iN/A1.22%
3-Year Total Dividends iN/A₹142.00
Ex-Dividend DateN/AMay 30, 2025