Niyogin Fintech [NIYOGIN] vs Bajaj Finance [BAJFINANCE] Detailed Stock Comparison

Niyogin Fintech Ltd.

BSE
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Bajaj Finance Ltd.

NSE
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TLDR: Quick Comparison Summary

Based on 20 vital metrics comparison: Niyogin Fintech Ltd. wins in 7 metrics, Bajaj Finance Ltd. wins in 10 metrics, with 0 ties. Bajaj Finance Ltd. appears stronger overall.

View Metrics Details

Vital Metrics Comparison

Metric Niyogin Fintech Ltd. Bajaj Finance Ltd. Better
P/E Ratio (TTM) -29.74 31.69 Bajaj Finance Ltd.
Price-to-Book Ratio 2.07 5.53 Niyogin Fintech Ltd.
Debt-to-Equity Ratio 46.91 310.29 Niyogin Fintech Ltd.
PEG Ratio 0.29 54.50 Niyogin Fintech Ltd.
EV/EBITDA 21.40 N/A N/A
Profit Margin (TTM) -0.48% 43.68% Bajaj Finance Ltd.
Operating Margin (TTM) 11.01% 55.55% Bajaj Finance Ltd.
EBITDA Margin (TTM) 11.01% 55.55% Bajaj Finance Ltd.
Return on Equity -4.83% 16.82% Bajaj Finance Ltd.
Return on Assets (TTM) -2.78% 3.57% Bajaj Finance Ltd.
Free Cash Flow (TTM) $-1.09B $-692.36B Niyogin Fintech Ltd.
Dividend Yield N/A 10.01% N/A
1-Year Return -10.45% -1.07% Bajaj Finance Ltd.
Price-to-Sales Ratio (TTM) 1.71 13.83 Niyogin Fintech Ltd.
Enterprise Value $4.26B $8,982.32B Bajaj Finance Ltd.
EV/Revenue Ratio 1.35 21.76 Niyogin Fintech Ltd.
Gross Profit Margin (TTM) 4.49% N/A N/A
Revenue per Share (TTM) $30 $66 Bajaj Finance Ltd.
Earnings per Share (Diluted) $-0.12 $28.98 Bajaj Finance Ltd.
Beta (Stock Volatility) -0.22 0.31 Niyogin Fintech Ltd.

Niyogin Fintech Ltd. vs Bajaj Finance Ltd. Stock Performance Analysis

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NIYOGIN
BAJFINANCE

Performance Comparison

Short-term Returns

Stock1D1W1M3M6MYTD
Niyogin Fintech Ltd.2.68%7.06%-10.92%15.08%-24.41%-14.48%
Bajaj Finance Ltd.-0.59%-5.18%-7.18%-9.84%-13.99%-9.36%

Long-term Returns

Stock1Y3Y5Y10Y15Y20Y
Niyogin Fintech Ltd.-10.45%7.77%-47.34%1,543.40%-12.90%-12.90%
Bajaj Finance Ltd.-1.07%29.31%51.54%1,049.68%14,862.93%23,552.34%

Performance & Financial Health Analysis: Niyogin Fintech Ltd. vs Bajaj Finance Ltd.

MetricNIYOGINBAJFINANCE
Market Information
Market Cap i₹5.54B₹5.71T
Market Cap CategorySmall capLarge cap
10 Day Avg. Volume i52,0208,128,781
90 Day Avg. Volume i158,70111,082,959
Last Close₹45.13₹876.80
52 Week Range₹30.20 - ₹82.40₹787.90 - ₹1,102.50
% from 52W High-45.23%-20.47%
All-Time High₹172.75 (Sep 17, 2018)₹9,788.00 (Jun 09, 2025)
% from All-Time High-73.88%-91.04%
Growth Metrics
Quarterly Revenue Growth-0.27%0.06%
Quarterly Earnings Growth0.01%-0.06%
Financial Health
Profit Margin (TTM) i0.00%0.44%
Operating Margin (TTM) i0.11%0.56%
Return on Equity (TTM) i-0.05%0.17%
Debt to Equity (MRQ) i46.91310.29
Cash & Liquidity
Book Value per Share (MRQ)₹23.36₹166.19
Cash per Share (MRQ)₹12.76₹20.60
Operating Cash Flow (TTM) i₹-1,676,920,000₹-147,267,100,000
Levered Free Cash Flow (TTM) i₹-158,883,000₹166.38B
Dividends
Last 12-Month Dividend Yield iN/A10.01%
Last 12-Month Dividend iN/A₹92.00

Valuation & Enterprise Metrics Analysis: Niyogin Fintech Ltd. vs Bajaj Finance Ltd.

MetricNIYOGIN (Apr 24, 2026)BAJFINANCE (Apr 24, 2026)
Price Ratios
P/E Ratio (TTM) i-29.7431.69
Forward P/E iN/A22.75
PEG Ratio i0.2954.50
Price to Sales (TTM) i1.7113.83
Price to Book (MRQ) i2.075.53
Market Capitalization
Market Capitalization i₹5.54B₹5.71T
Enterprise Value i₹4.26B₹8.98T
Enterprise Value Metrics
Enterprise to Revenue i1.3521.76
Enterprise to EBITDA i21.40N/A
Risk & Other Metrics
Beta i-0.220.31
Book Value per Share (MRQ) i₹23.36₹166.19

Financial Statements Comparison: Niyogin Fintech Ltd. vs Bajaj Finance Ltd.

Financial Metrics

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Revenue

Operating Margin

Profit Margin

Long Term Debt

Income Flow Analysis

Financial Statements Comparison

Income Statement

MetricNIYOGIN (2025)BAJFINANCE (2025)
Revenue/Sales i2.35B423.56B
Cost of Goods Sold i2.15BN/A
COGS % of Revenue i91.5%0.0%
Gross Profit i200.40MN/A
Gross Margin i8.5%0.0%
Research & Development iN/AN/A
Operating Income (EBIT) i-200.40MN/A
Operating Margin i-8.5%0.0%
EBITDA i-44.69MN/A
EBITDA Margin i-1.9%0.0%
Pre-Tax Income i-222.66M220.80B
Pre-Tax Income % of Revenue i-9.5%52.1%
Income Tax i-59.39M53.00B
Income Tax % of Revenue i-2.5%12.5%
Net Income (Profit) i-163.27M167.79B
Profit Margin i-6.9%39.6%

Balance Sheet & Liquidity Metrics

MetricNIYOGIN (2025)BAJFINANCE (2025)
Cash & Equivalents i745.79M107.68B
Total Current Assets i4.15BN/A
Total Current Assets % of Revenue i176.4%0.0%
Total Current Liabilities i2.17BN/A
Total Current Liabilities % of Revenue i92.4%0.0%
Long-Term Debt i960.43M2.75T
Long-Term Debt % of Revenue i40.8%650.1%
Total Shareholders Equity i3.29B989.37B
Retained Earnings i-1.03B517.83B
Retained Earnings % of Revenue i-43.8%122.3%
Property, Plant & Equipment i205.25M5.52B

Cash Flow Statement Comparison

MetricNIYOGIN (2025)BAJFINANCE (2025)
Operating Cash Flow i-1.68B-147.27B
Operating Cash Flow % of Revenue i-71.3%-34.8%
Capital Expenditures i-4.09M-5.48B
Free Cash Flow i-1.09B-692.36B
FCF Margin i-46.5%-163.5%
Debt Repayment iN/A-390.27B
Common Stock Repurchase iN/AN/A

Short Interest & Institutional Ownership Analysis

MetricNIYOGINBAJFINANCE
Shares Short iN/AN/A
Short Ratio iN/AN/A
Short % of Float iN/AN/A
Shares Outstanding i111.25M6.22B
Float Shares i36.01M2.65B
% Held by Insiders i61.85%56.26%
% Held by Institutions i13.03%24.14%
% Held by Public i25.12%19.60%

Dividend Analysis & Yield Comparison: Niyogin Fintech Ltd. vs Bajaj Finance Ltd.

MetricNIYOGINBAJFINANCE
Last 12-Month Dividend iN/A₹92.00
Last 12-Month Dividend Yield iN/A10.01%
3-Year Avg Annual Dividend iN/A₹47.33
3-Year Avg Dividend Yield iN/A1.22%
3-Year Total Dividends iN/A₹142.00
Ex-Dividend DateN/AMay 30, 2025