Niyogin Fintech [NIYOGIN] vs Shriram Finance [SHRIRAMFIN] Detailed Stock Comparison

Niyogin Fintech Ltd.

BSE
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Shriram Finance Ltd.

NSE
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TLDR: Quick Comparison Summary

Based on 20 vital metrics comparison: Niyogin Fintech Ltd. wins in 7 metrics, Shriram Finance Ltd. wins in 10 metrics, with 0 ties. Shriram Finance Ltd. appears stronger overall.

View Metrics Details

Vital Metrics Comparison

Metric Niyogin Fintech Ltd. Shriram Finance Ltd. Better
P/E Ratio (TTM) -29.74 20.78 Shriram Finance Ltd.
Price-to-Book Ratio 2.07 3.13 Niyogin Fintech Ltd.
Debt-to-Equity Ratio 46.91 279.08 Niyogin Fintech Ltd.
PEG Ratio 0.29 1.15 Niyogin Fintech Ltd.
EV/EBITDA 21.40 N/A N/A
Profit Margin (TTM) -0.48% 45.95% Shriram Finance Ltd.
Operating Margin (TTM) 11.01% 61.27% Shriram Finance Ltd.
EBITDA Margin (TTM) 11.01% 61.27% Shriram Finance Ltd.
Return on Equity -4.83% 16.92% Shriram Finance Ltd.
Return on Assets (TTM) -2.78% 3.25% Shriram Finance Ltd.
Free Cash Flow (TTM) $-1.09B $-439.06B Niyogin Fintech Ltd.
Dividend Yield N/A 1.41% N/A
1-Year Return -10.45% 48.14% Shriram Finance Ltd.
Price-to-Sales Ratio (TTM) 1.71 11.93 Niyogin Fintech Ltd.
Enterprise Value $4.26B $3,536.13B Shriram Finance Ltd.
EV/Revenue Ratio 1.35 17.76 Niyogin Fintech Ltd.
Gross Profit Margin (TTM) 4.49% N/A N/A
Revenue per Share (TTM) $30 $106 Shriram Finance Ltd.
Earnings per Share (Diluted) $-0.12 $48.57 Shriram Finance Ltd.
Beta (Stock Volatility) -0.22 0.65 Niyogin Fintech Ltd.

Niyogin Fintech Ltd. vs Shriram Finance Ltd. Stock Performance Analysis

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NIYOGIN
SHRIRAMFIN

Performance Comparison

Short-term Returns

Stock1D1W1M3M6MYTD
Niyogin Fintech Ltd.2.68%7.06%-10.92%15.08%-24.41%-14.48%
Shriram Finance Ltd.0.14%-4.25%-5.08%-13.38%8.10%-10.59%

Long-term Returns

Stock1Y3Y5Y10Y15Y20Y
Niyogin Fintech Ltd.-10.45%7.77%-47.34%1,543.40%-12.90%-12.90%
Shriram Finance Ltd.48.14%235.07%232.75%314.82%593.17%3,869.61%

Performance & Financial Health Analysis: Niyogin Fintech Ltd. vs Shriram Finance Ltd.

MetricNIYOGINSHRIRAMFIN
Market Information
Market Cap i₹5.54B₹2.38T
Market Cap CategorySmall capLarge cap
10 Day Avg. Volume i52,0206,132,239
90 Day Avg. Volume i158,7019,368,423
Last Close₹45.13₹912.95
52 Week Range₹30.20 - ₹82.40₹566.50 - ₹1,108.00
% from 52W High-45.23%-17.60%
All-Time High₹172.75 (Sep 17, 2018)₹1,108.00 (Feb 26, 2026)
% from All-Time High-73.88%-17.60%
Growth Metrics
Quarterly Revenue Growth-0.27%0.21%
Quarterly Earnings Growth0.01%-0.22%
Financial Health
Profit Margin (TTM) i0.00%0.46%
Operating Margin (TTM) i0.11%0.61%
Return on Equity (TTM) i-0.05%0.17%
Debt to Equity (MRQ) i46.91279.08
Cash & Liquidity
Book Value per Share (MRQ)₹23.36₹322.11
Cash per Share (MRQ)₹12.76₹63.69
Operating Cash Flow (TTM) i₹-1,676,920,000₹140.49B
Levered Free Cash Flow (TTM) i₹-158,883,000₹95.54B
Dividends
Last 12-Month Dividend Yield iN/A1.41%
Last 12-Month Dividend iN/A₹11.18

Valuation & Enterprise Metrics Analysis: Niyogin Fintech Ltd. vs Shriram Finance Ltd.

MetricNIYOGIN (Apr 24, 2026)SHRIRAMFIN (Apr 24, 2026)
Price Ratios
P/E Ratio (TTM) i-29.7420.78
Forward P/E iN/A15.98
PEG Ratio i0.291.15
Price to Sales (TTM) i1.7111.93
Price to Book (MRQ) i2.073.13
Market Capitalization
Market Capitalization i₹5.54B₹2.38T
Enterprise Value i₹4.26B₹3.54T
Enterprise Value Metrics
Enterprise to Revenue i1.3517.76
Enterprise to EBITDA i21.40N/A
Risk & Other Metrics
Beta i-0.220.65
Book Value per Share (MRQ) i₹23.36₹322.11

Financial Statements Comparison: Niyogin Fintech Ltd. vs Shriram Finance Ltd.

Financial Metrics

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Revenue

Operating Margin

Profit Margin

Long Term Debt

Income Flow Analysis

Financial Statements Comparison

Income Statement

MetricNIYOGIN (2025)SHRIRAMFIN (2025)
Revenue/Sales i2.35B221.88B
Cost of Goods Sold i2.15BN/A
COGS % of Revenue i91.5%0.0%
Gross Profit i200.40MN/A
Gross Margin i8.5%0.0%
Research & Development iN/AN/A
Operating Income (EBIT) i-200.40MN/A
Operating Margin i-8.5%0.0%
EBITDA i-44.69MN/A
EBITDA Margin i-1.9%0.0%
Pre-Tax Income i-222.66M125.03B
Pre-Tax Income % of Revenue i-9.5%56.3%
Income Tax i-59.39M30.80B
Income Tax % of Revenue i-2.5%13.9%
Net Income (Profit) i-163.27M95.76B
Profit Margin i-6.9%43.2%

Balance Sheet & Liquidity Metrics

MetricNIYOGIN (2025)SHRIRAMFIN (2025)
Cash & Equivalents i745.79M197.79B
Total Current Assets i4.15BN/A
Total Current Assets % of Revenue i176.4%0.0%
Total Current Liabilities i2.17BN/A
Total Current Liabilities % of Revenue i92.4%0.0%
Long-Term Debt i960.43M1.79T
Long-Term Debt % of Revenue i40.8%806.0%
Total Shareholders Equity i3.29B564.70B
Retained Earnings i-1.03B242.42B
Retained Earnings % of Revenue i-43.8%109.3%
Property, Plant & Equipment i205.25M137.30M

Cash Flow Statement Comparison

MetricNIYOGIN (2025)SHRIRAMFIN (2025)
Operating Cash Flow i-1.68B140.49B
Operating Cash Flow % of Revenue i-71.3%63.3%
Capital Expenditures i-4.09M-2.20B
Free Cash Flow i-1.09B-439.06B
FCF Margin i-46.5%-197.9%
Debt Repayment iN/A-766.59B
Common Stock Repurchase iN/AN/A

Short Interest & Institutional Ownership Analysis

MetricNIYOGINSHRIRAMFIN
Shares Short iN/AN/A
Short Ratio iN/AN/A
Short % of Float iN/AN/A
Shares Outstanding i111.25M2.35B
Float Shares i36.01M1.41B
% Held by Insiders i61.85%22.04%
% Held by Institutions i13.03%37.56%
% Held by Public i25.12%40.40%

Dividend Analysis & Yield Comparison: Niyogin Fintech Ltd. vs Shriram Finance Ltd.

MetricNIYOGINSHRIRAMFIN
Last 12-Month Dividend iN/A₹11.18
Last 12-Month Dividend Yield iN/A1.41%
3-Year Avg Annual Dividend iN/A₹4.79
3-Year Avg Dividend Yield iN/A0.28%
3-Year Total Dividends iN/A₹14.38
Ex-Dividend DateN/ANov 07, 2025