Niyogin Fintech [NIYOGIN] vs Tourism Finance [TFCILTD] Detailed Stock Comparison

Niyogin Fintech Ltd.

BSE
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Tourism Finance Corporation of India Ltd.

NSE
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TLDR: Quick Comparison Summary

Based on 20 vital metrics comparison: Niyogin Fintech Ltd. wins in 8 metrics, Tourism Finance Corporation of India Ltd. wins in 11 metrics, with 0 ties. Tourism Finance Corporation of India Ltd. appears stronger overall.

View Metrics Details

Vital Metrics Comparison

Metric Niyogin Fintech Ltd. Tourism Finance Corporation of India Ltd. Better
P/E Ratio (TTM) -29.74 28.56 Tourism Finance Corporation of India Ltd.
Price-to-Book Ratio 2.07 2.77 Niyogin Fintech Ltd.
Debt-to-Equity Ratio 46.91 82.38 Niyogin Fintech Ltd.
PEG Ratio 0.29 0.69 Niyogin Fintech Ltd.
EV/EBITDA 21.40 28.51 Niyogin Fintech Ltd.
Profit Margin (TTM) -0.48% 69.38% Tourism Finance Corporation of India Ltd.
Operating Margin (TTM) 11.01% 86.04% Tourism Finance Corporation of India Ltd.
EBITDA Margin (TTM) 11.01% 86.04% Tourism Finance Corporation of India Ltd.
Return on Equity -4.83% 8.53% Tourism Finance Corporation of India Ltd.
Return on Assets (TTM) -2.78% 4.94% Tourism Finance Corporation of India Ltd.
Free Cash Flow (TTM) $-1.09B $696.92M Tourism Finance Corporation of India Ltd.
Dividend Yield N/A 0.97% N/A
1-Year Return -10.45% 60.66% Tourism Finance Corporation of India Ltd.
Price-to-Sales Ratio (TTM) 1.71 19.84 Niyogin Fintech Ltd.
Enterprise Value $4.26B $44.46B Tourism Finance Corporation of India Ltd.
EV/Revenue Ratio 1.35 25.36 Niyogin Fintech Ltd.
Gross Profit Margin (TTM) 4.49% 58.30% Tourism Finance Corporation of India Ltd.
Revenue per Share (TTM) $30 $4 Niyogin Fintech Ltd.
Earnings per Share (Diluted) $-0.12 $2.63 Tourism Finance Corporation of India Ltd.
Beta (Stock Volatility) -0.22 0.05 Niyogin Fintech Ltd.

Niyogin Fintech Ltd. vs Tourism Finance Corporation of India Ltd. Stock Performance Analysis

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NIYOGIN
TFCILTD

Performance Comparison

Short-term Returns

Stock1D1W1M3M6MYTD
Niyogin Fintech Ltd.2.68%7.06%-10.92%15.08%-24.41%-14.48%
Tourism Finance Corporation of India Ltd.0.54%4.07%-2.09%8.10%14.03%9.34%

Long-term Returns

Stock1Y3Y5Y10Y15Y20Y
Niyogin Fintech Ltd.-10.45%7.77%-47.34%1,543.40%-12.90%-12.90%
Tourism Finance Corporation of India Ltd.60.66%398.98%430.50%835.34%1,250.28%3,008.51%

Performance & Financial Health Analysis: Niyogin Fintech Ltd. vs Tourism Finance Corporation of India Ltd.

MetricNIYOGINTFCILTD
Market Information
Market Cap i₹5.54B₹33.59B
Market Cap CategorySmall capSmall cap
10 Day Avg. Volume i52,0204,413,550
90 Day Avg. Volume i158,7015,954,759
Last Close₹45.13₹75.91
52 Week Range₹30.20 - ₹82.40₹39.15 - ₹84.61
% from 52W High-45.23%-10.28%
All-Time High₹172.75 (Sep 17, 2018)₹364.90 (Sep 15, 2025)
% from All-Time High-73.88%-79.20%
Growth Metrics
Quarterly Revenue Growth-0.27%0.38%
Quarterly Earnings Growth0.01%0.41%
Financial Health
Profit Margin (TTM) i0.00%0.69%
Operating Margin (TTM) i0.11%0.86%
Return on Equity (TTM) i-0.05%0.09%
Debt to Equity (MRQ) i46.9182.38
Cash & Liquidity
Book Value per Share (MRQ)₹23.36₹27.12
Cash per Share (MRQ)₹12.76₹1.36
Operating Cash Flow (TTM) i₹-1,676,920,000₹986.27M
Levered Free Cash Flow (TTM) i₹-158,883,000₹1.04B
Dividends
Last 12-Month Dividend Yield iN/A0.97%
Last 12-Month Dividend iN/A₹3.00

Valuation & Enterprise Metrics Analysis: Niyogin Fintech Ltd. vs Tourism Finance Corporation of India Ltd.

MetricNIYOGIN (Apr 24, 2026)TFCILTD (Apr 24, 2026)
Price Ratios
P/E Ratio (TTM) i-29.7428.56
Forward P/E iN/A6.44
PEG Ratio i0.290.69
Price to Sales (TTM) i1.7119.84
Price to Book (MRQ) i2.072.77
Market Capitalization
Market Capitalization i₹5.54B₹33.59B
Enterprise Value i₹4.26B₹44.46B
Enterprise Value Metrics
Enterprise to Revenue i1.3525.36
Enterprise to EBITDA i21.4028.51
Risk & Other Metrics
Beta i-0.220.05
Book Value per Share (MRQ) i₹23.36₹27.12

Financial Statements Comparison: Niyogin Fintech Ltd. vs Tourism Finance Corporation of India Ltd.

Financial Metrics

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Revenue

Operating Margin

Profit Margin

Long Term Debt

Income Flow Analysis

Financial Statements Comparison

Income Statement

MetricNIYOGIN (2025)TFCILTD (2025)
Revenue/Sales i2.35B2.44B
Cost of Goods Sold i2.15B756.33M
COGS % of Revenue i91.5%30.9%
Gross Profit i200.40M1.69B
Gross Margin i8.5%69.1%
Research & Development iN/AN/A
Operating Income (EBIT) i-200.40M1.49B
Operating Margin i-8.5%60.8%
EBITDA i-44.69M1.56B
EBITDA Margin i-1.9%63.8%
Pre-Tax Income i-222.66M1.28B
Pre-Tax Income % of Revenue i-9.5%52.4%
Income Tax i-59.39M242.09M
Income Tax % of Revenue i-2.5%9.9%
Net Income (Profit) i-163.27M1.04B
Profit Margin i-6.9%42.5%

Balance Sheet & Liquidity Metrics

MetricNIYOGIN (2025)TFCILTD (2025)
Cash & Equivalents i745.79M1.41B
Total Current Assets i4.15B7.05B
Total Current Assets % of Revenue i176.4%288.4%
Total Current Liabilities i2.17B3.38B
Total Current Liabilities % of Revenue i92.4%138.4%
Long-Term Debt i960.43M5.46B
Long-Term Debt % of Revenue i40.8%223.2%
Total Shareholders Equity i3.29B12.16B
Retained Earnings i-1.03B1.53B
Retained Earnings % of Revenue i-43.8%62.8%
Property, Plant & Equipment i205.25M8.97M

Cash Flow Statement Comparison

MetricNIYOGIN (2025)TFCILTD (2025)
Operating Cash Flow i-1.68B986.27M
Operating Cash Flow % of Revenue i-71.3%40.3%
Capital Expenditures i-4.09M122.22M
Free Cash Flow i-1.09B696.92M
FCF Margin i-46.5%28.5%
Debt Repayment iN/AN/A
Common Stock Repurchase iN/AN/A

Short Interest & Institutional Ownership Analysis

MetricNIYOGINTFCILTD
Shares Short iN/AN/A
Short Ratio iN/AN/A
Short % of Float iN/AN/A
Shares Outstanding i111.25M462.98M
Float Shares i36.01M245.43M
% Held by Insiders i61.85%39.56%
% Held by Institutions i13.03%5.11%
% Held by Public i25.12%55.33%

Dividend Analysis & Yield Comparison: Niyogin Fintech Ltd. vs Tourism Finance Corporation of India Ltd.

MetricNIYOGINTFCILTD
Last 12-Month Dividend iN/A₹3.00
Last 12-Month Dividend Yield iN/A0.97%
3-Year Avg Annual Dividend iN/A₹3.03
3-Year Avg Dividend Yield iN/A1.70%
3-Year Total Dividends iN/A₹9.10
Ex-Dividend DateN/AAug 14, 2025