Pacheli Industrial [PIFL] vs Bajaj Housing [BAJAJHFL] Detailed Stock Comparison

Pacheli Industrial Finance Ltd.

BSE
Loading...

Bajaj Housing Finance Limited

NSE
Loading...

TLDR: Quick Comparison Summary

Based on 19 vital metrics comparison: Pacheli Industrial Finance Ltd. wins in 6 metrics, Bajaj Housing Finance Limited wins in 11 metrics, with 0 ties. Bajaj Housing Finance Limited appears stronger overall.

View Metrics Details

Vital Metrics Comparison

Metric Pacheli Industrial Finance Ltd. Bajaj Housing Finance Limited Better
P/E Ratio (TTM) 75.41 30.10 Bajaj Housing Finance Limited
Price-to-Book Ratio 2.41 3.52 Pacheli Industrial Finance Ltd.
Debt-to-Equity Ratio 312.01 443.87 Pacheli Industrial Finance Ltd.
PEG Ratio -0.75 1.89 Bajaj Housing Finance Limited
EV/EBITDA -493.89 62.01 Bajaj Housing Finance Limited
Profit Margin (TTM) 80.65% 64.70% Pacheli Industrial Finance Ltd.
Operating Margin (TTM) -154.66% 80.67% Bajaj Housing Finance Limited
EBITDA Margin (TTM) N/A 80.67% N/A
Return on Equity -0.59% 10.84% Bajaj Housing Finance Limited
Return on Assets (TTM) -0.14% 2.10% Bajaj Housing Finance Limited
Free Cash Flow (TTM) $-53.36M $-171.16B Pacheli Industrial Finance Ltd.
1-Year Return 64.33% -30.45% Pacheli Industrial Finance Ltd.
Price-to-Sales Ratio (TTM) 25,852.46 19.44 Bajaj Housing Finance Limited
Enterprise Value $13.81B $1,681.66B Bajaj Housing Finance Limited
EV/Revenue Ratio 17,441.26 43.91 Bajaj Housing Finance Limited
Gross Profit Margin (TTM) 82.51% 34.42% Pacheli Industrial Finance Ltd.
Revenue per Share (TTM) $0 $5 Bajaj Housing Finance Limited
Earnings per Share (Diluted) $-0.11 $2.97 Bajaj Housing Finance Limited
Beta (Stock Volatility) 0.06 N/A N/A

Pacheli Industrial Finance Ltd. vs Bajaj Housing Finance Limited Stock Performance Analysis

Loading Price Chart...

PIFL
BAJAJHFL

Performance Comparison

Short-term Returns

Stock1D1W1M3M6MYTD
Pacheli Industrial Finance Ltd.3.59%19.08%28.24%18.96%-8.75%-11.87%
Bajaj Housing Finance Limited2.36%4.92%3.27%6.49%-9.60%-9.91%

Long-term Returns

Stock1Y3Y5Y10Y15Y20Y
Pacheli Industrial Finance Ltd.64.33%380.68%663.07%404.71%275.05%271.89%
Bajaj Housing Finance Limited-30.45%-48.34%-48.34%-48.34%-48.34%-48.34%

Performance & Financial Health Analysis: Pacheli Industrial Finance Ltd. vs Bajaj Housing Finance Limited

MetricPIFLBAJAJHFL
Market Information
Market Cap i₹27.16B₹744.50B
Market Cap CategorySmall capLarge cap
10 Day Avg. Volume i8,1956,526,565
90 Day Avg. Volume i20,1118,616,841
Last Close₹34.01₹86.59
52 Week Range₹18.55 - ₹66.29₹72.65 - ₹124.00
% from 52W High-48.70%-30.17%
All-Time High₹78.19 (Jan 13, 2025)₹188.50 (Sep 16, 2024)
% from All-Time High-56.50%-54.06%
Growth Metrics
Quarterly Revenue Growth0.01%0.23%
Quarterly Earnings Growth0.01%0.21%
Financial Health
Profit Margin (TTM) i0.81%0.65%
Operating Margin (TTM) i-1.55%0.81%
Return on Equity (TTM) i-0.01%0.11%
Debt to Equity (MRQ) i312.01443.87
Cash & Liquidity
Book Value per Share (MRQ)₹16.37₹25.37
Cash per Share (MRQ)₹59.66₹0.17
Operating Cash Flow (TTM) i₹-53,283,000₹-198,767,800,000
Levered Free Cash Flow (TTM) i₹-50,061,000₹21.63B
Dividends
Last 12-Month Dividend Yield iN/AN/A
Last 12-Month Dividend iN/AN/A

Valuation & Enterprise Metrics Analysis: Pacheli Industrial Finance Ltd. vs Bajaj Housing Finance Limited

MetricPIFL (Nov 24, 2025)BAJAJHFL (Apr 26, 2026)
Price Ratios
P/E Ratio (TTM) i75.4130.10
Forward P/E iN/A24.57
PEG Ratio i-0.751.89
Price to Sales (TTM) i25,852.4619.44
Price to Book (MRQ) i2.413.52
Market Capitalization
Market Capitalization i₹27.16B₹744.50B
Enterprise Value i₹13.81B₹1.68T
Enterprise Value Metrics
Enterprise to Revenue i17,441.2643.91
Enterprise to EBITDA i-493.8962.01
Risk & Other Metrics
Beta i0.06N/A
Book Value per Share (MRQ) i₹16.37₹25.37

Financial Statements Comparison: Pacheli Industrial Finance Ltd. vs Bajaj Housing Finance Limited

Financial Metrics

Loading Financial Charts...

Revenue

Operating Margin

Profit Margin

Long Term Debt

Income Flow Analysis

Financial Statements Comparison

Income Statement

MetricPIFL (2025)BAJAJHFL (2025)
Revenue/Sales i765,00091.79B
Cost of Goods Sold i148,00064.12B
COGS % of Revenue i19.3%69.9%
Gross Profit i617,00027.67B
Gross Margin i80.7%30.1%
Research & Development iN/AN/A
Operating Income (EBIT) i-27.97M24.88B
Operating Margin i-3,656.6%27.1%
EBITDA i-27.97M27.12B
EBITDA Margin i-3,656.1%29.5%
Pre-Tax Income i-50.06M27.70B
Pre-Tax Income % of Revenue i-6,543.9%30.2%
Income Tax i06.07B
Income Tax % of Revenue i0.0%6.6%
Net Income (Profit) i-50.06M21.63B
Profit Margin i-6,543.9%23.6%

Balance Sheet & Liquidity Metrics

MetricPIFL (2025)BAJAJHFL (2025)
Cash & Equivalents i267,000614.30M
Total Current Assets i30.96B53.50B
Total Current Assets % of Revenue i4,046,681.3%58.3%
Total Current Liabilities i26.50B199.11B
Total Current Liabilities % of Revenue i3,464,161.7%216.9%
Long-Term Debt i26.50B628.70B
Long-Term Debt % of Revenue i3,464,052.3%684.9%
Total Shareholders Equity i8.49B199.47B
Retained Earnings i-43.86M54.48B
Retained Earnings % of Revenue i-5,733.6%59.4%
Property, Plant & Equipment iN/A0

Cash Flow Statement Comparison

MetricPIFL (2025)BAJAJHFL (2025)
Operating Cash Flow i-53.28M-198.77B
Operating Cash Flow % of Revenue i-6,965.1%-216.5%
Capital Expenditures i0-197.40M
Free Cash Flow i-53.36M-171.16B
FCF Margin i-6,974.9%-186.5%
Debt Repayment iN/A-140.15B
Common Stock Repurchase iN/AN/A

Short Interest & Institutional Ownership Analysis

MetricPIFLBAJAJHFL
Shares Short iN/AN/A
Short Ratio iN/AN/A
Short % of Float iN/AN/A
Shares Outstanding i518.88M8.33B
Float Shares i78.27M1.10B
% Held by Insiders i99.29%86.74%
% Held by Institutions i0.00%0.96%
% Held by Public i0.71%12.30%

Dividend Analysis & Yield Comparison: Pacheli Industrial Finance Ltd. vs Bajaj Housing Finance Limited

MetricPIFLBAJAJHFL
Last 12-Month Dividend iN/AN/A
Last 12-Month Dividend Yield iN/AN/A
3-Year Avg Annual Dividend iN/AN/A
3-Year Avg Dividend Yield iN/AN/A
3-Year Total Dividends iN/AN/A
Ex-Dividend DateN/AN/A