Pacheli Industrial [PIFL] vs GIC Housing Finance [GICHSGFIN] Detailed Stock Comparison

Pacheli Industrial Finance Ltd.

BSE
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GIC Housing Finance Ltd.

NSE
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TLDR: Quick Comparison Summary

Based on 20 vital metrics comparison: Pacheli Industrial Finance Ltd. wins in 6 metrics, GIC Housing Finance Ltd. wins in 12 metrics, with 0 ties. GIC Housing Finance Ltd. appears stronger overall.

View Metrics Details

Vital Metrics Comparison

Metric Pacheli Industrial Finance Ltd. GIC Housing Finance Ltd. Better
P/E Ratio (TTM) 75.41 6.15 GIC Housing Finance Ltd.
Price-to-Book Ratio 2.41 0.42 GIC Housing Finance Ltd.
Debt-to-Equity Ratio 312.01 451.51 Pacheli Industrial Finance Ltd.
PEG Ratio -0.75 -0.51 GIC Housing Finance Ltd.
EV/EBITDA -493.89 43.80 GIC Housing Finance Ltd.
Profit Margin (TTM) 80.65% 44.13% Pacheli Industrial Finance Ltd.
Operating Margin (TTM) -154.66% 55.75% GIC Housing Finance Ltd.
EBITDA Margin (TTM) N/A 55.75% N/A
Return on Equity -0.59% 8.16% GIC Housing Finance Ltd.
Return on Assets (TTM) -0.14% 1.49% GIC Housing Finance Ltd.
Free Cash Flow (TTM) $-53.36M $-201.80M Pacheli Industrial Finance Ltd.
Dividend Yield N/A 2.20% N/A
1-Year Return 64.33% -18.51% Pacheli Industrial Finance Ltd.
Price-to-Sales Ratio (TTM) 25,852.46 2.73 GIC Housing Finance Ltd.
Enterprise Value $13.81B $96.94B GIC Housing Finance Ltd.
EV/Revenue Ratio 17,441.26 31.38 GIC Housing Finance Ltd.
Gross Profit Margin (TTM) 82.51% 26.85% Pacheli Industrial Finance Ltd.
Revenue per Share (TTM) $0 $57 GIC Housing Finance Ltd.
Earnings per Share (Diluted) $-0.11 $25.33 GIC Housing Finance Ltd.
Beta (Stock Volatility) 0.06 0.56 Pacheli Industrial Finance Ltd.

Pacheli Industrial Finance Ltd. vs GIC Housing Finance Ltd. Stock Performance Analysis

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PIFL
GICHSGFIN

Performance Comparison

Short-term Returns

Stock1D1W1M3M6MYTD
Pacheli Industrial Finance Ltd.3.59%19.08%28.24%18.96%-8.75%-11.87%
GIC Housing Finance Ltd.2.07%7.34%4.78%13.68%-4.51%-10.93%

Long-term Returns

Stock1Y3Y5Y10Y15Y20Y
Pacheli Industrial Finance Ltd.64.33%380.68%663.07%404.71%275.05%271.89%
GIC Housing Finance Ltd.-18.51%-11.95%12.91%-43.78%44.25%342.62%

Performance & Financial Health Analysis: Pacheli Industrial Finance Ltd. vs GIC Housing Finance Ltd.

MetricPIFLGICHSGFIN
Market Information
Market Cap i₹27.16B₹8.35B
Market Cap CategorySmall capSmall cap
10 Day Avg. Volume i8,195148,128
90 Day Avg. Volume i20,111119,670
Last Close₹34.01₹158.58
52 Week Range₹18.55 - ₹66.29₹130.05 - ₹206.00
% from 52W High-48.70%-23.02%
All-Time High₹78.19 (Jan 13, 2025)₹623.40 (Jun 19, 2017)
% from All-Time High-56.50%-74.56%
Growth Metrics
Quarterly Revenue Growth0.01%0.10%
Quarterly Earnings Growth0.01%-0.12%
Financial Health
Profit Margin (TTM) i0.81%0.44%
Operating Margin (TTM) i-1.55%0.56%
Return on Equity (TTM) i-0.01%0.08%
Debt to Equity (MRQ) i312.01451.51
Cash & Liquidity
Book Value per Share (MRQ)₹16.37₹371.04
Cash per Share (MRQ)₹59.66₹31.23
Operating Cash Flow (TTM) i₹-53,283,000₹-1,068,900,000
Levered Free Cash Flow (TTM) i₹-50,061,000₹1.60B
Dividends
Last 12-Month Dividend Yield iN/A2.20%
Last 12-Month Dividend iN/A₹4.50

Valuation & Enterprise Metrics Analysis: Pacheli Industrial Finance Ltd. vs GIC Housing Finance Ltd.

MetricPIFL (Nov 24, 2025)GICHSGFIN (Apr 24, 2026)
Price Ratios
P/E Ratio (TTM) i75.416.15
Forward P/E iN/A3.90
PEG Ratio i-0.75-0.51
Price to Sales (TTM) i25,852.462.73
Price to Book (MRQ) i2.410.42
Market Capitalization
Market Capitalization i₹27.16B₹8.35B
Enterprise Value i₹13.81B₹96.94B
Enterprise Value Metrics
Enterprise to Revenue i17,441.2631.38
Enterprise to EBITDA i-493.8943.80
Risk & Other Metrics
Beta i0.060.56
Book Value per Share (MRQ) i₹16.37₹371.04

Financial Statements Comparison: Pacheli Industrial Finance Ltd. vs GIC Housing Finance Ltd.

Financial Metrics

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Revenue

Operating Margin

Profit Margin

Long Term Debt

Income Flow Analysis

Financial Statements Comparison

Income Statement

MetricPIFL (2025)GICHSGFIN (2025)
Revenue/Sales i765,00010.37B
Cost of Goods Sold i148,0007.56B
COGS % of Revenue i19.3%72.9%
Gross Profit i617,0002.81B
Gross Margin i80.7%27.1%
Research & Development iN/AN/A
Operating Income (EBIT) i-27.97M1.90B
Operating Margin i-3,656.6%18.3%
EBITDA i-27.97M2.21B
EBITDA Margin i-3,656.1%21.3%
Pre-Tax Income i-50.06M2.07B
Pre-Tax Income % of Revenue i-6,543.9%19.9%
Income Tax i0462.80M
Income Tax % of Revenue i0.0%4.5%
Net Income (Profit) i-50.06M1.60B
Profit Margin i-6,543.9%15.5%

Balance Sheet & Liquidity Metrics

MetricPIFL (2025)GICHSGFIN (2025)
Cash & Equivalents i267,000537.60M
Total Current Assets i30.96B9.39B
Total Current Assets % of Revenue i4,046,681.3%90.5%
Total Current Liabilities i26.50B31.52B
Total Current Liabilities % of Revenue i3,464,161.7%303.9%
Long-Term Debt i26.50B56.44B
Long-Term Debt % of Revenue i3,464,052.3%544.1%
Total Shareholders Equity i8.49B19.65B
Retained Earnings i-43.86M278.80M
Retained Earnings % of Revenue i-5,733.6%2.7%
Property, Plant & Equipment iN/A243.10M

Cash Flow Statement Comparison

MetricPIFL (2025)GICHSGFIN (2025)
Operating Cash Flow i-53.28M-1.07B
Operating Cash Flow % of Revenue i-6,965.1%-10.3%
Capital Expenditures i0-11.90M
Free Cash Flow i-53.36M-201.80M
FCF Margin i-6,974.9%-1.9%
Debt Repayment iN/A-76.31B
Common Stock Repurchase iN/AN/A

Short Interest & Institutional Ownership Analysis

MetricPIFLGICHSGFIN
Shares Short iN/AN/A
Short Ratio iN/AN/A
Short % of Float iN/AN/A
Shares Outstanding i518.88M53.85M
Float Shares i78.27M35.05M
% Held by Insiders i99.29%6.70%
% Held by Institutions i0.00%48.70%
% Held by Public i0.71%44.60%

Dividend Analysis & Yield Comparison: Pacheli Industrial Finance Ltd. vs GIC Housing Finance Ltd.

MetricPIFLGICHSGFIN
Last 12-Month Dividend iN/A₹4.50
Last 12-Month Dividend Yield iN/A2.20%
3-Year Avg Annual Dividend iN/A₹7.50
3-Year Avg Dividend Yield iN/A2.56%
3-Year Total Dividends iN/A₹22.50
Ex-Dividend DateN/AJul 18, 2025