Pacheli Industrial [PIFL] vs LIC Housing Finance [LICHSGFIN] Detailed Stock Comparison

Pacheli Industrial Finance Ltd.

BSE
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LIC Housing Finance Ltd.

NSE
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TLDR: Quick Comparison Summary

Based on 20 vital metrics comparison: Pacheli Industrial Finance Ltd. wins in 5 metrics, LIC Housing Finance Ltd. wins in 11 metrics, with 0 ties. LIC Housing Finance Ltd. appears stronger overall.

View Metrics Details

Vital Metrics Comparison

Metric Pacheli Industrial Finance Ltd. LIC Housing Finance Ltd. Better
P/E Ratio (TTM) 75.41 5.61 LIC Housing Finance Ltd.
Price-to-Book Ratio 2.41 0.80 LIC Housing Finance Ltd.
Debt-to-Equity Ratio 312.01 679.25 Pacheli Industrial Finance Ltd.
PEG Ratio -0.75 1.06 LIC Housing Finance Ltd.
EV/EBITDA -493.89 N/A N/A
Profit Margin (TTM) 80.65% 65.14% Pacheli Industrial Finance Ltd.
Operating Margin (TTM) -154.66% 83.10% LIC Housing Finance Ltd.
EBITDA Margin (TTM) N/A 83.10% N/A
Return on Equity -0.59% 14.97% LIC Housing Finance Ltd.
Return on Assets (TTM) -0.14% 1.73% LIC Housing Finance Ltd.
Free Cash Flow (TTM) $-53.36M $-166.83B Pacheli Industrial Finance Ltd.
Dividend Yield N/A 3.29% N/A
1-Year Return 64.33% -6.75% Pacheli Industrial Finance Ltd.
Price-to-Sales Ratio (TTM) 25,852.46 3.65 LIC Housing Finance Ltd.
Enterprise Value $13.81B $2,916.72B LIC Housing Finance Ltd.
EV/Revenue Ratio 17,441.26 34.64 LIC Housing Finance Ltd.
Gross Profit Margin (TTM) 82.51% N/A N/A
Revenue per Share (TTM) $0 $153 LIC Housing Finance Ltd.
Earnings per Share (Diluted) $-0.11 $99.69 LIC Housing Finance Ltd.
Beta (Stock Volatility) 0.06 0.24 Pacheli Industrial Finance Ltd.

Pacheli Industrial Finance Ltd. vs LIC Housing Finance Ltd. Stock Performance Analysis

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PIFL
LICHSGFIN

Performance Comparison

Short-term Returns

Stock1D1W1M3M6MYTD
Pacheli Industrial Finance Ltd.3.59%19.08%28.24%18.96%-8.75%-11.87%
LIC Housing Finance Ltd.-1.01%2.38%1.24%10.44%4.21%3.36%

Long-term Returns

Stock1Y3Y5Y10Y15Y20Y
Pacheli Industrial Finance Ltd.64.33%380.68%663.07%404.71%275.05%271.89%
LIC Housing Finance Ltd.-6.75%44.80%19.07%17.88%144.59%1,735.63%

Performance & Financial Health Analysis: Pacheli Industrial Finance Ltd. vs LIC Housing Finance Ltd.

MetricPIFLLICHSGFIN
Market Information
Market Cap i₹27.16B₹300.09B
Market Cap CategorySmall capLarge cap
10 Day Avg. Volume i8,1951,706,876
90 Day Avg. Volume i20,1112,012,803
Last Close₹34.01₹553.85
52 Week Range₹18.55 - ₹66.29₹458.90 - ₹646.50
% from 52W High-48.70%-14.33%
All-Time High₹78.19 (Jan 13, 2025)₹826.75 (Jul 15, 2024)
% from All-Time High-56.50%-33.01%
Growth Metrics
Quarterly Revenue Growth0.01%-0.02%
Quarterly Earnings Growth0.01%-0.03%
Financial Health
Profit Margin (TTM) i0.81%0.65%
Operating Margin (TTM) i-1.55%0.83%
Return on Equity (TTM) i-0.01%0.15%
Debt to Equity (MRQ) i312.01679.25
Cash & Liquidity
Book Value per Share (MRQ)₹16.37₹700.24
Cash per Share (MRQ)₹59.66₹19.29
Operating Cash Flow (TTM) i₹-53,283,000₹-14,103,100,000
Levered Free Cash Flow (TTM) i₹-50,061,000₹54.42B
Dividends
Last 12-Month Dividend Yield iN/A3.29%
Last 12-Month Dividend iN/A₹19.00

Valuation & Enterprise Metrics Analysis: Pacheli Industrial Finance Ltd. vs LIC Housing Finance Ltd.

MetricPIFL (Nov 24, 2025)LICHSGFIN (Apr 24, 2026)
Price Ratios
P/E Ratio (TTM) i75.415.61
Forward P/E iN/A5.42
PEG Ratio i-0.751.06
Price to Sales (TTM) i25,852.463.65
Price to Book (MRQ) i2.410.80
Market Capitalization
Market Capitalization i₹27.16B₹300.09B
Enterprise Value i₹13.81B₹2.92T
Enterprise Value Metrics
Enterprise to Revenue i17,441.2634.64
Enterprise to EBITDA i-493.89N/A
Risk & Other Metrics
Beta i0.060.24
Book Value per Share (MRQ) i₹16.37₹700.24

Financial Statements Comparison: Pacheli Industrial Finance Ltd. vs LIC Housing Finance Ltd.

Financial Metrics

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Revenue

Operating Margin

Profit Margin

Long Term Debt

Income Flow Analysis

Financial Statements Comparison

Income Statement

MetricPIFL (2025)LICHSGFIN (2025)
Revenue/Sales i765,00081.95B
Cost of Goods Sold i148,000N/A
COGS % of Revenue i19.3%0.0%
Gross Profit i617,000N/A
Gross Margin i80.7%0.0%
Research & Development iN/AN/A
Operating Income (EBIT) i-27.97MN/A
Operating Margin i-3,656.6%0.0%
EBITDA i-27.97MN/A
EBITDA Margin i-3,656.1%0.0%
Pre-Tax Income i-50.06M68.79B
Pre-Tax Income % of Revenue i-6,543.9%83.9%
Income Tax i014.36B
Income Tax % of Revenue i0.0%17.5%
Net Income (Profit) i-50.06M54.43B
Profit Margin i-6,543.9%66.4%

Balance Sheet & Liquidity Metrics

MetricPIFL (2025)LICHSGFIN (2025)
Cash & Equivalents i267,00014.38B
Total Current Assets i30.96BN/A
Total Current Assets % of Revenue i4,046,681.3%0.0%
Total Current Liabilities i26.50BN/A
Total Current Liabilities % of Revenue i3,464,161.7%0.0%
Long-Term Debt i26.50B2.63T
Long-Term Debt % of Revenue i3,464,052.3%3,203.7%
Total Shareholders Equity i8.49B363.56B
Retained Earnings i-43.86M99.87B
Retained Earnings % of Revenue i-5,733.6%121.9%
Property, Plant & Equipment iN/A4.04B

Cash Flow Statement Comparison

MetricPIFL (2025)LICHSGFIN (2025)
Operating Cash Flow i-53.28M-14.10B
Operating Cash Flow % of Revenue i-6,965.1%-17.2%
Capital Expenditures i0-732.50M
Free Cash Flow i-53.36M-166.83B
FCF Margin i-6,974.9%-203.6%
Debt Repayment iN/A-1.53T
Common Stock Repurchase iN/AN/A

Short Interest & Institutional Ownership Analysis

MetricPIFLLICHSGFIN
Shares Short iN/AN/A
Short Ratio iN/AN/A
Short % of Float iN/AN/A
Shares Outstanding i518.88M550.06M
Float Shares i78.27M299.74M
% Held by Insiders i99.29%2.35%
% Held by Institutions i0.00%75.03%
% Held by Public i0.71%22.62%

Dividend Analysis & Yield Comparison: Pacheli Industrial Finance Ltd. vs LIC Housing Finance Ltd.

MetricPIFLLICHSGFIN
Last 12-Month Dividend iN/A₹19.00
Last 12-Month Dividend Yield iN/A3.29%
3-Year Avg Annual Dividend iN/A₹14.83
3-Year Avg Dividend Yield iN/A1.86%
3-Year Total Dividends iN/A₹44.50
Ex-Dividend DateN/AAug 22, 2025