PMC Fincorp [PMCFIN] vs Tourism Finance [TFCILTD] Detailed Stock Comparison

PMC Fincorp Ltd.

BSE
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Tourism Finance Corporation of India Ltd.

NSE
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TLDR: Quick Comparison Summary

Based on 20 vital metrics comparison: PMC Fincorp Ltd. wins in 8 metrics, Tourism Finance Corporation of India Ltd. wins in 12 metrics, with 0 ties. Tourism Finance Corporation of India Ltd. appears stronger overall.

View Metrics Details

Vital Metrics Comparison

Metric PMC Fincorp Ltd. Tourism Finance Corporation of India Ltd. Better
P/E Ratio (TTM) 24.75 28.56 PMC Fincorp Ltd.
Price-to-Book Ratio 0.73 2.77 PMC Fincorp Ltd.
Debt-to-Equity Ratio 26.30 82.38 PMC Fincorp Ltd.
PEG Ratio -0.30 0.69 Tourism Finance Corporation of India Ltd.
EV/EBITDA 7.80 28.51 PMC Fincorp Ltd.
Profit Margin (TTM) 49.21% 69.38% Tourism Finance Corporation of India Ltd.
Operating Margin (TTM) 72.99% 86.04% Tourism Finance Corporation of India Ltd.
EBITDA Margin (TTM) 72.99% 86.04% Tourism Finance Corporation of India Ltd.
Return on Equity 8.49% 8.53% Tourism Finance Corporation of India Ltd.
Return on Assets (TTM) 6.51% 4.94% PMC Fincorp Ltd.
Free Cash Flow (TTM) $-280.20M $696.92M Tourism Finance Corporation of India Ltd.
Dividend Yield 0.47% 0.97% Tourism Finance Corporation of India Ltd.
1-Year Return -16.81% 60.66% Tourism Finance Corporation of India Ltd.
Price-to-Sales Ratio (TTM) 11.81 19.84 PMC Fincorp Ltd.
Enterprise Value $1.45B $44.46B Tourism Finance Corporation of India Ltd.
EV/Revenue Ratio 12.12 25.36 PMC Fincorp Ltd.
Gross Profit Margin (TTM) 58.86% 58.30% PMC Fincorp Ltd.
Revenue per Share (TTM) $0 $4 Tourism Finance Corporation of India Ltd.
Earnings per Share (Diluted) $0.08 $2.63 Tourism Finance Corporation of India Ltd.
Beta (Stock Volatility) 0.73 0.05 Tourism Finance Corporation of India Ltd.

PMC Fincorp Ltd. vs Tourism Finance Corporation of India Ltd. Stock Performance Analysis

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PMCFIN
TFCILTD

Performance Comparison

Short-term Returns

Stock1D1W1M3M6MYTD
PMC Fincorp Ltd.-1.58%0.53%-9.52%2.70%7.34%-0.52%
Tourism Finance Corporation of India Ltd.0.54%4.07%-2.09%8.10%14.03%9.34%

Long-term Returns

Stock1Y3Y5Y10Y15Y20Y
PMC Fincorp Ltd.-16.81%-2.03%-11.47%421.62%-83.06%-83.06%
Tourism Finance Corporation of India Ltd.60.66%398.98%430.50%835.34%1,250.28%3,008.51%

Performance & Financial Health Analysis: PMC Fincorp Ltd. vs Tourism Finance Corporation of India Ltd.

MetricPMCFINTFCILTD
Market Information
Market Cap i₹1.41B₹33.59B
Market Cap CategorySmall capSmall cap
10 Day Avg. Volume i632,3054,413,550
90 Day Avg. Volume i904,5175,954,759
Last Close₹1.87₹75.91
52 Week Range₹1.48 - ₹2.56₹39.15 - ₹84.61
% from 52W High-26.95%-10.28%
All-Time High₹122.35 (Oct 27, 2014)₹364.90 (Sep 15, 2025)
% from All-Time High-98.47%-79.20%
Growth Metrics
Quarterly Revenue Growth-0.20%0.38%
Quarterly Earnings Growth-0.86%0.41%
Financial Health
Profit Margin (TTM) i0.49%0.69%
Operating Margin (TTM) i0.73%0.86%
Return on Equity (TTM) i0.08%0.09%
Debt to Equity (MRQ) i26.3082.38
Cash & Liquidity
Book Value per Share (MRQ)₹2.71₹27.12
Cash per Share (MRQ)₹0.64₹1.36
Operating Cash Flow (TTM) i₹-193,110,000₹986.27M
Levered Free Cash Flow (TTM) i₹143.50M₹1.04B
Dividends
Last 12-Month Dividend Yield i0.47%0.97%
Last 12-Month Dividend i₹0.01₹3.00

Valuation & Enterprise Metrics Analysis: PMC Fincorp Ltd. vs Tourism Finance Corporation of India Ltd.

MetricPMCFIN (Apr 24, 2026)TFCILTD (Apr 24, 2026)
Price Ratios
P/E Ratio (TTM) i24.7528.56
Forward P/E iN/A6.44
PEG Ratio i-0.300.69
Price to Sales (TTM) i11.8119.84
Price to Book (MRQ) i0.732.77
Market Capitalization
Market Capitalization i₹1.41B₹33.59B
Enterprise Value i₹1.45B₹44.46B
Enterprise Value Metrics
Enterprise to Revenue i12.1225.36
Enterprise to EBITDA i7.8028.51
Risk & Other Metrics
Beta i0.730.05
Book Value per Share (MRQ) i₹2.71₹27.12

Financial Statements Comparison: PMC Fincorp Ltd. vs Tourism Finance Corporation of India Ltd.

Financial Metrics

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Revenue

Operating Margin

Profit Margin

Long Term Debt

Income Flow Analysis

Financial Statements Comparison

Income Statement

MetricPMCFIN (2025)TFCILTD (2025)
Revenue/Sales i212.44M2.44B
Cost of Goods Sold i19.47M756.33M
COGS % of Revenue i9.2%30.9%
Gross Profit i192.97M1.69B
Gross Margin i90.8%69.1%
Research & Development iN/AN/A
Operating Income (EBIT) i184.75M1.49B
Operating Margin i87.0%60.8%
EBITDA i185.43M1.56B
EBITDA Margin i87.3%63.8%
Pre-Tax Income i184.29M1.28B
Pre-Tax Income % of Revenue i86.7%52.4%
Income Tax i40.79M242.09M
Income Tax % of Revenue i19.2%9.9%
Net Income (Profit) i143.50M1.04B
Profit Margin i67.5%42.5%

Balance Sheet & Liquidity Metrics

MetricPMCFIN (2025)TFCILTD (2025)
Cash & Equivalents i435,0001.41B
Total Current Assets i1.58B7.05B
Total Current Assets % of Revenue i744.9%288.4%
Total Current Liabilities i506.93M3.38B
Total Current Liabilities % of Revenue i238.6%138.4%
Long-Term Debt i05.46B
Long-Term Debt % of Revenue i0.0%223.2%
Total Shareholders Equity i1.69B12.16B
Retained Earnings i265.02M1.53B
Retained Earnings % of Revenue i124.8%62.8%
Property, Plant & Equipment iN/A8.97M

Cash Flow Statement Comparison

MetricPMCFIN (2025)TFCILTD (2025)
Operating Cash Flow i-193.11M986.27M
Operating Cash Flow % of Revenue i-90.9%40.3%
Capital Expenditures i-487,000122.22M
Free Cash Flow i-280.20M696.92M
FCF Margin i-131.9%28.5%
Debt Repayment iN/AN/A
Common Stock Repurchase iN/AN/A

Short Interest & Institutional Ownership Analysis

MetricPMCFINTFCILTD
Shares Short iN/AN/A
Short Ratio iN/AN/A
Short % of Float iN/AN/A
Shares Outstanding i712.08M462.98M
Float Shares i415.85M245.43M
% Held by Insiders i29.56%39.56%
% Held by Institutions i0.00%5.11%
% Held by Public i70.44%55.33%

Dividend Analysis & Yield Comparison: PMC Fincorp Ltd. vs Tourism Finance Corporation of India Ltd.

MetricPMCFINTFCILTD
Last 12-Month Dividend i₹0.01₹3.00
Last 12-Month Dividend Yield i0.47%0.97%
3-Year Avg Annual Dividend i₹0.00₹3.03
3-Year Avg Dividend Yield i0.47%1.70%
3-Year Total Dividends i₹0.01₹9.10
Ex-Dividend DateAug 29, 2025Aug 14, 2025