Ramsons Projects [RAMSONS] vs Paisalo Digital [PAISALO] Detailed Stock Comparison
TLDR: Quick Comparison Summary
Based on 20 vital metrics comparison: Ramsons Projects Ltd. wins in 11 metrics, Paisalo Digital Ltd. wins in 6 metrics, with 1 ties. Ramsons Projects Ltd. appears stronger overall.
View Metrics Details
Vital Metrics Comparison
| Metric | Ramsons Projects Ltd. | Paisalo Digital Ltd. | Better |
|---|---|---|---|
| P/E Ratio (TTM) | 3.64 | 19.68 | Ramsons Projects Ltd. |
| Price-to-Book Ratio | 1.45 | 2.50 | Ramsons Projects Ltd. |
| Debt-to-Equity Ratio | 0.00 | 226.22 | Tie |
| PEG Ratio | -0.04 | 4.59 | Paisalo Digital Ltd. |
| EV/EBITDA | 4.34 | 26.84 | Ramsons Projects Ltd. |
| Profit Margin (TTM) | 107.10% | 45.06% | Ramsons Projects Ltd. |
| Operating Margin (TTM) | 9.83% | 63.89% | Paisalo Digital Ltd. |
| EBITDA Margin (TTM) | 9.83% | 63.89% | Paisalo Digital Ltd. |
| Return on Equity | 51.78% | 13.04% | Ramsons Projects Ltd. |
| Return on Assets (TTM) | 51.03% | 3.81% | Ramsons Projects Ltd. |
| Free Cash Flow (TTM) | $-1.97M | $-8.54B | Ramsons Projects Ltd. |
| Dividend Yield | N/A | 0.26% | N/A |
| 1-Year Return | 25.69% | 68.67% | Paisalo Digital Ltd. |
| Price-to-Sales Ratio (TTM) | 3.90 | 8.93 | Ramsons Projects Ltd. |
| Enterprise Value | $141.96M | $78.92B | Paisalo Digital Ltd. |
| EV/Revenue Ratio | 1.98 | 16.83 | Ramsons Projects Ltd. |
| Gross Profit Margin (TTM) | N/A | 51.99% | N/A |
| Revenue per Share (TTM) | $24 | $5 | Ramsons Projects Ltd. |
| Earnings per Share (Diluted) | $25.58 | $2.34 | Ramsons Projects Ltd. |
| Beta (Stock Volatility) | 0.47 | -0.04 | Paisalo Digital Ltd. |
Ramsons Projects Ltd. vs Paisalo Digital Ltd. Stock Performance Analysis
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Performance Comparison
Short-term Returns
| Stock | 1D | 1W | 1M | 3M | 6M | YTD |
|---|---|---|---|---|---|---|
| Ramsons Projects Ltd. | 2.59% | 5.00% | -10.53% | -21.88% | -66.38% | -19.63% |
| Paisalo Digital Ltd. | 2.33% | 9.24% | 8.73% | 55.93% | 45.02% | 47.89% |
Long-term Returns
| Stock | 1Y | 3Y | 5Y | 10Y | 15Y | 20Y |
|---|---|---|---|---|---|---|
| Ramsons Projects Ltd. | 25.69% | 283.22% | 810.30% | 472.82% | 416.98% | 404.29% |
| Paisalo Digital Ltd. | 68.67% | 86.41% | 62.15% | 538.37% | 574.25% | 2,233.94% |
Performance & Financial Health Analysis: Ramsons Projects Ltd. vs Paisalo Digital Ltd.
| Metric | RAMSONS | PAISALO |
|---|---|---|
| Market Information | ||
| Market Cap | ₹280.06M | ₹40.58B |
| Market Cap Category | Small cap | Small cap |
| 10 Day Avg. Volume | 1,132 | 17,320,223 |
| 90 Day Avg. Volume | 878 | 9,834,980 |
| Last Close | ₹89.25 | ₹53.92 |
| 52 Week Range | ₹59.35 - ₹448.85 | ₹29.38 - ₹55.89 |
| % from 52W High | -80.12% | -3.52% |
| All-Time High | ₹448.85 (Nov 18, 2025) | ₹415.00 (Jan 03, 2011) |
| % from All-Time High | -80.12% | -87.01% |
| Growth Metrics | ||
| Quarterly Revenue Growth | -0.41% | 0.20% |
| Quarterly Earnings Growth | -0.95% | 0.06% |
| Financial Health | ||
| Profit Margin (TTM) | 1.07% | 0.45% |
| Operating Margin (TTM) | 0.10% | 0.64% |
| Return on Equity (TTM) | 0.52% | 0.13% |
| Debt to Equity (MRQ) | 0.00 | 226.22 |
| Cash & Liquidity | ||
| Book Value per Share (MRQ) | ₹64.45 | ₹18.42 |
| Cash per Share (MRQ) | ₹43.05 | ₹0.62 |
| Operating Cash Flow (TTM) | ₹33.13M | ₹-4,755,433,000 |
| Levered Free Cash Flow (TTM) | ₹27.13M | ₹2.00B |
| Dividends | ||
| Last 12-Month Dividend Yield | N/A | 0.26% |
| Last 12-Month Dividend | N/A | ₹0.10 |
Valuation & Enterprise Metrics Analysis: Ramsons Projects Ltd. vs Paisalo Digital Ltd.
| Metric | RAMSONS (Apr 24, 2026) | PAISALO (Apr 24, 2026) |
|---|---|---|
| Price Ratios | ||
| P/E Ratio (TTM) | 3.64 | 19.68 |
| Forward P/E | N/A | 14.81 |
| PEG Ratio | -0.04 | 4.59 |
| Price to Sales (TTM) | 3.90 | 8.93 |
| Price to Book (MRQ) | 1.45 | 2.50 |
| Market Capitalization | ||
| Market Capitalization | ₹280.06M | ₹40.58B |
| Enterprise Value | ₹141.96M | ₹78.92B |
| Enterprise Value Metrics | ||
| Enterprise to Revenue | 1.98 | 16.83 |
| Enterprise to EBITDA | 4.34 | 26.84 |
| Risk & Other Metrics | ||
| Beta | 0.47 | -0.04 |
| Book Value per Share (MRQ) | ₹64.45 | ₹18.42 |
Financial Statements Comparison: Ramsons Projects Ltd. vs Paisalo Digital Ltd.
Financial Metrics
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Revenue
Operating Margin
Profit Margin
Long Term Debt
Income Flow Analysis
Financial Statements Comparison
Income Statement
| Metric | RAMSONS (2025) | PAISALO (2025) |
|---|---|---|
| Revenue/Sales | 36.47M | 7.70B |
| Cost of Goods Sold | 1.32M | 3.45B |
| COGS % of Revenue | 3.6% | 44.9% |
| Gross Profit | 35.16M | 4.25B |
| Gross Margin | 96.4% | 55.1% |
| Research & Development | N/A | N/A |
| Operating Income (EBIT) | 32.63M | 3.25B |
| Operating Margin | 89.5% | 42.2% |
| EBITDA | 32.71M | 2.94B |
| EBITDA Margin | 89.7% | 38.2% |
| Pre-Tax Income | 32.63M | 2.68B |
| Pre-Tax Income % of Revenue | 89.5% | 34.8% |
| Income Tax | 5.51M | 682.35M |
| Income Tax % of Revenue | 15.1% | 8.9% |
| Net Income (Profit) | 27.13M | 2.00B |
| Profit Margin | 74.4% | 26.0% |
Balance Sheet & Liquidity Metrics
| Metric | RAMSONS (2025) | PAISALO (2025) |
|---|---|---|
| Cash & Equivalents | 109.94M | 1.01B |
| Total Current Assets | 125.95M | 51.19B |
| Total Current Assets % of Revenue | 345.3% | 664.7% |
| Total Current Liabilities | 671,000 | 1.84B |
| Total Current Liabilities % of Revenue | 1.8% | 23.9% |
| Long-Term Debt | N/A | 34.60B |
| Long-Term Debt % of Revenue | 0.0% | 449.3% |
| Total Shareholders Equity | 132.89M | 15.35B |
| Retained Earnings | 77.55M | 217.82M |
| Retained Earnings % of Revenue | 212.6% | 2.8% |
| Property, Plant & Equipment | 0 | 744.65M |
Cash Flow Statement Comparison
| Metric | RAMSONS (2025) | PAISALO (2025) |
|---|---|---|
| Operating Cash Flow | 33.13M | -4.76B |
| Operating Cash Flow % of Revenue | 90.8% | -61.8% |
| Capital Expenditures | -3.72M | -126.79M |
| Free Cash Flow | -1.97M | -8.54B |
| FCF Margin | -5.4% | -110.9% |
| Debt Repayment | N/A | N/A |
| Common Stock Repurchase | N/A | N/A |
Short Interest & Institutional Ownership Analysis
| Metric | RAMSONS | PAISALO |
|---|---|---|
| Shares Short | N/A | N/A |
| Short Ratio | N/A | N/A |
| Short % of Float | N/A | N/A |
| Shares Outstanding | 3.01M | 909.52M |
| Float Shares | 1.08M | 441.76M |
| % Held by Insiders | 62.10% | 53.67% |
| % Held by Institutions | 0.00% | 12.04% |
| % Held by Public | 37.90% | 34.29% |
Dividend Analysis & Yield Comparison: Ramsons Projects Ltd. vs Paisalo Digital Ltd.
| Metric | RAMSONS | PAISALO |
|---|---|---|
| Last 12-Month Dividend | N/A | ₹0.10 |
| Last 12-Month Dividend Yield | N/A | 0.26% |
| 3-Year Avg Annual Dividend | N/A | ₹0.08 |
| 3-Year Avg Dividend Yield | N/A | 0.20% |
| 3-Year Total Dividends | N/A | ₹0.25 |
| Ex-Dividend Date | N/A | Sep 22, 2025 |