Ramsons Projects [RAMSONS] vs Paisalo Digital [PAISALO] Detailed Stock Comparison

TLDR: Quick Comparison Summary

Based on 20 vital metrics comparison: Ramsons Projects Ltd. wins in 11 metrics, Paisalo Digital Ltd. wins in 6 metrics, with 1 ties. Ramsons Projects Ltd. appears stronger overall.

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Vital Metrics Comparison

Metric Ramsons Projects Ltd. Paisalo Digital Ltd. Better
P/E Ratio (TTM) 3.64 19.68 Ramsons Projects Ltd.
Price-to-Book Ratio 1.45 2.50 Ramsons Projects Ltd.
Debt-to-Equity Ratio 0.00 226.22 Tie
PEG Ratio -0.04 4.59 Paisalo Digital Ltd.
EV/EBITDA 4.34 26.84 Ramsons Projects Ltd.
Profit Margin (TTM) 107.10% 45.06% Ramsons Projects Ltd.
Operating Margin (TTM) 9.83% 63.89% Paisalo Digital Ltd.
EBITDA Margin (TTM) 9.83% 63.89% Paisalo Digital Ltd.
Return on Equity 51.78% 13.04% Ramsons Projects Ltd.
Return on Assets (TTM) 51.03% 3.81% Ramsons Projects Ltd.
Free Cash Flow (TTM) $-1.97M $-8.54B Ramsons Projects Ltd.
Dividend Yield N/A 0.26% N/A
1-Year Return 25.69% 68.67% Paisalo Digital Ltd.
Price-to-Sales Ratio (TTM) 3.90 8.93 Ramsons Projects Ltd.
Enterprise Value $141.96M $78.92B Paisalo Digital Ltd.
EV/Revenue Ratio 1.98 16.83 Ramsons Projects Ltd.
Gross Profit Margin (TTM) N/A 51.99% N/A
Revenue per Share (TTM) $24 $5 Ramsons Projects Ltd.
Earnings per Share (Diluted) $25.58 $2.34 Ramsons Projects Ltd.
Beta (Stock Volatility) 0.47 -0.04 Paisalo Digital Ltd.

Ramsons Projects Ltd. vs Paisalo Digital Ltd. Stock Performance Analysis

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Performance Comparison

Short-term Returns

Stock1D1W1M3M6MYTD
Ramsons Projects Ltd.2.59%5.00%-10.53%-21.88%-66.38%-19.63%
Paisalo Digital Ltd.2.33%9.24%8.73%55.93%45.02%47.89%

Long-term Returns

Stock1Y3Y5Y10Y15Y20Y
Ramsons Projects Ltd.25.69%283.22%810.30%472.82%416.98%404.29%
Paisalo Digital Ltd.68.67%86.41%62.15%538.37%574.25%2,233.94%

Performance & Financial Health Analysis: Ramsons Projects Ltd. vs Paisalo Digital Ltd.

MetricRAMSONSPAISALO
Market Information
Market Cap i₹280.06M₹40.58B
Market Cap CategorySmall capSmall cap
10 Day Avg. Volume i1,13217,320,223
90 Day Avg. Volume i8789,834,980
Last Close₹89.25₹53.92
52 Week Range₹59.35 - ₹448.85₹29.38 - ₹55.89
% from 52W High-80.12%-3.52%
All-Time High₹448.85 (Nov 18, 2025)₹415.00 (Jan 03, 2011)
% from All-Time High-80.12%-87.01%
Growth Metrics
Quarterly Revenue Growth-0.41%0.20%
Quarterly Earnings Growth-0.95%0.06%
Financial Health
Profit Margin (TTM) i1.07%0.45%
Operating Margin (TTM) i0.10%0.64%
Return on Equity (TTM) i0.52%0.13%
Debt to Equity (MRQ) i0.00226.22
Cash & Liquidity
Book Value per Share (MRQ)₹64.45₹18.42
Cash per Share (MRQ)₹43.05₹0.62
Operating Cash Flow (TTM) i₹33.13M₹-4,755,433,000
Levered Free Cash Flow (TTM) i₹27.13M₹2.00B
Dividends
Last 12-Month Dividend Yield iN/A0.26%
Last 12-Month Dividend iN/A₹0.10

Valuation & Enterprise Metrics Analysis: Ramsons Projects Ltd. vs Paisalo Digital Ltd.

MetricRAMSONS (Apr 24, 2026)PAISALO (Apr 24, 2026)
Price Ratios
P/E Ratio (TTM) i3.6419.68
Forward P/E iN/A14.81
PEG Ratio i-0.044.59
Price to Sales (TTM) i3.908.93
Price to Book (MRQ) i1.452.50
Market Capitalization
Market Capitalization i₹280.06M₹40.58B
Enterprise Value i₹141.96M₹78.92B
Enterprise Value Metrics
Enterprise to Revenue i1.9816.83
Enterprise to EBITDA i4.3426.84
Risk & Other Metrics
Beta i0.47-0.04
Book Value per Share (MRQ) i₹64.45₹18.42

Financial Statements Comparison: Ramsons Projects Ltd. vs Paisalo Digital Ltd.

Financial Metrics

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Revenue

Operating Margin

Profit Margin

Long Term Debt

Income Flow Analysis

Financial Statements Comparison

Income Statement

MetricRAMSONS (2025)PAISALO (2025)
Revenue/Sales i36.47M7.70B
Cost of Goods Sold i1.32M3.45B
COGS % of Revenue i3.6%44.9%
Gross Profit i35.16M4.25B
Gross Margin i96.4%55.1%
Research & Development iN/AN/A
Operating Income (EBIT) i32.63M3.25B
Operating Margin i89.5%42.2%
EBITDA i32.71M2.94B
EBITDA Margin i89.7%38.2%
Pre-Tax Income i32.63M2.68B
Pre-Tax Income % of Revenue i89.5%34.8%
Income Tax i5.51M682.35M
Income Tax % of Revenue i15.1%8.9%
Net Income (Profit) i27.13M2.00B
Profit Margin i74.4%26.0%

Balance Sheet & Liquidity Metrics

MetricRAMSONS (2025)PAISALO (2025)
Cash & Equivalents i109.94M1.01B
Total Current Assets i125.95M51.19B
Total Current Assets % of Revenue i345.3%664.7%
Total Current Liabilities i671,0001.84B
Total Current Liabilities % of Revenue i1.8%23.9%
Long-Term Debt iN/A34.60B
Long-Term Debt % of Revenue i0.0%449.3%
Total Shareholders Equity i132.89M15.35B
Retained Earnings i77.55M217.82M
Retained Earnings % of Revenue i212.6%2.8%
Property, Plant & Equipment i0744.65M

Cash Flow Statement Comparison

MetricRAMSONS (2025)PAISALO (2025)
Operating Cash Flow i33.13M-4.76B
Operating Cash Flow % of Revenue i90.8%-61.8%
Capital Expenditures i-3.72M-126.79M
Free Cash Flow i-1.97M-8.54B
FCF Margin i-5.4%-110.9%
Debt Repayment iN/AN/A
Common Stock Repurchase iN/AN/A

Short Interest & Institutional Ownership Analysis

MetricRAMSONSPAISALO
Shares Short iN/AN/A
Short Ratio iN/AN/A
Short % of Float iN/AN/A
Shares Outstanding i3.01M909.52M
Float Shares i1.08M441.76M
% Held by Insiders i62.10%53.67%
% Held by Institutions i0.00%12.04%
% Held by Public i37.90%34.29%

Dividend Analysis & Yield Comparison: Ramsons Projects Ltd. vs Paisalo Digital Ltd.

MetricRAMSONSPAISALO
Last 12-Month Dividend iN/A₹0.10
Last 12-Month Dividend Yield iN/A0.26%
3-Year Avg Annual Dividend iN/A₹0.08
3-Year Avg Dividend Yield iN/A0.20%
3-Year Total Dividends iN/A₹0.25
Ex-Dividend DateN/ASep 22, 2025