Regency Fincorp [REGENCY] vs Bajaj Finance [BAJFINANCE] Detailed Stock Comparison

Regency Fincorp

BSE
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Bajaj Finance

NSE
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TLDR: Quick Comparison Summary

Based on 20 vital metrics comparison: Regency Fincorp wins in 8 metrics, Bajaj Finance wins in 9 metrics, with 0 ties. Bajaj Finance appears stronger overall.

View Metrics Details

Vital Metrics Comparison

MetricRegency FincorpBajaj FinanceBetter
P/E Ratio (TTM)38.1635.21Bajaj Finance
Price-to-Book Ratio2.206.35Regency Fincorp
Debt-to-Equity Ratio85.80294.16Regency Fincorp
PEG Ratio0.14-0.40Bajaj Finance
EV/EBITDA46.11N/AN/A
Profit Margin (TTM)40.79%44.94%Bajaj Finance
Operating Margin (TTM)62.22%60.70%Regency Fincorp
EBITDA Margin (TTM)62.22%60.70%Regency Fincorp
Return on Equity4.08%20.08%Bajaj Finance
Return on Assets (TTM)2.17%3.57%Bajaj Finance
Free Cash Flow (TTM)$90.16M$-692.36BRegency Fincorp
Dividend YieldN/A10.01%N/A
1-Year Return6.63%38.17%Bajaj Finance
Price-to-Sales Ratio (TTM)15.8115.86Regency Fincorp
Enterprise Value$3.56B$8,970.82BBajaj Finance
EV/Revenue Ratio19.1323.14Regency Fincorp
Gross Profit Margin (TTM)52.19%N/AN/A
Revenue per Share (TTM)$3$63Bajaj Finance
Earnings per Share (Diluted)$1.11$28.11Bajaj Finance
Beta (Stock Volatility)0.210.50Regency Fincorp
Performance
News Sentiment
Key Stats
Valuation
Financials
Short Interest
Dividends

Regency Fincorp vs Bajaj Finance Stock Performance Analysis

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Regency Fincorp
Bajaj Finance
Regency Fincorp Stock Overview | Bajaj Finance Stock Overview

Performance Comparison

Short-term Returns

Stock1D1W1M3M6MYTD
Regency Fincorp-1.87%1.25%-5.41%51.09%39.77%3.95%
Bajaj Finance0.76%1.81%6.84%9.11%17.75%45.47%

Long-term Returns

Stock1Y3Y5Y10Y15Y20Y
Regency Fincorp6.63%555.37%47.86%177.79%177.79%177.79%
Bajaj Finance38.17%38.73%212.22%1,918.61%13,122.80%30,847.85%

News Based Sentiment: Regency Fincorp vs Bajaj Finance

Regency Fincorp

News based Sentiment: MIXED

Regency Fincorp experienced significant corporate actions and a management change in October 2025, but these were overshadowed by an analyst downgrade citing an expensive valuation despite strong recent returns. This creates a mixed investment picture, balancing positive performance with potential risks.

View Regency Fincorp News Sentiment Analysis

Bajaj Finance

News based Sentiment: MIXED

October presented a mixed bag for Bajaj Finance, with an initial share price decline followed by a strong Q2 FY26 performance. While the positive results and increased stakeholder confidence are encouraging, the varied analyst reactions and initial market caution suggest a complex investment picture.

View Bajaj Finance News Sentiment Analysis

Performance & Financial Health Analysis: Regency Fincorp vs Bajaj Finance

MetricREGENCYBAJFINANCE
Market Information
Market Cap i₹3.03B₹6.22T
Market Cap CategorySmall capLarge cap
10 Day Avg. Volume i61,1467,436,601
90 Day Avg. Volume i172,9377,340,366
Last Close₹41.35₹1,016.55
52 Week Range₹24.25 - ₹46.69₹645.10 - ₹1,036.00
% from 52W High-11.44%-1.88%
All-Time High₹53.25 (Aug 27, 2018)₹9,788.00 (Jun 09, 2025)
% from All-Time High-22.35%-89.61%
Growth Metrics
Quarterly Revenue Growth2.72%0.20%
Quarterly Earnings Growth4.80%0.20%
Financial Health
Profit Margin (TTM) i0.41%0.45%
Operating Margin (TTM) i0.62%0.61%
Return on Equity (TTM) i0.04%0.20%
Debt to Equity (MRQ) i85.80294.16
Cash & Liquidity
Book Value per Share (MRQ)₹19.29₹155.75
Cash per Share (MRQ)₹6.50₹17.15
Operating Cash Flow (TTM) i₹123.26M₹-147,267,100,000
Levered Free Cash Flow (TTM) i₹49.76M₹166.38B
Dividends
Last 12-Month Dividend Yield iN/A10.01%
Last 12-Month Dividend i₹0.00₹92.00

Valuation & Enterprise Metrics Analysis: Regency Fincorp vs Bajaj Finance

MetricREGENCYBAJFINANCE
Price Ratios
P/E Ratio (TTM) i38.1635.21
Forward P/E iN/A23.59
PEG Ratio i0.14-0.40
Price to Sales (TTM) i15.8115.86
Price to Book (MRQ) i2.206.35
Market Capitalization
Market Capitalization i₹3.03B₹6.22T
Enterprise Value i₹3.56B₹8.97T
Enterprise Value Metrics
Enterprise to Revenue i19.1323.14
Enterprise to EBITDA i46.11N/A
Risk & Other Metrics
Beta i0.210.50
Book Value per Share (MRQ) i₹19.29₹155.75

Financial Statements Comparison: Regency Fincorp vs Bajaj Finance

Financial Metrics

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Revenue

EBITDA

Shareholders Equity

Operating Margin

Free Cash Flow

Long Term Debt

Profit Margin

Current Ratio

Operating Cash Flow

Income Statement (MRQ)

Metric (MRQ)REGENCYBAJFINANCE
Revenue/Sales i₹77.63M₹118.43B
Cost of Goods Sold i₹37.11MN/A
Gross Profit i₹40.52MN/A
Research & Development iN/AN/A
Operating Income (EBIT) i₹33.31MN/A
EBITDA i₹40.91MN/A
Pre-Tax Income i₹43.94M₹63.68B
Income Tax i₹12.36M₹16.02B
Net Income (Profit) i₹31.57M₹47.65B

Balance Sheet & Liquidity Metrics (MRQ)

Metric (MRQ)REGENCYBAJFINANCE
Cash & Equivalents i₹22.69M₹107.68B
Total Current Assets i₹1.52BN/A
Total Current Liabilities i₹580.47MN/A
Long-Term Debt i₹491.86M₹2.75T
Total Shareholders Equity i₹1.22B₹989.37B
Retained Earnings i₹77.51M₹517.83B
Property, Plant & Equipment i₹629,000₹5.52B

Cash Flow Statement Comparison (MRQ)

Metric (MRQ)REGENCYBAJFINANCE
Operating Cash Flow iN/AN/A
Capital Expenditures iN/AN/A
Free Cash Flow iN/AN/A
Debt Repayment iN/AN/A
Common Stock Repurchase iN/AN/A

Short Interest & Institutional Ownership Analysis

MetricREGENCYBAJFINANCE
Shares Short iN/AN/A
Short Ratio iN/AN/A
Short % of Float iN/AN/A
Average Daily Volume (10 Day) i61,1467,436,601
Average Daily Volume (90 Day) i172,9377,340,366
Shares Outstanding i63.59M6.21B
Float Shares i28.12M2.64B
% Held by Insiders i0.57%0.55%
% Held by Institutions i0.00%0.25%

Dividend Analysis & Yield Comparison: Regency Fincorp vs Bajaj Finance

MetricREGENCYBAJFINANCE
Last 12-Month Dividend i₹0.00₹92.00
Last 12-Month Dividend Yield iN/A10.01%
3-Year Avg Annual Dividend i₹0.00₹47.33
3-Year Avg Dividend Yield iN/A1.22%
3-Year Total Dividends i₹0.00₹142.00
Ex-Dividend DateN/AMay 30, 2025