Regency Fincorp [REGENCY] vs Bajaj Finance [BAJFINANCE] Detailed Stock Comparison

Regency Fincorp Ltd.

BSE
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Bajaj Finance Ltd.

NSE
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TLDR: Quick Comparison Summary

Based on 20 vital metrics comparison: Regency Fincorp Ltd. wins in 11 metrics, Bajaj Finance Ltd. wins in 6 metrics, with 0 ties. Regency Fincorp Ltd. appears stronger overall.

View Metrics Details

Vital Metrics Comparison

Metric Regency Fincorp Ltd. Bajaj Finance Ltd. Better
P/E Ratio (TTM) 20.76 31.69 Regency Fincorp Ltd.
Price-to-Book Ratio 1.43 5.53 Regency Fincorp Ltd.
Debt-to-Equity Ratio 76.03 310.29 Regency Fincorp Ltd.
PEG Ratio 0.21 54.50 Regency Fincorp Ltd.
EV/EBITDA 36.39 N/A N/A
Profit Margin (TTM) 46.15% 43.68% Regency Fincorp Ltd.
Operating Margin (TTM) 69.25% 55.55% Regency Fincorp Ltd.
EBITDA Margin (TTM) 69.25% 55.55% Regency Fincorp Ltd.
Return on Equity 4.08% 16.82% Bajaj Finance Ltd.
Return on Assets (TTM) 2.17% 3.57% Bajaj Finance Ltd.
Free Cash Flow (TTM) $90.16M $-692.36B Regency Fincorp Ltd.
Dividend Yield N/A 10.01% N/A
1-Year Return 16.40% -1.07% Regency Fincorp Ltd.
Price-to-Sales Ratio (TTM) 8.38 13.83 Regency Fincorp Ltd.
Enterprise Value $2.81B $8,982.32B Bajaj Finance Ltd.
EV/Revenue Ratio 10.40 21.76 Regency Fincorp Ltd.
Gross Profit Margin (TTM) 59.01% N/A N/A
Revenue per Share (TTM) $3 $66 Bajaj Finance Ltd.
Earnings per Share (Diluted) $1.36 $28.98 Bajaj Finance Ltd.
Beta (Stock Volatility) 0.41 0.31 Bajaj Finance Ltd.

Regency Fincorp Ltd. vs Bajaj Finance Ltd. Stock Performance Analysis

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REGENCY
BAJFINANCE

Performance Comparison

Short-term Returns

Stock1D1W1M3M6MYTD
Regency Fincorp Ltd.-2.92%-1.01%-3.34%19.14%-7.36%-2.52%
Bajaj Finance Ltd.-0.27%-5.84%-7.72%-7.23%-14.16%-9.90%

Long-term Returns

Stock1Y3Y5Y10Y15Y20Y
Regency Fincorp Ltd.16.40%212.14%158.55%120.37%120.37%120.37%
Bajaj Finance Ltd.-1.07%29.31%51.54%1,049.68%14,862.93%23,552.34%

Performance & Financial Health Analysis: Regency Fincorp Ltd. vs Bajaj Finance Ltd.

MetricREGENCYBAJFINANCE
Market Information
Market Cap i₹2.20B₹5.71T
Market Cap CategorySmall capLarge cap
10 Day Avg. Volume i59,5208,128,781
90 Day Avg. Volume i121,59211,082,959
Last Close₹33.24₹874.40
52 Week Range₹22.71 - ₹46.69₹787.90 - ₹1,102.50
% from 52W High-28.81%-20.69%
All-Time High₹53.25 (Aug 27, 2018)₹9,788.00 (Jun 09, 2025)
% from All-Time High-37.58%-91.07%
Growth Metrics
Quarterly Revenue Growth1.35%0.06%
Quarterly Earnings Growth2.31%-0.06%
Financial Health
Profit Margin (TTM) i0.46%0.44%
Operating Margin (TTM) i0.69%0.56%
Return on Equity (TTM) i0.04%0.17%
Debt to Equity (MRQ) i76.03310.29
Cash & Liquidity
Book Value per Share (MRQ)₹19.77₹166.19
Cash per Share (MRQ)₹5.42₹20.60
Operating Cash Flow (TTM) i₹123.26M₹-147,267,100,000
Levered Free Cash Flow (TTM) i₹49.76M₹166.38B
Dividends
Last 12-Month Dividend Yield iN/A10.01%
Last 12-Month Dividend i₹0.00₹92.00

Valuation & Enterprise Metrics Analysis: Regency Fincorp Ltd. vs Bajaj Finance Ltd.

MetricREGENCY (Apr 24, 2026)BAJFINANCE (Apr 24, 2026)
Price Ratios
P/E Ratio (TTM) i20.7631.69
Forward P/E iN/A22.75
PEG Ratio i0.2154.50
Price to Sales (TTM) i8.3813.83
Price to Book (MRQ) i1.435.53
Market Capitalization
Market Capitalization i₹2.20B₹5.71T
Enterprise Value i₹2.81B₹8.98T
Enterprise Value Metrics
Enterprise to Revenue i10.4021.76
Enterprise to EBITDA i36.39N/A
Risk & Other Metrics
Beta i0.410.31
Book Value per Share (MRQ) i₹19.77₹166.19

Financial Statements Comparison: Regency Fincorp Ltd. vs Bajaj Finance Ltd.

Financial Metrics

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Revenue

Operating Margin

Profit Margin

Long Term Debt

Income Flow Analysis

Financial Statements Comparison

Income Statement

MetricREGENCY (2025)BAJFINANCE (2025)
Revenue/Sales i199.56M423.56B
Cost of Goods Sold i108.04MN/A
COGS % of Revenue i54.1%0.0%
Gross Profit i91.52MN/A
Gross Margin i45.9%0.0%
Research & Development iN/AN/A
Operating Income (EBIT) i56.11MN/A
Operating Margin i28.1%0.0%
EBITDA i77.24MN/A
EBITDA Margin i38.7%0.0%
Pre-Tax Income i66.93M220.80B
Pre-Tax Income % of Revenue i33.5%52.1%
Income Tax i17.18M53.00B
Income Tax % of Revenue i8.6%12.5%
Net Income (Profit) i49.76M167.79B
Profit Margin i24.9%39.6%

Balance Sheet & Liquidity Metrics

MetricREGENCY (2025)BAJFINANCE (2025)
Cash & Equivalents i22.69M107.68B
Total Current Assets i1.52BN/A
Total Current Assets % of Revenue i764.1%0.0%
Total Current Liabilities i580.47MN/A
Total Current Liabilities % of Revenue i290.9%0.0%
Long-Term Debt i491.86M2.75T
Long-Term Debt % of Revenue i246.5%650.1%
Total Shareholders Equity i1.22B989.37B
Retained Earnings i77.51M517.83B
Retained Earnings % of Revenue i38.8%122.3%
Property, Plant & Equipment i629,0005.52B

Cash Flow Statement Comparison

MetricREGENCY (2025)BAJFINANCE (2025)
Operating Cash Flow i123.26M-147.27B
Operating Cash Flow % of Revenue i61.8%-34.8%
Capital Expenditures i-6.29M-5.48B
Free Cash Flow i90.16M-692.36B
FCF Margin i45.2%-163.5%
Debt Repayment i-22.93M-390.27B
Common Stock Repurchase iN/AN/A

Short Interest & Institutional Ownership Analysis

MetricREGENCYBAJFINANCE
Shares Short iN/AN/A
Short Ratio iN/AN/A
Short % of Float iN/AN/A
Shares Outstanding i80.17M6.22B
Float Shares i36.55M2.65B
% Held by Insiders i54.52%56.26%
% Held by Institutions i2.27%24.14%
% Held by Public i43.21%19.60%

Dividend Analysis & Yield Comparison: Regency Fincorp Ltd. vs Bajaj Finance Ltd.

MetricREGENCYBAJFINANCE
Last 12-Month Dividend i₹0.00₹92.00
Last 12-Month Dividend Yield iN/A10.01%
3-Year Avg Annual Dividend i₹0.00₹47.33
3-Year Avg Dividend Yield iN/A1.22%
3-Year Total Dividends i₹0.00₹142.00
Ex-Dividend DateN/AMay 30, 2025