Regency Fincorp [REGENCY] vs Northern Arc Capital [NORTHARC] Detailed Stock Comparison

TLDR: Quick Comparison Summary

Based on 19 vital metrics comparison: Regency Fincorp wins in 7 metrics, Northern Arc Capital wins in 10 metrics, with 0 ties. Northern Arc Capital appears stronger overall.

View Metrics Details

Vital Metrics Comparison

MetricRegency FincorpNorthern Arc CapitalBetter
P/E Ratio (TTM)38.1615.80Northern Arc Capital
Price-to-Book Ratio2.201.34Northern Arc Capital
Debt-to-Equity Ratio85.80287.35Regency Fincorp
PEG Ratio0.14N/AN/A
EV/EBITDA46.1124.99Northern Arc Capital
Profit Margin (TTM)40.79%26.85%Regency Fincorp
Operating Margin (TTM)62.22%36.19%Regency Fincorp
EBITDA Margin (TTM)62.22%36.19%Regency Fincorp
Return on Equity4.08%8.85%Northern Arc Capital
Return on Assets (TTM)2.17%2.23%Northern Arc Capital
Free Cash Flow (TTM)$90.16M$-10.65BRegency Fincorp
1-Year Return6.63%1.71%Regency Fincorp
Price-to-Sales Ratio (TTM)15.814.29Northern Arc Capital
Enterprise Value$3.56B$138.00BNorthern Arc Capital
EV/Revenue Ratio19.1312.83Northern Arc Capital
Gross Profit Margin (TTM)52.19%38.46%Regency Fincorp
Revenue per Share (TTM)$3$64Northern Arc Capital
Earnings per Share (Diluted)$1.11$18.08Northern Arc Capital
Beta (Stock Volatility)0.21N/AN/A
Performance
News Sentiment
Key Stats
Valuation
Financials
Short Interest
Dividends

Regency Fincorp vs Northern Arc Capital Stock Performance Analysis

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Performance Comparison

Short-term Returns

Stock1D1W1M3M6MYTD
Regency Fincorp-1.87%1.25%-5.41%51.09%39.77%3.95%
Northern Arc Capital-3.33%7.61%16.99%16.37%66.53%32.41%

Long-term Returns

Stock1Y3Y5Y10Y15Y20Y
Regency Fincorp6.63%555.37%47.86%177.79%177.79%177.79%
Northern Arc Capital1.71%-6.59%-6.59%-6.59%-6.59%-6.59%

News Based Sentiment: Regency Fincorp vs Northern Arc Capital

Regency Fincorp

News based Sentiment: MIXED

Regency Fincorp experienced significant corporate actions and a management change in October 2025, but these were overshadowed by an analyst downgrade citing an expensive valuation despite strong recent returns. This creates a mixed investment picture, balancing positive performance with potential risks.

View Regency Fincorp News Sentiment Analysis

Northern Arc Capital

News based Sentiment: MIXED

The month presented a mixed picture for Northern Arc Capital, with moderate revenue growth alongside declining profits. However, strong analyst recommendations and a rising share price provide a counterbalancing positive outlook, making it a cautiously optimistic investment story.

View Northern Arc Capital News Sentiment Analysis

Performance & Financial Health Analysis: Regency Fincorp vs Northern Arc Capital

MetricREGENCYNORTHARC
Market Information
Market Cap i₹3.03B₹46.64B
Market Cap CategorySmall capSmall cap
10 Day Avg. Volume i61,1461,012,040
90 Day Avg. Volume i172,9371,005,227
Last Close₹41.35₹279.05
52 Week Range₹24.25 - ₹46.69₹141.47 - ₹294.95
% from 52W High-11.44%-5.39%
All-Time High₹53.25 (Aug 27, 2018)₹350.00 (Sep 23, 2024)
% from All-Time High-22.35%-20.27%
Growth Metrics
Quarterly Revenue Growth2.72%-0.10%
Quarterly Earnings Growth4.80%-0.13%
Financial Health
Profit Margin (TTM) i0.41%0.27%
Operating Margin (TTM) i0.62%0.36%
Return on Equity (TTM) i0.04%0.09%
Debt to Equity (MRQ) i85.80287.35
Cash & Liquidity
Book Value per Share (MRQ)₹19.29₹212.81
Cash per Share (MRQ)₹6.50₹43.49
Operating Cash Flow (TTM) i₹123.26M₹-37,976,503,000
Levered Free Cash Flow (TTM) i₹49.76M₹3.05B
Dividends
Last 12-Month Dividend Yield iN/AN/A
Last 12-Month Dividend i₹0.00N/A

Valuation & Enterprise Metrics Analysis: Regency Fincorp vs Northern Arc Capital

MetricREGENCYNORTHARC
Price Ratios
P/E Ratio (TTM) i38.1615.80
Forward P/E iN/A8.11
PEG Ratio i0.14N/A
Price to Sales (TTM) i15.814.29
Price to Book (MRQ) i2.201.34
Market Capitalization
Market Capitalization i₹3.03B₹46.64B
Enterprise Value i₹3.56B₹138.00B
Enterprise Value Metrics
Enterprise to Revenue i19.1312.83
Enterprise to EBITDA i46.1124.99
Risk & Other Metrics
Beta i0.21N/A
Book Value per Share (MRQ) i₹19.29₹212.81

Financial Statements Comparison: Regency Fincorp vs Northern Arc Capital

Financial Metrics

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Revenue

EBITDA

Shareholders Equity

Operating Margin

Free Cash Flow

Long Term Debt

Profit Margin

Current Ratio

Operating Cash Flow

Income Statement (MRQ)

Metric (MRQ)REGENCYNORTHARC
Revenue/Sales i₹77.63M₹5.84B
Cost of Goods Sold i₹37.11M₹3.59B
Gross Profit i₹40.52M₹2.24B
Research & Development iN/AN/A
Operating Income (EBIT) i₹33.31M₹1.83B
EBITDA i₹40.91M₹2.67B
Pre-Tax Income i₹43.94M₹1.04B
Income Tax i₹12.36M₹261.17M
Net Income (Profit) i₹31.57M₹782.48M

Balance Sheet & Liquidity Metrics (MRQ)

Metric (MRQ)REGENCYNORTHARC
Cash & Equivalents i₹22.69M₹3.30B
Total Current Assets i₹1.52B₹87.61B
Total Current Liabilities i₹580.47M₹60.48B
Long-Term Debt i₹491.86M₹40.70B
Total Shareholders Equity i₹1.22B₹34.40B
Retained Earnings i₹77.51M₹11.96B
Property, Plant & Equipment i₹629,000₹19,000

Cash Flow Statement Comparison (MRQ)

Metric (MRQ)REGENCYNORTHARC
Operating Cash Flow iN/AN/A
Capital Expenditures iN/AN/A
Free Cash Flow iN/AN/A
Debt Repayment iN/AN/A
Common Stock Repurchase iN/AN/A

Short Interest & Institutional Ownership Analysis

MetricREGENCYNORTHARC
Shares Short iN/AN/A
Short Ratio iN/AN/A
Short % of Float iN/AN/A
Average Daily Volume (10 Day) i61,1461,012,040
Average Daily Volume (90 Day) i172,9371,005,227
Shares Outstanding i63.59M161.29M
Float Shares i28.12M94.65M
% Held by Insiders i0.57%0.57%
% Held by Institutions i0.00%0.09%

Dividend Analysis & Yield Comparison: Regency Fincorp vs Northern Arc Capital

MetricREGENCYNORTHARC
Last 12-Month Dividend i₹0.00N/A
Last 12-Month Dividend Yield iN/AN/A
3-Year Avg Annual Dividend i₹0.00N/A
3-Year Avg Dividend Yield iN/AN/A
3-Year Total Dividends i₹0.00N/A
Ex-Dividend DateN/AN/A