Regency Fincorp [REGENCY] vs Northern Arc Capital [NORTHARC] Detailed Stock Comparison
TLDR: Quick Comparison Summary
Based on 19 vital metrics comparison: Regency Fincorp Ltd. wins in 8 metrics, Northern Arc Capital Ltd. wins in 10 metrics, with 0 ties. Northern Arc Capital Ltd. appears stronger overall.
View Metrics Details
Vital Metrics Comparison
| Metric | Regency Fincorp Ltd. | Northern Arc Capital Ltd. | Better |
|---|---|---|---|
| P/E Ratio (TTM) | 20.76 | 13.03 | Northern Arc Capital Ltd. |
| Price-to-Book Ratio | 1.43 | 1.09 | Northern Arc Capital Ltd. |
| Debt-to-Equity Ratio | 76.03 | 281.81 | Regency Fincorp Ltd. |
| PEG Ratio | 0.21 | -0.74 | Regency Fincorp Ltd. |
| EV/EBITDA | 36.39 | 24.79 | Northern Arc Capital Ltd. |
| Profit Margin (TTM) | 46.15% | 41.25% | Regency Fincorp Ltd. |
| Operating Margin (TTM) | 69.25% | 36.35% | Regency Fincorp Ltd. |
| EBITDA Margin (TTM) | 69.25% | 36.35% | Regency Fincorp Ltd. |
| Return on Equity | 4.08% | 8.85% | Northern Arc Capital Ltd. |
| Return on Assets (TTM) | 2.17% | 2.23% | Northern Arc Capital Ltd. |
| Free Cash Flow (TTM) | $90.16M | $-10.65B | Regency Fincorp Ltd. |
| 1-Year Return | 16.40% | 31.20% | Northern Arc Capital Ltd. |
| Price-to-Sales Ratio (TTM) | 8.38 | 5.31 | Northern Arc Capital Ltd. |
| Enterprise Value | $2.81B | $136.88B | Northern Arc Capital Ltd. |
| EV/Revenue Ratio | 10.40 | 18.14 | Regency Fincorp Ltd. |
| Gross Profit Margin (TTM) | 59.01% | 37.96% | Regency Fincorp Ltd. |
| Revenue per Share (TTM) | $3 | $47 | Northern Arc Capital Ltd. |
| Earnings per Share (Diluted) | $1.36 | $19.03 | Northern Arc Capital Ltd. |
| Beta (Stock Volatility) | 0.41 | N/A | N/A |
Regency Fincorp Ltd. vs Northern Arc Capital Ltd. Stock Performance Analysis
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Performance Comparison
Short-term Returns
| Stock | 1D | 1W | 1M | 3M | 6M | YTD |
|---|---|---|---|---|---|---|
| Regency Fincorp Ltd. | -2.92% | -1.01% | -3.34% | 19.14% | -7.36% | -2.52% |
| Northern Arc Capital Ltd. | 1.97% | 3.88% | 11.70% | 22.10% | 13.74% | 17.13% |
Long-term Returns
| Stock | 1Y | 3Y | 5Y | 10Y | 15Y | 20Y |
|---|---|---|---|---|---|---|
| Regency Fincorp Ltd. | 16.40% | 212.14% | 158.55% | 120.37% | 120.37% | 120.37% |
| Northern Arc Capital Ltd. | 31.20% | -8.87% | -8.87% | -8.87% | -8.87% | -8.87% |
Performance & Financial Health Analysis: Regency Fincorp Ltd. vs Northern Arc Capital Ltd.
| Metric | REGENCY | NORTHARC |
|---|---|---|
| Market Information | ||
| Market Cap | ₹2.20B | ₹41.58B |
| Market Cap Category | Small cap | Small cap |
| 10 Day Avg. Volume | 59,520 | 315,323 |
| 90 Day Avg. Volume | 121,592 | 432,275 |
| Last Close | ₹33.24 | ₹293.05 |
| 52 Week Range | ₹22.71 - ₹46.69 | ₹195.30 - ₹321.70 |
| % from 52W High | -28.81% | -8.91% |
| All-Time High | ₹53.25 (Aug 27, 2018) | ₹350.00 (Sep 23, 2024) |
| % from All-Time High | -37.58% | -16.27% |
| Growth Metrics | ||
| Quarterly Revenue Growth | 1.35% | 0.28% |
| Quarterly Earnings Growth | 2.31% | 0.33% |
| Financial Health | ||
| Profit Margin (TTM) | 0.46% | 0.41% |
| Operating Margin (TTM) | 0.69% | 0.36% |
| Return on Equity (TTM) | 0.04% | 0.09% |
| Debt to Equity (MRQ) | 76.03 | 281.81 |
| Cash & Liquidity | ||
| Book Value per Share (MRQ) | ₹19.77 | ₹226.86 |
| Cash per Share (MRQ) | ₹5.42 | ₹40.35 |
| Operating Cash Flow (TTM) | ₹123.26M | ₹-37,976,503,000 |
| Levered Free Cash Flow (TTM) | ₹49.76M | ₹3.05B |
| Dividends | ||
| Last 12-Month Dividend Yield | N/A | N/A |
| Last 12-Month Dividend | ₹0.00 | N/A |
Valuation & Enterprise Metrics Analysis: Regency Fincorp Ltd. vs Northern Arc Capital Ltd.
| Metric | REGENCY (Apr 24, 2026) | NORTHARC (Apr 24, 2026) |
|---|---|---|
| Price Ratios | ||
| P/E Ratio (TTM) | 20.76 | 13.03 |
| Forward P/E | N/A | 7.58 |
| PEG Ratio | 0.21 | -0.74 |
| Price to Sales (TTM) | 8.38 | 5.31 |
| Price to Book (MRQ) | 1.43 | 1.09 |
| Market Capitalization | ||
| Market Capitalization | ₹2.20B | ₹41.58B |
| Enterprise Value | ₹2.81B | ₹136.88B |
| Enterprise Value Metrics | ||
| Enterprise to Revenue | 10.40 | 18.14 |
| Enterprise to EBITDA | 36.39 | 24.79 |
| Risk & Other Metrics | ||
| Beta | 0.41 | N/A |
| Book Value per Share (MRQ) | ₹19.77 | ₹226.86 |
Financial Statements Comparison: Regency Fincorp Ltd. vs Northern Arc Capital Ltd.
Financial Metrics
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Revenue
Operating Margin
Profit Margin
Long Term Debt
Income Flow Analysis
Financial Statements Comparison
Income Statement
| Metric | REGENCY (2025) | NORTHARC (2025) |
|---|---|---|
| Revenue/Sales | 199.56M | 20.45B |
| Cost of Goods Sold | 108.04M | 13.35B |
| COGS % of Revenue | 54.1% | 65.3% |
| Gross Profit | 91.52M | 7.11B |
| Gross Margin | 45.9% | 34.7% |
| Research & Development | N/A | N/A |
| Operating Income (EBIT) | 56.11M | 5.13B |
| Operating Margin | 28.1% | 25.1% |
| EBITDA | 77.24M | 5.52B |
| EBITDA Margin | 38.7% | 27.0% |
| Pre-Tax Income | 66.93M | 3.86B |
| Pre-Tax Income % of Revenue | 33.5% | 18.9% |
| Income Tax | 17.18M | 847.63M |
| Income Tax % of Revenue | 8.6% | 4.1% |
| Net Income (Profit) | 49.76M | 3.01B |
| Profit Margin | 24.9% | 14.7% |
Balance Sheet & Liquidity Metrics
| Metric | REGENCY (2025) | NORTHARC (2025) |
|---|---|---|
| Cash & Equivalents | 22.69M | 3.30B |
| Total Current Assets | 1.52B | 87.61B |
| Total Current Assets % of Revenue | 764.1% | 428.3% |
| Total Current Liabilities | 580.47M | 60.48B |
| Total Current Liabilities % of Revenue | 290.9% | 295.7% |
| Long-Term Debt | 491.86M | 40.70B |
| Long-Term Debt % of Revenue | 246.5% | 199.0% |
| Total Shareholders Equity | 1.22B | 34.40B |
| Retained Earnings | 77.51M | 11.96B |
| Retained Earnings % of Revenue | 38.8% | 58.5% |
| Property, Plant & Equipment | 629,000 | 19,000 |
Cash Flow Statement Comparison
| Metric | REGENCY (2025) | NORTHARC (2025) |
|---|---|---|
| Operating Cash Flow | 123.26M | -37.98B |
| Operating Cash Flow % of Revenue | 61.8% | -185.7% |
| Capital Expenditures | -6.29M | -180.76M |
| Free Cash Flow | 90.16M | -10.65B |
| FCF Margin | 45.2% | -52.1% |
| Debt Repayment | -22.93M | -101.44B |
| Common Stock Repurchase | N/A | N/A |
Short Interest & Institutional Ownership Analysis
| Metric | REGENCY | NORTHARC |
|---|---|---|
| Shares Short | N/A | N/A |
| Short Ratio | N/A | N/A |
| Short % of Float | N/A | N/A |
| Shares Outstanding | 80.17M | 161.56M |
| Float Shares | 36.55M | 91.08M |
| % Held by Insiders | 54.52% | 54.49% |
| % Held by Institutions | 2.27% | 7.72% |
| % Held by Public | 43.21% | 37.79% |
Dividend Analysis & Yield Comparison: Regency Fincorp Ltd. vs Northern Arc Capital Ltd.
| Metric | REGENCY | NORTHARC |
|---|---|---|
| Last 12-Month Dividend | ₹0.00 | N/A |
| Last 12-Month Dividend Yield | N/A | N/A |
| 3-Year Avg Annual Dividend | ₹0.00 | N/A |
| 3-Year Avg Dividend Yield | N/A | N/A |
| 3-Year Total Dividends | ₹0.00 | N/A |
| Ex-Dividend Date | N/A | N/A |