Regency Fincorp [REGENCY] vs Northern Arc Capital [NORTHARC] Detailed Stock Comparison

TLDR: Quick Comparison Summary

Based on 19 vital metrics comparison: Regency Fincorp Ltd. wins in 8 metrics, Northern Arc Capital Ltd. wins in 10 metrics, with 0 ties. Northern Arc Capital Ltd. appears stronger overall.

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Vital Metrics Comparison

Metric Regency Fincorp Ltd. Northern Arc Capital Ltd. Better
P/E Ratio (TTM) 20.76 13.03 Northern Arc Capital Ltd.
Price-to-Book Ratio 1.43 1.09 Northern Arc Capital Ltd.
Debt-to-Equity Ratio 76.03 281.81 Regency Fincorp Ltd.
PEG Ratio 0.21 -0.74 Regency Fincorp Ltd.
EV/EBITDA 36.39 24.79 Northern Arc Capital Ltd.
Profit Margin (TTM) 46.15% 41.25% Regency Fincorp Ltd.
Operating Margin (TTM) 69.25% 36.35% Regency Fincorp Ltd.
EBITDA Margin (TTM) 69.25% 36.35% Regency Fincorp Ltd.
Return on Equity 4.08% 8.85% Northern Arc Capital Ltd.
Return on Assets (TTM) 2.17% 2.23% Northern Arc Capital Ltd.
Free Cash Flow (TTM) $90.16M $-10.65B Regency Fincorp Ltd.
1-Year Return 16.40% 31.20% Northern Arc Capital Ltd.
Price-to-Sales Ratio (TTM) 8.38 5.31 Northern Arc Capital Ltd.
Enterprise Value $2.81B $136.88B Northern Arc Capital Ltd.
EV/Revenue Ratio 10.40 18.14 Regency Fincorp Ltd.
Gross Profit Margin (TTM) 59.01% 37.96% Regency Fincorp Ltd.
Revenue per Share (TTM) $3 $47 Northern Arc Capital Ltd.
Earnings per Share (Diluted) $1.36 $19.03 Northern Arc Capital Ltd.
Beta (Stock Volatility) 0.41 N/A N/A

Regency Fincorp Ltd. vs Northern Arc Capital Ltd. Stock Performance Analysis

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Performance Comparison

Short-term Returns

Stock1D1W1M3M6MYTD
Regency Fincorp Ltd.-2.92%-1.01%-3.34%19.14%-7.36%-2.52%
Northern Arc Capital Ltd.1.97%3.88%11.70%22.10%13.74%17.13%

Long-term Returns

Stock1Y3Y5Y10Y15Y20Y
Regency Fincorp Ltd.16.40%212.14%158.55%120.37%120.37%120.37%
Northern Arc Capital Ltd.31.20%-8.87%-8.87%-8.87%-8.87%-8.87%

Performance & Financial Health Analysis: Regency Fincorp Ltd. vs Northern Arc Capital Ltd.

MetricREGENCYNORTHARC
Market Information
Market Cap i₹2.20B₹41.58B
Market Cap CategorySmall capSmall cap
10 Day Avg. Volume i59,520315,323
90 Day Avg. Volume i121,592432,275
Last Close₹33.24₹293.05
52 Week Range₹22.71 - ₹46.69₹195.30 - ₹321.70
% from 52W High-28.81%-8.91%
All-Time High₹53.25 (Aug 27, 2018)₹350.00 (Sep 23, 2024)
% from All-Time High-37.58%-16.27%
Growth Metrics
Quarterly Revenue Growth1.35%0.28%
Quarterly Earnings Growth2.31%0.33%
Financial Health
Profit Margin (TTM) i0.46%0.41%
Operating Margin (TTM) i0.69%0.36%
Return on Equity (TTM) i0.04%0.09%
Debt to Equity (MRQ) i76.03281.81
Cash & Liquidity
Book Value per Share (MRQ)₹19.77₹226.86
Cash per Share (MRQ)₹5.42₹40.35
Operating Cash Flow (TTM) i₹123.26M₹-37,976,503,000
Levered Free Cash Flow (TTM) i₹49.76M₹3.05B
Dividends
Last 12-Month Dividend Yield iN/AN/A
Last 12-Month Dividend i₹0.00N/A

Valuation & Enterprise Metrics Analysis: Regency Fincorp Ltd. vs Northern Arc Capital Ltd.

MetricREGENCY (Apr 24, 2026)NORTHARC (Apr 24, 2026)
Price Ratios
P/E Ratio (TTM) i20.7613.03
Forward P/E iN/A7.58
PEG Ratio i0.21-0.74
Price to Sales (TTM) i8.385.31
Price to Book (MRQ) i1.431.09
Market Capitalization
Market Capitalization i₹2.20B₹41.58B
Enterprise Value i₹2.81B₹136.88B
Enterprise Value Metrics
Enterprise to Revenue i10.4018.14
Enterprise to EBITDA i36.3924.79
Risk & Other Metrics
Beta i0.41N/A
Book Value per Share (MRQ) i₹19.77₹226.86

Financial Statements Comparison: Regency Fincorp Ltd. vs Northern Arc Capital Ltd.

Financial Metrics

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Revenue

Operating Margin

Profit Margin

Long Term Debt

Income Flow Analysis

Financial Statements Comparison

Income Statement

MetricREGENCY (2025)NORTHARC (2025)
Revenue/Sales i199.56M20.45B
Cost of Goods Sold i108.04M13.35B
COGS % of Revenue i54.1%65.3%
Gross Profit i91.52M7.11B
Gross Margin i45.9%34.7%
Research & Development iN/AN/A
Operating Income (EBIT) i56.11M5.13B
Operating Margin i28.1%25.1%
EBITDA i77.24M5.52B
EBITDA Margin i38.7%27.0%
Pre-Tax Income i66.93M3.86B
Pre-Tax Income % of Revenue i33.5%18.9%
Income Tax i17.18M847.63M
Income Tax % of Revenue i8.6%4.1%
Net Income (Profit) i49.76M3.01B
Profit Margin i24.9%14.7%

Balance Sheet & Liquidity Metrics

MetricREGENCY (2025)NORTHARC (2025)
Cash & Equivalents i22.69M3.30B
Total Current Assets i1.52B87.61B
Total Current Assets % of Revenue i764.1%428.3%
Total Current Liabilities i580.47M60.48B
Total Current Liabilities % of Revenue i290.9%295.7%
Long-Term Debt i491.86M40.70B
Long-Term Debt % of Revenue i246.5%199.0%
Total Shareholders Equity i1.22B34.40B
Retained Earnings i77.51M11.96B
Retained Earnings % of Revenue i38.8%58.5%
Property, Plant & Equipment i629,00019,000

Cash Flow Statement Comparison

MetricREGENCY (2025)NORTHARC (2025)
Operating Cash Flow i123.26M-37.98B
Operating Cash Flow % of Revenue i61.8%-185.7%
Capital Expenditures i-6.29M-180.76M
Free Cash Flow i90.16M-10.65B
FCF Margin i45.2%-52.1%
Debt Repayment i-22.93M-101.44B
Common Stock Repurchase iN/AN/A

Short Interest & Institutional Ownership Analysis

MetricREGENCYNORTHARC
Shares Short iN/AN/A
Short Ratio iN/AN/A
Short % of Float iN/AN/A
Shares Outstanding i80.17M161.56M
Float Shares i36.55M91.08M
% Held by Insiders i54.52%54.49%
% Held by Institutions i2.27%7.72%
% Held by Public i43.21%37.79%

Dividend Analysis & Yield Comparison: Regency Fincorp Ltd. vs Northern Arc Capital Ltd.

MetricREGENCYNORTHARC
Last 12-Month Dividend i₹0.00N/A
Last 12-Month Dividend Yield iN/AN/A
3-Year Avg Annual Dividend i₹0.00N/A
3-Year Avg Dividend Yield iN/AN/A
3-Year Total Dividends i₹0.00N/A
Ex-Dividend DateN/AN/A