Regency Fincorp [REGENCY] vs Tourism Finance [TFCILTD] Detailed Stock Comparison

Regency Fincorp Ltd.

BSE
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Tourism Finance Corporation of India Ltd.

NSE
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TLDR: Quick Comparison Summary

Based on 20 vital metrics comparison: Regency Fincorp Ltd. wins in 7 metrics, Tourism Finance Corporation of India Ltd. wins in 12 metrics, with 0 ties. Tourism Finance Corporation of India Ltd. appears stronger overall.

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Vital Metrics Comparison

Metric Regency Fincorp Ltd. Tourism Finance Corporation of India Ltd. Better
P/E Ratio (TTM) 20.76 28.56 Regency Fincorp Ltd.
Price-to-Book Ratio 1.43 2.77 Regency Fincorp Ltd.
Debt-to-Equity Ratio 76.03 82.38 Regency Fincorp Ltd.
PEG Ratio 0.21 0.69 Regency Fincorp Ltd.
EV/EBITDA 36.39 28.51 Tourism Finance Corporation of India Ltd.
Profit Margin (TTM) 46.15% 69.38% Tourism Finance Corporation of India Ltd.
Operating Margin (TTM) 69.25% 86.04% Tourism Finance Corporation of India Ltd.
EBITDA Margin (TTM) 69.25% 86.04% Tourism Finance Corporation of India Ltd.
Return on Equity 4.08% 8.53% Tourism Finance Corporation of India Ltd.
Return on Assets (TTM) 2.17% 4.94% Tourism Finance Corporation of India Ltd.
Free Cash Flow (TTM) $90.16M $696.92M Tourism Finance Corporation of India Ltd.
Dividend Yield N/A 0.97% N/A
1-Year Return 16.40% 60.66% Tourism Finance Corporation of India Ltd.
Price-to-Sales Ratio (TTM) 8.38 19.84 Regency Fincorp Ltd.
Enterprise Value $2.81B $44.46B Tourism Finance Corporation of India Ltd.
EV/Revenue Ratio 10.40 25.36 Regency Fincorp Ltd.
Gross Profit Margin (TTM) 59.01% 58.30% Regency Fincorp Ltd.
Revenue per Share (TTM) $3 $4 Tourism Finance Corporation of India Ltd.
Earnings per Share (Diluted) $1.36 $2.63 Tourism Finance Corporation of India Ltd.
Beta (Stock Volatility) 0.41 0.05 Tourism Finance Corporation of India Ltd.

Regency Fincorp Ltd. vs Tourism Finance Corporation of India Ltd. Stock Performance Analysis

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REGENCY
TFCILTD

Performance Comparison

Short-term Returns

Stock1D1W1M3M6MYTD
Regency Fincorp Ltd.-2.92%-1.01%-3.34%19.14%-7.36%-2.52%
Tourism Finance Corporation of India Ltd.0.54%3.46%-1.56%10.21%16.66%9.93%

Long-term Returns

Stock1Y3Y5Y10Y15Y20Y
Regency Fincorp Ltd.16.40%212.14%158.55%120.37%120.37%120.37%
Tourism Finance Corporation of India Ltd.60.66%398.98%430.50%835.34%1,250.28%3,008.51%

Performance & Financial Health Analysis: Regency Fincorp Ltd. vs Tourism Finance Corporation of India Ltd.

MetricREGENCYTFCILTD
Market Information
Market Cap i₹2.20B₹33.59B
Market Cap CategorySmall capSmall cap
10 Day Avg. Volume i59,5204,413,550
90 Day Avg. Volume i121,5925,954,759
Last Close₹33.24₹75.91
52 Week Range₹22.71 - ₹46.69₹39.15 - ₹84.61
% from 52W High-28.81%-10.28%
All-Time High₹53.25 (Aug 27, 2018)₹364.90 (Sep 15, 2025)
% from All-Time High-37.58%-79.20%
Growth Metrics
Quarterly Revenue Growth1.35%0.38%
Quarterly Earnings Growth2.31%0.41%
Financial Health
Profit Margin (TTM) i0.46%0.69%
Operating Margin (TTM) i0.69%0.86%
Return on Equity (TTM) i0.04%0.09%
Debt to Equity (MRQ) i76.0382.38
Cash & Liquidity
Book Value per Share (MRQ)₹19.77₹27.12
Cash per Share (MRQ)₹5.42₹1.36
Operating Cash Flow (TTM) i₹123.26M₹986.27M
Levered Free Cash Flow (TTM) i₹49.76M₹1.04B
Dividends
Last 12-Month Dividend Yield iN/A0.97%
Last 12-Month Dividend i₹0.00₹3.00

Valuation & Enterprise Metrics Analysis: Regency Fincorp Ltd. vs Tourism Finance Corporation of India Ltd.

MetricREGENCY (Apr 24, 2026)TFCILTD (Apr 24, 2026)
Price Ratios
P/E Ratio (TTM) i20.7628.56
Forward P/E iN/A6.44
PEG Ratio i0.210.69
Price to Sales (TTM) i8.3819.84
Price to Book (MRQ) i1.432.77
Market Capitalization
Market Capitalization i₹2.20B₹33.59B
Enterprise Value i₹2.81B₹44.46B
Enterprise Value Metrics
Enterprise to Revenue i10.4025.36
Enterprise to EBITDA i36.3928.51
Risk & Other Metrics
Beta i0.410.05
Book Value per Share (MRQ) i₹19.77₹27.12

Financial Statements Comparison: Regency Fincorp Ltd. vs Tourism Finance Corporation of India Ltd.

Financial Metrics

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Revenue

Operating Margin

Profit Margin

Long Term Debt

Income Flow Analysis

Financial Statements Comparison

Income Statement

MetricREGENCY (2025)TFCILTD (2025)
Revenue/Sales i199.56M2.44B
Cost of Goods Sold i108.04M756.33M
COGS % of Revenue i54.1%30.9%
Gross Profit i91.52M1.69B
Gross Margin i45.9%69.1%
Research & Development iN/AN/A
Operating Income (EBIT) i56.11M1.49B
Operating Margin i28.1%60.8%
EBITDA i77.24M1.56B
EBITDA Margin i38.7%63.8%
Pre-Tax Income i66.93M1.28B
Pre-Tax Income % of Revenue i33.5%52.4%
Income Tax i17.18M242.09M
Income Tax % of Revenue i8.6%9.9%
Net Income (Profit) i49.76M1.04B
Profit Margin i24.9%42.5%

Balance Sheet & Liquidity Metrics

MetricREGENCY (2025)TFCILTD (2025)
Cash & Equivalents i22.69M1.41B
Total Current Assets i1.52B7.05B
Total Current Assets % of Revenue i764.1%288.4%
Total Current Liabilities i580.47M3.38B
Total Current Liabilities % of Revenue i290.9%138.4%
Long-Term Debt i491.86M5.46B
Long-Term Debt % of Revenue i246.5%223.2%
Total Shareholders Equity i1.22B12.16B
Retained Earnings i77.51M1.53B
Retained Earnings % of Revenue i38.8%62.8%
Property, Plant & Equipment i629,0008.97M

Cash Flow Statement Comparison

MetricREGENCY (2025)TFCILTD (2025)
Operating Cash Flow i123.26M986.27M
Operating Cash Flow % of Revenue i61.8%40.3%
Capital Expenditures i-6.29M122.22M
Free Cash Flow i90.16M696.92M
FCF Margin i45.2%28.5%
Debt Repayment i-22.93MN/A
Common Stock Repurchase iN/AN/A

Short Interest & Institutional Ownership Analysis

MetricREGENCYTFCILTD
Shares Short iN/AN/A
Short Ratio iN/AN/A
Short % of Float iN/AN/A
Shares Outstanding i80.17M462.98M
Float Shares i36.55M245.43M
% Held by Insiders i54.52%39.56%
% Held by Institutions i2.27%5.11%
% Held by Public i43.21%55.33%

Dividend Analysis & Yield Comparison: Regency Fincorp Ltd. vs Tourism Finance Corporation of India Ltd.

MetricREGENCYTFCILTD
Last 12-Month Dividend i₹0.00₹3.00
Last 12-Month Dividend Yield iN/A0.97%
3-Year Avg Annual Dividend i₹0.00₹3.03
3-Year Avg Dividend Yield iN/A1.70%
3-Year Total Dividends i₹0.00₹9.10
Ex-Dividend DateN/AAug 14, 2025