Sangam Finserv [SANGAMFIN] vs Bajaj Finance [BAJFINANCE] Detailed Stock Comparison
TLDR: Quick Comparison Summary
Based on 18 vital metrics comparison: Sangam Finserv Ltd. wins in 9 metrics, Bajaj Finance Ltd. wins in 8 metrics, with 0 ties. Sangam Finserv Ltd. appears stronger overall.
View Metrics Details
Vital Metrics Comparison
| Metric | Sangam Finserv Ltd. | Bajaj Finance Ltd. | Better |
|---|---|---|---|
| P/E Ratio (TTM) | 21.93 | 31.69 | Sangam Finserv Ltd. |
| Price-to-Book Ratio | 1.33 | 5.53 | Sangam Finserv Ltd. |
| Debt-to-Equity Ratio | 21.44 | 310.29 | Sangam Finserv Ltd. |
| PEG Ratio | -0.34 | 54.50 | Bajaj Finance Ltd. |
| Profit Margin (TTM) | 38.01% | 43.68% | Bajaj Finance Ltd. |
| Operating Margin (TTM) | 52.50% | 55.55% | Bajaj Finance Ltd. |
| EBITDA Margin (TTM) | 52.50% | 55.55% | Bajaj Finance Ltd. |
| Return on Equity | 4.95% | 16.82% | Bajaj Finance Ltd. |
| Return on Assets (TTM) | 4.08% | 3.57% | Sangam Finserv Ltd. |
| Free Cash Flow (TTM) | $287.93M | $-692.36B | Sangam Finserv Ltd. |
| Dividend Yield | N/A | 10.01% | N/A |
| 1-Year Return | 3.25% | -1.07% | Sangam Finserv Ltd. |
| Price-to-Sales Ratio (TTM) | 12.10 | 13.83 | Sangam Finserv Ltd. |
| Enterprise Value | $1.84B | $8,982.32B | Bajaj Finance Ltd. |
| EV/Revenue Ratio | 12.20 | 21.76 | Sangam Finserv Ltd. |
| Revenue per Share (TTM) | $3 | $66 | Bajaj Finance Ltd. |
| Earnings per Share (Diluted) | $-4.11 | $28.98 | Bajaj Finance Ltd. |
| Beta (Stock Volatility) | -0.44 | 0.31 | Sangam Finserv Ltd. |
Sangam Finserv Ltd. vs Bajaj Finance Ltd. Stock Performance Analysis
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Performance Comparison
Short-term Returns
| Stock | 1D | 1W | 1M | 3M | 6M | YTD |
|---|---|---|---|---|---|---|
| Sangam Finserv Ltd. | -0.47% | -4.76% | 5.18% | 9.17% | 31.41% | 35.64% |
| Bajaj Finance Ltd. | -0.59% | -5.84% | -7.72% | -7.23% | -14.16% | -9.90% |
Long-term Returns
| Stock | 1Y | 3Y | 5Y | 10Y | 15Y | 20Y |
|---|---|---|---|---|---|---|
| Sangam Finserv Ltd. | 3.25% | 232.66% | 456.68% | 785.19% | 818.71% | 818.71% |
| Bajaj Finance Ltd. | -1.07% | 29.31% | 51.54% | 1,049.68% | 14,862.93% | 23,552.34% |
Performance & Financial Health Analysis: Sangam Finserv Ltd. vs Bajaj Finance Ltd.
| Metric | SANGAMFIN | BAJFINANCE |
|---|---|---|
| Market Information | ||
| Market Cap | ₹1.69B | ₹5.71T |
| Market Cap Category | Small cap | Large cap |
| 10 Day Avg. Volume | 826 | 8,128,781 |
| 90 Day Avg. Volume | 936 | 11,082,959 |
| Last Close | ₹40.00 | ₹876.80 |
| 52 Week Range | ₹25.55 - ₹50.00 | ₹787.90 - ₹1,102.50 |
| % from 52W High | -20.00% | -20.47% |
| All-Time High | ₹69.56 (Feb 03, 2025) | ₹9,788.00 (Jun 09, 2025) |
| % from All-Time High | -42.50% | -91.04% |
| Growth Metrics | ||
| Quarterly Revenue Growth | -0.41% | 0.06% |
| Quarterly Earnings Growth | -0.65% | -0.06% |
| Financial Health | ||
| Profit Margin (TTM) | 0.38% | 0.44% |
| Operating Margin (TTM) | 0.53% | 0.56% |
| Return on Equity (TTM) | 0.05% | 0.17% |
| Debt to Equity (MRQ) | 21.44 | 310.29 |
| Cash & Liquidity | ||
| Book Value per Share (MRQ) | ₹29.50 | ₹166.19 |
| Cash per Share (MRQ) | ₹2.83 | ₹20.60 |
| Operating Cash Flow (TTM) | ₹89.40M | ₹-147,267,100,000 |
| Levered Free Cash Flow (TTM) | ₹65.97M | ₹166.38B |
| Dividends | ||
| Last 12-Month Dividend Yield | N/A | 10.01% |
| Last 12-Month Dividend | N/A | ₹92.00 |
Valuation & Enterprise Metrics Analysis: Sangam Finserv Ltd. vs Bajaj Finance Ltd.
| Metric | SANGAMFIN (Apr 24, 2026) | BAJFINANCE (Apr 24, 2026) |
|---|---|---|
| Price Ratios | ||
| P/E Ratio (TTM) | 21.93 | 31.69 |
| Forward P/E | N/A | 22.75 |
| PEG Ratio | -0.34 | 54.50 |
| Price to Sales (TTM) | 12.10 | 13.83 |
| Price to Book (MRQ) | 1.33 | 5.53 |
| Market Capitalization | ||
| Market Capitalization | ₹1.69B | ₹5.71T |
| Enterprise Value | ₹1.84B | ₹8.98T |
| Enterprise Value Metrics | ||
| Enterprise to Revenue | 12.20 | 21.76 |
| Enterprise to EBITDA | N/A | N/A |
| Risk & Other Metrics | ||
| Beta | -0.44 | 0.31 |
| Book Value per Share (MRQ) | ₹29.50 | ₹166.19 |
Financial Statements Comparison: Sangam Finserv Ltd. vs Bajaj Finance Ltd.
Financial Metrics
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Revenue
Operating Margin
Profit Margin
Long Term Debt
Income Flow Analysis
Financial Statements Comparison
Income Statement
| Metric | SANGAMFIN (2025) | BAJFINANCE (2025) |
|---|---|---|
| Revenue/Sales | 145.98M | 423.56B |
| Cost of Goods Sold | N/A | N/A |
| COGS % of Revenue | 0.0% | 0.0% |
| Gross Profit | N/A | N/A |
| Gross Margin | 0.0% | 0.0% |
| Research & Development | N/A | N/A |
| Operating Income (EBIT) | N/A | N/A |
| Operating Margin | 0.0% | 0.0% |
| EBITDA | N/A | N/A |
| EBITDA Margin | 0.0% | 0.0% |
| Pre-Tax Income | 92.03M | 220.80B |
| Pre-Tax Income % of Revenue | 63.0% | 52.1% |
| Income Tax | 26.06M | 53.00B |
| Income Tax % of Revenue | 17.9% | 12.5% |
| Net Income (Profit) | 65.97M | 167.79B |
| Profit Margin | 45.2% | 39.6% |
Balance Sheet & Liquidity Metrics
| Metric | SANGAMFIN (2025) | BAJFINANCE (2025) |
|---|---|---|
| Cash & Equivalents | 48.36M | 107.68B |
| Total Current Assets | N/A | N/A |
| Total Current Assets % of Revenue | 0.0% | 0.0% |
| Total Current Liabilities | N/A | N/A |
| Total Current Liabilities % of Revenue | 0.0% | 0.0% |
| Long-Term Debt | 267.63M | 2.75T |
| Long-Term Debt % of Revenue | 183.3% | 650.1% |
| Total Shareholders Equity | 1.33B | 989.37B |
| Retained Earnings | 133.53M | 517.83B |
| Retained Earnings % of Revenue | 91.5% | 122.3% |
| Property, Plant & Equipment | 8.39M | 5.52B |
Cash Flow Statement Comparison
| Metric | SANGAMFIN (2025) | BAJFINANCE (2025) |
|---|---|---|
| Operating Cash Flow | 89.40M | -147.27B |
| Operating Cash Flow % of Revenue | 61.2% | -34.8% |
| Capital Expenditures | -211,000 | -5.48B |
| Free Cash Flow | 287.93M | -692.36B |
| FCF Margin | 197.2% | -163.5% |
| Debt Repayment | N/A | -390.27B |
| Common Stock Repurchase | N/A | N/A |
Short Interest & Institutional Ownership Analysis
| Metric | SANGAMFIN | BAJFINANCE |
|---|---|---|
| Shares Short | N/A | N/A |
| Short Ratio | N/A | N/A |
| Short % of Float | N/A | N/A |
| Shares Outstanding | 46.61M | 6.22B |
| Float Shares | 3.19M | 2.65B |
| % Held by Insiders | 93.20% | 56.26% |
| % Held by Institutions | 0.00% | 24.14% |
| % Held by Public | 6.80% | 19.60% |
Dividend Analysis & Yield Comparison: Sangam Finserv Ltd. vs Bajaj Finance Ltd.
| Metric | SANGAMFIN | BAJFINANCE |
|---|---|---|
| Last 12-Month Dividend | N/A | ₹92.00 |
| Last 12-Month Dividend Yield | N/A | 10.01% |
| 3-Year Avg Annual Dividend | N/A | ₹47.33 |
| 3-Year Avg Dividend Yield | N/A | 1.22% |
| 3-Year Total Dividends | N/A | ₹142.00 |
| Ex-Dividend Date | N/A | May 30, 2025 |