Sera Investments [SERA] vs Bajaj Finance [BAJFINANCE] Detailed Stock Comparison

Sera Investments & Finance Inc.

BSE
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Bajaj Finance Ltd.

NSE
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TLDR: Quick Comparison Summary

Based on 20 vital metrics comparison: Sera Investments & Finance Inc. wins in 9 metrics, Bajaj Finance Ltd. wins in 8 metrics, with 0 ties. Sera Investments & Finance Inc. appears stronger overall.

View Metrics Details

Vital Metrics Comparison

Metric Sera Investments & Finance Inc. Bajaj Finance Ltd. Better
P/E Ratio (TTM) 12.32 31.69 Sera Investments & Finance Inc.
Price-to-Book Ratio 0.89 5.53 Sera Investments & Finance Inc.
Debt-to-Equity Ratio 5.79 310.29 Sera Investments & Finance Inc.
PEG Ratio -0.03 54.50 Bajaj Finance Ltd.
EV/EBITDA -7.29 N/A N/A
Profit Margin (TTM) 70.91% 43.68% Sera Investments & Finance Inc.
Operating Margin (TTM) 95.42% 55.55% Sera Investments & Finance Inc.
EBITDA Margin (TTM) 95.42% 55.55% Sera Investments & Finance Inc.
Return on Equity 0.86% 16.82% Bajaj Finance Ltd.
Return on Assets (TTM) 0.67% 3.57% Bajaj Finance Ltd.
Free Cash Flow (TTM) $84.80M $-692.36B Sera Investments & Finance Inc.
Dividend Yield N/A 10.01% N/A
1-Year Return 9.75% -1.07% Sera Investments & Finance Inc.
Price-to-Sales Ratio (TTM) 8.75 13.83 Sera Investments & Finance Inc.
Enterprise Value $-1.72B $8,982.32B Bajaj Finance Ltd.
EV/Revenue Ratio -5.35 21.76 Bajaj Finance Ltd.
Gross Profit Margin (TTM) 98.11% N/A N/A
Revenue per Share (TTM) $5 $66 Bajaj Finance Ltd.
Earnings per Share (Diluted) $3.49 $28.98 Bajaj Finance Ltd.
Beta (Stock Volatility) 0.58 0.31 Bajaj Finance Ltd.

Sera Investments & Finance Inc. vs Bajaj Finance Ltd. Stock Performance Analysis

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SERA
BAJFINANCE

Performance Comparison

Short-term Returns

Stock1D1W1M3M6MYTD
Sera Investments & Finance Inc.-2.34%-13.71%-10.69%12.39%-2.76%4.67%
Bajaj Finance Ltd.-0.27%-5.84%-7.72%-7.23%-14.16%-9.90%

Long-term Returns

Stock1Y3Y5Y10Y15Y20Y
Sera Investments & Finance Inc.9.75%87.31%-65.31%-65.31%-65.31%-65.31%
Bajaj Finance Ltd.-1.07%29.31%51.54%1,049.68%14,862.93%23,552.34%

Performance & Financial Health Analysis: Sera Investments & Finance Inc. vs Bajaj Finance Ltd.

MetricSERABAJFINANCE
Market Information
Market Cap i₹2.82B₹5.71T
Market Cap CategorySmall capLarge cap
10 Day Avg. Volume i96,2638,128,781
90 Day Avg. Volume i68,05511,082,959
Last Close₹39.16₹874.40
52 Week Range₹31.31 - ₹52.45₹787.90 - ₹1,102.50
% from 52W High-25.34%-20.69%
All-Time High₹432.15 (Apr 24, 2023)₹9,788.00 (Jun 09, 2025)
% from All-Time High-90.94%-91.07%
Growth Metrics
Quarterly Revenue Growth49.87%0.06%
Quarterly Earnings Growth49.87%-0.06%
Financial Health
Profit Margin (TTM) i0.71%0.44%
Operating Margin (TTM) i0.95%0.56%
Return on Equity (TTM) i0.01%0.17%
Debt to Equity (MRQ) i5.79310.29
Cash & Liquidity
Book Value per Share (MRQ)₹48.21₹166.19
Cash per Share (MRQ)₹73.56₹20.60
Operating Cash Flow (TTM) i₹37.06M₹-147,267,100,000
Levered Free Cash Flow (TTM) i₹25.30M₹166.38B
Dividends
Last 12-Month Dividend Yield iN/A10.01%
Last 12-Month Dividend iN/A₹92.00

Valuation & Enterprise Metrics Analysis: Sera Investments & Finance Inc. vs Bajaj Finance Ltd.

MetricSERA (Apr 24, 2026)BAJFINANCE (Apr 24, 2026)
Price Ratios
P/E Ratio (TTM) i12.3231.69
Forward P/E iN/A22.75
PEG Ratio i-0.0354.50
Price to Sales (TTM) i8.7513.83
Price to Book (MRQ) i0.895.53
Market Capitalization
Market Capitalization i₹2.82B₹5.71T
Enterprise Value i₹-1,722,832,768₹8.98T
Enterprise Value Metrics
Enterprise to Revenue i-5.3521.76
Enterprise to EBITDA i-7.29N/A
Risk & Other Metrics
Beta i0.580.31
Book Value per Share (MRQ) i₹48.21₹166.19

Financial Statements Comparison: Sera Investments & Finance Inc. vs Bajaj Finance Ltd.

Financial Metrics

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Revenue

Operating Margin

Profit Margin

Long Term Debt

Income Flow Analysis

Financial Statements Comparison

Income Statement

MetricSERA (2025)BAJFINANCE (2025)
Revenue/Sales i115.89M423.56B
Cost of Goods Sold i20.29MN/A
COGS % of Revenue i17.5%0.0%
Gross Profit i95.59MN/A
Gross Margin i82.5%0.0%
Research & Development iN/AN/A
Operating Income (EBIT) i26.02MN/A
Operating Margin i22.4%0.0%
EBITDA i32.78MN/A
EBITDA Margin i28.3%0.0%
Pre-Tax Income i25.98M220.80B
Pre-Tax Income % of Revenue i22.4%52.1%
Income Tax i692,28053.00B
Income Tax % of Revenue i0.6%12.5%
Net Income (Profit) i25.29M167.79B
Profit Margin i21.8%39.6%

Balance Sheet & Liquidity Metrics

MetricSERA (2025)BAJFINANCE (2025)
Cash & Equivalents i21.74M107.68B
Total Current Assets i3.76BN/A
Total Current Assets % of Revenue i3,242.3%0.0%
Total Current Liabilities i189.75MN/A
Total Current Liabilities % of Revenue i163.7%0.0%
Long-Term Debt i11.64M2.75T
Long-Term Debt % of Revenue i10.0%650.1%
Total Shareholders Equity i2.94B989.37B
Retained Earnings i-55.58M517.83B
Retained Earnings % of Revenue i-48.0%122.3%
Property, Plant & Equipment iN/A5.52B

Cash Flow Statement Comparison

MetricSERA (2025)BAJFINANCE (2025)
Operating Cash Flow i37.06M-147.27B
Operating Cash Flow % of Revenue i32.0%-34.8%
Capital Expenditures i-11.84M-5.48B
Free Cash Flow i84.80M-692.36B
FCF Margin i73.2%-163.5%
Debt Repayment iN/A-390.27B
Common Stock Repurchase iN/AN/A

Short Interest & Institutional Ownership Analysis

MetricSERABAJFINANCE
Shares Short iN/AN/A
Short Ratio iN/AN/A
Short % of Float iN/AN/A
Shares Outstanding i65.49M6.22B
Float Shares i25.83M2.65B
% Held by Insiders i71.64%56.26%
% Held by Institutions i4.11%24.14%
% Held by Public i24.25%19.60%

Dividend Analysis & Yield Comparison: Sera Investments & Finance Inc. vs Bajaj Finance Ltd.

MetricSERABAJFINANCE
Last 12-Month Dividend iN/A₹92.00
Last 12-Month Dividend Yield iN/A10.01%
3-Year Avg Annual Dividend iN/A₹47.33
3-Year Avg Dividend Yield iN/A1.22%
3-Year Total Dividends iN/A₹142.00
Ex-Dividend DateN/AMay 30, 2025