Sera Investments [SERA] vs Shriram Finance [SHRIRAMFIN] Detailed Stock Comparison

Sera Investments & Finance Inc.

BSE
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Shriram Finance Ltd.

NSE
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TLDR: Quick Comparison Summary

Based on 20 vital metrics comparison: Sera Investments & Finance Inc. wins in 9 metrics, Shriram Finance Ltd. wins in 8 metrics, with 0 ties. Sera Investments & Finance Inc. appears stronger overall.

View Metrics Details

Vital Metrics Comparison

Metric Sera Investments & Finance Inc. Shriram Finance Ltd. Better
P/E Ratio (TTM) 12.32 20.78 Sera Investments & Finance Inc.
Price-to-Book Ratio 0.89 3.13 Sera Investments & Finance Inc.
Debt-to-Equity Ratio 5.79 279.08 Sera Investments & Finance Inc.
PEG Ratio -0.03 1.15 Shriram Finance Ltd.
EV/EBITDA -7.29 N/A N/A
Profit Margin (TTM) 70.91% 45.95% Sera Investments & Finance Inc.
Operating Margin (TTM) 95.42% 61.27% Sera Investments & Finance Inc.
EBITDA Margin (TTM) 95.42% 61.27% Sera Investments & Finance Inc.
Return on Equity 0.86% 16.92% Shriram Finance Ltd.
Return on Assets (TTM) 0.67% 3.25% Shriram Finance Ltd.
Free Cash Flow (TTM) $84.80M $-439.06B Sera Investments & Finance Inc.
Dividend Yield N/A 1.41% N/A
1-Year Return 9.75% 48.14% Shriram Finance Ltd.
Price-to-Sales Ratio (TTM) 8.75 11.93 Sera Investments & Finance Inc.
Enterprise Value $-1.72B $3,536.13B Shriram Finance Ltd.
EV/Revenue Ratio -5.35 17.76 Shriram Finance Ltd.
Gross Profit Margin (TTM) 98.11% N/A N/A
Revenue per Share (TTM) $5 $106 Shriram Finance Ltd.
Earnings per Share (Diluted) $3.49 $48.57 Shriram Finance Ltd.
Beta (Stock Volatility) 0.58 0.65 Sera Investments & Finance Inc.

Sera Investments & Finance Inc. vs Shriram Finance Ltd. Stock Performance Analysis

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SERA
SHRIRAMFIN

Performance Comparison

Short-term Returns

Stock1D1W1M3M6MYTD
Sera Investments & Finance Inc.-2.34%-13.71%-10.69%12.39%-2.76%4.67%
Shriram Finance Ltd.0.31%-5.22%-4.95%-9.61%10.25%-10.47%

Long-term Returns

Stock1Y3Y5Y10Y15Y20Y
Sera Investments & Finance Inc.9.75%87.31%-65.31%-65.31%-65.31%-65.31%
Shriram Finance Ltd.48.14%235.07%232.75%314.82%593.17%3,869.61%

Performance & Financial Health Analysis: Sera Investments & Finance Inc. vs Shriram Finance Ltd.

MetricSERASHRIRAMFIN
Market Information
Market Cap i₹2.82B₹2.38T
Market Cap CategorySmall capLarge cap
10 Day Avg. Volume i96,2636,132,239
90 Day Avg. Volume i68,0559,368,423
Last Close₹39.16₹915.80
52 Week Range₹31.31 - ₹52.45₹566.50 - ₹1,108.00
% from 52W High-25.34%-17.35%
All-Time High₹432.15 (Apr 24, 2023)₹1,108.00 (Feb 26, 2026)
% from All-Time High-90.94%-17.35%
Growth Metrics
Quarterly Revenue Growth49.87%0.21%
Quarterly Earnings Growth49.87%-0.22%
Financial Health
Profit Margin (TTM) i0.71%0.46%
Operating Margin (TTM) i0.95%0.61%
Return on Equity (TTM) i0.01%0.17%
Debt to Equity (MRQ) i5.79279.08
Cash & Liquidity
Book Value per Share (MRQ)₹48.21₹322.11
Cash per Share (MRQ)₹73.56₹63.69
Operating Cash Flow (TTM) i₹37.06M₹140.49B
Levered Free Cash Flow (TTM) i₹25.30M₹95.54B
Dividends
Last 12-Month Dividend Yield iN/A1.41%
Last 12-Month Dividend iN/A₹11.18

Valuation & Enterprise Metrics Analysis: Sera Investments & Finance Inc. vs Shriram Finance Ltd.

MetricSERA (Apr 24, 2026)SHRIRAMFIN (Apr 24, 2026)
Price Ratios
P/E Ratio (TTM) i12.3220.78
Forward P/E iN/A15.98
PEG Ratio i-0.031.15
Price to Sales (TTM) i8.7511.93
Price to Book (MRQ) i0.893.13
Market Capitalization
Market Capitalization i₹2.82B₹2.38T
Enterprise Value i₹-1,722,832,768₹3.54T
Enterprise Value Metrics
Enterprise to Revenue i-5.3517.76
Enterprise to EBITDA i-7.29N/A
Risk & Other Metrics
Beta i0.580.65
Book Value per Share (MRQ) i₹48.21₹322.11

Financial Statements Comparison: Sera Investments & Finance Inc. vs Shriram Finance Ltd.

Financial Metrics

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Revenue

Operating Margin

Profit Margin

Long Term Debt

Income Flow Analysis

Financial Statements Comparison

Income Statement

MetricSERA (2025)SHRIRAMFIN (2025)
Revenue/Sales i115.89M221.88B
Cost of Goods Sold i20.29MN/A
COGS % of Revenue i17.5%0.0%
Gross Profit i95.59MN/A
Gross Margin i82.5%0.0%
Research & Development iN/AN/A
Operating Income (EBIT) i26.02MN/A
Operating Margin i22.4%0.0%
EBITDA i32.78MN/A
EBITDA Margin i28.3%0.0%
Pre-Tax Income i25.98M125.03B
Pre-Tax Income % of Revenue i22.4%56.3%
Income Tax i692,28030.80B
Income Tax % of Revenue i0.6%13.9%
Net Income (Profit) i25.29M95.76B
Profit Margin i21.8%43.2%

Balance Sheet & Liquidity Metrics

MetricSERA (2025)SHRIRAMFIN (2025)
Cash & Equivalents i21.74M197.79B
Total Current Assets i3.76BN/A
Total Current Assets % of Revenue i3,242.3%0.0%
Total Current Liabilities i189.75MN/A
Total Current Liabilities % of Revenue i163.7%0.0%
Long-Term Debt i11.64M1.79T
Long-Term Debt % of Revenue i10.0%806.0%
Total Shareholders Equity i2.94B564.70B
Retained Earnings i-55.58M242.42B
Retained Earnings % of Revenue i-48.0%109.3%
Property, Plant & Equipment iN/A137.30M

Cash Flow Statement Comparison

MetricSERA (2025)SHRIRAMFIN (2025)
Operating Cash Flow i37.06M140.49B
Operating Cash Flow % of Revenue i32.0%63.3%
Capital Expenditures i-11.84M-2.20B
Free Cash Flow i84.80M-439.06B
FCF Margin i73.2%-197.9%
Debt Repayment iN/A-766.59B
Common Stock Repurchase iN/AN/A

Short Interest & Institutional Ownership Analysis

MetricSERASHRIRAMFIN
Shares Short iN/AN/A
Short Ratio iN/AN/A
Short % of Float iN/AN/A
Shares Outstanding i65.49M2.35B
Float Shares i25.83M1.41B
% Held by Insiders i71.64%22.04%
% Held by Institutions i4.11%37.56%
% Held by Public i24.25%40.40%

Dividend Analysis & Yield Comparison: Sera Investments & Finance Inc. vs Shriram Finance Ltd.

MetricSERASHRIRAMFIN
Last 12-Month Dividend iN/A₹11.18
Last 12-Month Dividend Yield iN/A1.41%
3-Year Avg Annual Dividend iN/A₹4.79
3-Year Avg Dividend Yield iN/A0.28%
3-Year Total Dividends iN/A₹14.38
Ex-Dividend DateN/ANov 07, 2025