Siel Financial [SIELFNS] vs Bajaj Housing [BAJAJHFL] Detailed Stock Comparison
TLDR: Quick Comparison Summary
Based on 19 vital metrics comparison: Siel Financial Services Limited wins in 2 metrics, Bajaj Housing Finance Limited wins in 14 metrics, with 0 ties. Bajaj Housing Finance Limited appears stronger overall.
View Metrics Details
Vital Metrics Comparison
| Metric | Siel Financial Services Limited | Bajaj Housing Finance Limited | Better |
|---|---|---|---|
| P/E Ratio (TTM) | -202.64 | 30.10 | Bajaj Housing Finance Limited |
| Price-to-Book Ratio | -8.41 | 3.52 | Bajaj Housing Finance Limited |
| Debt-to-Equity Ratio | -1.01 | 443.87 | Bajaj Housing Finance Limited |
| PEG Ratio | -0.07 | 1.89 | Bajaj Housing Finance Limited |
| EV/EBITDA | -190.74 | 62.01 | Bajaj Housing Finance Limited |
| Profit Margin (TTM) | -211.41% | 64.70% | Bajaj Housing Finance Limited |
| Operating Margin (TTM) | -153.99% | 80.67% | Bajaj Housing Finance Limited |
| EBITDA Margin (TTM) | N/A | 80.67% | N/A |
| Return on Equity | 4.44% | 10.84% | Bajaj Housing Finance Limited |
| Return on Assets (TTM) | -225.56% | 2.10% | Bajaj Housing Finance Limited |
| Free Cash Flow (TTM) | $-2.67M | $-171.16B | Siel Financial Services Limited |
| 1-Year Return | 123.83% | -30.42% | Siel Financial Services Limited |
| Price-to-Sales Ratio (TTM) | 193.64 | 19.44 | Bajaj Housing Finance Limited |
| Enterprise Value | $488.47M | $1,681.66B | Bajaj Housing Finance Limited |
| EV/Revenue Ratio | 318.01 | 43.91 | Bajaj Housing Finance Limited |
| Gross Profit Margin (TTM) | N/A | 34.42% | N/A |
| Revenue per Share (TTM) | $0 | $5 | Bajaj Housing Finance Limited |
| Earnings per Share (Diluted) | $-0.29 | $2.97 | Bajaj Housing Finance Limited |
| Beta (Stock Volatility) | -0.64 | N/A | N/A |
Siel Financial Services Limited vs Bajaj Housing Finance Limited Stock Performance Analysis
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Performance Comparison
Short-term Returns
| Stock | 1D | 1W | 1M | 3M | 6M | YTD |
|---|---|---|---|---|---|---|
| Siel Financial Services Limited | -9.95% | -18.46% | -37.74% | -43.38% | -66.25% | -68.71% |
| Bajaj Housing Finance Limited | 1.32% | -3.02% | -4.02% | -0.86% | -13.38% | -13.20% |
Long-term Returns
| Stock | 1Y | 3Y | 5Y | 10Y | 15Y | 20Y |
|---|---|---|---|---|---|---|
| Siel Financial Services Limited | 123.83% | 122.74% | 138.50% | 7.86% | 1,983.64% | 2,628.57% |
| Bajaj Housing Finance Limited | -30.42% | -48.15% | -48.15% | -48.15% | -48.15% | -48.15% |
Performance & Financial Health Analysis: Siel Financial Services Limited vs Bajaj Housing Finance Limited
| Metric | SIELFNS | BAJAJHFL |
|---|---|---|
| Market Information | ||
| Market Cap | ₹515.94M | ₹744.50B |
| Market Cap Category | Small cap | Large cap |
| 10 Day Avg. Volume | 96,112 | 6,526,565 |
| 90 Day Avg. Volume | 44,879 | 8,616,841 |
| Last Close | ₹16.83 | ₹84.52 |
| 52 Week Range | ₹6.93 - ₹69.13 | ₹72.65 - ₹128.45 |
| % from 52W High | -75.65% | -34.20% |
| All-Time High | ₹90.52 (Sep 02, 2024) | ₹188.50 (Sep 16, 2024) |
| % from All-Time High | -81.41% | -55.16% |
| Growth Metrics | ||
| Quarterly Revenue Growth | -0.52% | 0.23% |
| Quarterly Earnings Growth | N/A | 0.21% |
| Financial Health | ||
| Profit Margin (TTM) | -2.11% | 0.65% |
| Operating Margin (TTM) | -1.54% | 0.81% |
| Return on Equity (TTM) | 0.04% | 0.11% |
| Debt to Equity (MRQ) | -1.01 | 443.87 |
| Cash & Liquidity | ||
| Book Value per Share (MRQ) | ₹-5.01 | ₹25.37 |
| Cash per Share (MRQ) | ₹0.02 | ₹0.17 |
| Operating Cash Flow (TTM) | ₹-2,416,260 | ₹-198,767,800,000 |
| Levered Free Cash Flow (TTM) | ₹-2,522,490 | ₹21.63B |
| Dividends | ||
| Last 12-Month Dividend Yield | N/A | N/A |
| Last 12-Month Dividend | N/A | N/A |
Valuation & Enterprise Metrics Analysis: Siel Financial Services Limited vs Bajaj Housing Finance Limited
| Metric | SIELFNS (Nov 20, 2025) | BAJAJHFL (Apr 26, 2026) |
|---|---|---|
| Price Ratios | ||
| P/E Ratio (TTM) | -202.64 | 30.10 |
| Forward P/E | N/A | 24.57 |
| PEG Ratio | -0.07 | 1.89 |
| Price to Sales (TTM) | 193.64 | 19.44 |
| Price to Book (MRQ) | -8.41 | 3.52 |
| Market Capitalization | ||
| Market Capitalization | ₹515.94M | ₹744.50B |
| Enterprise Value | ₹488.47M | ₹1.68T |
| Enterprise Value Metrics | ||
| Enterprise to Revenue | 318.01 | 43.91 |
| Enterprise to EBITDA | -190.74 | 62.01 |
| Risk & Other Metrics | ||
| Beta | -0.64 | N/A |
| Book Value per Share (MRQ) | ₹-5.01 | ₹25.37 |
Financial Statements Comparison: Siel Financial Services Limited vs Bajaj Housing Finance Limited
Financial Metrics
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Revenue
Operating Margin
Profit Margin
Long Term Debt
Income Flow Analysis
Financial Statements Comparison
Income Statement
| Metric | SIELFNS (2025) | BAJAJHFL (2025) |
|---|---|---|
| Revenue/Sales | 1.98M | 91.79B |
| Cost of Goods Sold | 2.32M | 64.12B |
| COGS % of Revenue | 117.0% | 69.9% |
| Gross Profit | -335,790 | 27.67B |
| Gross Margin | -17.0% | 30.1% |
| Research & Development | N/A | N/A |
| Operating Income (EBIT) | -2.56M | 24.88B |
| Operating Margin | -129.3% | 27.1% |
| EBITDA | -2.56M | 27.12B |
| EBITDA Margin | -129.3% | 29.5% |
| Pre-Tax Income | -2.52M | 27.70B |
| Pre-Tax Income % of Revenue | -127.4% | 30.2% |
| Income Tax | 0 | 6.07B |
| Income Tax % of Revenue | 0.0% | 6.6% |
| Net Income (Profit) | -2.52M | 21.63B |
| Profit Margin | -127.4% | 23.6% |
Balance Sheet & Liquidity Metrics
| Metric | SIELFNS (2025) | BAJAJHFL (2025) |
|---|---|---|
| Cash & Equivalents | 268,340 | 614.30M |
| Total Current Assets | 268,340 | 53.50B |
| Total Current Assets % of Revenue | 13.6% | 58.3% |
| Total Current Liabilities | 21.36M | 199.11B |
| Total Current Liabilities % of Revenue | 1,079.0% | 216.9% |
| Long-Term Debt | 36.59M | 628.70B |
| Long-Term Debt % of Revenue | 1,847.9% | 684.9% |
| Total Shareholders Equity | -56.83M | 199.47B |
| Retained Earnings | -237.17M | 54.48B |
| Retained Earnings % of Revenue | -11,978.1% | 59.4% |
| Property, Plant & Equipment | N/A | 0 |
Cash Flow Statement Comparison
| Metric | SIELFNS (2025) | BAJAJHFL (2025) |
|---|---|---|
| Operating Cash Flow | -2.42M | -198.77B |
| Operating Cash Flow % of Revenue | -122.0% | -216.5% |
| Capital Expenditures | N/A | -197.40M |
| Free Cash Flow | -2.67M | -171.16B |
| FCF Margin | -134.6% | -186.5% |
| Debt Repayment | 0 | -140.15B |
| Common Stock Repurchase | N/A | N/A |
Short Interest & Institutional Ownership Analysis
| Metric | SIELFNS | BAJAJHFL |
|---|---|---|
| Shares Short | N/A | N/A |
| Short Ratio | N/A | N/A |
| Short % of Float | N/A | N/A |
| Shares Outstanding | 11.34M | 8.33B |
| Float Shares | 3.23M | 1.10B |
| % Held by Insiders | 71.07% | 86.74% |
| % Held by Institutions | 0.00% | 0.96% |
| % Held by Public | 28.93% | 12.30% |
Dividend Analysis & Yield Comparison: Siel Financial Services Limited vs Bajaj Housing Finance Limited
| Metric | SIELFNS | BAJAJHFL |
|---|---|---|
| Last 12-Month Dividend | N/A | N/A |
| Last 12-Month Dividend Yield | N/A | N/A |
| 3-Year Avg Annual Dividend | N/A | N/A |
| 3-Year Avg Dividend Yield | N/A | N/A |
| 3-Year Total Dividends | N/A | N/A |
| Ex-Dividend Date | N/A | N/A |