Siel Financial [SIELFNS] vs Bajaj Housing [BAJAJHFL] Detailed Stock Comparison

TLDR: Quick Comparison Summary

Based on 19 vital metrics comparison: Siel Financial Services Limited wins in 2 metrics, Bajaj Housing Finance Limited wins in 14 metrics, with 0 ties. Bajaj Housing Finance Limited appears stronger overall.

View Metrics Details

Vital Metrics Comparison

Metric Siel Financial Services Limited Bajaj Housing Finance Limited Better
P/E Ratio (TTM) -202.64 30.10 Bajaj Housing Finance Limited
Price-to-Book Ratio -8.41 3.52 Bajaj Housing Finance Limited
Debt-to-Equity Ratio -1.01 443.87 Bajaj Housing Finance Limited
PEG Ratio -0.07 1.89 Bajaj Housing Finance Limited
EV/EBITDA -190.74 62.01 Bajaj Housing Finance Limited
Profit Margin (TTM) -211.41% 64.70% Bajaj Housing Finance Limited
Operating Margin (TTM) -153.99% 80.67% Bajaj Housing Finance Limited
EBITDA Margin (TTM) N/A 80.67% N/A
Return on Equity 4.44% 10.84% Bajaj Housing Finance Limited
Return on Assets (TTM) -225.56% 2.10% Bajaj Housing Finance Limited
Free Cash Flow (TTM) $-2.67M $-171.16B Siel Financial Services Limited
1-Year Return 123.83% -30.42% Siel Financial Services Limited
Price-to-Sales Ratio (TTM) 193.64 19.44 Bajaj Housing Finance Limited
Enterprise Value $488.47M $1,681.66B Bajaj Housing Finance Limited
EV/Revenue Ratio 318.01 43.91 Bajaj Housing Finance Limited
Gross Profit Margin (TTM) N/A 34.42% N/A
Revenue per Share (TTM) $0 $5 Bajaj Housing Finance Limited
Earnings per Share (Diluted) $-0.29 $2.97 Bajaj Housing Finance Limited
Beta (Stock Volatility) -0.64 N/A N/A

Siel Financial Services Limited vs Bajaj Housing Finance Limited Stock Performance Analysis

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Performance Comparison

Short-term Returns

Stock1D1W1M3M6MYTD
Siel Financial Services Limited-9.95%-18.46%-37.74%-43.38%-66.25%-68.71%
Bajaj Housing Finance Limited1.32%-3.02%-4.02%-0.86%-13.38%-13.20%

Long-term Returns

Stock1Y3Y5Y10Y15Y20Y
Siel Financial Services Limited123.83%122.74%138.50%7.86%1,983.64%2,628.57%
Bajaj Housing Finance Limited-30.42%-48.15%-48.15%-48.15%-48.15%-48.15%

Performance & Financial Health Analysis: Siel Financial Services Limited vs Bajaj Housing Finance Limited

MetricSIELFNSBAJAJHFL
Market Information
Market Cap i₹515.94M₹744.50B
Market Cap CategorySmall capLarge cap
10 Day Avg. Volume i96,1126,526,565
90 Day Avg. Volume i44,8798,616,841
Last Close₹16.83₹84.52
52 Week Range₹6.93 - ₹69.13₹72.65 - ₹128.45
% from 52W High-75.65%-34.20%
All-Time High₹90.52 (Sep 02, 2024)₹188.50 (Sep 16, 2024)
% from All-Time High-81.41%-55.16%
Growth Metrics
Quarterly Revenue Growth-0.52%0.23%
Quarterly Earnings GrowthN/A0.21%
Financial Health
Profit Margin (TTM) i-2.11%0.65%
Operating Margin (TTM) i-1.54%0.81%
Return on Equity (TTM) i0.04%0.11%
Debt to Equity (MRQ) i-1.01443.87
Cash & Liquidity
Book Value per Share (MRQ)₹-5.01₹25.37
Cash per Share (MRQ)₹0.02₹0.17
Operating Cash Flow (TTM) i₹-2,416,260₹-198,767,800,000
Levered Free Cash Flow (TTM) i₹-2,522,490₹21.63B
Dividends
Last 12-Month Dividend Yield iN/AN/A
Last 12-Month Dividend iN/AN/A

Valuation & Enterprise Metrics Analysis: Siel Financial Services Limited vs Bajaj Housing Finance Limited

MetricSIELFNS (Nov 20, 2025)BAJAJHFL (Apr 26, 2026)
Price Ratios
P/E Ratio (TTM) i-202.6430.10
Forward P/E iN/A24.57
PEG Ratio i-0.071.89
Price to Sales (TTM) i193.6419.44
Price to Book (MRQ) i-8.413.52
Market Capitalization
Market Capitalization i₹515.94M₹744.50B
Enterprise Value i₹488.47M₹1.68T
Enterprise Value Metrics
Enterprise to Revenue i318.0143.91
Enterprise to EBITDA i-190.7462.01
Risk & Other Metrics
Beta i-0.64N/A
Book Value per Share (MRQ) i₹-5.01₹25.37

Financial Statements Comparison: Siel Financial Services Limited vs Bajaj Housing Finance Limited

Financial Metrics

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Revenue

Operating Margin

Profit Margin

Long Term Debt

Income Flow Analysis

Financial Statements Comparison

Income Statement

MetricSIELFNS (2025)BAJAJHFL (2025)
Revenue/Sales i1.98M91.79B
Cost of Goods Sold i2.32M64.12B
COGS % of Revenue i117.0%69.9%
Gross Profit i-335,79027.67B
Gross Margin i-17.0%30.1%
Research & Development iN/AN/A
Operating Income (EBIT) i-2.56M24.88B
Operating Margin i-129.3%27.1%
EBITDA i-2.56M27.12B
EBITDA Margin i-129.3%29.5%
Pre-Tax Income i-2.52M27.70B
Pre-Tax Income % of Revenue i-127.4%30.2%
Income Tax i06.07B
Income Tax % of Revenue i0.0%6.6%
Net Income (Profit) i-2.52M21.63B
Profit Margin i-127.4%23.6%

Balance Sheet & Liquidity Metrics

MetricSIELFNS (2025)BAJAJHFL (2025)
Cash & Equivalents i268,340614.30M
Total Current Assets i268,34053.50B
Total Current Assets % of Revenue i13.6%58.3%
Total Current Liabilities i21.36M199.11B
Total Current Liabilities % of Revenue i1,079.0%216.9%
Long-Term Debt i36.59M628.70B
Long-Term Debt % of Revenue i1,847.9%684.9%
Total Shareholders Equity i-56.83M199.47B
Retained Earnings i-237.17M54.48B
Retained Earnings % of Revenue i-11,978.1%59.4%
Property, Plant & Equipment iN/A0

Cash Flow Statement Comparison

MetricSIELFNS (2025)BAJAJHFL (2025)
Operating Cash Flow i-2.42M-198.77B
Operating Cash Flow % of Revenue i-122.0%-216.5%
Capital Expenditures iN/A-197.40M
Free Cash Flow i-2.67M-171.16B
FCF Margin i-134.6%-186.5%
Debt Repayment i0-140.15B
Common Stock Repurchase iN/AN/A

Short Interest & Institutional Ownership Analysis

MetricSIELFNSBAJAJHFL
Shares Short iN/AN/A
Short Ratio iN/AN/A
Short % of Float iN/AN/A
Shares Outstanding i11.34M8.33B
Float Shares i3.23M1.10B
% Held by Insiders i71.07%86.74%
% Held by Institutions i0.00%0.96%
% Held by Public i28.93%12.30%

Dividend Analysis & Yield Comparison: Siel Financial Services Limited vs Bajaj Housing Finance Limited

MetricSIELFNSBAJAJHFL
Last 12-Month Dividend iN/AN/A
Last 12-Month Dividend Yield iN/AN/A
3-Year Avg Annual Dividend iN/AN/A
3-Year Avg Dividend Yield iN/AN/A
3-Year Total Dividends iN/AN/A
Ex-Dividend DateN/AN/A