Siel Financial [SIELFNS] vs LIC Housing Finance [LICHSGFIN] Detailed Stock Comparison

Siel Financial Services Limited

BSE
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LIC Housing Finance Ltd.

NSE
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TLDR: Quick Comparison Summary

Based on 19 vital metrics comparison: Siel Financial Services Limited wins in 3 metrics, LIC Housing Finance Ltd. wins in 13 metrics, with 0 ties. LIC Housing Finance Ltd. appears stronger overall.

View Metrics Details

Vital Metrics Comparison

Metric Siel Financial Services Limited LIC Housing Finance Ltd. Better
P/E Ratio (TTM) -202.64 5.61 LIC Housing Finance Ltd.
Price-to-Book Ratio -8.41 0.80 LIC Housing Finance Ltd.
Debt-to-Equity Ratio -1.01 679.25 LIC Housing Finance Ltd.
PEG Ratio -0.07 1.06 LIC Housing Finance Ltd.
EV/EBITDA -190.74 N/A N/A
Profit Margin (TTM) -211.41% 65.14% LIC Housing Finance Ltd.
Operating Margin (TTM) -153.99% 83.10% LIC Housing Finance Ltd.
EBITDA Margin (TTM) N/A 83.10% N/A
Return on Equity 4.44% 14.97% LIC Housing Finance Ltd.
Return on Assets (TTM) -225.56% 1.73% LIC Housing Finance Ltd.
Free Cash Flow (TTM) $-2.67M $-166.83B Siel Financial Services Limited
Dividend Yield N/A 3.29% N/A
1-Year Return 123.83% -10.61% Siel Financial Services Limited
Price-to-Sales Ratio (TTM) 193.64 3.65 LIC Housing Finance Ltd.
Enterprise Value $488.47M $2,916.72B LIC Housing Finance Ltd.
EV/Revenue Ratio 318.01 34.64 LIC Housing Finance Ltd.
Revenue per Share (TTM) $0 $153 LIC Housing Finance Ltd.
Earnings per Share (Diluted) $-0.29 $99.69 LIC Housing Finance Ltd.
Beta (Stock Volatility) -0.64 0.24 Siel Financial Services Limited

Siel Financial Services Limited vs LIC Housing Finance Ltd. Stock Performance Analysis

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SIELFNS
LICHSGFIN

Performance Comparison

Short-term Returns

Stock1D1W1M3M6MYTD
Siel Financial Services Limited-9.95%-18.46%-37.74%-43.38%-66.25%-68.71%
LIC Housing Finance Ltd.0.77%-1.96%-2.06%5.32%-0.26%1.81%

Long-term Returns

Stock1Y3Y5Y10Y15Y20Y
Siel Financial Services Limited123.83%122.74%138.50%7.86%1,983.64%2,628.57%
LIC Housing Finance Ltd.-10.61%40.60%0.56%12.01%133.94%1,449.85%

Performance & Financial Health Analysis: Siel Financial Services Limited vs LIC Housing Finance Ltd.

MetricSIELFNSLICHSGFIN
Market Information
Market Cap i₹515.94M₹300.09B
Market Cap CategorySmall capLarge cap
10 Day Avg. Volume i96,1121,706,876
90 Day Avg. Volume i44,8792,012,803
Last Close₹16.83₹549.75
52 Week Range₹6.93 - ₹69.13₹458.90 - ₹646.50
% from 52W High-75.65%-14.97%
All-Time High₹90.52 (Sep 02, 2024)₹826.75 (Jul 15, 2024)
% from All-Time High-81.41%-33.50%
Growth Metrics
Quarterly Revenue Growth-0.52%-0.02%
Quarterly Earnings GrowthN/A-0.03%
Financial Health
Profit Margin (TTM) i-2.11%0.65%
Operating Margin (TTM) i-1.54%0.83%
Return on Equity (TTM) i0.04%0.15%
Debt to Equity (MRQ) i-1.01679.25
Cash & Liquidity
Book Value per Share (MRQ)₹-5.01₹700.24
Cash per Share (MRQ)₹0.02₹19.29
Operating Cash Flow (TTM) i₹-2,416,260₹-14,103,100,000
Levered Free Cash Flow (TTM) i₹-2,522,490₹54.42B
Dividends
Last 12-Month Dividend Yield iN/A3.29%
Last 12-Month Dividend iN/A₹19.00

Valuation & Enterprise Metrics Analysis: Siel Financial Services Limited vs LIC Housing Finance Ltd.

MetricSIELFNS (Nov 20, 2025)LICHSGFIN (Apr 24, 2026)
Price Ratios
P/E Ratio (TTM) i-202.645.61
Forward P/E iN/A5.42
PEG Ratio i-0.071.06
Price to Sales (TTM) i193.643.65
Price to Book (MRQ) i-8.410.80
Market Capitalization
Market Capitalization i₹515.94M₹300.09B
Enterprise Value i₹488.47M₹2.92T
Enterprise Value Metrics
Enterprise to Revenue i318.0134.64
Enterprise to EBITDA i-190.74N/A
Risk & Other Metrics
Beta i-0.640.24
Book Value per Share (MRQ) i₹-5.01₹700.24

Financial Statements Comparison: Siel Financial Services Limited vs LIC Housing Finance Ltd.

Financial Metrics

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Revenue

Operating Margin

Profit Margin

Long Term Debt

Income Flow Analysis

Financial Statements Comparison

Income Statement

MetricSIELFNS (2025)LICHSGFIN (2025)
Revenue/Sales i1.98M81.95B
Cost of Goods Sold i2.32MN/A
COGS % of Revenue i117.0%0.0%
Gross Profit i-335,790N/A
Gross Margin i-17.0%0.0%
Research & Development iN/AN/A
Operating Income (EBIT) i-2.56MN/A
Operating Margin i-129.3%0.0%
EBITDA i-2.56MN/A
EBITDA Margin i-129.3%0.0%
Pre-Tax Income i-2.52M68.79B
Pre-Tax Income % of Revenue i-127.4%83.9%
Income Tax i014.36B
Income Tax % of Revenue i0.0%17.5%
Net Income (Profit) i-2.52M54.43B
Profit Margin i-127.4%66.4%

Balance Sheet & Liquidity Metrics

MetricSIELFNS (2025)LICHSGFIN (2025)
Cash & Equivalents i268,34014.38B
Total Current Assets i268,340N/A
Total Current Assets % of Revenue i13.6%0.0%
Total Current Liabilities i21.36MN/A
Total Current Liabilities % of Revenue i1,079.0%0.0%
Long-Term Debt i36.59M2.63T
Long-Term Debt % of Revenue i1,847.9%3,203.7%
Total Shareholders Equity i-56.83M363.56B
Retained Earnings i-237.17M99.87B
Retained Earnings % of Revenue i-11,978.1%121.9%
Property, Plant & Equipment iN/A4.04B

Cash Flow Statement Comparison

MetricSIELFNS (2025)LICHSGFIN (2025)
Operating Cash Flow i-2.42M-14.10B
Operating Cash Flow % of Revenue i-122.0%-17.2%
Capital Expenditures iN/A-732.50M
Free Cash Flow i-2.67M-166.83B
FCF Margin i-134.6%-203.6%
Debt Repayment i0-1.53T
Common Stock Repurchase iN/AN/A

Short Interest & Institutional Ownership Analysis

MetricSIELFNSLICHSGFIN
Shares Short iN/AN/A
Short Ratio iN/AN/A
Short % of Float iN/AN/A
Shares Outstanding i11.34M550.06M
Float Shares i3.23M299.74M
% Held by Insiders i71.07%2.35%
% Held by Institutions i0.00%75.03%
% Held by Public i28.93%22.62%

Dividend Analysis & Yield Comparison: Siel Financial Services Limited vs LIC Housing Finance Ltd.

MetricSIELFNSLICHSGFIN
Last 12-Month Dividend iN/A₹19.00
Last 12-Month Dividend Yield iN/A3.29%
3-Year Avg Annual Dividend iN/A₹14.83
3-Year Avg Dividend Yield iN/A1.86%
3-Year Total Dividends iN/A₹44.50
Ex-Dividend DateN/AAug 22, 2025