SSPN Finance Limited [SSPNFIN] vs Shriram Finance [SHRIRAMFIN] Detailed Stock Comparison
TLDR: Quick Comparison Summary
Based on 20 vital metrics comparison: SSPN Finance Limited wins in 5 metrics, Shriram Finance Ltd. wins in 11 metrics, with 0 ties. Shriram Finance Ltd. appears stronger overall.
View Metrics Details
Vital Metrics Comparison
| Metric | SSPN Finance Limited | Shriram Finance Ltd. | Better |
|---|---|---|---|
| P/E Ratio (TTM) | 353.00 | 20.78 | Shriram Finance Ltd. |
| Price-to-Book Ratio | 1.19 | 3.13 | SSPN Finance Limited |
| Debt-to-Equity Ratio | 33.93 | 279.08 | SSPN Finance Limited |
| PEG Ratio | N/A | 1.15 | N/A |
| EV/EBITDA | 483.81 | N/A | N/A |
| Profit Margin (TTM) | 5.86% | 45.95% | Shriram Finance Ltd. |
| Operating Margin (TTM) | 5.61% | 61.27% | Shriram Finance Ltd. |
| EBITDA Margin (TTM) | 5.61% | 61.27% | Shriram Finance Ltd. |
| Return on Equity | 0.31% | 16.92% | Shriram Finance Ltd. |
| Return on Assets (TTM) | 0.22% | 3.25% | Shriram Finance Ltd. |
| Free Cash Flow (TTM) | $-642,632 | $-439.06B | SSPN Finance Limited |
| Dividend Yield | N/A | 1.41% | N/A |
| 1-Year Return | 46.68% | 34.15% | SSPN Finance Limited |
| Price-to-Sales Ratio (TTM) | 17.13 | 11.93 | Shriram Finance Ltd. |
| Enterprise Value | $66.72M | $3,536.13B | Shriram Finance Ltd. |
| EV/Revenue Ratio | 28.50 | 17.76 | Shriram Finance Ltd. |
| Gross Profit Margin (TTM) | 100.00% | N/A | N/A |
| Revenue per Share (TTM) | $0 | $106 | Shriram Finance Ltd. |
| Earnings per Share (Diluted) | $0.03 | $48.57 | Shriram Finance Ltd. |
| Beta (Stock Volatility) | 0.11 | 0.65 | SSPN Finance Limited |
SSPN Finance Limited vs Shriram Finance Ltd. Stock Performance Analysis
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Performance Comparison
Short-term Returns
| Stock | 1D | 1W | 1M | 3M | 6M | YTD |
|---|---|---|---|---|---|---|
| SSPN Finance Limited | -4.91% | 0.00% | 0.00% | 0.00% | 18.86% | 0.00% |
| Shriram Finance Ltd. | -2.89% | -2.52% | -4.26% | -11.18% | 8.00% | -9.45% |
Long-term Returns
| Stock | 1Y | 3Y | 5Y | 10Y | 15Y | 20Y |
|---|---|---|---|---|---|---|
| SSPN Finance Limited | 46.68% | 62.67% | -0.84% | 17.67% | 54.60% | 54.60% |
| Shriram Finance Ltd. | 34.15% | 225.75% | 212.91% | 299.94% | 630.46% | 4,746.72% |
Performance & Financial Health Analysis: SSPN Finance Limited vs Shriram Finance Ltd.
| Metric | SSPNFIN | SHRIRAMFIN |
|---|---|---|
| Market Information | ||
| Market Cap | ₹40.10M | ₹2.38T |
| Market Cap Category | Small cap | Large cap |
| 10 Day Avg. Volume | 400 | 6,132,239 |
| 90 Day Avg. Volume | 133 | 9,368,423 |
| Last Close | ₹10.07 | ₹896.65 |
| 52 Week Range | ₹4.50 - ₹10.59 | ₹566.50 - ₹1,108.00 |
| % from 52W High | -4.91% | -19.07% |
| All-Time High | ₹64.10 (Jan 20, 2020) | ₹1,108.00 (Feb 26, 2026) |
| % from All-Time High | -84.29% | -19.07% |
| Growth Metrics | ||
| Quarterly Revenue Growth | 0.34% | 0.21% |
| Quarterly Earnings Growth | N/A | -0.22% |
| Financial Health | ||
| Profit Margin (TTM) | 0.06% | 0.46% |
| Operating Margin (TTM) | 0.06% | 0.61% |
| Return on Equity (TTM) | 0.00% | 0.17% |
| Debt to Equity (MRQ) | 33.93 | 279.08 |
| Cash & Liquidity | ||
| Book Value per Share (MRQ) | ₹8.92 | ₹322.11 |
| Cash per Share (MRQ) | ₹0.05 | ₹63.69 |
| Operating Cash Flow (TTM) | ₹-128,850 | ₹140.49B |
| Levered Free Cash Flow (TTM) | ₹87,994 | ₹95.54B |
| Dividends | ||
| Last 12-Month Dividend Yield | N/A | 1.41% |
| Last 12-Month Dividend | N/A | ₹11.18 |
Valuation & Enterprise Metrics Analysis: SSPN Finance Limited vs Shriram Finance Ltd.
| Metric | SSPNFIN (Apr 24, 2026) | SHRIRAMFIN (Apr 24, 2026) |
|---|---|---|
| Price Ratios | ||
| P/E Ratio (TTM) | 353.00 | 20.78 |
| Forward P/E | N/A | 15.98 |
| PEG Ratio | N/A | 1.15 |
| Price to Sales (TTM) | 17.13 | 11.93 |
| Price to Book (MRQ) | 1.19 | 3.13 |
| Market Capitalization | ||
| Market Capitalization | ₹40.10M | ₹2.38T |
| Enterprise Value | ₹66.72M | ₹3.54T |
| Enterprise Value Metrics | ||
| Enterprise to Revenue | 28.50 | 17.76 |
| Enterprise to EBITDA | 483.81 | N/A |
| Risk & Other Metrics | ||
| Beta | 0.11 | 0.65 |
| Book Value per Share (MRQ) | ₹8.92 | ₹322.11 |
Financial Statements Comparison: SSPN Finance Limited vs Shriram Finance Ltd.
Financial Metrics
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Revenue
Operating Margin
Profit Margin
Long Term Debt
Income Flow Analysis
Financial Statements Comparison
Income Statement
| Metric | SSPNFIN (2025) | SHRIRAMFIN (2025) |
|---|---|---|
| Revenue/Sales | 3.04M | 221.88B |
| Cost of Goods Sold | 997,425 | N/A |
| COGS % of Revenue | 32.8% | 0.0% |
| Gross Profit | 2.04M | N/A |
| Gross Margin | 67.2% | 0.0% |
| Research & Development | N/A | N/A |
| Operating Income (EBIT) | 129,198 | N/A |
| Operating Margin | 4.3% | 0.0% |
| EBITDA | 137,915 | N/A |
| EBITDA Margin | 4.5% | 0.0% |
| Pre-Tax Income | 122,507 | 125.03B |
| Pre-Tax Income % of Revenue | 4.0% | 56.3% |
| Income Tax | 34,513 | 30.80B |
| Income Tax % of Revenue | 1.1% | 13.9% |
| Net Income (Profit) | 87,994 | 95.76B |
| Profit Margin | 2.9% | 43.2% |
Balance Sheet & Liquidity Metrics
| Metric | SSPNFIN (2025) | SHRIRAMFIN (2025) |
|---|---|---|
| Cash & Equivalents | 26,411 | 197.79B |
| Total Current Assets | 60.37M | N/A |
| Total Current Assets % of Revenue | 1,987.7% | 0.0% |
| Total Current Liabilities | 21.41M | N/A |
| Total Current Liabilities % of Revenue | 705.1% | 0.0% |
| Long-Term Debt | 0 | 1.79T |
| Long-Term Debt % of Revenue | 0.0% | 806.0% |
| Total Shareholders Equity | 43.83M | 564.70B |
| Retained Earnings | 5.96M | 242.42B |
| Retained Earnings % of Revenue | 196.3% | 109.3% |
| Property, Plant & Equipment | N/A | 137.30M |
Cash Flow Statement Comparison
| Metric | SSPNFIN (2025) | SHRIRAMFIN (2025) |
|---|---|---|
| Operating Cash Flow | -618,274 | 140.49B |
| Operating Cash Flow % of Revenue | -20.4% | 63.3% |
| Capital Expenditures | N/A | -2.20B |
| Free Cash Flow | -642,632 | -439.06B |
| FCF Margin | -21.2% | -197.9% |
| Debt Repayment | N/A | -766.59B |
| Common Stock Repurchase | N/A | N/A |
Short Interest & Institutional Ownership Analysis
| Metric | SSPNFIN | SHRIRAMFIN |
|---|---|---|
| Shares Short | N/A | N/A |
| Short Ratio | N/A | N/A |
| Short % of Float | N/A | N/A |
| Shares Outstanding | 3.79M | 2.35B |
| Float Shares | 699,557 | 1.41B |
| % Held by Insiders | 57.31% | 22.04% |
| % Held by Institutions | 0.00% | 37.56% |
| % Held by Public | 42.69% | 40.40% |
Dividend Analysis & Yield Comparison: SSPN Finance Limited vs Shriram Finance Ltd.
| Metric | SSPNFIN | SHRIRAMFIN |
|---|---|---|
| Last 12-Month Dividend | N/A | ₹11.18 |
| Last 12-Month Dividend Yield | N/A | 1.41% |
| 3-Year Avg Annual Dividend | N/A | ₹4.79 |
| 3-Year Avg Dividend Yield | N/A | 0.28% |
| 3-Year Total Dividends | N/A | ₹14.38 |
| Ex-Dividend Date | N/A | Nov 07, 2025 |