SSPN Finance Limited [SSPNFIN] vs Tourism Finance [TFCILTD] Detailed Stock Comparison
TLDR: Quick Comparison Summary
Based on 20 vital metrics comparison: SSPN Finance Limited wins in 4 metrics, Tourism Finance Corporation of India Ltd. wins in 14 metrics, with 0 ties. Tourism Finance Corporation of India Ltd. appears stronger overall.
View Metrics Details
Vital Metrics Comparison
| Metric | SSPN Finance Limited | Tourism Finance Corporation of India Ltd. | Better |
|---|---|---|---|
| P/E Ratio (TTM) | 353.00 | 28.56 | Tourism Finance Corporation of India Ltd. |
| Price-to-Book Ratio | 1.19 | 2.77 | SSPN Finance Limited |
| Debt-to-Equity Ratio | 33.93 | 82.38 | SSPN Finance Limited |
| PEG Ratio | N/A | 0.69 | N/A |
| EV/EBITDA | 483.81 | 28.51 | Tourism Finance Corporation of India Ltd. |
| Profit Margin (TTM) | 5.86% | 69.38% | Tourism Finance Corporation of India Ltd. |
| Operating Margin (TTM) | 5.61% | 86.04% | Tourism Finance Corporation of India Ltd. |
| EBITDA Margin (TTM) | 5.61% | 86.04% | Tourism Finance Corporation of India Ltd. |
| Return on Equity | 0.31% | 8.53% | Tourism Finance Corporation of India Ltd. |
| Return on Assets (TTM) | 0.22% | 4.94% | Tourism Finance Corporation of India Ltd. |
| Free Cash Flow (TTM) | $-642,632 | $696.92M | Tourism Finance Corporation of India Ltd. |
| Dividend Yield | N/A | 0.97% | N/A |
| 1-Year Return | 46.68% | 61.17% | Tourism Finance Corporation of India Ltd. |
| Price-to-Sales Ratio (TTM) | 17.13 | 19.84 | SSPN Finance Limited |
| Enterprise Value | $66.72M | $44.46B | Tourism Finance Corporation of India Ltd. |
| EV/Revenue Ratio | 28.50 | 25.36 | Tourism Finance Corporation of India Ltd. |
| Gross Profit Margin (TTM) | 100.00% | 58.30% | SSPN Finance Limited |
| Revenue per Share (TTM) | $0 | $4 | Tourism Finance Corporation of India Ltd. |
| Earnings per Share (Diluted) | $0.03 | $2.63 | Tourism Finance Corporation of India Ltd. |
| Beta (Stock Volatility) | 0.11 | 0.05 | Tourism Finance Corporation of India Ltd. |
SSPN Finance Limited vs Tourism Finance Corporation of India Ltd. Stock Performance Analysis
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Performance Comparison
Short-term Returns
| Stock | 1D | 1W | 1M | 3M | 6M | YTD |
|---|---|---|---|---|---|---|
| SSPN Finance Limited | -4.91% | 0.00% | 0.00% | 0.00% | 18.86% | 0.00% |
| Tourism Finance Corporation of India Ltd. | -1.42% | 3.01% | -0.82% | 9.85% | 16.11% | 8.98% |
Long-term Returns
| Stock | 1Y | 3Y | 5Y | 10Y | 15Y | 20Y |
|---|---|---|---|---|---|---|
| SSPN Finance Limited | 46.68% | 62.67% | -0.84% | 17.67% | 54.60% | 54.60% |
| Tourism Finance Corporation of India Ltd. | 61.17% | 417.18% | 398.01% | 879.82% | 1,325.19% | 3,643.78% |
Performance & Financial Health Analysis: SSPN Finance Limited vs Tourism Finance Corporation of India Ltd.
| Metric | SSPNFIN | TFCILTD |
|---|---|---|
| Market Information | ||
| Market Cap | ₹40.10M | ₹33.59B |
| Market Cap Category | Small cap | Small cap |
| 10 Day Avg. Volume | 400 | 4,413,550 |
| 90 Day Avg. Volume | 133 | 5,954,759 |
| Last Close | ₹10.07 | ₹74.18 |
| 52 Week Range | ₹4.50 - ₹10.59 | ₹39.15 - ₹84.61 |
| % from 52W High | -4.91% | -12.33% |
| All-Time High | ₹64.10 (Jan 20, 2020) | ₹364.90 (Sep 15, 2025) |
| % from All-Time High | -84.29% | -79.67% |
| Growth Metrics | ||
| Quarterly Revenue Growth | 0.34% | 0.38% |
| Quarterly Earnings Growth | N/A | 0.41% |
| Financial Health | ||
| Profit Margin (TTM) | 0.06% | 0.69% |
| Operating Margin (TTM) | 0.06% | 0.86% |
| Return on Equity (TTM) | 0.00% | 0.09% |
| Debt to Equity (MRQ) | 33.93 | 82.38 |
| Cash & Liquidity | ||
| Book Value per Share (MRQ) | ₹8.92 | ₹27.12 |
| Cash per Share (MRQ) | ₹0.05 | ₹1.36 |
| Operating Cash Flow (TTM) | ₹-128,850 | ₹986.27M |
| Levered Free Cash Flow (TTM) | ₹87,994 | ₹1.04B |
| Dividends | ||
| Last 12-Month Dividend Yield | N/A | 0.97% |
| Last 12-Month Dividend | N/A | ₹3.00 |
Valuation & Enterprise Metrics Analysis: SSPN Finance Limited vs Tourism Finance Corporation of India Ltd.
| Metric | SSPNFIN (Apr 24, 2026) | TFCILTD (Apr 24, 2026) |
|---|---|---|
| Price Ratios | ||
| P/E Ratio (TTM) | 353.00 | 28.56 |
| Forward P/E | N/A | 6.44 |
| PEG Ratio | N/A | 0.69 |
| Price to Sales (TTM) | 17.13 | 19.84 |
| Price to Book (MRQ) | 1.19 | 2.77 |
| Market Capitalization | ||
| Market Capitalization | ₹40.10M | ₹33.59B |
| Enterprise Value | ₹66.72M | ₹44.46B |
| Enterprise Value Metrics | ||
| Enterprise to Revenue | 28.50 | 25.36 |
| Enterprise to EBITDA | 483.81 | 28.51 |
| Risk & Other Metrics | ||
| Beta | 0.11 | 0.05 |
| Book Value per Share (MRQ) | ₹8.92 | ₹27.12 |
Financial Statements Comparison: SSPN Finance Limited vs Tourism Finance Corporation of India Ltd.
Financial Metrics
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Revenue
Operating Margin
Profit Margin
Long Term Debt
Income Flow Analysis
Financial Statements Comparison
Income Statement
| Metric | SSPNFIN (2025) | TFCILTD (2025) |
|---|---|---|
| Revenue/Sales | 3.04M | 2.44B |
| Cost of Goods Sold | 997,425 | 756.33M |
| COGS % of Revenue | 32.8% | 30.9% |
| Gross Profit | 2.04M | 1.69B |
| Gross Margin | 67.2% | 69.1% |
| Research & Development | N/A | N/A |
| Operating Income (EBIT) | 129,198 | 1.49B |
| Operating Margin | 4.3% | 60.8% |
| EBITDA | 137,915 | 1.56B |
| EBITDA Margin | 4.5% | 63.8% |
| Pre-Tax Income | 122,507 | 1.28B |
| Pre-Tax Income % of Revenue | 4.0% | 52.4% |
| Income Tax | 34,513 | 242.09M |
| Income Tax % of Revenue | 1.1% | 9.9% |
| Net Income (Profit) | 87,994 | 1.04B |
| Profit Margin | 2.9% | 42.5% |
Balance Sheet & Liquidity Metrics
| Metric | SSPNFIN (2025) | TFCILTD (2025) |
|---|---|---|
| Cash & Equivalents | 26,411 | 1.41B |
| Total Current Assets | 60.37M | 7.05B |
| Total Current Assets % of Revenue | 1,987.7% | 288.4% |
| Total Current Liabilities | 21.41M | 3.38B |
| Total Current Liabilities % of Revenue | 705.1% | 138.4% |
| Long-Term Debt | 0 | 5.46B |
| Long-Term Debt % of Revenue | 0.0% | 223.2% |
| Total Shareholders Equity | 43.83M | 12.16B |
| Retained Earnings | 5.96M | 1.53B |
| Retained Earnings % of Revenue | 196.3% | 62.8% |
| Property, Plant & Equipment | N/A | 8.97M |
Cash Flow Statement Comparison
| Metric | SSPNFIN (2025) | TFCILTD (2025) |
|---|---|---|
| Operating Cash Flow | -618,274 | 986.27M |
| Operating Cash Flow % of Revenue | -20.4% | 40.3% |
| Capital Expenditures | N/A | 122.22M |
| Free Cash Flow | -642,632 | 696.92M |
| FCF Margin | -21.2% | 28.5% |
| Debt Repayment | N/A | N/A |
| Common Stock Repurchase | N/A | N/A |
Short Interest & Institutional Ownership Analysis
| Metric | SSPNFIN | TFCILTD |
|---|---|---|
| Shares Short | N/A | N/A |
| Short Ratio | N/A | N/A |
| Short % of Float | N/A | N/A |
| Shares Outstanding | 3.79M | 462.98M |
| Float Shares | 699,557 | 245.43M |
| % Held by Insiders | 57.31% | 39.56% |
| % Held by Institutions | 0.00% | 5.11% |
| % Held by Public | 42.69% | 55.33% |
Dividend Analysis & Yield Comparison: SSPN Finance Limited vs Tourism Finance Corporation of India Ltd.
| Metric | SSPNFIN | TFCILTD |
|---|---|---|
| Last 12-Month Dividend | N/A | ₹3.00 |
| Last 12-Month Dividend Yield | N/A | 0.97% |
| 3-Year Avg Annual Dividend | N/A | ₹3.03 |
| 3-Year Avg Dividend Yield | N/A | 1.70% |
| 3-Year Total Dividends | N/A | ₹9.10 |
| Ex-Dividend Date | N/A | Aug 14, 2025 |