Standard Capital [STANCAP] vs Paisalo Digital [PAISALO] Detailed Stock Comparison

TLDR: Quick Comparison Summary

Based on 20 vital metrics comparison: Standard Capital Markets Ltd. wins in 5 metrics, Paisalo Digital Ltd. wins in 13 metrics, with 0 ties. Paisalo Digital Ltd. appears stronger overall.

View Metrics Details

Vital Metrics Comparison

Metric Standard Capital Markets Ltd. Paisalo Digital Ltd. Better
P/E Ratio (TTM) 0.87 19.68 Standard Capital Markets Ltd.
Price-to-Book Ratio 0.30 2.50 Standard Capital Markets Ltd.
Debt-to-Equity Ratio 893.03 226.22 Paisalo Digital Ltd.
PEG Ratio -0.01 4.59 Paisalo Digital Ltd.
EV/EBITDA 120.27 26.84 Paisalo Digital Ltd.
Profit Margin (TTM) 60.62% 45.06% Standard Capital Markets Ltd.
Operating Margin (TTM) -1,021.00% 63.89% Paisalo Digital Ltd.
EBITDA Margin (TTM) N/A 63.89% N/A
Return on Equity 7.89% 13.04% Paisalo Digital Ltd.
Return on Assets (TTM) 1.59% 3.81% Paisalo Digital Ltd.
Free Cash Flow (TTM) $-6.80B $-8.54B Standard Capital Markets Ltd.
Dividend Yield N/A 0.26% N/A
1-Year Return -40.91% 89.22% Paisalo Digital Ltd.
Price-to-Sales Ratio (TTM) 0.78 8.93 Standard Capital Markets Ltd.
Enterprise Value $29.62B $78.92B Paisalo Digital Ltd.
EV/Revenue Ratio 23.99 16.83 Paisalo Digital Ltd.
Gross Profit Margin (TTM) -23.31% 51.99% Paisalo Digital Ltd.
Revenue per Share (TTM) $1 $5 Paisalo Digital Ltd.
Earnings per Share (Diluted) $0.45 $2.34 Paisalo Digital Ltd.
Beta (Stock Volatility) 1.14 -0.04 Paisalo Digital Ltd.

Standard Capital Markets Ltd. vs Paisalo Digital Ltd. Stock Performance Analysis

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Performance Comparison

Short-term Returns

Stock1D1W1M3M6MYTD
Standard Capital Markets Ltd.7.69%13.51%10.53%-25.00%-19.23%-23.64%
Paisalo Digital Ltd.-1.92%-1.99%24.46%67.17%57.70%59.52%

Long-term Returns

Stock1Y3Y5Y10Y15Y20Y
Standard Capital Markets Ltd.-40.91%-83.47%875.00%-85.56%30.00%30.00%
Paisalo Digital Ltd.89.22%137.20%98.20%617.92%988.07%2,583.26%

Performance & Financial Health Analysis: Standard Capital Markets Ltd. vs Paisalo Digital Ltd.

MetricSTANCAPPAISALO
Market Information
Market Cap i₹981.83M₹40.58B
Market Cap CategorySmall capSmall cap
10 Day Avg. Volume i12,962,84717,320,223
90 Day Avg. Volume i16,417,5969,834,980
Last Close₹0.42₹58.16
52 Week Range₹0.36 - ₹0.73₹29.38 - ₹61.00
% from 52W High-42.47%-4.66%
All-Time High₹265.30 (Dec 25, 2023)₹415.00 (Jan 03, 2011)
% from All-Time High-99.84%-85.99%
Growth Metrics
Quarterly Revenue Growth0.13%0.20%
Quarterly Earnings Growth1.47%0.06%
Financial Health
Profit Margin (TTM) i0.61%0.45%
Operating Margin (TTM) i-10.21%0.64%
Return on Equity (TTM) i0.08%0.13%
Debt to Equity (MRQ) i893.03226.22
Cash & Liquidity
Book Value per Share (MRQ)₹1.32₹18.42
Cash per Share (MRQ)₹0.09₹0.62
Operating Cash Flow (TTM) i₹-8,630,731,000₹-4,755,433,000
Levered Free Cash Flow (TTM) i₹278.61M₹2.00B
Dividends
Last 12-Month Dividend Yield iN/A0.26%
Last 12-Month Dividend iN/A₹0.10

Valuation & Enterprise Metrics Analysis: Standard Capital Markets Ltd. vs Paisalo Digital Ltd.

MetricSTANCAP (Apr 24, 2026)PAISALO (Apr 24, 2026)
Price Ratios
P/E Ratio (TTM) i0.8719.68
Forward P/E iN/A14.81
PEG Ratio i-0.014.59
Price to Sales (TTM) i0.788.93
Price to Book (MRQ) i0.302.50
Market Capitalization
Market Capitalization i₹981.83M₹40.58B
Enterprise Value i₹29.62B₹78.92B
Enterprise Value Metrics
Enterprise to Revenue i23.9916.83
Enterprise to EBITDA i120.2726.84
Risk & Other Metrics
Beta i1.14-0.04
Book Value per Share (MRQ) i₹1.32₹18.42

Financial Statements Comparison: Standard Capital Markets Ltd. vs Paisalo Digital Ltd.

Financial Metrics

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Revenue

Operating Margin

Profit Margin

Long Term Debt

Income Flow Analysis

Financial Statements Comparison

Income Statement

MetricSTANCAP (2025)PAISALO (2025)
Revenue/Sales i640.50M7.70B
Cost of Goods Sold i88.39M3.45B
COGS % of Revenue i13.8%44.9%
Gross Profit i552.11M4.25B
Gross Margin i86.2%55.1%
Research & Development iN/AN/A
Operating Income (EBIT) i508.49M3.25B
Operating Margin i79.4%42.2%
EBITDA i246.28M2.94B
EBITDA Margin i38.5%38.2%
Pre-Tax Income i310.59M2.68B
Pre-Tax Income % of Revenue i48.5%34.8%
Income Tax i31.98M682.35M
Income Tax % of Revenue i5.0%8.9%
Net Income (Profit) i278.61M2.00B
Profit Margin i43.5%26.0%

Balance Sheet & Liquidity Metrics

MetricSTANCAP (2025)PAISALO (2025)
Cash & Equivalents i238.91M1.01B
Total Current Assets i14.13B51.19B
Total Current Assets % of Revenue i2,205.7%664.7%
Total Current Liabilities i2.51B1.84B
Total Current Liabilities % of Revenue i392.2%23.9%
Long-Term Debt i11.34B34.60B
Long-Term Debt % of Revenue i1,770.0%449.3%
Total Shareholders Equity i3.53B15.35B
Retained Earnings i303.47M217.82M
Retained Earnings % of Revenue i47.4%2.8%
Property, Plant & Equipment i35.75M744.65M

Cash Flow Statement Comparison

MetricSTANCAP (2025)PAISALO (2025)
Operating Cash Flow i-8.63B-4.76B
Operating Cash Flow % of Revenue i-1,347.5%-61.8%
Capital Expenditures i-25.51M-126.79M
Free Cash Flow i-6.80B-8.54B
FCF Margin i-1,061.1%-110.9%
Debt Repayment iN/AN/A
Common Stock Repurchase iN/AN/A

Short Interest & Institutional Ownership Analysis

MetricSTANCAPPAISALO
Shares Short iN/AN/A
Short Ratio iN/AN/A
Short % of Float iN/AN/A
Shares Outstanding i2.45B909.52M
Float Shares i772.55M441.76M
% Held by Insiders i48.07%53.67%
% Held by Institutions i0.00%12.04%
% Held by Public i51.93%34.29%

Dividend Analysis & Yield Comparison: Standard Capital Markets Ltd. vs Paisalo Digital Ltd.

MetricSTANCAPPAISALO
Last 12-Month Dividend iN/A₹0.10
Last 12-Month Dividend Yield iN/A0.26%
3-Year Avg Annual Dividend iN/A₹0.08
3-Year Avg Dividend Yield iN/A0.20%
3-Year Total Dividends iN/A₹0.25
Ex-Dividend DateN/ASep 22, 2025