Standard Capital [STANCAP] vs Paisalo Digital [PAISALO] Detailed Stock Comparison
TLDR: Quick Comparison Summary
Based on 20 vital metrics comparison: Standard Capital Markets Ltd. wins in 5 metrics, Paisalo Digital Ltd. wins in 13 metrics, with 0 ties. Paisalo Digital Ltd. appears stronger overall.
View Metrics Details
Vital Metrics Comparison
| Metric | Standard Capital Markets Ltd. | Paisalo Digital Ltd. | Better |
|---|---|---|---|
| P/E Ratio (TTM) | 0.87 | 19.68 | Standard Capital Markets Ltd. |
| Price-to-Book Ratio | 0.30 | 2.50 | Standard Capital Markets Ltd. |
| Debt-to-Equity Ratio | 893.03 | 226.22 | Paisalo Digital Ltd. |
| PEG Ratio | -0.01 | 4.59 | Paisalo Digital Ltd. |
| EV/EBITDA | 120.27 | 26.84 | Paisalo Digital Ltd. |
| Profit Margin (TTM) | 60.62% | 45.06% | Standard Capital Markets Ltd. |
| Operating Margin (TTM) | -1,021.00% | 63.89% | Paisalo Digital Ltd. |
| EBITDA Margin (TTM) | N/A | 63.89% | N/A |
| Return on Equity | 7.89% | 13.04% | Paisalo Digital Ltd. |
| Return on Assets (TTM) | 1.59% | 3.81% | Paisalo Digital Ltd. |
| Free Cash Flow (TTM) | $-6.80B | $-8.54B | Standard Capital Markets Ltd. |
| Dividend Yield | N/A | 0.26% | N/A |
| 1-Year Return | -40.91% | 89.22% | Paisalo Digital Ltd. |
| Price-to-Sales Ratio (TTM) | 0.78 | 8.93 | Standard Capital Markets Ltd. |
| Enterprise Value | $29.62B | $78.92B | Paisalo Digital Ltd. |
| EV/Revenue Ratio | 23.99 | 16.83 | Paisalo Digital Ltd. |
| Gross Profit Margin (TTM) | -23.31% | 51.99% | Paisalo Digital Ltd. |
| Revenue per Share (TTM) | $1 | $5 | Paisalo Digital Ltd. |
| Earnings per Share (Diluted) | $0.45 | $2.34 | Paisalo Digital Ltd. |
| Beta (Stock Volatility) | 1.14 | -0.04 | Paisalo Digital Ltd. |
Standard Capital Markets Ltd. vs Paisalo Digital Ltd. Stock Performance Analysis
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Performance Comparison
Short-term Returns
| Stock | 1D | 1W | 1M | 3M | 6M | YTD |
|---|---|---|---|---|---|---|
| Standard Capital Markets Ltd. | 7.69% | 13.51% | 10.53% | -25.00% | -19.23% | -23.64% |
| Paisalo Digital Ltd. | -1.92% | -1.99% | 24.46% | 67.17% | 57.70% | 59.52% |
Long-term Returns
| Stock | 1Y | 3Y | 5Y | 10Y | 15Y | 20Y |
|---|---|---|---|---|---|---|
| Standard Capital Markets Ltd. | -40.91% | -83.47% | 875.00% | -85.56% | 30.00% | 30.00% |
| Paisalo Digital Ltd. | 89.22% | 137.20% | 98.20% | 617.92% | 988.07% | 2,583.26% |
Performance & Financial Health Analysis: Standard Capital Markets Ltd. vs Paisalo Digital Ltd.
| Metric | STANCAP | PAISALO |
|---|---|---|
| Market Information | ||
| Market Cap | ₹981.83M | ₹40.58B |
| Market Cap Category | Small cap | Small cap |
| 10 Day Avg. Volume | 12,962,847 | 17,320,223 |
| 90 Day Avg. Volume | 16,417,596 | 9,834,980 |
| Last Close | ₹0.42 | ₹58.16 |
| 52 Week Range | ₹0.36 - ₹0.73 | ₹29.38 - ₹61.00 |
| % from 52W High | -42.47% | -4.66% |
| All-Time High | ₹265.30 (Dec 25, 2023) | ₹415.00 (Jan 03, 2011) |
| % from All-Time High | -99.84% | -85.99% |
| Growth Metrics | ||
| Quarterly Revenue Growth | 0.13% | 0.20% |
| Quarterly Earnings Growth | 1.47% | 0.06% |
| Financial Health | ||
| Profit Margin (TTM) | 0.61% | 0.45% |
| Operating Margin (TTM) | -10.21% | 0.64% |
| Return on Equity (TTM) | 0.08% | 0.13% |
| Debt to Equity (MRQ) | 893.03 | 226.22 |
| Cash & Liquidity | ||
| Book Value per Share (MRQ) | ₹1.32 | ₹18.42 |
| Cash per Share (MRQ) | ₹0.09 | ₹0.62 |
| Operating Cash Flow (TTM) | ₹-8,630,731,000 | ₹-4,755,433,000 |
| Levered Free Cash Flow (TTM) | ₹278.61M | ₹2.00B |
| Dividends | ||
| Last 12-Month Dividend Yield | N/A | 0.26% |
| Last 12-Month Dividend | N/A | ₹0.10 |
Valuation & Enterprise Metrics Analysis: Standard Capital Markets Ltd. vs Paisalo Digital Ltd.
| Metric | STANCAP (Apr 24, 2026) | PAISALO (Apr 24, 2026) |
|---|---|---|
| Price Ratios | ||
| P/E Ratio (TTM) | 0.87 | 19.68 |
| Forward P/E | N/A | 14.81 |
| PEG Ratio | -0.01 | 4.59 |
| Price to Sales (TTM) | 0.78 | 8.93 |
| Price to Book (MRQ) | 0.30 | 2.50 |
| Market Capitalization | ||
| Market Capitalization | ₹981.83M | ₹40.58B |
| Enterprise Value | ₹29.62B | ₹78.92B |
| Enterprise Value Metrics | ||
| Enterprise to Revenue | 23.99 | 16.83 |
| Enterprise to EBITDA | 120.27 | 26.84 |
| Risk & Other Metrics | ||
| Beta | 1.14 | -0.04 |
| Book Value per Share (MRQ) | ₹1.32 | ₹18.42 |
Financial Statements Comparison: Standard Capital Markets Ltd. vs Paisalo Digital Ltd.
Financial Metrics
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Revenue
Operating Margin
Profit Margin
Long Term Debt
Income Flow Analysis
Financial Statements Comparison
Income Statement
| Metric | STANCAP (2025) | PAISALO (2025) |
|---|---|---|
| Revenue/Sales | 640.50M | 7.70B |
| Cost of Goods Sold | 88.39M | 3.45B |
| COGS % of Revenue | 13.8% | 44.9% |
| Gross Profit | 552.11M | 4.25B |
| Gross Margin | 86.2% | 55.1% |
| Research & Development | N/A | N/A |
| Operating Income (EBIT) | 508.49M | 3.25B |
| Operating Margin | 79.4% | 42.2% |
| EBITDA | 246.28M | 2.94B |
| EBITDA Margin | 38.5% | 38.2% |
| Pre-Tax Income | 310.59M | 2.68B |
| Pre-Tax Income % of Revenue | 48.5% | 34.8% |
| Income Tax | 31.98M | 682.35M |
| Income Tax % of Revenue | 5.0% | 8.9% |
| Net Income (Profit) | 278.61M | 2.00B |
| Profit Margin | 43.5% | 26.0% |
Balance Sheet & Liquidity Metrics
| Metric | STANCAP (2025) | PAISALO (2025) |
|---|---|---|
| Cash & Equivalents | 238.91M | 1.01B |
| Total Current Assets | 14.13B | 51.19B |
| Total Current Assets % of Revenue | 2,205.7% | 664.7% |
| Total Current Liabilities | 2.51B | 1.84B |
| Total Current Liabilities % of Revenue | 392.2% | 23.9% |
| Long-Term Debt | 11.34B | 34.60B |
| Long-Term Debt % of Revenue | 1,770.0% | 449.3% |
| Total Shareholders Equity | 3.53B | 15.35B |
| Retained Earnings | 303.47M | 217.82M |
| Retained Earnings % of Revenue | 47.4% | 2.8% |
| Property, Plant & Equipment | 35.75M | 744.65M |
Cash Flow Statement Comparison
| Metric | STANCAP (2025) | PAISALO (2025) |
|---|---|---|
| Operating Cash Flow | -8.63B | -4.76B |
| Operating Cash Flow % of Revenue | -1,347.5% | -61.8% |
| Capital Expenditures | -25.51M | -126.79M |
| Free Cash Flow | -6.80B | -8.54B |
| FCF Margin | -1,061.1% | -110.9% |
| Debt Repayment | N/A | N/A |
| Common Stock Repurchase | N/A | N/A |
Short Interest & Institutional Ownership Analysis
| Metric | STANCAP | PAISALO |
|---|---|---|
| Shares Short | N/A | N/A |
| Short Ratio | N/A | N/A |
| Short % of Float | N/A | N/A |
| Shares Outstanding | 2.45B | 909.52M |
| Float Shares | 772.55M | 441.76M |
| % Held by Insiders | 48.07% | 53.67% |
| % Held by Institutions | 0.00% | 12.04% |
| % Held by Public | 51.93% | 34.29% |
Dividend Analysis & Yield Comparison: Standard Capital Markets Ltd. vs Paisalo Digital Ltd.
| Metric | STANCAP | PAISALO |
|---|---|---|
| Last 12-Month Dividend | N/A | ₹0.10 |
| Last 12-Month Dividend Yield | N/A | 0.26% |
| 3-Year Avg Annual Dividend | N/A | ₹0.08 |
| 3-Year Avg Dividend Yield | N/A | 0.20% |
| 3-Year Total Dividends | N/A | ₹0.25 |
| Ex-Dividend Date | N/A | Sep 22, 2025 |