Star Housing Finance [STARHFL] vs Bajaj Housing [BAJAJHFL] Detailed Stock Comparison

Star Housing Finance Ltd.

BSE
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Bajaj Housing Finance Limited

NSE
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TLDR: Quick Comparison Summary

Based on 20 vital metrics comparison: Star Housing Finance Ltd. wins in 8 metrics, Bajaj Housing Finance Limited wins in 10 metrics, with 0 ties. Bajaj Housing Finance Limited appears stronger overall.

View Metrics Details

Vital Metrics Comparison

Metric Star Housing Finance Ltd. Bajaj Housing Finance Limited Better
P/E Ratio (TTM) 9.42 30.10 Star Housing Finance Ltd.
Price-to-Book Ratio 0.43 3.52 Star Housing Finance Ltd.
Debt-to-Equity Ratio 267.35 443.87 Star Housing Finance Ltd.
PEG Ratio -0.12 1.89 Bajaj Housing Finance Limited
EV/EBITDA 44.36 62.01 Star Housing Finance Ltd.
Profit Margin (TTM) 15.74% 64.70% Bajaj Housing Finance Limited
Operating Margin (TTM) 6.84% 80.67% Bajaj Housing Finance Limited
EBITDA Margin (TTM) 6.84% 80.67% Bajaj Housing Finance Limited
Return on Equity 7.71% 10.84% Bajaj Housing Finance Limited
Return on Assets (TTM) 2.00% 2.10% Bajaj Housing Finance Limited
Free Cash Flow (TTM) $-652.52M $-171.16B Star Housing Finance Ltd.
Dividend Yield 0.42% N/A N/A
1-Year Return -82.12% -30.42% Bajaj Housing Finance Limited
Price-to-Sales Ratio (TTM) 1.48 19.44 Star Housing Finance Ltd.
Enterprise Value $4.16B $1,681.66B Bajaj Housing Finance Limited
EV/Revenue Ratio 9.86 43.91 Star Housing Finance Ltd.
Gross Profit Margin (TTM) 25.91% 34.42% Bajaj Housing Finance Limited
Revenue per Share (TTM) $5 $5 Star Housing Finance Ltd.
Earnings per Share (Diluted) $0.84 $2.97 Bajaj Housing Finance Limited
Beta (Stock Volatility) -0.20 N/A N/A

Star Housing Finance Ltd. vs Bajaj Housing Finance Limited Stock Performance Analysis

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STARHFL
BAJAJHFL

Performance Comparison

Short-term Returns

Stock1D1W1M3M6MYTD
Star Housing Finance Ltd.-4.29%-9.28%-13.56%15.91%-23.72%-46.99%
Bajaj Housing Finance Limited0.43%-2.77%-3.76%-0.59%-13.75%-12.97%

Long-term Returns

Stock1Y3Y5Y10Y15Y20Y
Star Housing Finance Ltd.-82.12%-83.19%-91.79%-91.79%-91.79%-91.79%
Bajaj Housing Finance Limited-30.42%-48.15%-48.15%-48.15%-48.15%-48.15%

Performance & Financial Health Analysis: Star Housing Finance Ltd. vs Bajaj Housing Finance Limited

MetricSTARHFLBAJAJHFL
Market Information
Market Cap i₹624.60M₹744.50B
Market Cap CategorySmall capLarge cap
10 Day Avg. Volume i160,0156,526,565
90 Day Avg. Volume i223,9728,616,841
Last Close₹7.14₹83.64
52 Week Range₹3.67 - ₹43.00₹72.65 - ₹128.45
% from 52W High-83.40%-34.89%
All-Time High₹226.70 (Oct 24, 2022)₹188.50 (Sep 16, 2024)
% from All-Time High-96.85%-55.63%
Growth Metrics
Quarterly Revenue Growth0.09%0.23%
Quarterly Earnings Growth-0.76%0.21%
Financial Health
Profit Margin (TTM) i0.16%0.65%
Operating Margin (TTM) i0.07%0.81%
Return on Equity (TTM) i0.08%0.11%
Debt to Equity (MRQ) i267.35443.87
Cash & Liquidity
Book Value per Share (MRQ)₹18.59₹25.37
Cash per Share (MRQ)₹4.53₹0.17
Operating Cash Flow (TTM) i₹-323,735,000₹-198,767,800,000
Levered Free Cash Flow (TTM) i₹110.99M₹21.63B
Dividends
Last 12-Month Dividend Yield i0.42%N/A
Last 12-Month Dividend i₹0.10N/A

Valuation & Enterprise Metrics Analysis: Star Housing Finance Ltd. vs Bajaj Housing Finance Limited

MetricSTARHFL (Apr 24, 2026)BAJAJHFL (Apr 26, 2026)
Price Ratios
P/E Ratio (TTM) i9.4230.10
Forward P/E iN/A24.57
PEG Ratio i-0.121.89
Price to Sales (TTM) i1.4819.44
Price to Book (MRQ) i0.433.52
Market Capitalization
Market Capitalization i₹624.60M₹744.50B
Enterprise Value i₹4.16B₹1.68T
Enterprise Value Metrics
Enterprise to Revenue i9.8643.91
Enterprise to EBITDA i44.3662.01
Risk & Other Metrics
Beta i-0.20N/A
Book Value per Share (MRQ) i₹18.59₹25.37

Financial Statements Comparison: Star Housing Finance Ltd. vs Bajaj Housing Finance Limited

Financial Metrics

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Revenue

Operating Margin

Profit Margin

Long Term Debt

Income Flow Analysis

Financial Statements Comparison

Income Statement

MetricSTARHFL (2025)BAJAJHFL (2025)
Revenue/Sales i793.31M91.79B
Cost of Goods Sold i634.13M64.12B
COGS % of Revenue i79.9%69.9%
Gross Profit i159.18M27.67B
Gross Margin i20.1%30.1%
Research & Development iN/AN/A
Operating Income (EBIT) i41.33M24.88B
Operating Margin i5.2%27.1%
EBITDA i93.88M27.12B
EBITDA Margin i11.8%29.5%
Pre-Tax Income i141.88M27.70B
Pre-Tax Income % of Revenue i17.9%30.2%
Income Tax i30.89M6.07B
Income Tax % of Revenue i3.9%6.6%
Net Income (Profit) i110.99M21.63B
Profit Margin i14.0%23.6%

Balance Sheet & Liquidity Metrics

MetricSTARHFL (2025)BAJAJHFL (2025)
Cash & Equivalents i841.68M614.30M
Total Current Assets i1.68B53.50B
Total Current Assets % of Revenue i212.0%58.3%
Total Current Liabilities i1.05B199.11B
Total Current Liabilities % of Revenue i131.9%216.9%
Long-Term Debt i3.04B628.70B
Long-Term Debt % of Revenue i382.8%684.9%
Total Shareholders Equity i1.44B199.47B
Retained Earnings i323.22M54.48B
Retained Earnings % of Revenue i40.7%59.4%
Property, Plant & Equipment i1.97M0

Cash Flow Statement Comparison

MetricSTARHFL (2025)BAJAJHFL (2025)
Operating Cash Flow i-323.74M-198.77B
Operating Cash Flow % of Revenue i-40.8%-216.5%
Capital Expenditures i539,000-197.40M
Free Cash Flow i-652.52M-171.16B
FCF Margin i-82.3%-186.5%
Debt Repayment iN/A-140.15B
Common Stock Repurchase iN/AN/A

Short Interest & Institutional Ownership Analysis

MetricSTARHFLBAJAJHFL
Shares Short iN/AN/A
Short Ratio iN/AN/A
Short % of Float iN/AN/A
Shares Outstanding i78.96M8.33B
Float Shares i58.67M1.10B
% Held by Insiders i42.81%86.74%
% Held by Institutions i0.00%0.96%
% Held by Public i57.19%12.30%

Dividend Analysis & Yield Comparison: Star Housing Finance Ltd. vs Bajaj Housing Finance Limited

MetricSTARHFLBAJAJHFL
Last 12-Month Dividend i₹0.10N/A
Last 12-Month Dividend Yield i0.42%N/A
3-Year Avg Annual Dividend i₹0.03N/A
3-Year Avg Dividend Yield i0.42%N/A
3-Year Total Dividends i₹0.10N/A
Ex-Dividend DateSep 19, 2025N/A