Star Housing Finance [STARHFL] vs LIC Housing Finance [LICHSGFIN] Detailed Stock Comparison
Star Housing Finance
BSE
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LIC Housing Finance
NSE
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TLDR: Quick Comparison Summary
Based on 20 vital metrics comparison: Star Housing Finance wins in 6 metrics, LIC Housing Finance wins in 12 metrics, with 0 ties. LIC Housing Finance appears stronger overall.
View Metrics Details
Vital Metrics Comparison
| Metric | Star Housing Finance | LIC Housing Finance | Better |
|---|---|---|---|
| P/E Ratio (TTM) | 17.47 | 5.62 | LIC Housing Finance |
| Price-to-Book Ratio | 0.98 | 0.85 | LIC Housing Finance |
| Debt-to-Equity Ratio | 283.41 | 722.14 | Star Housing Finance |
| PEG Ratio | -0.29 | 1.27 | Star Housing Finance |
| EV/EBITDA | 47.08 | N/A | N/A |
| Profit Margin (TTM) | 23.80% | 65.45% | LIC Housing Finance |
| Operating Margin (TTM) | 21.56% | 84.74% | LIC Housing Finance |
| EBITDA Margin (TTM) | 21.56% | 84.74% | LIC Housing Finance |
| Return on Equity | 7.71% | 14.97% | LIC Housing Finance |
| Return on Assets (TTM) | 2.00% | 1.73% | Star Housing Finance |
| Free Cash Flow (TTM) | $-652.52M | $-166.83B | Star Housing Finance |
| Dividend Yield | 0.42% | 3.29% | LIC Housing Finance |
| 1-Year Return | -59.76% | -9.52% | LIC Housing Finance |
| Price-to-Sales Ratio (TTM) | 4.18 | 3.75 | LIC Housing Finance |
| Enterprise Value | $4.42B | $2,922.31B | LIC Housing Finance |
| EV/Revenue Ratio | 11.12 | 34.78 | Star Housing Finance |
| Gross Profit Margin (TTM) | 19.75% | N/A | N/A |
| Revenue per Share (TTM) | $5 | $153 | LIC Housing Finance |
| Earnings per Share (Diluted) | $1.03 | $100.01 | LIC Housing Finance |
| Beta (Stock Volatility) | -0.55 | 0.37 | Star Housing Finance |
Performance
News Sentiment
Key Stats
Valuation
Financials
Short Interest
Dividends
Star Housing Finance vs LIC Housing Finance Stock Performance Analysis
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Performance Comparison
Short-term Returns
| Stock | 1D | 1W | 1M | 3M | 6M | YTD |
|---|---|---|---|---|---|---|
| Star Housing Finance | -0.44% | -2.85% | -24.69% | -45.55% | -44.55% | -62.89% |
| LIC Housing Finance | 1.42% | -2.89% | 0.53% | -7.23% | 0.75% | -6.63% |
Long-term Returns
| Stock | 1Y | 3Y | 5Y | 10Y | 15Y | 20Y |
|---|---|---|---|---|---|---|
| Star Housing Finance | -59.76% | -90.99% | -80.42% | -80.42% | -80.42% | -80.42% |
| LIC Housing Finance | -9.52% | 38.07% | 96.36% | 13.69% | 103.04% | 1,299.85% |
News Based Sentiment: Star Housing Finance vs LIC Housing Finance
Star Housing Finance
News based Sentiment: MIXED
October presented a mixed bag for Star Housing Finance, with positive developments like shareholder approvals and AUM growth offset by a share price decline, a rescheduled rights issue, and a shift in valuation grade. The combination of these factors makes this a significant month for investors to reassess their positions.
LIC Housing Finance
News based Sentiment: MIXED
October brought a blend of positive and negative developments for LIC Housing Finance. While the company maintained a strong credit rating, it faced declining profitability and increasingly bearish technical signals, creating a mixed investment outlook. The shifting shareholding patterns add another layer of complexity.
Performance & Financial Health Analysis: Star Housing Finance vs LIC Housing Finance
| Metric | STARHFL | LICHSGFIN |
|---|---|---|
| Market Information | ||
| Market Cap | ₹1.65B | ₹314.73B |
| Market Cap Category | Small cap | Large cap |
| 10 Day Avg. Volume | 276,783 | 880,830 |
| 90 Day Avg. Volume | 213,982 | 1,107,204 |
| Last Close | ₹17.98 | ₹568.45 |
| 52 Week Range | ₹17.35 - ₹50.35 | ₹483.70 - ₹657.60 |
| % from 52W High | -64.29% | -13.56% |
| All-Time High | ₹226.70 (Oct 24, 2022) | ₹826.75 (Jul 15, 2024) |
| % from All-Time High | -92.07% | -31.24% |
| Growth Metrics | ||
| Quarterly Revenue Growth | -0.22% | 0.06% |
| Quarterly Earnings Growth | -0.54% | 0.04% |
| Financial Health | ||
| Profit Margin (TTM) | 0.24% | 0.65% |
| Operating Margin (TTM) | 0.22% | 0.85% |
| Return on Equity (TTM) | 0.08% | 0.15% |
| Debt to Equity (MRQ) | 283.41 | 722.14 |
| Cash & Liquidity | ||
| Book Value per Share (MRQ) | ₹18.35 | ₹660.93 |
| Cash per Share (MRQ) | ₹13.54 | ₹26.81 |
| Operating Cash Flow (TTM) | ₹-323,735,000 | ₹-14,103,100,000 |
| Levered Free Cash Flow (TTM) | ₹110.99M | ₹54.42B |
| Dividends | ||
| Last 12-Month Dividend Yield | 0.42% | 3.29% |
| Last 12-Month Dividend | ₹0.10 | ₹19.00 |
Valuation & Enterprise Metrics Analysis: Star Housing Finance vs LIC Housing Finance
| Metric | STARHFL | LICHSGFIN |
|---|---|---|
| Price Ratios | ||
| P/E Ratio (TTM) | 17.47 | 5.62 |
| Forward P/E | N/A | 8.82 |
| PEG Ratio | -0.29 | 1.27 |
| Price to Sales (TTM) | 4.18 | 3.75 |
| Price to Book (MRQ) | 0.98 | 0.85 |
| Market Capitalization | ||
| Market Capitalization | ₹1.65B | ₹314.73B |
| Enterprise Value | ₹4.42B | ₹2.92T |
| Enterprise Value Metrics | ||
| Enterprise to Revenue | 11.12 | 34.78 |
| Enterprise to EBITDA | 47.08 | N/A |
| Risk & Other Metrics | ||
| Beta | -0.55 | 0.37 |
| Book Value per Share (MRQ) | ₹18.35 | ₹660.93 |
Financial Statements Comparison: Star Housing Finance vs LIC Housing Finance
Financial Metrics
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Revenue
EBITDA
Operating Margin
Free Cash Flow
Long Term Debt
Profit Margin
Current Ratio
Operating Cash Flow
Income Statement (MRQ)
| Metric (MRQ) | STARHFL | LICHSGFIN |
|---|---|---|
| Revenue/Sales | ₹216.06M | ₹21.89B |
| Cost of Goods Sold | ₹173.39M | N/A |
| Gross Profit | ₹42.66M | N/A |
| Research & Development | N/A | N/A |
| Operating Income (EBIT) | ₹22.77M | N/A |
| EBITDA | ₹30.03M | N/A |
| Pre-Tax Income | ₹17.72M | ₹17.05B |
| Income Tax | ₹3.88M | ₹3.41B |
| Net Income (Profit) | ₹13.84M | ₹13.64B |
Balance Sheet & Liquidity Metrics (MRQ)
| Metric (MRQ) | STARHFL | LICHSGFIN |
|---|---|---|
| Cash & Equivalents | ₹841.68M | ₹14.38B |
| Total Current Assets | ₹1.68B | N/A |
| Total Current Liabilities | ₹1.05B | N/A |
| Long-Term Debt | ₹3.04B | ₹2.63T |
| Total Shareholders Equity | ₹1.44B | ₹363.56B |
| Retained Earnings | ₹323.22M | ₹99.87B |
| Property, Plant & Equipment | ₹1.97M | ₹4.04B |
Cash Flow Statement Comparison (MRQ)
| Metric (MRQ) | STARHFL | LICHSGFIN |
|---|---|---|
| Operating Cash Flow | N/A | N/A |
| Capital Expenditures | N/A | N/A |
| Free Cash Flow | N/A | N/A |
| Debt Repayment | N/A | N/A |
| Common Stock Repurchase | N/A | N/A |
Short Interest & Institutional Ownership Analysis
| Metric | STARHFL | LICHSGFIN |
|---|---|---|
| Shares Short | N/A | N/A |
| Short Ratio | N/A | N/A |
| Short % of Float | N/A | N/A |
| Average Daily Volume (10 Day) | 276,783 | 880,830 |
| Average Daily Volume (90 Day) | 213,982 | 1,107,204 |
| Shares Outstanding | 92.34M | 550.06M |
| Float Shares | 53.63M | 299.80M |
| % Held by Insiders | 0.44% | 0.02% |
| % Held by Institutions | 0.00% | 0.77% |
Dividend Analysis & Yield Comparison: Star Housing Finance vs LIC Housing Finance
| Metric | STARHFL | LICHSGFIN |
|---|---|---|
| Last 12-Month Dividend | ₹0.10 | ₹19.00 |
| Last 12-Month Dividend Yield | 0.42% | 3.29% |
| 3-Year Avg Annual Dividend | ₹0.03 | ₹14.83 |
| 3-Year Avg Dividend Yield | 0.42% | 1.86% |
| 3-Year Total Dividends | ₹0.10 | ₹44.50 |
| Ex-Dividend Date | Sep 19, 2025 | Aug 22, 2025 |