Star Housing Finance [STARHFL] vs LIC Housing Finance [LICHSGFIN] Detailed Stock Comparison

Star Housing Finance Ltd.

BSE
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LIC Housing Finance Ltd.

NSE
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TLDR: Quick Comparison Summary

Based on 20 vital metrics comparison: Star Housing Finance Ltd. wins in 7 metrics, LIC Housing Finance Ltd. wins in 11 metrics, with 0 ties. LIC Housing Finance Ltd. appears stronger overall.

View Metrics Details

Vital Metrics Comparison

Metric Star Housing Finance Ltd. LIC Housing Finance Ltd. Better
P/E Ratio (TTM) 9.42 5.61 LIC Housing Finance Ltd.
Price-to-Book Ratio 0.43 0.80 Star Housing Finance Ltd.
Debt-to-Equity Ratio 267.35 679.25 Star Housing Finance Ltd.
PEG Ratio -0.12 1.06 LIC Housing Finance Ltd.
EV/EBITDA 44.36 N/A N/A
Profit Margin (TTM) 15.74% 65.14% LIC Housing Finance Ltd.
Operating Margin (TTM) 6.84% 83.10% LIC Housing Finance Ltd.
EBITDA Margin (TTM) 6.84% 83.10% LIC Housing Finance Ltd.
Return on Equity 7.71% 14.97% LIC Housing Finance Ltd.
Return on Assets (TTM) 2.00% 1.73% Star Housing Finance Ltd.
Free Cash Flow (TTM) $-652.52M $-166.83B Star Housing Finance Ltd.
Dividend Yield 0.42% 3.29% LIC Housing Finance Ltd.
1-Year Return -82.12% -10.61% LIC Housing Finance Ltd.
Price-to-Sales Ratio (TTM) 1.48 3.65 Star Housing Finance Ltd.
Enterprise Value $4.16B $2,916.72B LIC Housing Finance Ltd.
EV/Revenue Ratio 9.86 34.64 Star Housing Finance Ltd.
Gross Profit Margin (TTM) 25.91% N/A N/A
Revenue per Share (TTM) $5 $153 LIC Housing Finance Ltd.
Earnings per Share (Diluted) $0.84 $99.69 LIC Housing Finance Ltd.
Beta (Stock Volatility) -0.20 0.24 Star Housing Finance Ltd.

Star Housing Finance Ltd. vs LIC Housing Finance Ltd. Stock Performance Analysis

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STARHFL
LICHSGFIN

Performance Comparison

Short-term Returns

Stock1D1W1M3M6MYTD
Star Housing Finance Ltd.-4.29%-9.28%-13.56%15.91%-23.72%-46.99%
LIC Housing Finance Ltd.1.17%-2.73%-2.83%4.49%-1.48%1.01%

Long-term Returns

Stock1Y3Y5Y10Y15Y20Y
Star Housing Finance Ltd.-82.12%-83.19%-91.79%-91.79%-91.79%-91.79%
LIC Housing Finance Ltd.-10.61%40.60%0.56%12.01%133.94%1,449.85%

Performance & Financial Health Analysis: Star Housing Finance Ltd. vs LIC Housing Finance Ltd.

MetricSTARHFLLICHSGFIN
Market Information
Market Cap i₹624.60M₹300.09B
Market Cap CategorySmall capLarge cap
10 Day Avg. Volume i160,0151,706,876
90 Day Avg. Volume i223,9722,012,803
Last Close₹7.14₹541.25
52 Week Range₹3.67 - ₹43.00₹458.90 - ₹646.50
% from 52W High-83.40%-16.28%
All-Time High₹226.70 (Oct 24, 2022)₹826.75 (Jul 15, 2024)
% from All-Time High-96.85%-34.53%
Growth Metrics
Quarterly Revenue Growth0.09%-0.02%
Quarterly Earnings Growth-0.76%-0.03%
Financial Health
Profit Margin (TTM) i0.16%0.65%
Operating Margin (TTM) i0.07%0.83%
Return on Equity (TTM) i0.08%0.15%
Debt to Equity (MRQ) i267.35679.25
Cash & Liquidity
Book Value per Share (MRQ)₹18.59₹700.24
Cash per Share (MRQ)₹4.53₹19.29
Operating Cash Flow (TTM) i₹-323,735,000₹-14,103,100,000
Levered Free Cash Flow (TTM) i₹110.99M₹54.42B
Dividends
Last 12-Month Dividend Yield i0.42%3.29%
Last 12-Month Dividend i₹0.10₹19.00

Valuation & Enterprise Metrics Analysis: Star Housing Finance Ltd. vs LIC Housing Finance Ltd.

MetricSTARHFL (Apr 24, 2026)LICHSGFIN (Apr 24, 2026)
Price Ratios
P/E Ratio (TTM) i9.425.61
Forward P/E iN/A5.42
PEG Ratio i-0.121.06
Price to Sales (TTM) i1.483.65
Price to Book (MRQ) i0.430.80
Market Capitalization
Market Capitalization i₹624.60M₹300.09B
Enterprise Value i₹4.16B₹2.92T
Enterprise Value Metrics
Enterprise to Revenue i9.8634.64
Enterprise to EBITDA i44.36N/A
Risk & Other Metrics
Beta i-0.200.24
Book Value per Share (MRQ) i₹18.59₹700.24

Financial Statements Comparison: Star Housing Finance Ltd. vs LIC Housing Finance Ltd.

Financial Metrics

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Revenue

Operating Margin

Profit Margin

Long Term Debt

Income Flow Analysis

Financial Statements Comparison

Income Statement

MetricSTARHFL (2025)LICHSGFIN (2025)
Revenue/Sales i793.31M81.95B
Cost of Goods Sold i634.13MN/A
COGS % of Revenue i79.9%0.0%
Gross Profit i159.18MN/A
Gross Margin i20.1%0.0%
Research & Development iN/AN/A
Operating Income (EBIT) i41.33MN/A
Operating Margin i5.2%0.0%
EBITDA i93.88MN/A
EBITDA Margin i11.8%0.0%
Pre-Tax Income i141.88M68.79B
Pre-Tax Income % of Revenue i17.9%83.9%
Income Tax i30.89M14.36B
Income Tax % of Revenue i3.9%17.5%
Net Income (Profit) i110.99M54.43B
Profit Margin i14.0%66.4%

Balance Sheet & Liquidity Metrics

MetricSTARHFL (2025)LICHSGFIN (2025)
Cash & Equivalents i841.68M14.38B
Total Current Assets i1.68BN/A
Total Current Assets % of Revenue i212.0%0.0%
Total Current Liabilities i1.05BN/A
Total Current Liabilities % of Revenue i131.9%0.0%
Long-Term Debt i3.04B2.63T
Long-Term Debt % of Revenue i382.8%3,203.7%
Total Shareholders Equity i1.44B363.56B
Retained Earnings i323.22M99.87B
Retained Earnings % of Revenue i40.7%121.9%
Property, Plant & Equipment i1.97M4.04B

Cash Flow Statement Comparison

MetricSTARHFL (2025)LICHSGFIN (2025)
Operating Cash Flow i-323.74M-14.10B
Operating Cash Flow % of Revenue i-40.8%-17.2%
Capital Expenditures i539,000-732.50M
Free Cash Flow i-652.52M-166.83B
FCF Margin i-82.3%-203.6%
Debt Repayment iN/A-1.53T
Common Stock Repurchase iN/AN/A

Short Interest & Institutional Ownership Analysis

MetricSTARHFLLICHSGFIN
Shares Short iN/AN/A
Short Ratio iN/AN/A
Short % of Float iN/AN/A
Shares Outstanding i78.96M550.06M
Float Shares i58.67M299.74M
% Held by Insiders i42.81%2.35%
% Held by Institutions i0.00%75.03%
% Held by Public i57.19%22.62%

Dividend Analysis & Yield Comparison: Star Housing Finance Ltd. vs LIC Housing Finance Ltd.

MetricSTARHFLLICHSGFIN
Last 12-Month Dividend i₹0.10₹19.00
Last 12-Month Dividend Yield i0.42%3.29%
3-Year Avg Annual Dividend i₹0.03₹14.83
3-Year Avg Dividend Yield i0.42%1.86%
3-Year Total Dividends i₹0.10₹44.50
Ex-Dividend DateSep 19, 2025Aug 22, 2025