Sw Investments [SW1] vs Paisalo Digital [PAISALO] Detailed Stock Comparison

TLDR: Quick Comparison Summary

Based on 20 vital metrics comparison: Sw Investments Ltd. wins in 4 metrics, Paisalo Digital Ltd. wins in 14 metrics, with 1 ties. Paisalo Digital Ltd. appears stronger overall.

View Metrics Details

Vital Metrics Comparison

Metric Sw Investments Ltd. Paisalo Digital Ltd. Better
P/E Ratio (TTM) 52.72 19.68 Paisalo Digital Ltd.
Price-to-Book Ratio 0.96 2.50 Sw Investments Ltd.
Debt-to-Equity Ratio 0.00 226.22 Tie
PEG Ratio 2.07 4.59 Sw Investments Ltd.
EV/EBITDA 80.94 26.84 Paisalo Digital Ltd.
Profit Margin (TTM) 41.10% 45.06% Paisalo Digital Ltd.
Operating Margin (TTM) 62.98% 63.89% Paisalo Digital Ltd.
EBITDA Margin (TTM) 62.98% 63.89% Paisalo Digital Ltd.
Return on Equity 1.03% 13.04% Paisalo Digital Ltd.
Return on Assets (TTM) 1.01% 3.81% Paisalo Digital Ltd.
Free Cash Flow (TTM) $45.19M $-8.54B Sw Investments Ltd.
Dividend Yield N/A 0.26% N/A
1-Year Return 9.92% 89.22% Paisalo Digital Ltd.
Price-to-Sales Ratio (TTM) 21.60 8.93 Paisalo Digital Ltd.
Enterprise Value $85.48M $78.92B Paisalo Digital Ltd.
EV/Revenue Ratio 21.38 16.83 Paisalo Digital Ltd.
Gross Profit Margin (TTM) 97.44% 51.99% Sw Investments Ltd.
Revenue per Share (TTM) $4 $5 Paisalo Digital Ltd.
Earnings per Share (Diluted) $1.82 $2.34 Paisalo Digital Ltd.
Beta (Stock Volatility) 0.30 -0.04 Paisalo Digital Ltd.

Sw Investments Ltd. vs Paisalo Digital Ltd. Stock Performance Analysis

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Performance Comparison

Short-term Returns

Stock1D1W1M3M6MYTD
Sw Investments Ltd.-5.00%0.00%-0.49%-0.59%-1.09%-1.09%
Paisalo Digital Ltd.-1.92%2.47%31.92%84.33%56.84%62.64%

Long-term Returns

Stock1Y3Y5Y10Y15Y20Y
Sw Investments Ltd.9.92%106.80%330.09%-45.06%232.68%461.65%
Paisalo Digital Ltd.89.22%137.20%98.20%617.92%988.07%2,583.26%

Performance & Financial Health Analysis: Sw Investments Ltd. vs Paisalo Digital Ltd.

MetricSW1PAISALO
Market Information
Market Cap i₹86.36M₹40.58B
Market Cap CategorySmall capSmall cap
10 Day Avg. Volume i81717,320,223
90 Day Avg. Volume i4949,834,980
Last Close₹90.71₹58.16
52 Week Range₹74.40 - ₹111.00₹29.38 - ₹61.00
% from 52W High-18.28%-4.66%
All-Time High₹253.50 (Jun 29, 2015)₹415.00 (Jan 03, 2011)
% from All-Time High-64.22%-85.99%
Growth Metrics
Quarterly Revenue Growth0.28%0.20%
Quarterly Earnings Growth0.26%0.06%
Financial Health
Profit Margin (TTM) i0.41%0.45%
Operating Margin (TTM) i0.63%0.64%
Return on Equity (TTM) i0.01%0.13%
Debt to Equity (MRQ) i0.00226.22
Cash & Liquidity
Book Value per Share (MRQ)₹99.45₹18.42
Cash per Share (MRQ)₹0.98₹0.62
Operating Cash Flow (TTM) i₹45.05M₹-4,755,433,000
Levered Free Cash Flow (TTM) i₹796,000₹2.00B
Dividends
Last 12-Month Dividend Yield iN/A0.26%
Last 12-Month Dividend i₹0.00₹0.10

Valuation & Enterprise Metrics Analysis: Sw Investments Ltd. vs Paisalo Digital Ltd.

MetricSW1 (Apr 24, 2026)PAISALO (Apr 24, 2026)
Price Ratios
P/E Ratio (TTM) i52.7219.68
Forward P/E iN/A14.81
PEG Ratio i2.074.59
Price to Sales (TTM) i21.608.93
Price to Book (MRQ) i0.962.50
Market Capitalization
Market Capitalization i₹86.36M₹40.58B
Enterprise Value i₹85.48M₹78.92B
Enterprise Value Metrics
Enterprise to Revenue i21.3816.83
Enterprise to EBITDA i80.9426.84
Risk & Other Metrics
Beta i0.30-0.04
Book Value per Share (MRQ) i₹99.45₹18.42

Financial Statements Comparison: Sw Investments Ltd. vs Paisalo Digital Ltd.

Financial Metrics

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Revenue

Operating Margin

Profit Margin

Long Term Debt

Income Flow Analysis

Financial Statements Comparison

Income Statement

MetricSW1 (2025)PAISALO (2025)
Revenue/Sales i2.81M7.70B
Cost of Goods Sold i120,0003.45B
COGS % of Revenue i4.3%44.9%
Gross Profit i2.69M4.25B
Gross Margin i95.7%55.1%
Research & Development iN/AN/A
Operating Income (EBIT) i1.06M3.25B
Operating Margin i37.6%42.2%
EBITDA i1.06M2.94B
EBITDA Margin i37.6%38.2%
Pre-Tax Income i1.06M2.68B
Pre-Tax Income % of Revenue i37.8%34.8%
Income Tax i267,000682.35M
Income Tax % of Revenue i9.5%8.9%
Net Income (Profit) i796,0002.00B
Profit Margin i28.3%26.0%

Balance Sheet & Liquidity Metrics

MetricSW1 (2025)PAISALO (2025)
Cash & Equivalents i555,0001.01B
Total Current Assets i3.33M51.19B
Total Current Assets % of Revenue i118.4%664.7%
Total Current Liabilities i978,0001.84B
Total Current Liabilities % of Revenue i34.8%23.9%
Long-Term Debt iN/A34.60B
Long-Term Debt % of Revenue i0.0%449.3%
Total Shareholders Equity i77.65M15.35B
Retained Earnings i26.26M217.82M
Retained Earnings % of Revenue i934.9%2.8%
Property, Plant & Equipment iN/A744.65M

Cash Flow Statement Comparison

MetricSW1 (2025)PAISALO (2025)
Operating Cash Flow i45.05M-4.76B
Operating Cash Flow % of Revenue i1,603.9%-61.8%
Capital Expenditures iN/A-126.79M
Free Cash Flow i45.19M-8.54B
FCF Margin i1,608.8%-110.9%
Debt Repayment iN/AN/A
Common Stock Repurchase iN/AN/A

Short Interest & Institutional Ownership Analysis

MetricSW1PAISALO
Shares Short iN/AN/A
Short Ratio iN/AN/A
Short % of Float iN/AN/A
Shares Outstanding i900,000909.52M
Float Shares i155,214441.76M
% Held by Insiders i78.20%53.67%
% Held by Institutions i0.00%12.04%
% Held by Public i21.80%34.29%

Dividend Analysis & Yield Comparison: Sw Investments Ltd. vs Paisalo Digital Ltd.

MetricSW1PAISALO
Last 12-Month Dividend i₹0.00₹0.10
Last 12-Month Dividend Yield iN/A0.26%
3-Year Avg Annual Dividend i₹0.00₹0.08
3-Year Avg Dividend Yield iN/A0.20%
3-Year Total Dividends i₹0.00₹0.25
Ex-Dividend DateN/ASep 22, 2025