Saraswati Commercial [ZSARACOM] vs HDFC Asset [HDFCAMC] Detailed Stock Comparison

TLDR: Quick Comparison Summary

Based on 20 vital metrics comparison: Saraswati Commercial (I) Ltd. wins in 11 metrics, HDFC Asset Management Co. Ltd. wins in 7 metrics, with 1 ties. Saraswati Commercial (I) Ltd. appears stronger overall.

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Vital Metrics Comparison

Metric Saraswati Commercial (I) Ltd. HDFC Asset Management Co. Ltd. Better
P/E Ratio (TTM) 11.91 40.79 Saraswati Commercial (I) Ltd.
Price-to-Book Ratio 0.91 12.57 Saraswati Commercial (I) Ltd.
Debt-to-Equity Ratio 5.02 0.00 Tie
PEG Ratio -0.07 30.86 HDFC Asset Management Co. Ltd.
EV/EBITDA 9.64 30.54 Saraswati Commercial (I) Ltd.
Profit Margin (TTM) 77.05% 61.83% Saraswati Commercial (I) Ltd.
Operating Margin (TTM) 95.73% 78.76% Saraswati Commercial (I) Ltd.
EBITDA Margin (TTM) 95.73% 78.76% Saraswati Commercial (I) Ltd.
Return on Equity 5.49% 32.93% HDFC Asset Management Co. Ltd.
Return on Assets (TTM) 4.82% 24.83% HDFC Asset Management Co. Ltd.
Free Cash Flow (TTM) $87.25M $25.05B HDFC Asset Management Co. Ltd.
Dividend Yield N/A 1.82% N/A
1-Year Return -34.30% 11.83% HDFC Asset Management Co. Ltd.
Price-to-Sales Ratio (TTM) 9.78 25.10 Saraswati Commercial (I) Ltd.
Enterprise Value $10.21B $1,159.21B HDFC Asset Management Co. Ltd.
EV/Revenue Ratio 9.18 25.08 Saraswati Commercial (I) Ltd.
Gross Profit Margin (TTM) 55.79% 87.82% HDFC Asset Management Co. Ltd.
Revenue per Share (TTM) $1,079 $108 Saraswati Commercial (I) Ltd.
Earnings per Share (Diluted) $832.62 $66.39 Saraswati Commercial (I) Ltd.
Beta (Stock Volatility) -0.01 0.47 Saraswati Commercial (I) Ltd.

Saraswati Commercial (I) Ltd. vs HDFC Asset Management Co. Ltd. Stock Performance Analysis

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Performance Comparison

Short-term Returns

Stock1D1W1M3M6MYTD
Saraswati Commercial (I) Ltd.0.00%-6.76%-9.00%-4.54%-31.22%-28.66%
HDFC Asset Management Co. Ltd.-2.84%-5.70%-6.18%-2.50%-0.60%-2.44%

Long-term Returns

Stock1Y3Y5Y10Y15Y20Y
Saraswati Commercial (I) Ltd.-34.30%298.37%400.46%118,225.24%118,225.24%118,225.24%
HDFC Asset Management Co. Ltd.11.83%172.21%74.36%205.83%205.83%205.83%

Performance & Financial Health Analysis: Saraswati Commercial (I) Ltd. vs HDFC Asset Management Co. Ltd.

MetricZSARACOMHDFCAMC
Market Information
Market Cap i₹10.52B₹1.16T
Market Cap CategorySmall capLarge cap
10 Day Avg. Volume i711,525,885
90 Day Avg. Volume i721,494,618
Last Close₹9,100.00₹2,510.00
52 Week Range₹8,650.00 - ₹16,269.00₹2,205.60 - ₹2,967.25
% from 52W High-44.07%-15.41%
All-Time High₹27,775.00 (Sep 23, 2024)₹5,934.50 (Oct 16, 2025)
% from All-Time High-67.24%-57.70%
Growth Metrics
Quarterly Revenue Growth-0.73%0.04%
Quarterly Earnings Growth0.98%-0.03%
Financial Health
Profit Margin (TTM) i0.77%0.62%
Operating Margin (TTM) i0.96%0.79%
Return on Equity (TTM) i0.05%0.33%
Debt to Equity (MRQ) i5.020.00
Cash & Liquidity
Book Value per Share (MRQ)₹10,942.47₹215.50
Cash per Share (MRQ)₹853.09₹1.28
Operating Cash Flow (TTM) i₹747.76M₹25.28B
Levered Free Cash Flow (TTM) i₹534.21M₹23.92B
Dividends
Last 12-Month Dividend Yield iN/A1.82%
Last 12-Month Dividend iN/A₹90.00

Valuation & Enterprise Metrics Analysis: Saraswati Commercial (I) Ltd. vs HDFC Asset Management Co. Ltd.

MetricZSARACOM (Apr 24, 2026)HDFCAMC (Apr 24, 2026)
Price Ratios
P/E Ratio (TTM) i11.9140.79
Forward P/E iN/A30.86
PEG Ratio i-0.0730.86
Price to Sales (TTM) i9.7825.10
Price to Book (MRQ) i0.9112.57
Market Capitalization
Market Capitalization i₹10.52B₹1.16T
Enterprise Value i₹10.21B₹1.16T
Enterprise Value Metrics
Enterprise to Revenue i9.1825.08
Enterprise to EBITDA i9.6430.54
Risk & Other Metrics
Beta i-0.010.47
Book Value per Share (MRQ) i₹10,942.47₹215.50

Financial Statements Comparison: Saraswati Commercial (I) Ltd. vs HDFC Asset Management Co. Ltd.

Financial Metrics

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Revenue

Operating Margin

Profit Margin

Long Term Debt

Income Flow Analysis

Financial Statements Comparison

Income Statement

MetricZSARACOM (2025)HDFCAMC (2026)
Revenue/Sales i746.57M41.22B
Cost of Goods Sold i24.89M4.90B
COGS % of Revenue i3.3%11.9%
Gross Profit i721.68M36.32B
Gross Margin i96.7%88.1%
Research & Development iN/AN/A
Operating Income (EBIT) i704.15M35.59B
Operating Margin i94.3%86.3%
EBITDA i704.29M37.95B
EBITDA Margin i94.3%92.1%
Pre-Tax Income i688.21M37.09B
Pre-Tax Income % of Revenue i92.2%90.0%
Income Tax i153.94M8.51B
Income Tax % of Revenue i20.6%20.6%
Net Income (Profit) i534.27M28.58B
Profit Margin i71.6%69.3%

Balance Sheet & Liquidity Metrics

MetricZSARACOM (2025)HDFCAMC (2026)
Cash & Equivalents i228.17M115.80M
Total Current Assets i4.80B2.58B
Total Current Assets % of Revenue i642.8%6.3%
Total Current Liabilities i437.64M636.40M
Total Current Liabilities % of Revenue i58.6%1.5%
Long-Term Debt i426.59MN/A
Long-Term Debt % of Revenue i57.1%0.0%
Total Shareholders Equity i9.73B92.29B
Retained Earnings i3.03BN/A
Retained Earnings % of Revenue i405.7%0.0%
Property, Plant & Equipment i8,000N/A

Cash Flow Statement Comparison

MetricZSARACOM (2025)HDFCAMC (2026)
Operating Cash Flow i747.76M37.52B
Operating Cash Flow % of Revenue i100.2%91.0%
Capital Expenditures i-184,000-222.60M
Free Cash Flow i87.25M25.05B
FCF Margin i11.7%60.8%
Debt Repayment i-8.27BN/A
Common Stock Repurchase iN/AN/A

Short Interest & Institutional Ownership Analysis

MetricZSARACOMHDFCAMC
Shares Short iN/AN/A
Short Ratio iN/AN/A
Short % of Float iN/AN/A
Shares Outstanding i1.10M428.40M
Float Shares i233,054201.98M
% Held by Insiders i89.12%56.39%
% Held by Institutions i0.00%25.25%
% Held by Public i10.88%18.36%

Dividend Analysis & Yield Comparison: Saraswati Commercial (I) Ltd. vs HDFC Asset Management Co. Ltd.

MetricZSARACOMHDFCAMC
Last 12-Month Dividend iN/A₹90.00
Last 12-Month Dividend Yield iN/A1.82%
3-Year Avg Annual Dividend iN/A₹69.33
3-Year Avg Dividend Yield iN/A2.03%
3-Year Total Dividends iN/A₹208.00
Ex-Dividend DateN/AJun 06, 2025