Alignment Healthcare [ALHC] vs Oscar Health [OSCR] Detailed Stock Comparison

TLDR: Quick Comparison Summary

Based on 19 vital metrics comparison: Alignment Healthcare Inc. wins in 8 metrics, Oscar Health, Inc. wins in 9 metrics, with 0 ties. Oscar Health, Inc. appears stronger overall.

View Metrics Details

Vital Metrics Comparison

Metric Alignment Healthcare Inc. Oscar Health, Inc. Better
P/E Ratio (TTM) N/A 34.55 N/A
Price-to-Book Ratio 24.07 5.00 Oscar Health, Inc.
Debt-to-Equity Ratio 184.97 50.86 Oscar Health, Inc.
PEG Ratio 29.04 0.35 Oscar Health, Inc.
EV/EBITDA 87.70 -3.81 Alignment Healthcare Inc.
Profit Margin (TTM) -0.02% -3.79% Alignment Healthcare Inc.
Operating Margin (TTM) -1.09% -11.90% Alignment Healthcare Inc.
Return on Equity -0.70% -44.35% Alignment Healthcare Inc.
Return on Assets (TTM) 1.10% -4.44% Alignment Healthcare Inc.
Free Cash Flow (TTM) $113.15M $1.06B Oscar Health, Inc.
1-Year Return 32.20% 102.58% Oscar Health, Inc.
Price-to-Sales Ratio (TTM) 1.09 0.42 Oscar Health, Inc.
Enterprise Value $4.04B $1.40B Alignment Healthcare Inc.
EV/Revenue Ratio 1.02 0.12 Oscar Health, Inc.
Gross Profit Margin (TTM) 12.18% N/A N/A
Revenue per Share (TTM) $20 $45 Oscar Health, Inc.
Earnings per Share (Diluted) $0.00 $-1.69 Alignment Healthcare Inc.
Beta (Stock Volatility) 1.20 1.93 Alignment Healthcare Inc.
Short % of Float 12.15% 11.06% Oscar Health, Inc.

Alignment Healthcare Inc. vs Oscar Health, Inc. Stock Performance Analysis

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Performance Comparison

Short-term Returns

Stock1D1W1M3M6MYTD
Alignment Healthcare Inc.0.15%28.86%25.75%12.96%-1.64%-2.18%
Oscar Health, Inc.3.11%6.39%24.96%119.43%80.55%94.66%

Long-term Returns

Stock1Y3Y5Y10Y15Y20Y
Alignment Healthcare Inc.32.20%218.55%-26.31%14.10%14.10%14.10%
Oscar Health, Inc.102.58%219.32%18.44%-8.84%-8.84%-8.84%

Performance & Financial Health Analysis: Alignment Healthcare Inc. vs Oscar Health, Inc.

MetricALHCOSCR
Market Information
Market Cap i$4.32B$4.89B
Market Cap CategoryMid capMid cap
10 Day Avg. Volume i2,483,1845,678,194
90 Day Avg. Volume i3,253,5216,417,065
Last Close$19.78$29.14
52 Week Range$11.62 - $23.87$10.69 - $29.42
% from 52W High-17.13%-0.95%
All-Time High$28.59 (May 03, 2021)$37.00 (Mar 08, 2021)
% from All-Time High-30.81%-21.24%
Growth Metrics
Quarterly Revenue Growth0.44%0.17%
Quarterly Earnings Growth0.44%0.17%
Financial Health
Profit Margin (TTM) i0.00%-0.04%
Operating Margin (TTM) i-0.01%-0.12%
Return on Equity (TTM) i-0.01%-0.44%
Debt to Equity (MRQ) i184.9750.86
Cash & Liquidity
Book Value per Share (MRQ)$0.88$3.29
Cash per Share (MRQ)$2.96$13.42
Operating Cash Flow (TTM) i$139.93M$1.09B
Levered Free Cash Flow (TTM) i$124.50M$698.00M
Dividends
Last 12-Month Dividend Yield iN/AN/A
Last 12-Month Dividend iN/AN/A

Valuation & Enterprise Metrics Analysis: Alignment Healthcare Inc. vs Oscar Health, Inc.

MetricALHC (Apr 26, 2026)OSCR (Apr 24, 2026)
Price Ratios
P/E Ratio (TTM) iN/A34.55
Forward P/E i29.0411.34
PEG Ratio i29.040.35
Price to Sales (TTM) i1.090.42
Price to Book (MRQ) i24.075.00
Market Capitalization
Market Capitalization i$4.32B$4.89B
Enterprise Value i$4.04B$1.40B
Enterprise Value Metrics
Enterprise to Revenue i1.020.12
Enterprise to EBITDA i87.70-3.81
Risk & Other Metrics
Beta i1.201.93
Book Value per Share (MRQ) i$0.88$3.29

Financial Statements Comparison: Alignment Healthcare Inc. vs Oscar Health, Inc.

Financial Metrics

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Revenue

Operating Margin

Profit Margin

Long Term Debt

Income Flow Analysis

Financial Statements Comparison

Income Statement

MetricALHC (2025)OSCR (2025)
Revenue/Sales i3.95B11.70B
Cost of Goods Sold i3.46BN/A
COGS % of Revenue i87.6%0.0%
Gross Profit i488.56MN/A
Gross Margin i12.4%0.0%
Research & Development iN/AN/A
Operating Income (EBIT) i14.75MN/A
Operating Margin i0.4%0.0%
EBITDA i45.32MN/A
EBITDA Margin i1.1%0.0%
Pre-Tax Income i-958,000-437.30M
Pre-Tax Income % of Revenue i0.0%-3.7%
Income Tax i20,0005.61M
Income Tax % of Revenue i0.0%0.0%
Net Income (Profit) i-978,000-442.90M
Profit Margin i0.0%-3.8%

Balance Sheet & Liquidity Metrics

MetricALHC (2025)OSCR (2025)
Cash & Equivalents i575.82M2.77B
Total Current Assets i951.58MN/A
Total Current Assets % of Revenue i24.1%0.0%
Total Current Liabilities i556.87MN/A
Total Current Liabilities % of Revenue i14.1%0.0%
Long-Term Debt i329.64M430.10M
Long-Term Debt % of Revenue i8.3%3.7%
Total Shareholders Equity i179.28M980.74M
Retained Earnings i-1.01B-3.29B
Retained Earnings % of Revenue i-25.6%-28.2%
Property, Plant & Equipment i7.02MN/A

Cash Flow Statement Comparison

MetricALHC (2025)OSCR (2025)
Operating Cash Flow i3.66M-124.36M
Operating Cash Flow % of Revenue i0.1%-1.1%
Capital Expenditures i-26.71M-36.37M
Free Cash Flow i113.15M1.06B
FCF Margin i2.9%9.0%
Debt Repayment i0N/A
Common Stock Repurchase iN/AN/A

Short Interest & Institutional Ownership Analysis

MetricALHCOSCR
Shares Short i16.38M26.50M
Short Ratio i4.943.89
Short % of Float i12.15%11.06%
Shares Outstanding i204.15M297.69M
Float Shares i168.31M242.84M
% Held by Insiders i3.84%6.21%
% Held by Institutions i101.13%66.49%
% Held by Public i-4.97%27.30%

Dividend Analysis & Yield Comparison: Alignment Healthcare Inc. vs Oscar Health, Inc.

MetricALHCOSCR
Last 12-Month Dividend iN/AN/A
Last 12-Month Dividend Yield iN/AN/A
3-Year Avg Annual Dividend iN/AN/A
3-Year Avg Dividend Yield iN/AN/A
3-Year Total Dividends iN/AN/A
Ex-Dividend DateN/AN/A