Alignment Healthcare [ALHC] vs UnitedHealth [UNH] Detailed Stock Comparison

Alignment Healthcare Inc.

NASDAQ
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UnitedHealth Group Incorporated

NYSE
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TLDR: Quick Comparison Summary

Based on 21 vital metrics comparison: Alignment Healthcare Inc. wins in 1 metrics, UnitedHealth Group Incorporated wins in 17 metrics, with 0 ties. UnitedHealth Group Incorporated appears stronger overall.

View Metrics Details

Vital Metrics Comparison

Metric Alignment Healthcare Inc. UnitedHealth Group Incorporated Better
P/E Ratio (TTM) N/A 26.81 N/A
Price-to-Book Ratio 24.07 3.42 UnitedHealth Group Incorporated
Debt-to-Equity Ratio 184.97 73.98 UnitedHealth Group Incorporated
PEG Ratio 29.04 -0.27 Alignment Healthcare Inc.
EV/EBITDA 87.70 17.29 UnitedHealth Group Incorporated
Profit Margin (TTM) -0.02% 2.68% UnitedHealth Group Incorporated
Operating Margin (TTM) -1.09% 8.05% UnitedHealth Group Incorporated
EBITDA Margin (TTM) N/A 8.05% N/A
Return on Equity -0.70% 12.18% UnitedHealth Group Incorporated
Return on Assets (TTM) 1.10% 3.78% UnitedHealth Group Incorporated
Free Cash Flow (TTM) $113.15M $16.08B UnitedHealth Group Incorporated
Dividend Yield N/A 3.84% N/A
1-Year Return -0.33% 25.97% UnitedHealth Group Incorporated
Price-to-Sales Ratio (TTM) 1.09 0.72 UnitedHealth Group Incorporated
Enterprise Value $4.04B $371.09B UnitedHealth Group Incorporated
EV/Revenue Ratio 1.02 0.83 UnitedHealth Group Incorporated
Gross Profit Margin (TTM) 12.18% 16.34% UnitedHealth Group Incorporated
Revenue per Share (TTM) $20 $496 UnitedHealth Group Incorporated
Earnings per Share (Diluted) $0.00 $13.24 UnitedHealth Group Incorporated
Beta (Stock Volatility) 1.20 0.41 UnitedHealth Group Incorporated
Short % of Float 12.15% 1.86% UnitedHealth Group Incorporated

Alignment Healthcare Inc. vs UnitedHealth Group Incorporated Stock Performance Analysis

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ALHC
UNH

Performance Comparison

Short-term Returns

Stock1D1W1M3M6MYTD
Alignment Healthcare Inc.4.47%-14.91%-29.18%-30.59%-28.55%-32.54%
UnitedHealth Group Incorporated-0.24%0.28%1.93%28.14%16.45%12.34%

Long-term Returns

Stock1Y3Y5Y10Y15Y20Y
Alignment Healthcare Inc.-0.33%142.41%-34.45%-11.50%-11.50%-11.50%
UnitedHealth Group Incorporated25.97%-23.87%-6.24%177.92%678.53%709.51%

Performance & Financial Health Analysis: Alignment Healthcare Inc. vs UnitedHealth Group Incorporated

MetricALHCUNH
Market Information
Market Cap i$4.32B$322.34B
Market Cap CategoryMid capMega cap
10 Day Avg. Volume i2,483,1849,626,040
90 Day Avg. Volume i3,253,5219,353,900
Last Close$14.25$377.00
52 Week Range$11.62 - $23.87$234.60 - $404.15
% from 52W High-40.30%-6.72%
All-Time High$28.59 (May 03, 2021)$630.73 (Nov 11, 2024)
% from All-Time High-50.16%-40.23%
Growth Metrics
Quarterly Revenue Growth0.44%0.02%
Quarterly Earnings Growth0.44%0.00%
Financial Health
Profit Margin (TTM) i0.00%0.03%
Operating Margin (TTM) i-0.01%0.08%
Return on Equity (TTM) i-0.01%0.12%
Debt to Equity (MRQ) i184.9773.98
Cash & Liquidity
Book Value per Share (MRQ)$0.88$103.87
Cash per Share (MRQ)$2.96$34.32
Operating Cash Flow (TTM) i$139.93M$23.15B
Levered Free Cash Flow (TTM) i$124.50M$17.69B
Dividends
Last 12-Month Dividend Yield iN/A3.84%
Last 12-Month Dividend iN/A$10.94

Valuation & Enterprise Metrics Analysis: Alignment Healthcare Inc. vs UnitedHealth Group Incorporated

MetricALHC (Apr 26, 2026)UNH (Apr 26, 2026)
Price Ratios
P/E Ratio (TTM) iN/A26.81
Forward P/E i29.0417.17
PEG Ratio i29.04-0.27
Price to Sales (TTM) i1.090.72
Price to Book (MRQ) i24.073.42
Market Capitalization
Market Capitalization i$4.32B$322.34B
Enterprise Value i$4.04B$371.09B
Enterprise Value Metrics
Enterprise to Revenue i1.020.83
Enterprise to EBITDA i87.7017.29
Risk & Other Metrics
Beta i1.200.41
Book Value per Share (MRQ) i$0.88$103.87

Financial Statements Comparison: Alignment Healthcare Inc. vs UnitedHealth Group Incorporated

Financial Metrics

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Revenue

Operating Margin

Profit Margin

Long Term Debt

Income Flow Analysis

Financial Statements Comparison

Income Statement

MetricALHC (2025)UNH (2025)
Revenue/Sales i3.95B447.57B
Cost of Goods Sold i3.46B364.65B
COGS % of Revenue i87.6%81.5%
Gross Profit i488.56M82.92B
Gross Margin i12.4%18.5%
Research & Development iN/AN/A
Operating Income (EBIT) i14.75M18.96B
Operating Margin i0.4%4.2%
EBITDA i45.32M23.33B
EBITDA Margin i1.1%5.2%
Pre-Tax Income i-958,00014.70B
Pre-Tax Income % of Revenue i0.0%3.3%
Income Tax i20,0001.89B
Income Tax % of Revenue i0.0%0.4%
Net Income (Profit) i-978,00012.81B
Profit Margin i0.0%2.9%

Balance Sheet & Liquidity Metrics

MetricALHC (2025)UNH (2025)
Cash & Equivalents i575.82M24.37B
Total Current Assets i951.58M90.58B
Total Current Assets % of Revenue i24.1%20.2%
Total Current Liabilities i556.87M114.90B
Total Current Liabilities % of Revenue i14.1%25.7%
Long-Term Debt i329.64M72.32B
Long-Term Debt % of Revenue i8.3%16.2%
Total Shareholders Equity i179.28M101.70B
Retained Earnings i-1.01B95.60B
Retained Earnings % of Revenue i-25.6%21.4%
Property, Plant & Equipment i7.02M0

Cash Flow Statement Comparison

MetricALHC (2025)UNH (2025)
Operating Cash Flow i3.66M13.61B
Operating Cash Flow % of Revenue i0.1%3.0%
Capital Expenditures i-26.71M-3.62B
Free Cash Flow i113.15M16.08B
FCF Margin i2.9%3.6%
Debt Repayment i0-3.05B
Common Stock Repurchase iN/A-5.55B

Short Interest & Institutional Ownership Analysis

MetricALHCUNH
Shares Short i16.38M15.18M
Short Ratio i4.941.68
Short % of Float i12.15%1.86%
Shares Outstanding i204.15M905.84M
Float Shares i168.31M902.31M
% Held by Insiders i3.84%0.81%
% Held by Institutions i101.13%83.96%
% Held by Public i-4.97%15.23%

Dividend Analysis & Yield Comparison: Alignment Healthcare Inc. vs UnitedHealth Group Incorporated

MetricALHCUNH
Last 12-Month Dividend iN/A$10.94
Last 12-Month Dividend Yield iN/A3.84%
3-Year Avg Annual Dividend iN/A$8.25
3-Year Avg Dividend Yield iN/A0.50%
3-Year Total Dividends iN/A$24.76
Ex-Dividend DateN/AMar 09, 2026