Amerisafe [AMSF] vs Employers Holdings [EIG] Detailed Stock Comparison

Amerisafe Inc.

NASDAQ
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Employers Holdings Inc.

NYSE
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TLDR: Quick Comparison Summary

Based on 20 vital metrics comparison: Amerisafe Inc. wins in 11 metrics, Employers Holdings Inc. wins in 8 metrics, with 0 ties. Amerisafe Inc. appears stronger overall.

View Metrics Details

Vital Metrics Comparison

Metric Amerisafe Inc. Employers Holdings Inc. Better
P/E Ratio (TTM) 13.42 91.17 Amerisafe Inc.
Price-to-Book Ratio 2.47 0.89 Employers Holdings Inc.
Debt-to-Equity Ratio 0.20 4.07 Amerisafe Inc.
PEG Ratio -0.66 -0.47 Employers Holdings Inc.
EV/EBITDA 9.18 40.27 Amerisafe Inc.
Profit Margin (TTM) 14.86% 1.26% Amerisafe Inc.
Operating Margin (TTM) 15.56% -17.24% Amerisafe Inc.
EBITDA Margin (TTM) 15.56% N/A N/A
Return on Equity 18.53% 1.07% Amerisafe Inc.
Return on Assets (TTM) 3.22% 0.24% Amerisafe Inc.
Free Cash Flow (TTM) $8.92M $42.50M Employers Holdings Inc.
Dividend Yield 8.33% 3.17% Amerisafe Inc.
1-Year Return -29.07% -1.43% Employers Holdings Inc.
Price-to-Sales Ratio (TTM) 1.98 0.95 Employers Holdings Inc.
Enterprise Value $546.97M $692.70M Employers Holdings Inc.
EV/Revenue Ratio 1.72 0.81 Employers Holdings Inc.
Revenue per Share (TTM) $17 $37 Employers Holdings Inc.
Earnings per Share (Diluted) $2.47 $0.46 Amerisafe Inc.
Beta (Stock Volatility) 0.34 0.49 Amerisafe Inc.
Short % of Float 1.81% 10.59% Amerisafe Inc.

Amerisafe Inc. vs Employers Holdings Inc. Stock Performance Analysis

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AMSF
EIG

Performance Comparison

Short-term Returns

Stock1D1W1M3M6MYTD
Amerisafe Inc.-1.68%-1.56%1.27%-6.65%-20.84%-17.51%
Employers Holdings Inc.-0.89%0.55%9.14%15.76%8.27%7.00%

Long-term Returns

Stock1Y3Y5Y10Y15Y20Y
Amerisafe Inc.-29.07%-40.79%-46.80%-47.96%41.14%195.50%
Employers Holdings Inc.-1.43%21.71%12.64%62.85%196.28%133.59%

Performance & Financial Health Analysis: Amerisafe Inc. vs Employers Holdings Inc.

MetricAMSFEIG
Market Information
Market Cap i$588.36M$822.34M
Market Cap CategorySmall capSmall cap
10 Day Avg. Volume i161,193223,889
90 Day Avg. Volume i209,351246,833
Last Close$31.00$45.84
52 Week Range$29.42 - $47.86$35.73 - $47.91
% from 52W High-35.23%-4.32%
All-Time High$80.65 (Feb 17, 2020)$54.44 (Nov 11, 2024)
% from All-Time High-61.56%-15.80%
Growth Metrics
Quarterly Revenue Growth0.10%-0.21%
Quarterly Earnings Growth-0.21%N/A
Financial Health
Profit Margin (TTM) i0.15%0.01%
Operating Margin (TTM) i0.16%-0.17%
Return on Equity (TTM) i0.19%0.01%
Debt to Equity (MRQ) i0.204.07
Cash & Liquidity
Book Value per Share (MRQ)$13.40$46.98
Cash per Share (MRQ)$4.06$8.72
Operating Cash Flow (TTM) i$11.07M$44.70M
Levered Free Cash Flow (TTM) i$37.76M$43.09M
Dividends
Last 12-Month Dividend Yield i8.33%3.17%
Last 12-Month Dividend i$2.97$1.28

Valuation & Enterprise Metrics Analysis: Amerisafe Inc. vs Employers Holdings Inc.

MetricAMSF (Apr 24, 2026)EIG (Apr 23, 2026)
Price Ratios
P/E Ratio (TTM) i13.4291.17
Forward P/E i15.4216.89
PEG Ratio i-0.66-0.47
Price to Sales (TTM) i1.980.95
Price to Book (MRQ) i2.470.89
Market Capitalization
Market Capitalization i$588.36M$822.34M
Enterprise Value i$546.97M$692.70M
Enterprise Value Metrics
Enterprise to Revenue i1.720.81
Enterprise to EBITDA i9.1840.27
Risk & Other Metrics
Beta i0.340.49
Book Value per Share (MRQ) i$13.40$46.98

Financial Statements Comparison: Amerisafe Inc. vs Employers Holdings Inc.

Financial Metrics

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Revenue

Operating Margin

Profit Margin

Long Term Debt

Income Flow Analysis

Financial Statements Comparison

Income Statement

MetricAMSF (2025)EIG (2025)
Revenue/Sales i317.30M858.70M
Cost of Goods Sold iN/AN/A
COGS % of Revenue i0.0%0.0%
Gross Profit iN/AN/A
Gross Margin i0.0%0.0%
Research & Development iN/AN/A
Operating Income (EBIT) iN/AN/A
Operating Margin i0.0%0.0%
EBITDA iN/AN/A
EBITDA Margin i0.0%0.0%
Pre-Tax Income i58.85M12.00M
Pre-Tax Income % of Revenue i18.5%1.4%
Income Tax i11.71M1.20M
Income Tax % of Revenue i3.7%0.1%
Net Income (Profit) i47.15M10.80M
Profit Margin i14.9%1.3%

Balance Sheet & Liquidity Metrics

MetricAMSF (2025)EIG (2025)
Cash & Equivalents i61.93M159.80M
Total Current Assets iN/AN/A
Total Current Assets % of Revenue i0.0%0.0%
Total Current Liabilities iN/AN/A
Total Current Liabilities % of Revenue i0.0%0.0%
Long-Term Debt iN/A19.90M
Long-Term Debt % of Revenue i0.0%2.3%
Total Shareholders Equity i251.60M955.70M
Retained Earnings i82.85M1.45B
Retained Earnings % of Revenue i26.1%169.3%
Property, Plant & Equipment iN/AN/A

Cash Flow Statement Comparison

MetricAMSF (2025)EIG (2025)
Operating Cash Flow i43.21M35.90M
Operating Cash Flow % of Revenue i13.6%4.2%
Capital Expenditures i-2.15MN/A
Free Cash Flow i8.92M42.50M
FCF Margin i2.8%4.9%
Debt Repayment i-85,0000
Common Stock Repurchase i-12.10M-182.80M

Short Interest & Institutional Ownership Analysis

MetricAMSFEIG
Shares Short i282,5981.30M
Short Ratio i1.244.90
Short % of Float i1.81%10.59%
Shares Outstanding i18.79M20.34M
Float Shares i18.41M19.04M
% Held by Insiders i1.90%2.28%
% Held by Institutions i100.04%92.10%
% Held by Public i-1.94%5.62%

Dividend Analysis & Yield Comparison: Amerisafe Inc. vs Employers Holdings Inc.

MetricAMSFEIG
Last 12-Month Dividend i$2.97$1.28
Last 12-Month Dividend Yield i8.33%3.17%
3-Year Avg Annual Dividend i$4.10$1.20
3-Year Avg Dividend Yield i1.99%0.70%
3-Year Total Dividends i$12.31$3.60
Ex-Dividend DateMar 13, 2026Mar 04, 2026