Amerisafe [AMSF] vs Fidelity National [FNF] Detailed Stock Comparison
TLDR: Quick Comparison Summary
Based on 20 vital metrics comparison: Amerisafe Inc. wins in 11 metrics, Fidelity National Financial Inc. wins in 9 metrics, with 0 ties. Amerisafe Inc. appears stronger overall.
View Metrics Details
Vital Metrics Comparison
| Metric | Amerisafe Inc. | Fidelity National Financial Inc. | Better |
|---|---|---|---|
| P/E Ratio (TTM) | 13.42 | 22.93 | Amerisafe Inc. |
| Price-to-Book Ratio | 2.47 | 1.85 | Fidelity National Financial Inc. |
| Debt-to-Equity Ratio | 0.20 | 53.14 | Amerisafe Inc. |
| PEG Ratio | -0.66 | -0.18 | Fidelity National Financial Inc. |
| EV/EBITDA | 9.18 | 7.60 | Fidelity National Financial Inc. |
| Profit Margin (TTM) | 14.86% | 4.15% | Amerisafe Inc. |
| Operating Margin (TTM) | 15.56% | 13.06% | Amerisafe Inc. |
| EBITDA Margin (TTM) | 15.56% | 13.06% | Amerisafe Inc. |
| Return on Equity | 18.53% | 7.76% | Amerisafe Inc. |
| Return on Assets (TTM) | 3.22% | 1.11% | Amerisafe Inc. |
| Free Cash Flow (TTM) | $8.92M | $5.68B | Fidelity National Financial Inc. |
| Dividend Yield | 8.33% | 4.50% | Amerisafe Inc. |
| 1-Year Return | -29.07% | -10.09% | Fidelity National Financial Inc. |
| Price-to-Sales Ratio (TTM) | 1.98 | 0.95 | Fidelity National Financial Inc. |
| Enterprise Value | $546.97M | $15.76B | Fidelity National Financial Inc. |
| EV/Revenue Ratio | 1.72 | 1.09 | Fidelity National Financial Inc. |
| Revenue per Share (TTM) | $17 | $54 | Fidelity National Financial Inc. |
| Earnings per Share (Diluted) | $2.47 | $2.21 | Amerisafe Inc. |
| Beta (Stock Volatility) | 0.34 | 1.06 | Amerisafe Inc. |
| Short % of Float | 1.81% | 2.79% | Amerisafe Inc. |
Amerisafe Inc. vs Fidelity National Financial Inc. Stock Performance Analysis
Loading Price Chart...
Performance Comparison
Short-term Returns
| Stock | 1D | 1W | 1M | 3M | 6M | YTD |
|---|---|---|---|---|---|---|
| Amerisafe Inc. | -1.68% | -1.56% | 1.27% | -6.65% | -20.84% | -17.51% |
| Fidelity National Financial Inc. | 0.29% | 2.15% | 0.27% | 0.35% | -15.03% | -11.46% |
Long-term Returns
| Stock | 1Y | 3Y | 5Y | 10Y | 15Y | 20Y |
|---|---|---|---|---|---|---|
| Amerisafe Inc. | -29.07% | -40.79% | -46.80% | -47.96% | 41.14% | 195.50% |
| Fidelity National Financial Inc. | -10.09% | 42.96% | 18.82% | 105.93% | 477.35% | 330.55% |
Performance & Financial Health Analysis: Amerisafe Inc. vs Fidelity National Financial Inc.
| Metric | AMSF | FNF |
|---|---|---|
| Market Information | ||
| Market Cap | $588.36M | $13.97B |
| Market Cap Category | Small cap | Large cap |
| 10 Day Avg. Volume | 161,193 | 1,868,732 |
| 90 Day Avg. Volume | 209,351 | 2,225,241 |
| Last Close | $31.00 | $48.06 |
| 52 Week Range | $29.42 - $47.86 | $42.78 - $59.21 |
| % from 52W High | -35.23% | -18.83% |
| All-Time High | $80.65 (Feb 17, 2020) | $66.72 (Mar 31, 2025) |
| % from All-Time High | -61.56% | -27.97% |
| Growth Metrics | ||
| Quarterly Revenue Growth | 0.10% | 0.12% |
| Quarterly Earnings Growth | -0.21% | 0.12% |
| Financial Health | ||
| Profit Margin (TTM) | 0.15% | 0.04% |
| Operating Margin (TTM) | 0.16% | 0.13% |
| Return on Equity (TTM) | 0.19% | 0.08% |
| Debt to Equity (MRQ) | 0.20 | 53.14 |
| Cash & Liquidity | ||
| Book Value per Share (MRQ) | $13.40 | $27.40 |
| Cash per Share (MRQ) | $4.06 | $15.84 |
| Operating Cash Flow (TTM) | $11.07M | $5.83B |
| Levered Free Cash Flow (TTM) | $37.76M | $2.05B |
| Dividends | ||
| Last 12-Month Dividend Yield | 8.33% | 4.50% |
| Last 12-Month Dividend | $2.97 | $2.02 |
Valuation & Enterprise Metrics Analysis: Amerisafe Inc. vs Fidelity National Financial Inc.
| Metric | AMSF (Apr 24, 2026) | FNF (Apr 24, 2026) |
|---|---|---|
| Price Ratios | ||
| P/E Ratio (TTM) | 13.42 | 22.93 |
| Forward P/E | 15.42 | 7.86 |
| PEG Ratio | -0.66 | -0.18 |
| Price to Sales (TTM) | 1.98 | 0.95 |
| Price to Book (MRQ) | 2.47 | 1.85 |
| Market Capitalization | ||
| Market Capitalization | $588.36M | $13.97B |
| Enterprise Value | $546.97M | $15.76B |
| Enterprise Value Metrics | ||
| Enterprise to Revenue | 1.72 | 1.09 |
| Enterprise to EBITDA | 9.18 | 7.60 |
| Risk & Other Metrics | ||
| Beta | 0.34 | 1.06 |
| Book Value per Share (MRQ) | $13.40 | $27.40 |
Financial Statements Comparison: Amerisafe Inc. vs Fidelity National Financial Inc.
Financial Metrics
Loading Financial Charts...
Revenue
Operating Margin
Profit Margin
Long Term Debt
Income Flow Analysis
Financial Statements Comparison
Income Statement
| Metric | AMSF (2025) | FNF (2025) |
|---|---|---|
| Revenue/Sales | 317.30M | 14.14B |
| Cost of Goods Sold | N/A | N/A |
| COGS % of Revenue | 0.0% | 0.0% |
| Gross Profit | N/A | N/A |
| Gross Margin | 0.0% | 0.0% |
| Research & Development | N/A | N/A |
| Operating Income (EBIT) | N/A | N/A |
| Operating Margin | 0.0% | 0.0% |
| EBITDA | N/A | N/A |
| EBITDA Margin | 0.0% | 0.0% |
| Pre-Tax Income | 58.85M | 1.40B |
| Pre-Tax Income % of Revenue | 18.5% | 9.9% |
| Income Tax | 11.71M | 753.00M |
| Income Tax % of Revenue | 3.7% | 5.3% |
| Net Income (Profit) | 47.15M | 679.00M |
| Profit Margin | 14.9% | 4.8% |
Balance Sheet & Liquidity Metrics
| Metric | AMSF (2025) | FNF (2025) |
|---|---|---|
| Cash & Equivalents | 61.93M | 2.38B |
| Total Current Assets | N/A | N/A |
| Total Current Assets % of Revenue | 0.0% | 0.0% |
| Total Current Liabilities | N/A | N/A |
| Total Current Liabilities % of Revenue | 0.0% | 0.0% |
| Long-Term Debt | N/A | 4.77B |
| Long-Term Debt % of Revenue | 0.0% | 33.7% |
| Total Shareholders Equity | 251.60M | 8.97B |
| Retained Earnings | 82.85M | 5.48B |
| Retained Earnings % of Revenue | 26.1% | 38.8% |
| Property, Plant & Equipment | N/A | N/A |
Cash Flow Statement Comparison
| Metric | AMSF (2025) | FNF (2025) |
|---|---|---|
| Operating Cash Flow | 43.21M | 977.00M |
| Operating Cash Flow % of Revenue | 13.6% | 6.9% |
| Capital Expenditures | -2.15M | -147.00M |
| Free Cash Flow | 8.92M | 5.68B |
| FCF Margin | 2.8% | 40.2% |
| Debt Repayment | -85,000 | -300.00M |
| Common Stock Repurchase | -12.10M | -251.00M |
Short Interest & Institutional Ownership Analysis
| Metric | AMSF | FNF |
|---|---|---|
| Shares Short | 282,598 | 6.04M |
| Short Ratio | 1.24 | 3.46 |
| Short % of Float | 1.81% | 2.79% |
| Shares Outstanding | 18.79M | 271.34M |
| Float Shares | 18.41M | 256.36M |
| % Held by Insiders | 1.90% | 5.67% |
| % Held by Institutions | 100.04% | 82.25% |
| % Held by Public | -1.94% | 12.08% |
Dividend Analysis & Yield Comparison: Amerisafe Inc. vs Fidelity National Financial Inc.
| Metric | AMSF | FNF |
|---|---|---|
| Last 12-Month Dividend | $2.97 | $2.02 |
| Last 12-Month Dividend Yield | 8.33% | 4.50% |
| 3-Year Avg Annual Dividend | $4.10 | $1.95 |
| 3-Year Avg Dividend Yield | 1.99% | 0.99% |
| 3-Year Total Dividends | $12.31 | $5.84 |
| Ex-Dividend Date | Mar 13, 2026 | Mar 17, 2026 |