Amerisafe [AMSF] vs Fidelity National [FNF] Detailed Stock Comparison

TLDR: Quick Comparison Summary

Based on 20 vital metrics comparison: Amerisafe Inc. wins in 11 metrics, Fidelity National Financial Inc. wins in 9 metrics, with 0 ties. Amerisafe Inc. appears stronger overall.

View Metrics Details

Vital Metrics Comparison

Metric Amerisafe Inc. Fidelity National Financial Inc. Better
P/E Ratio (TTM) 13.42 22.93 Amerisafe Inc.
Price-to-Book Ratio 2.47 1.85 Fidelity National Financial Inc.
Debt-to-Equity Ratio 0.20 53.14 Amerisafe Inc.
PEG Ratio -0.66 -0.18 Fidelity National Financial Inc.
EV/EBITDA 9.18 7.60 Fidelity National Financial Inc.
Profit Margin (TTM) 14.86% 4.15% Amerisafe Inc.
Operating Margin (TTM) 15.56% 13.06% Amerisafe Inc.
EBITDA Margin (TTM) 15.56% 13.06% Amerisafe Inc.
Return on Equity 18.53% 7.76% Amerisafe Inc.
Return on Assets (TTM) 3.22% 1.11% Amerisafe Inc.
Free Cash Flow (TTM) $8.92M $5.68B Fidelity National Financial Inc.
Dividend Yield 8.33% 4.50% Amerisafe Inc.
1-Year Return -29.07% -10.09% Fidelity National Financial Inc.
Price-to-Sales Ratio (TTM) 1.98 0.95 Fidelity National Financial Inc.
Enterprise Value $546.97M $15.76B Fidelity National Financial Inc.
EV/Revenue Ratio 1.72 1.09 Fidelity National Financial Inc.
Revenue per Share (TTM) $17 $54 Fidelity National Financial Inc.
Earnings per Share (Diluted) $2.47 $2.21 Amerisafe Inc.
Beta (Stock Volatility) 0.34 1.06 Amerisafe Inc.
Short % of Float 1.81% 2.79% Amerisafe Inc.

Amerisafe Inc. vs Fidelity National Financial Inc. Stock Performance Analysis

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Performance Comparison

Short-term Returns

Stock1D1W1M3M6MYTD
Amerisafe Inc.-1.68%-1.56%1.27%-6.65%-20.84%-17.51%
Fidelity National Financial Inc.0.29%2.15%0.27%0.35%-15.03%-11.46%

Long-term Returns

Stock1Y3Y5Y10Y15Y20Y
Amerisafe Inc.-29.07%-40.79%-46.80%-47.96%41.14%195.50%
Fidelity National Financial Inc.-10.09%42.96%18.82%105.93%477.35%330.55%

Performance & Financial Health Analysis: Amerisafe Inc. vs Fidelity National Financial Inc.

MetricAMSFFNF
Market Information
Market Cap i$588.36M$13.97B
Market Cap CategorySmall capLarge cap
10 Day Avg. Volume i161,1931,868,732
90 Day Avg. Volume i209,3512,225,241
Last Close$31.00$48.06
52 Week Range$29.42 - $47.86$42.78 - $59.21
% from 52W High-35.23%-18.83%
All-Time High$80.65 (Feb 17, 2020)$66.72 (Mar 31, 2025)
% from All-Time High-61.56%-27.97%
Growth Metrics
Quarterly Revenue Growth0.10%0.12%
Quarterly Earnings Growth-0.21%0.12%
Financial Health
Profit Margin (TTM) i0.15%0.04%
Operating Margin (TTM) i0.16%0.13%
Return on Equity (TTM) i0.19%0.08%
Debt to Equity (MRQ) i0.2053.14
Cash & Liquidity
Book Value per Share (MRQ)$13.40$27.40
Cash per Share (MRQ)$4.06$15.84
Operating Cash Flow (TTM) i$11.07M$5.83B
Levered Free Cash Flow (TTM) i$37.76M$2.05B
Dividends
Last 12-Month Dividend Yield i8.33%4.50%
Last 12-Month Dividend i$2.97$2.02

Valuation & Enterprise Metrics Analysis: Amerisafe Inc. vs Fidelity National Financial Inc.

MetricAMSF (Apr 24, 2026)FNF (Apr 24, 2026)
Price Ratios
P/E Ratio (TTM) i13.4222.93
Forward P/E i15.427.86
PEG Ratio i-0.66-0.18
Price to Sales (TTM) i1.980.95
Price to Book (MRQ) i2.471.85
Market Capitalization
Market Capitalization i$588.36M$13.97B
Enterprise Value i$546.97M$15.76B
Enterprise Value Metrics
Enterprise to Revenue i1.721.09
Enterprise to EBITDA i9.187.60
Risk & Other Metrics
Beta i0.341.06
Book Value per Share (MRQ) i$13.40$27.40

Financial Statements Comparison: Amerisafe Inc. vs Fidelity National Financial Inc.

Financial Metrics

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Revenue

Operating Margin

Profit Margin

Long Term Debt

Income Flow Analysis

Financial Statements Comparison

Income Statement

MetricAMSF (2025)FNF (2025)
Revenue/Sales i317.30M14.14B
Cost of Goods Sold iN/AN/A
COGS % of Revenue i0.0%0.0%
Gross Profit iN/AN/A
Gross Margin i0.0%0.0%
Research & Development iN/AN/A
Operating Income (EBIT) iN/AN/A
Operating Margin i0.0%0.0%
EBITDA iN/AN/A
EBITDA Margin i0.0%0.0%
Pre-Tax Income i58.85M1.40B
Pre-Tax Income % of Revenue i18.5%9.9%
Income Tax i11.71M753.00M
Income Tax % of Revenue i3.7%5.3%
Net Income (Profit) i47.15M679.00M
Profit Margin i14.9%4.8%

Balance Sheet & Liquidity Metrics

MetricAMSF (2025)FNF (2025)
Cash & Equivalents i61.93M2.38B
Total Current Assets iN/AN/A
Total Current Assets % of Revenue i0.0%0.0%
Total Current Liabilities iN/AN/A
Total Current Liabilities % of Revenue i0.0%0.0%
Long-Term Debt iN/A4.77B
Long-Term Debt % of Revenue i0.0%33.7%
Total Shareholders Equity i251.60M8.97B
Retained Earnings i82.85M5.48B
Retained Earnings % of Revenue i26.1%38.8%
Property, Plant & Equipment iN/AN/A

Cash Flow Statement Comparison

MetricAMSF (2025)FNF (2025)
Operating Cash Flow i43.21M977.00M
Operating Cash Flow % of Revenue i13.6%6.9%
Capital Expenditures i-2.15M-147.00M
Free Cash Flow i8.92M5.68B
FCF Margin i2.8%40.2%
Debt Repayment i-85,000-300.00M
Common Stock Repurchase i-12.10M-251.00M

Short Interest & Institutional Ownership Analysis

MetricAMSFFNF
Shares Short i282,5986.04M
Short Ratio i1.243.46
Short % of Float i1.81%2.79%
Shares Outstanding i18.79M271.34M
Float Shares i18.41M256.36M
% Held by Insiders i1.90%5.67%
% Held by Institutions i100.04%82.25%
% Held by Public i-1.94%12.08%

Dividend Analysis & Yield Comparison: Amerisafe Inc. vs Fidelity National Financial Inc.

MetricAMSFFNF
Last 12-Month Dividend i$2.97$2.02
Last 12-Month Dividend Yield i8.33%4.50%
3-Year Avg Annual Dividend i$4.10$1.95
3-Year Avg Dividend Yield i1.99%0.99%
3-Year Total Dividends i$12.31$5.84
Ex-Dividend DateMar 13, 2026Mar 17, 2026