Amerisafe [AMSF] vs Ryan Specialty [RYAN] Detailed Stock Comparison
Amerisafe
NASDAQ
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Ryan Specialty
NYSE
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TLDR: Quick Comparison Summary
Based on 19 vital metrics comparison: Amerisafe wins in 13 metrics, Ryan Specialty wins in 6 metrics, with 0 ties. Amerisafe appears stronger overall.
View Metrics Details
Vital Metrics Comparison
| Metric | Amerisafe | Ryan Specialty | Better |
|---|---|---|---|
| P/E Ratio (TTM) | 16.83 | 129.05 | Amerisafe |
| Price-to-Book Ratio | 3.17 | 10.75 | Amerisafe |
| Debt-to-Equity Ratio | 0.00 | 309.01 | Amerisafe |
| PEG Ratio | 0.65 | 16.35 | Amerisafe |
| EV/EBITDA | 12.10 | 13.82 | Amerisafe |
| Profit Margin (TTM) | 16.45% | 2.02% | Amerisafe |
| Operating Margin (TTM) | 21.52% | 23.84% | Ryan Specialty |
| EBITDA Margin (TTM) | 21.52% | 23.84% | Ryan Specialty |
| Return on Equity | 17.80% | 16.98% | Amerisafe |
| Return on Assets (TTM) | 3.31% | 3.48% | Ryan Specialty |
| Free Cash Flow (TTM) | $23.35M | $467.87M | Ryan Specialty |
| Dividend Yield | 10.62% | 0.51% | Amerisafe |
| 1-Year Return | -10.12% | -18.61% | Amerisafe |
| Price-to-Sales Ratio (TTM) | 2.74 | 4.95 | Amerisafe |
| Enterprise Value | $776.82M | $10.65B | Ryan Specialty |
| EV/Revenue Ratio | 2.54 | 3.87 | Amerisafe |
| Revenue per Share (TTM) | $16 | $22 | Ryan Specialty |
| Earnings per Share (Diluted) | $2.63 | $0.40 | Amerisafe |
| Beta (Stock Volatility) | 0.37 | 0.63 | Amerisafe |
Performance
News Sentiment
Key Stats
Valuation
Financials
Short Interest
Dividends
Amerisafe vs Ryan Specialty Stock Performance Analysis
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Performance Comparison
Short-term Returns
| Stock | 1D | 1W | 1M | 3M | 6M | YTD |
|---|---|---|---|---|---|---|
| Amerisafe | 0.77% | -5.98% | -4.61% | -3.11% | -16.49% | -15.96% |
| Ryan Specialty | 1.70% | -4.40% | -12.53% | -21.01% | -27.53% | -17.44% |
Long-term Returns
| Stock | 1Y | 3Y | 5Y | 10Y | 15Y | 20Y |
|---|---|---|---|---|---|---|
| Amerisafe | -10.12% | -8.07% | -24.72% | -14.33% | 135.30% | 378.44% |
| Ryan Specialty | -18.61% | 32.18% | 80.87% | 80.87% | 80.87% | 80.87% |
News Based Sentiment: Amerisafe vs Ryan Specialty
Amerisafe
News based Sentiment: MIXED
Amerisafe experienced a month of conflicting signals, with a Zacks downgrade offset by positive technical indicators and continued dividend payouts. Insider and institutional activity added to the complexity, creating a mixed investment narrative that requires careful monitoring.
Ryan Specialty
News based Sentiment: MIXED
September was a month of contrasts for Ryan Specialty, with significant insider buying activity signaling confidence, but also a new 52-week low and mixed institutional investor behavior. While analysts remain largely positive, the stock's momentum and valuation are concerning, creating a complex investment picture.
Performance & Financial Health Analysis: Amerisafe vs Ryan Specialty
| Metric | AMSF | RYAN |
|---|---|---|
| Market Information | ||
| Market Cap | $840.72M | $13.63B |
| Market Cap Category | Small cap | Large cap |
| 10 Day Avg. Volume | 81,620 | 1,435,640 |
| 90 Day Avg. Volume | 83,710 | 1,449,063 |
| Last Close | $43.39 | $52.59 |
| 52 Week Range | $42.48 - $60.24 | $50.08 - $77.16 |
| % from 52W High | -27.97% | -31.84% |
| All-Time High | $80.65 (Feb 17, 2020) | $77.16 (Mar 31, 2025) |
| % from All-Time High | -46.20% | -31.84% |
| Growth Metrics | ||
| Quarterly Revenue Growth | 0.07% | 0.24% |
| Quarterly Earnings Growth | 0.27% | 0.11% |
| Financial Health | ||
| Profit Margin (TTM) | 0.16% | 0.02% |
| Operating Margin (TTM) | 0.22% | 0.24% |
| Return on Equity (TTM) | 0.18% | 0.17% |
| Debt to Equity (MRQ) | 0.00 | 309.01 |
| Cash & Liquidity | ||
| Book Value per Share (MRQ) | $13.97 | $4.80 |
| Cash per Share (MRQ) | $3.34 | $1.40 |
| Operating Cash Flow (TTM) | $9.04M | $571.34M |
| Levered Free Cash Flow (TTM) | $78.41M | $429.36M |
| Dividends | ||
| Last 12-Month Dividend Yield | 10.62% | 0.51% |
| Last 12-Month Dividend | $4.91 | $0.34 |
Valuation & Enterprise Metrics Analysis: Amerisafe vs Ryan Specialty
| Metric | AMSF | RYAN |
|---|---|---|
| Price Ratios | ||
| P/E Ratio (TTM) | 16.83 | 129.05 |
| Forward P/E | 18.84 | 23.36 |
| PEG Ratio | 0.65 | 16.35 |
| Price to Sales (TTM) | 2.74 | 4.95 |
| Price to Book (MRQ) | 3.17 | 10.75 |
| Market Capitalization | ||
| Market Capitalization | $840.72M | $13.63B |
| Enterprise Value | $776.82M | $10.65B |
| Enterprise Value Metrics | ||
| Enterprise to Revenue | 2.54 | 3.87 |
| Enterprise to EBITDA | 12.10 | 13.82 |
| Risk & Other Metrics | ||
| Beta | 0.37 | 0.63 |
| Book Value per Share (MRQ) | $13.97 | $4.80 |
Financial Statements Comparison: Amerisafe vs Ryan Specialty
Financial Metrics
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Revenue
EBITDA
Operating Margin
Free Cash Flow
Long Term Debt
Profit Margin
Current Ratio
Operating Cash Flow
Income Statement (MRQ)
| Metric (MRQ) | AMSF | RYAN |
|---|---|---|
| Revenue/Sales | $72.61M | $690.17M |
| Cost of Goods Sold | N/A | N/A |
| Gross Profit | N/A | N/A |
| Research & Development | N/A | N/A |
| Operating Income (EBIT) | N/A | N/A |
| EBITDA | N/A | N/A |
| Pre-Tax Income | $11.22M | $51.04M |
| Income Tax | $2.27M | $55.43M |
| Net Income (Profit) | $8.95M | $-4.39M |
Balance Sheet & Liquidity Metrics (MRQ)
| Metric (MRQ) | AMSF | RYAN |
|---|---|---|
| Cash & Equivalents | $44.75M | $203.55M |
| Total Current Assets | N/A | N/A |
| Total Current Liabilities | N/A | N/A |
| Long-Term Debt | N/A | $3.81B |
| Total Shareholders Equity | $260.81M | $1.06B |
| Retained Earnings | $85.60M | $79.34M |
| Property, Plant & Equipment | N/A | N/A |
Cash Flow Statement Comparison (MRQ)
| Metric (MRQ) | AMSF | RYAN |
|---|---|---|
| Operating Cash Flow | $-3.51M | $-197.82M |
| Capital Expenditures | $-2,000 | N/A |
| Free Cash Flow | $-1.79M | $-159.56M |
| Debt Repayment | $-21,000 | $-154.25M |
| Common Stock Repurchase | N/A | N/A |
Short Interest & Institutional Ownership Analysis
| Metric | AMSF | RYAN |
|---|---|---|
| Shares Short | 266,159 | 4.91M |
| Short Ratio | 2.93 | 3.29 |
| Short % of Float | 0.02% | 0.04% |
| Average Daily Volume (10 Day) | 81,620 | 1,435,640 |
| Average Daily Volume (90 Day) | 83,710 | 1,449,063 |
| Shares Outstanding | 19.05M | 125.41M |
| Float Shares | 18.63M | 108.65M |
| % Held by Insiders | 0.02% | 0.14% |
| % Held by Institutions | 1.00% | 0.85% |
Dividend Analysis & Yield Comparison: Amerisafe vs Ryan Specialty
| Metric | AMSF | RYAN |
|---|---|---|
| Last 12-Month Dividend | $4.91 | $0.34 |
| Last 12-Month Dividend Yield | 10.62% | 0.51% |
| 3-Year Avg Annual Dividend | $5.04 | $0.19 |
| 3-Year Avg Dividend Yield | 2.28% | 0.18% |
| 3-Year Total Dividends | $15.13 | $0.56 |
| Ex-Dividend Date | Sep 12, 2025 | Mar 04, 2025 |