Amerisafe [AMSF] vs Ryan Specialty [RYAN] Detailed Stock Comparison

Amerisafe Inc.

NASDAQ
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Ryan Specialty Holdings Inc.

NYSE
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TLDR: Quick Comparison Summary

Based on 20 vital metrics comparison: Amerisafe Inc. wins in 14 metrics, Ryan Specialty Holdings Inc. wins in 6 metrics, with 0 ties. Amerisafe Inc. appears stronger overall.

View Metrics Details

Vital Metrics Comparison

Metric Amerisafe Inc. Ryan Specialty Holdings Inc. Better
P/E Ratio (TTM) 13.42 77.21 Amerisafe Inc.
Price-to-Book Ratio 2.47 7.26 Amerisafe Inc.
Debt-to-Equity Ratio 0.20 281.55 Amerisafe Inc.
PEG Ratio -0.66 -1.70 Amerisafe Inc.
EV/EBITDA 9.18 10.09 Amerisafe Inc.
Profit Margin (TTM) 14.86% 2.12% Amerisafe Inc.
Operating Margin (TTM) 15.56% 19.00% Ryan Specialty Holdings Inc.
EBITDA Margin (TTM) 15.56% 19.00% Ryan Specialty Holdings Inc.
Return on Equity 18.53% 18.21% Amerisafe Inc.
Return on Assets (TTM) 3.22% 3.54% Ryan Specialty Holdings Inc.
Free Cash Flow (TTM) $8.92M $575.71M Ryan Specialty Holdings Inc.
Dividend Yield 8.33% 1.55% Amerisafe Inc.
1-Year Return -29.07% -45.85% Amerisafe Inc.
Price-to-Sales Ratio (TTM) 1.98 3.20 Amerisafe Inc.
Enterprise Value $546.97M $8.68B Ryan Specialty Holdings Inc.
EV/Revenue Ratio 1.72 2.90 Amerisafe Inc.
Revenue per Share (TTM) $17 $24 Ryan Specialty Holdings Inc.
Earnings per Share (Diluted) $2.47 $0.47 Amerisafe Inc.
Beta (Stock Volatility) 0.34 0.71 Amerisafe Inc.
Short % of Float 1.81% 8.68% Amerisafe Inc.

Amerisafe Inc. vs Ryan Specialty Holdings Inc. Stock Performance Analysis

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AMSF
RYAN

Performance Comparison

Short-term Returns

Stock1D1W1M3M6MYTD
Amerisafe Inc.-1.68%-1.56%1.27%-6.65%-20.84%-17.51%
Ryan Specialty Holdings Inc.-0.84%11.66%11.10%-2.27%-34.79%-30.17%

Long-term Returns

Stock1Y3Y5Y10Y15Y20Y
Amerisafe Inc.-29.07%-40.79%-46.80%-47.96%41.14%195.50%
Ryan Specialty Holdings Inc.-45.85%-17.06%24.66%24.66%24.66%24.66%

Performance & Financial Health Analysis: Amerisafe Inc. vs Ryan Specialty Holdings Inc.

MetricAMSFRYAN
Market Information
Market Cap i$588.36M$9.35B
Market Cap CategorySmall capMid cap
10 Day Avg. Volume i161,1931,677,772
90 Day Avg. Volume i209,3511,831,667
Last Close$31.00$35.34
52 Week Range$29.42 - $47.86$29.28 - $69.49
% from 52W High-35.23%-49.14%
All-Time High$80.65 (Feb 17, 2020)$77.16 (Mar 31, 2025)
% from All-Time High-61.56%-54.20%
Growth Metrics
Quarterly Revenue Growth0.10%0.14%
Quarterly Earnings Growth-0.21%-0.42%
Financial Health
Profit Margin (TTM) i0.15%0.02%
Operating Margin (TTM) i0.16%0.19%
Return on Equity (TTM) i0.19%0.18%
Debt to Equity (MRQ) i0.20281.55
Cash & Liquidity
Book Value per Share (MRQ)$13.40$5.00
Cash per Share (MRQ)$4.06$1.22
Operating Cash Flow (TTM) i$11.07M$643.67M
Levered Free Cash Flow (TTM) i$37.76M$506.21M
Dividends
Last 12-Month Dividend Yield i8.33%1.55%
Last 12-Month Dividend i$2.97$0.61

Valuation & Enterprise Metrics Analysis: Amerisafe Inc. vs Ryan Specialty Holdings Inc.

MetricAMSF (Apr 24, 2026)RYAN (Apr 24, 2026)
Price Ratios
P/E Ratio (TTM) i13.4277.21
Forward P/E i15.4214.15
PEG Ratio i-0.66-1.70
Price to Sales (TTM) i1.983.20
Price to Book (MRQ) i2.477.26
Market Capitalization
Market Capitalization i$588.36M$9.35B
Enterprise Value i$546.97M$8.68B
Enterprise Value Metrics
Enterprise to Revenue i1.722.90
Enterprise to EBITDA i9.1810.09
Risk & Other Metrics
Beta i0.340.71
Book Value per Share (MRQ) i$13.40$5.00

Financial Statements Comparison: Amerisafe Inc. vs Ryan Specialty Holdings Inc.

Financial Metrics

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Revenue

Operating Margin

Profit Margin

Long Term Debt

Income Flow Analysis

Financial Statements Comparison

Income Statement

MetricAMSF (2025)RYAN (2025)
Revenue/Sales i317.30M3.05B
Cost of Goods Sold iN/AN/A
COGS % of Revenue i0.0%0.0%
Gross Profit iN/AN/A
Gross Margin i0.0%0.0%
Research & Development iN/AN/A
Operating Income (EBIT) iN/AN/A
Operating Margin i0.0%0.0%
EBITDA iN/AN/A
EBITDA Margin i0.0%0.0%
Pre-Tax Income i58.85M293.18M
Pre-Tax Income % of Revenue i18.5%9.6%
Income Tax i11.71M79.03M
Income Tax % of Revenue i3.7%2.6%
Net Income (Profit) i47.15M214.16M
Profit Margin i14.9%7.0%

Balance Sheet & Liquidity Metrics

MetricAMSF (2025)RYAN (2025)
Cash & Equivalents i61.93M158.32M
Total Current Assets iN/AN/A
Total Current Assets % of Revenue i0.0%0.0%
Total Current Liabilities iN/AN/A
Total Current Liabilities % of Revenue i0.0%0.0%
Long-Term Debt iN/A3.44B
Long-Term Debt % of Revenue i0.0%112.9%
Total Shareholders Equity i251.60M1.25B
Retained Earnings i82.85M120.35M
Retained Earnings % of Revenue i26.1%3.9%
Property, Plant & Equipment iN/AN/A

Cash Flow Statement Comparison

MetricAMSF (2025)RYAN (2025)
Operating Cash Flow i43.21M351.50M
Operating Cash Flow % of Revenue i13.6%11.5%
Capital Expenditures i-2.15MN/A
Free Cash Flow i8.92M575.71M
FCF Margin i2.8%18.9%
Debt Repayment i-85,000-1.28B
Common Stock Repurchase i-12.10M-3.73M

Short Interest & Institutional Ownership Analysis

MetricAMSFRYAN
Shares Short i282,5989.71M
Short Ratio i1.245.49
Short % of Float i1.81%8.68%
Shares Outstanding i18.79M129.60M
Float Shares i18.41M113.81M
% Held by Insiders i1.90%13.80%
% Held by Institutions i100.04%88.15%
% Held by Public i-1.94%-1.95%

Dividend Analysis & Yield Comparison: Amerisafe Inc. vs Ryan Specialty Holdings Inc.

MetricAMSFRYAN
Last 12-Month Dividend i$2.97$0.61
Last 12-Month Dividend Yield i8.33%1.55%
3-Year Avg Annual Dividend i$4.10$0.35
3-Year Avg Dividend Yield i1.99%0.20%
3-Year Total Dividends i$12.31$1.05
Ex-Dividend DateMar 13, 2026Feb 24, 2026