Atlanticus Holdings [ATLC] vs Visa [V] Detailed Stock Comparison

Atlanticus Holdings Corp.

NASDAQ
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Visa Inc.

NYSE
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TLDR: Quick Comparison Summary

Based on 21 vital metrics comparison: Atlanticus Holdings Corp. wins in 6 metrics, Visa Inc. wins in 12 metrics, with 0 ties. Visa Inc. appears stronger overall.

View Metrics Details

Vital Metrics Comparison

Metric Atlanticus Holdings Corp. Visa Inc. Better
P/E Ratio (TTM) 12.58 28.98 Atlanticus Holdings Corp.
Price-to-Book Ratio 1.84 15.42 Atlanticus Holdings Corp.
Debt-to-Equity Ratio 1,016.20 54.61 Visa Inc.
PEG Ratio 5.88 1.66 Visa Inc.
EV/EBITDA N/A 20.50 N/A
Profit Margin (TTM) 21.93% 50.23% Visa Inc.
Operating Margin (TTM) 26.28% 68.30% Visa Inc.
EBITDA Margin (TTM) 26.28% 68.30% Visa Inc.
Return on Equity 19.72% 53.95% Visa Inc.
Return on Assets (TTM) 2.21% 18.36% Visa Inc.
Free Cash Flow (TTM) $632.94M $21.58B Visa Inc.
Dividend Yield N/A 0.78% N/A
1-Year Return 81.35% -8.63% Atlanticus Holdings Corp.
Price-to-Sales Ratio (TTM) 2.01 14.39 Atlanticus Holdings Corp.
Enterprise Value $7.08B $594.14B Visa Inc.
EV/Revenue Ratio 12.70 14.35 Atlanticus Holdings Corp.
Gross Profit Margin (TTM) N/A 81.68% N/A
Revenue per Share (TTM) $37 $21 Atlanticus Holdings Corp.
Earnings per Share (Diluted) $5.96 $10.66 Visa Inc.
Beta (Stock Volatility) 1.88 0.80 Visa Inc.
Short % of Float 31.63% 1.40% Visa Inc.

Atlanticus Holdings Corp. vs Visa Inc. Stock Performance Analysis

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ATLC
V

Performance Comparison

Short-term Returns

Stock1D1W1M3M6MYTD
Atlanticus Holdings Corp.2.90%10.68%23.20%94.28%46.65%43.27%
Visa Inc.0.44%1.30%-0.59%4.42%-6.65%-6.54%

Long-term Returns

Stock1Y3Y5Y10Y15Y20Y
Atlanticus Holdings Corp.81.35%138.09%148.67%3,211.11%3,211.11%144.13%
Visa Inc.-8.63%40.84%39.92%318.74%1,632.35%1,903.67%

Performance & Financial Health Analysis: Atlanticus Holdings Corp. vs Visa Inc.

MetricATLCV
Market Information
Market Cap i$1.14B$596.57B
Market Cap CategorySmall capMega cap
10 Day Avg. Volume i67,0446,138,912
90 Day Avg. Volume i68,2186,859,421
Last Close$95.06$323.82
52 Week Range$45.74 - $96.60$293.89 - $360.22
% from 52W High-1.59%-10.10%
All-Time High$96.60 (Jun 15, 2026)$375.51 (Jun 11, 2025)
% from All-Time High-1.59%-13.77%
Growth Metrics
Quarterly Revenue Growth0.50%0.15%
Quarterly Earnings Growth0.12%0.14%
Financial Health
Profit Margin (TTM) i0.22%0.50%
Operating Margin (TTM) i0.26%0.68%
Return on Equity (TTM) i0.20%0.54%
Debt to Equity (MRQ) i1,016.2054.61
Cash & Liquidity
Book Value per Share (MRQ)$40.79$20.03
Cash per Share (MRQ)$41.63$8.60
Operating Cash Flow (TTM) i$637.96M$24.44B
Levered Free Cash Flow (TTM) i$111.80M$22.03B
Dividends
Last 12-Month Dividend Yield iN/A0.78%
Last 12-Month Dividend i$0.00$2.52

Valuation & Enterprise Metrics Analysis: Atlanticus Holdings Corp. vs Visa Inc.

MetricATLC (Apr 24, 2026)V (Apr 26, 2026)
Price Ratios
P/E Ratio (TTM) i12.5828.98
Forward P/E i5.8821.23
PEG Ratio i5.881.66
Price to Sales (TTM) i2.0114.39
Price to Book (MRQ) i1.8415.42
Market Capitalization
Market Capitalization i$1.14B$596.57B
Enterprise Value i$7.08B$594.14B
Enterprise Value Metrics
Enterprise to Revenue i12.7014.35
Enterprise to EBITDA iN/A20.50
Risk & Other Metrics
Beta i1.880.80
Book Value per Share (MRQ) i$40.79$20.03

Financial Statements Comparison: Atlanticus Holdings Corp. vs Visa Inc.

Financial Metrics

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Revenue

Operating Margin

Profit Margin

Long Term Debt

Income Flow Analysis

Financial Statements Comparison

Income Statement

MetricATLC (2025)V (2025)
Revenue/Sales i402.60M40.00B
Cost of Goods Sold iN/A7.86B
COGS % of Revenue i0.0%19.6%
Gross Profit iN/A32.15B
Gross Margin i0.0%80.4%
Research & Development iN/AN/A
Operating Income (EBIT) iN/A26.56B
Operating Margin i0.0%66.4%
EBITDA iN/A27.78B
EBITDA Margin i0.0%69.4%
Pre-Tax Income i159.71M24.19B
Pre-Tax Income % of Revenue i39.7%60.5%
Income Tax i39.10M4.14B
Income Tax % of Revenue i9.7%10.3%
Net Income (Profit) i120.61M20.06B
Profit Margin i30.0%50.1%

Balance Sheet & Liquidity Metrics

MetricATLC (2025)V (2025)
Cash & Equivalents i621.09M17.16B
Total Current Assets iN/A37.77B
Total Current Assets % of Revenue i0.0%94.4%
Total Current Liabilities iN/A35.05B
Total Current Liabilities % of Revenue i0.0%87.6%
Long-Term Debt i6.54B19.60B
Long-Term Debt % of Revenue i1,625.1%49.0%
Total Shareholders Equity i603.83M37.91B
Retained Earnings i506.42M15.11B
Retained Earnings % of Revenue i125.8%37.8%
Property, Plant & Equipment i25.82M0

Cash Flow Statement Comparison

MetricATLC (2025)V (2025)
Operating Cash Flow i838.25M22.89B
Operating Cash Flow % of Revenue i208.2%57.2%
Capital Expenditures i-5.02M-1.48B
Free Cash Flow i632.94M21.58B
FCF Margin i157.2%53.9%
Debt Repayment i-2.73B0
Common Stock Repurchase i-69.57M-18.32B

Short Interest & Institutional Ownership Analysis

MetricATLCV
Shares Short i484,37723.46M
Short Ratio i7.253.17
Short % of Float i31.63%1.40%
Shares Outstanding i14.92M1.93B
Float Shares i4.95M1.74B
% Held by Insiders i66.39%0.59%
% Held by Institutions i25.12%90.99%
% Held by Public i8.49%8.42%

Dividend Analysis & Yield Comparison: Atlanticus Holdings Corp. vs Visa Inc.

MetricATLCV
Last 12-Month Dividend i$0.00$2.52
Last 12-Month Dividend Yield iN/A0.78%
3-Year Avg Annual Dividend i$0.00$2.23
3-Year Avg Dividend Yield iN/A0.19%
3-Year Total Dividends i$0.00$6.68
Ex-Dividend DateN/AFeb 10, 2026